Available Finance Ltd Stock Price Today (NSE: AVAILFC)
Fundamental Score
Available Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Available Finance Ltd share price today is ₹159.00, up +0.63% on NSE/BSE as of 18 June 2026. Available Finance Ltd (AVAILFC) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹157.69 (Cr). The 52-week high for AVAILFC share price is ₹205.95 and the 52-week low is ₹122.15. At a P/E ratio of 1.39x, AVAILFC is currently trading below its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 9.15% and a debt-to-equity ratio of 0.00.
Available Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Available Finance Ltd share price chart: -3.38% return over the past month. 52-week high ₹205.95, 52-week low ₹122.15.
Available Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹158.00 | ₹159.50 | ₹157.50 | ₹159.00 | 129.00 (Cr) | |
| ₹160.00 | ₹160.00 | ₹153.90 | ₹158.00 | 625.00 (Cr) | |
| ₹158.00 | ₹160.20 | ₹158.00 | ₹160.00 | 235.00 (Cr) | |
| ₹159.00 | ₹159.05 | ₹154.40 | ₹154.40 | 187.00 (Cr) | |
| ₹161.00 | ₹161.00 | ₹155.70 | ₹159.45 | 341.00 (Cr) | |
| ₹157.50 | ₹160.50 | ₹156.20 | ₹158.00 | 1.09K (Cr) | |
| ₹154.00 | ₹160.00 | ₹154.00 | ₹155.85 | 780.00 (Cr) | |
| ₹159.45 | ₹161.50 | ₹156.00 | ₹157.00 | 2.91K (Cr) | |
| ₹159.00 | ₹161.05 | ₹155.00 | ₹157.50 | 5.33K (Cr) | |
| ₹149.10 | ₹160.00 | ₹146.00 | ₹159.00 | 5.02K (Cr) |
Available Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹160.00 | ₹160.00 | ₹153.90 | ₹159.00 | -0.63% | |
| ₹153.55 | ₹167.00 | ₹146.00 | ₹160.00 | +4.20% | |
| ₹125.25 | ₹162.95 | ₹125.15 | ₹154.50 | +23.35% | |
| ₹136.50 | ₹152.00 | ₹122.15 | ₹124.95 | -8.46% | |
| ₹150.00 | ₹169.40 | ₹135.10 | ₹141.85 | -5.43% | |
| ₹162.50 | ₹174.00 | ₹140.00 | ₹148.35 | -8.71% | |
| ₹157.90 | ₹163.45 | ₹145.40 | ₹157.90 | +0.00% | |
| ₹174.00 | ₹174.00 | ₹150.15 | ₹156.30 | -10.17% | |
| ₹155.70 | ₹168.90 | ₹150.15 | ₹162.20 | +4.17% | |
| ₹159.95 | ₹176.85 | ₹154.90 | ₹155.70 | -2.66% | |
| ₹183.00 | ₹183.00 | ₹156.00 | ₹157.85 | -13.74% | |
| ₹202.70 | ₹202.95 | ₹169.30 | ₹178.55 | -11.91% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Promoter reshuffling in a micro-cap with near-zero ROCE is not a reason to buy.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Available Finance Ltd.'s trading window is closed from April 1, 2026, until 48 hours after the release of FY26 audited results. Promoter group member Tapan Agarwal acquired 735,281 equity shares worth on March 24, 2026, at via inter-se transfer. Vanshika Agarwal became a new promoter, acquiring 1,000 equity shares through transmission.
CORE STORY (THE REAL GAME)
Available Finance is a micro-cap NBFC operating under the Agarwal Group. The core narrative revolves around promoter activity and internal restructuring, not necessarily fundamental business performance.
- Promoter stake increase
- Low P/E
- Trading window closed ahead of results
- Significant earnings beat
- Reinstatement of NBFC license
- Major order win
- Micro-cap liquidity risk
- Negative free cash flow
- ROCE near zero
- RBI license cancelled in Feb 2022
Promoter Tapan Agarwal increased stake, but it was an internal transfer from Archana Coal Private Limited.
NBFC sector projected to grow, but smaller players face challenges.
No, ₹-4.25 Cr
3-6 month thesis: Operational improvements are needed to justify current valuation. Without it, expect a correction.
Primary Thesis Risk
Lack of operational improvement will lead to valuation collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Available Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Available Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of AVAILFC across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (60.94%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 1.39 vs Industry: 30.94)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (45.57%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Excellent EPS Growth (16.21% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (16.21% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (66.32%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (9.15%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.03%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Limited Growth History (-12.94% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-4.25 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Available Finance Ltd vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare Available Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Available Finance LtdAvailable Finan...Selected✓ AVAILFC • 531310 | 48.2/100 | ₹159.00₹159 | ₹157.69₹157.69 | 1.39Average 1.4 Average | 9.15%Poor 9.15% Poor | 0.03%Poor 0.03% Poor | 0.00Excellent 0.0 Excellent | 16.21%Excellent 16.21% Excellent | -12.94%Poor -12.94% Poor | 0.00% |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 64/100 | ₹3987.30₹3987 | ₹32833.08₹32833.08 | 43.82Average 43.8 Average | 27.81%Excellent 27.81% Excellent | 35.60%Excellent 35.60% Excellent | 0.11Excellent 0.1 Excellent | 14.43%Good 14.43% Good | 13.49%Good 13.49% Good | 0.56% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 21.2/100 | ₹11320.20₹11320 | ₹15422.64₹15422.64 | — — | 208.63%Excellent 208.63% Excellent | 80.21%Excellent 80.21% Excellent | 1.56Average 1.6 Average | 179.71%Excellent 179.71% Excellent | — — | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 53.3/100 | ₹153.55₹154 | ₹4011.66₹4011.66 | 864.58Average 864.6 Average | 12.36%Average 12.36% Average | 16.59%Good 16.59% Good | 0.00Excellent 0.0 Excellent | 79.86%Excellent 79.86% Excellent | 188.59%Excellent 188.59% Excellent | 0.01% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 6.9/100 | ₹56.73₹57 | ₹1689.95₹1689.95 | 102.86Average 102.9 Average | 37.55%Excellent 37.55% Excellent | 32.47%Excellent 32.47% Excellent | 0.24Excellent 0.2 Excellent | — — | — — | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 1.7/100 | ₹189.35₹189 | ₹1396.38₹1396.38 | — — | -0.17%Poor -0.17% Poor | -0.83%Poor -0.83% Poor | 0.06Excellent 0.1 Excellent | 14.57%Good 14.57% Good | -17.45%Poor -17.45% Poor | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹22.65₹23 | ₹1369.10₹1369.10 | — — | -57.60%Poor -57.60% Poor | 8.93%Poor 8.93% Poor | 37.49Poor 37.5 Poor | — — | 47.25%Excellent 47.25% Excellent | 0.00% |
67.9/100 | ₹912.60₹913 | ₹1086.24₹1086.24 | 32.77Average 32.8 Average | 28.60%Excellent 28.60% Excellent | 37.87%Excellent 37.87% Excellent | 0.00Excellent 0.0 Excellent | 94.13%Excellent 94.13% Excellent | 43.40%Excellent 43.40% Excellent | 1.94% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 49/100 | ₹284.70₹285 | ₹998.77₹998.77 | 30.04Average 30.0 Average | 19.46%Good 19.46% Good | 22.62%Excellent 22.62% Excellent | 0.01Excellent 0.0 Excellent | 34.59%Excellent 34.59% Excellent | 3.63%Average 3.63% Average | 0.51% |
39.1/100 | ₹290.00₹290 | ₹890.53₹890.53 | 39.02Average 39.0 Average | 25.18%Excellent 25.18% Excellent | 29.45%Excellent 29.45% Excellent | 0.27Excellent 0.3 Excellent | — — | — — | 0.00% | |
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Available Finance Ltd PE Ratio History
Historical price-to-earnings ratio for AVAILFC — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹116.45 | ₹323.00 | 2.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Available Finance Ltd Quarterly Performance
Latest quarterly metrics for AVAILFC — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
7.14%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
45.57%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-12.94%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
16.21%
Compounded annual net profit growth over 5 years
Available Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for AVAILFC — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Available Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Available Finance Ltd (AVAILFC) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Available Finance Ltd
About AVAILFC (Available Finance Ltd)
Available Finance Ltd (AVAILFC) is an entity operating within the dynamic landscape of Other Financial Services. Based out of Indore, India, AVAILFC engages primarily in lending an...d strategic investment activities. As a non-banking financial company (NBFC), it provides financial solutions to various sectors, playing a pivotal role in facilitating capital flow and supporting economic growth. The company leverages its understanding of the Indian market to identify opportunities for investment and extend credit to businesses and individuals. AVAILFC's core function is centered on bridging financial gaps and enabling access to capital, contributing to the overall financial ecosystem. Originally established in 1993, AVAILFC has evolved its operational structure over the years to adapt to the changing financial landscape. Initially known as Flag Finin Limited, the organization underwent a name change in May 1999 to become Available Finance Limited, marking a new phase in its development. AVAILFC's operational framework is deeply rooted in the Indian financial market, with a focus on providing tailored financial solutions that cater to the specific needs of its clientele. The company leverages its experience and industry expertise to provide loans and make investments that align with its growth strategy. AVAILFC operates as a subsidiary of Archana Coal Private Limited. This relationship provides AVAILFC with a strong foundation and access to resources that support its business objectives. By leveraging this relationship and its operational focus on lending and investment, Available Finance Ltd actively contributes to the broader financial services sector, playing a role in the economic development of the region. AVAILFC continuously seeks opportunities to expand its reach and provide value-added financial services.
Company Details
Key Leadership
AVAILFC Share Price: Frequently Asked Questions
What is the current share price of Available Finance Ltd?
Available Finance Ltd (AVAILFC) trades at ₹159.00 on NSE and BSE. Market cap ₹157.69 (Cr). Educational data only.
What is the P/E ratio of Available Finance Ltd?
Available Finance Ltd has a P/E of 1.39x vs industry average 30.94x.
What is the Bull Run score for Available Finance Ltd?
Available Finance Ltd has a Bull Run score of 48.2/100 based on 25+ financial parameters.
Does Available Finance Ltd pay dividends?
Available Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Available Finance Ltd?
Available Finance Ltd has ROE of 9.15%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Available Finance Ltd?
Available Finance Ltd has debt-to-equity of 0.00.
Is Available Finance Ltd a good investment?
Bull Run gives Available Finance Ltd a score of 48.2/100. This is not investment advice — consult a SEBI-registered advisor.