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Bank of Maharashtra

MAHABANKBanks

Fundamental Score

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Bank of Maharashtra Share Price & Market Analysis

Current Market Price (CMP)
55.35
No change data available
Market Cap
42.57K (Cr)
Industry
Banks

Profitability Metrics

Excellent

Return on Equity

22.81%
Poor

Return on Capital Employed

5.72%
Excellent

Operating Profit Margin (5Y)

55.66%
Good

Dividend Yield

2.71%

Valuation Metrics

Average

Price to Earnings

7.40x

Market Capitalization

42.57K (Cr)

Industry P/E

7.84x

Growth Metrics

Average

YoY Quarterly Profit Growth

16.16%
Excellent

YoY Quarterly Sales Growth

20.07%
Excellent

Sales Growth (5Y)

16.76%
Excellent

EPS Growth (5Y)

60.49%
Excellent

Profit Growth (5Y)

69.68%

Financial Health

Poor

Debt to Equity

11.53x
Poor

Interest Coverage

1.44x
Excellent

Free Cash Flow (5Y)

25.65K (Cr)

Ownership Structure

Average

Promoter Holding

79.60%
Poor

FII Holding

1.89%
Good

DII Holding

10.40%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.
79.60%
Promoter Holding
42.57K (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of MAHABANK across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (22.81%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (55.66%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Strong Revenue Growth (20.07%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Consistent Growth Track Record (16.76% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Excellent EPS Growth (60.49% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (69.68% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Strong Cash Generation (₹25652.49 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

5 factors identified

Suboptimal ROCE (5.72%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Elevated Debt Levels (D/E: 11.53)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.44x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

📊 Educational Market Overview

Disclaimer: The ratings and scores are generated algorithmically from publicly available market data and are provided for educational and informational purposes only. They do not constitute investment advice, recommendation, or solicitation to buy/sell any securities.

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Financial Statements

Comprehensive financial data for Bank of Maharashtra

About MAHABANK

Company Details

Symbol:MAHABANK
Industry:Banks
Sector:Public Sector Bank

Market Information

Market Cap:42.57K (Cr)
P/E Ratio:7.40
Beta:N/A

Performance

52W High:N/A
52W Low:N/A
Dividend Yield:2.71%

MAHABANK Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)22.81%
Return on Capital Employed5.72%
Operating Profit Margin (5Y)55.66%
Debt to Equity Ratio11.53
Interest Coverage Ratio1.44

Growth & Valuation

Sales Growth (5Y)16.76%
Profit Growth (5Y)69.68%
EPS Growth (5Y)60.49%
YoY Quarterly Profit Growth16.16%
YoY Quarterly Sales Growth20.07%

Frequently Asked Questions

What is the current price of MAHABANK?

MAHABANK is currently trading at ₹55.35 with a gain of 0.00% today. The current market price (CMP) represents the last traded price of MAHABANK shares on the stock exchange. This price fluctuates throughout trading hours based on supply and demand. You can track real-time price movements, percentage changes, and trading volume in the header section.

What is the P/E ratio of MAHABANK and what does it mean?

MAHABANK has a P/E ratio of 7.40x compared to the industry average of 7.84x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹7 for every ₹1 of annual earnings. This is lower than the industry average, which might indicate undervaluation or slower growth expectations.

How is MAHABANK performing according to Bull Run's analysis?

MAHABANK has a Bull Run fundamental score of 62.1/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability (ROE: 22.81%), growth metrics, valuation ratios, and financial health indicators. The score updates quarterly with new financial data and helps you quickly assess overall investment quality.

What sector and industry does MAHABANK belong to?

MAHABANK operates in the Banks industry. This sector classification helps understand the broader economic trends, regulatory framework, and competitive landscape affecting Bank of Maharashtra. Companies in this industry typically face similar market dynamics, cyclical patterns, and macroeconomic factors. Understanding the industry context is crucial for peer comparison and assessing how sector-specific trends might impact the stock's performance.

What is Return on Equity (ROE) and why is it important for MAHABANK?

MAHABANK has an ROE of 22.81%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Bank of Maharashtra generates profits from shareholders' equity. An ROE of 23% means the company generates ₹23 profit for every ₹100 of shareholders' equity. This metric is crucial for assessing management's ability to create value for shareholders.

How is MAHABANK's debt-to-equity ratio and what does it indicate?

MAHABANK has a debt-to-equity ratio of 11.53, which indicates high leverage that increases financial risk. This means the company has ₹1153 of debt for every ₹100 of equity. Higher leverage can amplify returns during good times but increases bankruptcy risk during downturns.

What is MAHABANK's dividend yield and is it a good dividend stock?

MAHABANK offers a dividend yield of 2.71%, which means you receive ₹2.71 annual dividend for every ₹100 invested. This provides moderate dividend income along with potential capital appreciation. Dividend yield is calculated as annual dividend per share ÷ current share price × 100. Evaluate dividend consistency over 5+ years and free cash flow coverage for sustainability.

How has MAHABANK grown over the past 5 years?

MAHABANK has achieved 5-year growth rates of: Sales Growth 16.76%, Profit Growth 69.68%, and EPS Growth 60.49%. This consistent double-digit growth indicates a strong business model and competitive positioning. Sales growth indicates market expansion, profit growth shows operational efficiency, and EPS growth directly impacts share price appreciation potential.

What is the promoter holding in MAHABANK and why does it matter?

Promoters hold 79.60% of MAHABANK shares, with 0.00% of promoter shares pledged. This high promoter holding indicates strong management confidence and alignment with shareholders. Low pledging indicates financial stability of promoters. Recent change in promoter holding: 0.00%.

How does MAHABANK compare with its industry peers?

MAHABANK trades at P/E 7.40x vs industry average 7.84x, with ROE of 22.81% and ROCE of 5.72%. The stock appears undervalued relative to peers based on P/E ratio. Peer comparison helps identify whether MAHABANK is outperforming its competitive set in profitability, growth, and valuation metrics.

What is MAHABANK's market capitalization and what category does it fall into?

MAHABANK has a market capitalization of ₹42565 crores, making it a Large-cap stock. Large-cap stocks offer stability and liquidity but typically slower growth. Market cap is calculated as current share price × total outstanding shares, representing the company's total market value.

What are the key financial ratios to consider for MAHABANK?

Key ratios for MAHABANK: ROE 22.81% (Excellent), ROCE 5.72%, P/E 7.40x, Debt-to-Equity 11.53, Interest Coverage 1.44x. These ratios help assess profitability (ROE, ROCE), valuation (P/E), financial health (D/E, Interest Coverage), and overall investment quality. Compare these with industry medians and historical trends for meaningful analysis.

How volatile is MAHABANK stock and what is its beta?

MAHABANK has a beta of N/A, which means it is less volatile than the market and offers defensive characteristics. Beta measures price volatility relative to the Nifty 50. Lower beta stocks provide stability during uncertain market conditions. Consider beta alongside your risk tolerance and portfolio diversification strategy.

What is the 52-week high and low for MAHABANK?

MAHABANK has a 52-week high of ₹N/A and low of ₹N/A. Currently trading at ₹55.35, the stock is within its annual trading range. Trading near highs indicates strong momentum but limited upside potential.

What are the key risks associated with investing in MAHABANK?

Key risks for MAHABANK include: Market volatility (Beta: N/A), financial leverage (Debt-to-Equity: 11.53), and operational challenges. The stock has a Fundamental Score of 62.1/100, indicating moderate risk requiring careful monitoring. Sector-specific risks in Banks include regulatory changes, economic cycles, and competitive pressures. Consider your risk tolerance, investment horizon, and portfolio diversification before investing. Past performance doesn't guarantee future results.

What is MAHABANK's operating profit margin and how has it trended?

MAHABANK has a 5-year average Operating Profit Margin (OPM) of 55.66%, which is excellent and indicates strong pricing power and cost control. Operating Profit Margin shows operational efficiency by measuring operating profit as a percentage of revenue. This strong margin indicates competitive advantages and operational leverage. Compare with industry peers to understand relative performance.

How is MAHABANK's quarterly performance in terms of sales and profit growth?

MAHABANK's recent quarterly performance shows YoY Sales Growth of 20.07% and YoY Profit Growth of 16.16%. This strong double-digit growth indicates excellent business momentum and management execution. Sales growth shows market demand while profit growth reveals operational efficiency and margin management.

What is the FII and DII holding pattern in MAHABANK?

MAHABANK has FII holding of 1.89% and DII holding of 10.40%, totaling 12.29% institutional ownership. This institutional participation level shows the confidence of professional money managers. Monitor quarterly changes in institutional holdings for investment flow trends and sentiment.