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Balmer Law. Inv.

BLILFinance

Fundamental Score

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Balmer Law. Inv. Share Price & Market Analysis

Current Market Price (CMP)
78.73
No change data available
Market Cap
1.77K (Cr)
Industry
Finance

Profitability Metrics

Poor

Return on Equity

13.15%
Good

Return on Capital Employed

17.19%
Good

Operating Profit Margin (5Y)

11.64%
Excellent

Dividend Yield

5.39%

Valuation Metrics

Excellent

Price to Earnings

10.12x

Market Capitalization

1.77K (Cr)

Industry P/E

23.38x

Growth Metrics

Poor

YoY Quarterly Profit Growth

8.40%
Poor

YoY Quarterly Sales Growth

6.68%
Average

Sales Growth (5Y)

10.10%
Average

EPS Growth (5Y)

10.09%
Average

Profit Growth (5Y)

10.08%

Financial Health

Excellent

Debt to Equity

0.08x
Excellent

Interest Coverage

14.39x
Excellent

Free Cash Flow (5Y)

691.42 (Cr)

Ownership Structure

Good

Promoter Holding

59.67%
Poor

FII Holding

1.10%
Poor

DII Holding

0.03%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
59.67%
Promoter Holding
1.77K (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of BLIL across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Excellent ROCE Performance (17.19%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.

Attractive Valuation (P/E: 10.12 vs Industry: 23.38)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.

Conservative Debt Levels (D/E: 0.08)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Strong Interest Coverage (14.39x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.

Strong Cash Generation (₹691.42 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (59.67%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Attractive Dividend Yield (5.39%)

Observation: Healthy dividend yield provides income component to returns.

Analysis: Dividend yield >3% offers income potential while indicating cash flow strength and shareholder-friendly policies.

Risk Factors

1 factors identified

Limited Institutional Interest (FII+DII: 1.13%)

Observation: Low institutional participation may affect liquidity and visibility.

Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.

📊 Educational Market Overview

Disclaimer: The ratings and scores are generated algorithmically from publicly available market data and are provided for educational and informational purposes only. They do not constitute investment advice, recommendation, or solicitation to buy/sell any securities.

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Financial Statements

Comprehensive financial data for Balmer Law. Inv.

About BLIL

Company Details

Symbol:BLIL
Industry:Finance
Sector:Non Banking Financial Company (NBFC)

Market Information

Market Cap:1.77K (Cr)
P/E Ratio:10.12
Beta:N/A

Performance

52W High:N/A
52W Low:N/A
Dividend Yield:5.39%

BLIL Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)13.15%
Return on Capital Employed17.19%
Operating Profit Margin (5Y)11.64%
Debt to Equity Ratio0.08
Interest Coverage Ratio14.39

Growth & Valuation

Sales Growth (5Y)10.10%
Profit Growth (5Y)10.08%
EPS Growth (5Y)10.09%
YoY Quarterly Profit Growth8.40%
YoY Quarterly Sales Growth6.68%

Frequently Asked Questions

What is the current price of BLIL?

BLIL is currently trading at ₹78.73 with a gain of 0.00% today. The current market price (CMP) represents the last traded price of BLIL shares on the stock exchange. This price fluctuates throughout trading hours based on supply and demand. You can track real-time price movements, percentage changes, and trading volume in the header section.

What is the P/E ratio of BLIL and what does it mean?

BLIL has a P/E ratio of 10.12x compared to the industry average of 23.38x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹10 for every ₹1 of annual earnings. This is lower than the industry average, which might indicate undervaluation or slower growth expectations.

How is BLIL performing according to Bull Run's analysis?

BLIL has a Bull Run fundamental score of 49.6/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability (ROE: 13.15%), growth metrics, valuation ratios, and financial health indicators. The score updates quarterly with new financial data and helps you quickly assess overall investment quality.

What sector and industry does BLIL belong to?

BLIL operates in the Finance industry. This sector classification helps understand the broader economic trends, regulatory framework, and competitive landscape affecting Balmer Law. Inv.. Companies in this industry typically face similar market dynamics, cyclical patterns, and macroeconomic factors. Understanding the industry context is crucial for peer comparison and assessing how sector-specific trends might impact the stock's performance.

What is Return on Equity (ROE) and why is it important for BLIL?

BLIL has an ROE of 13.15%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Balmer Law. Inv. generates profits from shareholders' equity. An ROE of 13% means the company generates ₹13 profit for every ₹100 of shareholders' equity. This metric is crucial for assessing management's ability to create value for shareholders.

How is BLIL's debt-to-equity ratio and what does it indicate?

BLIL has a debt-to-equity ratio of 0.08, which indicates conservative financing with low financial risk. This means the company has ₹8 of debt for every ₹100 of equity. This conservative approach provides financial stability but may limit growth potential.

What is BLIL's dividend yield and is it a good dividend stock?

BLIL offers a dividend yield of 5.39%, which means you receive ₹5.39 annual dividend for every ₹100 invested. This is a relatively high yield that can provide good income, but verify its sustainability. Dividend yield is calculated as annual dividend per share ÷ current share price × 100. Evaluate dividend consistency over 5+ years and free cash flow coverage for sustainability.

How has BLIL grown over the past 5 years?

BLIL has achieved 5-year growth rates of: Sales Growth 10.10%, Profit Growth 10.08%, and EPS Growth 10.09%. These growth metrics show the company's ability to expand its business and improve profitability over time. Sales growth indicates market expansion, profit growth shows operational efficiency, and EPS growth directly impacts share price appreciation potential.

What is the promoter holding in BLIL and why does it matter?

Promoters hold 59.67% of BLIL shares, with 0.00% of promoter shares pledged. This high promoter holding indicates strong management confidence and alignment with shareholders. Low pledging indicates financial stability of promoters. Recent change in promoter holding: 0.00%.

How does BLIL compare with its industry peers?

BLIL trades at P/E 10.12x vs industry average 23.38x, with ROE of 13.15% and ROCE of 17.19%. The stock appears undervalued relative to peers based on P/E ratio. Peer comparison helps identify whether BLIL is outperforming its competitive set in profitability, growth, and valuation metrics.

What is BLIL's market capitalization and what category does it fall into?

BLIL has a market capitalization of ₹1771 crores, making it a Large-cap stock. Large-cap stocks offer stability and liquidity but typically slower growth. Market cap is calculated as current share price × total outstanding shares, representing the company's total market value.

What are the key financial ratios to consider for BLIL?

Key ratios for BLIL: ROE 13.15% (Good), ROCE 17.19%, P/E 10.12x, Debt-to-Equity 0.08, Interest Coverage 14.39x. These ratios help assess profitability (ROE, ROCE), valuation (P/E), financial health (D/E, Interest Coverage), and overall investment quality. Compare these with industry medians and historical trends for meaningful analysis.

How volatile is BLIL stock and what is its beta?

BLIL has a beta of N/A, which means it is less volatile than the market and offers defensive characteristics. Beta measures price volatility relative to the Nifty 50. Lower beta stocks provide stability during uncertain market conditions. Consider beta alongside your risk tolerance and portfolio diversification strategy.

What is the 52-week high and low for BLIL?

BLIL has a 52-week high of ₹N/A and low of ₹N/A. Currently trading at ₹78.73, the stock is within its annual trading range. Trading near highs indicates strong momentum but limited upside potential.

What are the key risks associated with investing in BLIL?

Key risks for BLIL include: Market volatility (Beta: N/A), financial leverage (Debt-to-Equity: 0.08), and operational challenges. The stock has a Fundamental Score of 49.6/100, indicating higher risk requiring thorough due diligence. Sector-specific risks in Finance include regulatory changes, economic cycles, and competitive pressures. Consider your risk tolerance, investment horizon, and portfolio diversification before investing. Past performance doesn't guarantee future results.

What is BLIL's operating profit margin and how has it trended?

BLIL has a 5-year average Operating Profit Margin (OPM) of 11.64%, which is good and shows decent operational efficiency. Operating Profit Margin shows operational efficiency by measuring operating profit as a percentage of revenue. Monitor margin trends to assess management's ability to control costs and improve efficiency. Compare with industry peers to understand relative performance.

How is BLIL's quarterly performance in terms of sales and profit growth?

BLIL's recent quarterly performance shows YoY Sales Growth of 6.68% and YoY Profit Growth of 8.40%. Growth rates indicate the current business trajectory and market demand. Sales growth shows market demand while profit growth reveals operational efficiency and margin management.

What is the FII and DII holding pattern in BLIL?

BLIL has FII holding of 1.10% and DII holding of 0.03%, totaling 1.13% institutional ownership. This institutional participation level shows the confidence of professional money managers. Monitor quarterly changes in institutional holdings for investment flow trends and sentiment.