Akme Fintrade India Ltd

AFILNon Banking Financial Company (NBFC)
4.88+0.00 (+0.00%)
As on 29 Jan 2026, 10:33 amMarket Closed

Fundamental Score

...

Akme Fintrade India Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

10.98%
Poor

Return on Capital Employed

14.40%
Excellent

Operating Profit Margin (5Y)

72.45%
Poor

Dividend Yield

0.00%

Valuation Metrics

Excellent

Price to Earnings

8.48x

Market Capitalization

306.41 (Cr)

Industry P/E

22.03x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

23.34%
Excellent

YoY Quarterly Sales Growth

45.25%
Poor

Sales Growth (5Y)

0.44%
Poor

EPS Growth (5Y)

-2.30%
Good

Profit Growth (5Y)

11.89%

Financial Health

Poor

Debt to Equity

0.96x
Poor

Interest Coverage

2.12x
Poor

Free Cash Flow (5Y)

-65.75 (Cr)

Ownership Structure

Average

Promoter Holding

41.21%
Poor

FII Holding

0.57%
Poor

DII Holding

2.81%
Average

Pledged Percentage

12.66%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
41.21%
Promoter Holding
306.41 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of AFIL across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Strong Operating Margins (72.45%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Attractive Valuation (P/E: 8.48 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.

Robust Profit Growth (23.34%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Strong Revenue Growth (45.25%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Risk Factors

7 factors identified

Limited Growth History (0.44% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.

Weak Earnings Growth (-2.30% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.

Weak Interest Coverage (2.12x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

Negative Free Cash Flow (₹-65.75 Cr over 5Y)

Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.

Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.

Limited Institutional Interest (FII+DII: 3.38%)

Observation: Low institutional participation may affect liquidity and visibility.

Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

Financial Statements

Comprehensive financial data for Akme Fintrade India Ltd

About AFIL

Business Overview

Akme Fintrade (India) Limited, a non-banking financial company, provides lending services in India. The company offers two-wheeler, four-wheeler, old vehicle, business, solar rooftop, mahila udyog, farm equipment, corporate, and working capital loans, as well as provides loan against property. Akme Fintrade (India) Limited was founded in 1995 and is based in Udaipur, India.

Company Details

Symbol:AFIL
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Nirmal Kumar Jain C.A.
MD & Chairman
Mr. Akash Jain
Chief Executive Officer
Ms. Rajni Gehlot
Chief Financial Officer

AFIL Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)10.98%
Return on Capital Employed14.40%
Operating Profit Margin (5Y)72.45%
Debt to Equity Ratio0.96
Interest Coverage Ratio2.12

Growth & Valuation

Sales Growth (5Y)0.44%
Profit Growth (5Y)11.89%
EPS Growth (5Y)-2.30%
YoY Quarterly Profit Growth23.34%
YoY Quarterly Sales Growth45.25%

Frequently Asked Questions

What is the current price of Akme Fintrade India Ltd (AFIL)?

As of 29 Jan 2026, 10:33 am IST, Akme Fintrade India Ltd (AFIL) is currently trading at ₹4.88. The stock has a market capitalization of ₹306.41 (Cr).

Is AFIL share price Overvalued or Undervalued?

AFIL is currently trading at a P/E ratio of 8.48x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.

What factors affect the Akme Fintrade India Ltd share price?

Key factors influencing AFIL's price include its quarterly earnings growth (Sales Growth: 45.25%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Akme Fintrade India Ltd a good stock for long-term investment?

Akme Fintrade India Ltd shows a 5-year Profit Growth of 11.89% and an ROE of 10.98%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.96 before investing.

How does Akme Fintrade India Ltd compare with its industry peers?

Akme Fintrade India Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare AFIL's P/E of 8.48x and ROE of 10.98% against the industry averages to determine its competitive standing.

What is the P/E ratio of AFIL and what does it mean?

AFIL has a P/E ratio of 8.48x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹8 for every ₹1 of annual earnings.

How is AFIL performing according to Bull Run's analysis?

AFIL has a Bull Run fundamental score of 35.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does AFIL belong to?

AFIL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Akme Fintrade India Ltd.

What is Return on Equity (ROE) and why is it important for AFIL?

AFIL has an ROE of 10.98%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Akme Fintrade India Ltd generates profits from shareholders' equity.

How is AFIL's debt-to-equity ratio and what does it indicate?

AFIL has a debt-to-equity ratio of 0.96, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.

What is AFIL's dividend yield and is it a good dividend stock?

AFIL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has AFIL grown over the past 5 years?

AFIL has achieved 5-year growth rates of: Sales Growth 0.44%, Profit Growth 11.89%, and EPS Growth -2.30%.

What is the promoter holding in AFIL and why does it matter?

Promoters hold 41.21% of AFIL shares, with 12.66% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is AFIL's market capitalization category?

AFIL has a market capitalization of ₹306 crores, placing it in the Small-cap category.

How volatile is AFIL stock?

AFIL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for AFIL?

AFIL has a 52-week high of ₹N/A and low of ₹N/A.

What is AFIL's operating profit margin trend?

AFIL has a 5-year average Operating Profit Margin (OPM) of 72.45%, indicating the company's operational efficiency.

How is AFIL's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 45.25% and YoY Profit Growth of 23.34%.

What is the institutional holding pattern in AFIL?

AFIL has FII holding of 0.57% and DII holding of 2.81%. Significant institutional holding often suggests professional confidence in the stock.