Aastamangalam Finance Ltd
Fundamental Score
Aastamangalam Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of AASTAFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (83.43%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 8.55 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Consistent Growth Track Record (63.93% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (167.43% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (207.74% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Strong Interest Coverage (6.41x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
5 factors identified
Revenue Contraction (-8.59%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Negative Free Cash Flow (₹-83.74 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (28.49%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Aastamangalam Finance Ltd
About AASTAFIN
Business Overview
Aastamangalam Finance Limited, a non-banking financial company provides financial services in India. The company offers short-term and long-term financing services to corporate and non-corporate entities, as well as recovery of overdue receivables. The company was formerly known as Upasana Finance Limited and changed its name to Aastamangalam Finance Limited in March 2022. Aastamangalam Finance Limited was incorporated in 1985 and is based in Chennai, India.
Company Details
Key Leadership
Corporate Events
AASTAFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Aastamangalam Finance Ltd (AASTAFIN)?
As of 29 Jan 2026, 10:33 am IST, Aastamangalam Finance Ltd (AASTAFIN) is currently trading at ₹33.02. The stock has a market capitalization of ₹69.93 (Cr).
Is AASTAFIN share price Overvalued or Undervalued?
AASTAFIN is currently trading at a P/E ratio of 8.55x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Aastamangalam Finance Ltd share price?
Key factors influencing AASTAFIN's price include its quarterly earnings growth (Sales Growth: -8.59%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Aastamangalam Finance Ltd a good stock for long-term investment?
Aastamangalam Finance Ltd shows a 5-year Profit Growth of 207.74% and an ROE of 14.82%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.64 before investing.
How does Aastamangalam Finance Ltd compare with its industry peers?
Aastamangalam Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare AASTAFIN's P/E of 8.55x and ROE of 14.82% against the industry averages to determine its competitive standing.
What is the P/E ratio of AASTAFIN and what does it mean?
AASTAFIN has a P/E ratio of 8.55x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹9 for every ₹1 of annual earnings.
How is AASTAFIN performing according to Bull Run's analysis?
AASTAFIN has a Bull Run fundamental score of 43.6/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does AASTAFIN belong to?
AASTAFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Aastamangalam Finance Ltd.
What is Return on Equity (ROE) and why is it important for AASTAFIN?
AASTAFIN has an ROE of 14.82%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Aastamangalam Finance Ltd generates profits from shareholders' equity.
How is AASTAFIN's debt-to-equity ratio and what does it indicate?
AASTAFIN has a debt-to-equity ratio of 0.64, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is AASTAFIN's dividend yield and is it a good dividend stock?
AASTAFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has AASTAFIN grown over the past 5 years?
AASTAFIN has achieved 5-year growth rates of: Sales Growth 63.93%, Profit Growth 207.74%, and EPS Growth 167.43%.
What is the promoter holding in AASTAFIN and why does it matter?
Promoters hold 28.49% of AASTAFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is AASTAFIN's market capitalization category?
AASTAFIN has a market capitalization of ₹70 crores, placing it in the Small-cap category.
How volatile is AASTAFIN stock?
AASTAFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for AASTAFIN?
AASTAFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is AASTAFIN's operating profit margin trend?
AASTAFIN has a 5-year average Operating Profit Margin (OPM) of 83.43%, indicating the company's operational efficiency.
How is AASTAFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -8.59% and YoY Profit Growth of -4.80%.
What is the institutional holding pattern in AASTAFIN?
AASTAFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.