Aastamangalam Finance Ltd Stock Price Today (NSE: AASTAFIN)

Aastamangalam Finance Ltd

32.99+0.85 (+2.64%)
Market Closed

Fundamental Score

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Aastamangalam Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Aastamangalam Finance Ltd share price today is 32.99, up +2.64% on NSE/BSE as of 18 June 2026. Aastamangalam Finance Ltd (AASTAFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 69.93 (Cr). The 52-week high for AASTAFIN share price is 55.00 and the 52-week low is 27.80. At a P/E ratio of 8.55x, AASTAFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 14.82% and a debt-to-equity ratio of 0.64.

Aastamangalam Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
42.30
Low
30.20
Volume
21.5K
Change
-12.97%

Aastamangalam Finance Ltd share price chart: -12.97% return over the past month. 52-week high ₹55.00, 52-week low ₹27.80.

Aastamangalam Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
33.0034.8530.7032.9912.01K (Cr)
34.6534.6531.9032.1416.01K (Cr)
35.4439.9033.0633.764.00K (Cr)
37.8037.8033.3033.9413.30K (Cr)
34.8836.5834.0034.6113.76K (Cr)
33.6434.6833.0033.039.82K (Cr)
31.9934.9031.9033.6449.80K (Cr)
36.7338.0030.2032.2261.22K (Cr)
38.5438.5436.5236.7337.00 (Cr)
37.9339.3337.0638.8011.53K (Cr)

Aastamangalam Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
34.6534.8530.7032.99-4.79%
42.3042.3030.2033.76-20.19%
35.0041.0030.2939.74+13.54%
32.0044.0029.0032.23+0.72%
36.9943.9027.8031.46-14.95%
45.1447.9532.0632.67-27.63%
45.0048.9641.0044.26-1.64%
45.0051.0042.9846.24+2.76%
40.7546.3540.7545.20+10.92%
46.2946.8939.1541.75-9.81%
43.0048.3736.1544.44+3.35%
34.1755.0032.5542.15+23.35%

AI Research Briefing

Powered by Gemini · 2026-04-10

Distressed micro-cap NBFC with declining profitability and a 'Strong Sell' rating; avoid.

Research Confidence
8.0/10High
DEBT TRAP TURNAROUNDBreakdown. 1M: -0.42%, 3M: 0.33%, 6M: 38.53%.Cheap, P/E of 8.55x vs industry P/E of 22.03x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Aastamangalam Finance's share price was MarketsMojo downgraded Aastamangalam Finance to a 'Strong Sell' rating as of February 11, 2026, citing deteriorating technical indicators, stagnant financial performance and subdued market returns. Aastamangalam Finance experienced a 14.94% decline over the week ending February 20, 2026. The company's board met on February 14, 2026, to consider unaudited results for the quarter ending December 31, 2025. The quarterly net profit for Dec-2025 was Cr, a YoY decrease of -25.3%.

CORE STORY (THE REAL GAME)

Why Now
  • Negative sentiment with 'Strong Sell' rating
  • Significant stock decline of 14.94%
  • 25.3% YoY decrease in quarterly net profit
Potential Catalysts
  • Significant improvement in asset quality
  • Turnaround in microfinance sector
  • Positive surprise in earnings
Key Risks
  • Micro-cap liquidity risk
  • Declining profitability
  • Governance risk in small NBFCs
Institutional Activity

No FII/DII activity. Promoter holding stable at 28.49%. No signal.

Macro Context

NBFC sector faces increased regulatory scrutiny and potential headwinds from rising interest rates.

Cash Flow Quality

Poor. Free Cash Flow 5Y: ₹-83.74 Cr

3–6 Month Outlook

Next 3-6 months: Expect continued pressure on earnings and asset quality. Downside risk outweighs potential upside.

Primary Thesis Risk

Deteriorating asset quality leading to significant losses.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

14.82%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

13.02%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

83.43%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Aastamangalam Finance Ltd Valuation Check

Excellent

Price to Earnings (P/E)

8.55x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

28.49%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-4.80%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-8.59%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

63.93%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

167.43%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

207.74%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

0.64x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

6.41x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-83.74 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Aastamangalam Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of AASTAFIN across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Strong Operating Margins (83.43%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 8.55 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (63.93% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (167.43% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (207.74% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Interest Coverage (6.41x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Revenue Contraction (-8.59%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Negative Free Cash Flow (₹-83.74 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (28.49%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Aastamangalam Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Aastamangalam Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
43.6/100
33
₹69.93
8.6
Average
14.82%
Average
13.02%
Average
0.6
Good
207.74%
Excellent
63.93%
Excellent
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Aastamangalam Finance Ltd PE Ratio History

Historical price-to-earnings ratio for AASTAFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20244.04₹45.6511.3x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Aastamangalam Finance Ltd Quarterly Performance

Latest quarterly metrics for AASTAFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-8.59%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-4.80%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

63.93%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

207.74%

Compounded annual net profit growth over 5 years

Aastamangalam Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for AASTAFIN — calculated from daily price history

36RSI 14
Neutral — RSI 36

Momentum is balanced — neither overbought nor oversold.

SMA 50
36
▼ Price below SMA 50 — Short-term bearish
SMA 200
40
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
18K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Aastamangalam Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Aastamangalam Finance Ltd (AASTAFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Aastamangalam Finance Ltd

About AASTAFIN (Aastamangalam Finance Ltd)

Aastamangalam Finance Ltd is a Non-Banking Financial Company (NBFC) rooted in the Indian financial landscape. Established in 1985 and headquartered in Chennai, the company navigate...s the financial needs of various sectors with a focus on delivering tailored solutions. Originally known as Upasana Finance Limited, the entity rebranded as Aastamangalam Finance Limited in March 2022, signaling a renewed vision and strategic direction within the evolving financial market. This NBFC operates with a commitment to supporting the financial goals of businesses, contributing to their growth and stability within the competitive Indian economy. AASTAFIN is committed to delivering both short-term and long-term financial assistance to both corporate and non-corporate clients. By offering these diverse financing options, AASTAFIN aims to empower businesses with the capital they need to expand operations, invest in new projects, and manage working capital requirements. AASTAFIN understands the importance of timely and efficient financial support in today's fast-paced business environment, therefore the company strives to provide its clients with flexible and accessible financing solutions that are tailored to their specific needs and circumstances. Beyond traditional lending services, AASTAFIN also provides specialized services related to overdue receivables. This offering underscores the company's comprehensive approach to financial support, recognizing the challenges businesses face in managing their cash flow and mitigating financial risks. By assisting in the recovery of overdue receivables, AASTAFIN empowers its clients to improve their financial health and maintain a steady flow of income. The company's commitment to providing these value-added services highlights its dedication to building long-term relationships with its clients and supporting their overall financial success.

Company Details

Symbol:AASTAFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Binod Kumar Chowdhury
Company Secretary & Compliance officer
Mr. S. Mohan Kumar Jain
CEO & CFO

Corporate Events

Recent
Ex-Dividend Date

AASTAFIN Share Price: Frequently Asked Questions

What is the current share price of Aastamangalam Finance Ltd?

Aastamangalam Finance Ltd (AASTAFIN) trades at ₹32.99 on NSE and BSE. Market cap ₹69.93 (Cr). Educational data only.

What is the P/E ratio of Aastamangalam Finance Ltd?

Aastamangalam Finance Ltd has a P/E of 8.55x vs industry average 22.03x.

What is the Bull Run score for Aastamangalam Finance Ltd?

Aastamangalam Finance Ltd has a Bull Run score of 43.6/100 based on 25+ financial parameters.

Does Aastamangalam Finance Ltd pay dividends?

Aastamangalam Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Aastamangalam Finance Ltd?

Aastamangalam Finance Ltd has ROE of 14.82%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Aastamangalam Finance Ltd?

Aastamangalam Finance Ltd has debt-to-equity of 0.64.

Is Aastamangalam Finance Ltd a good investment?

Bull Run gives Aastamangalam Finance Ltd a score of 43.6/100. This is not investment advice — consult a SEBI-registered advisor.