Avasara Finance Ltd Stock Price Today (NSE: AVASARA)
Fundamental Score
Avasara Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Avasara Finance Ltd share price today is ₹18.86, up +0.00% on NSE/BSE as of 4 August 2026. Avasara Finance Ltd (AVASARA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹28.30 (Cr). The 52-week high for AVASARA share price is ₹32.55 and the 52-week low is ₹14.80. The company has a Return on Equity (ROE) of -37.39% and a debt-to-equity ratio of 0.13.
Avasara Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Avasara Finance Ltd share price chart: 4.95% return over the past month. 52-week high ₹32.55, 52-week low ₹14.80.
Avasara Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 947.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 118.00 (Cr) | |
| ₹18.86 | ₹18.86 | ₹18.86 | ₹18.86 | 0.00 (Cr) |
Avasara Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹17.97 | ₹18.86 | ₹17.97 | ₹18.86 | +4.95% | |
| ₹17.97 | ₹17.97 | ₹17.97 | ₹17.97 | +0.00% | |
| ₹17.12 | ₹17.97 | ₹17.12 | ₹17.97 | +4.96% | |
| ₹17.12 | ₹17.12 | ₹17.12 | ₹17.12 | +0.00% | |
| ₹16.31 | ₹17.12 | ₹16.31 | ₹17.12 | +4.97% | |
| ₹14.81 | ₹16.31 | ₹14.80 | ₹16.31 | +10.13% | |
| ₹16.47 | ₹17.28 | ₹14.87 | ₹15.57 | -5.45% | |
| ₹31.00 | ₹32.55 | ₹16.47 | ₹16.47 | -46.88% | |
| ₹31.06 | ₹31.06 | ₹30.60 | ₹31.00 | -0.19% | |
| ₹27.00 | ₹31.06 | ₹23.16 | ₹31.06 | +15.04% | |
| ₹28.07 | ₹29.45 | ₹27.00 | ₹27.00 | -3.81% | |
| ₹28.08 | ₹28.08 | ₹28.00 | ₹28.07 | -0.04% |
AI Research Briefing
Powered by Gemini · 2026-08-01
Cash-burning NBFC shell reliant on equity dilution rather than lending economics.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. The most recent operational update stems from May 27, 2026, when the company posted Q4 FY26 earnings featuring a standalone net loss of ₹1.28 crore against a loss of ₹0.08 crore YoY, with total Q4 sales at a negligible ₹0.06 crore. Earlier in January 2026, the firm completed a ₹10.00 crore rights issue allotting 1.00 crore shares at ₹10 per share.
CORE STORY (THE REAL GAME)
A shell structure capital injection play masquerading as an NBFC. Without core operational cash flows, the narrative is strictly a balance sheet recapitalization story driven by equity dilution rather than asset yield.
- Q4 FY26 net loss widened to ₹1.28 crore with top-line at a minimal ₹0.06 crore
- Full-year FY26 net loss expanded to ₹2.21 crore compared to ₹0.45 crore in FY25
- No major news or order catalysts identified in recent weeks post-May earnings
- Announcement of deployment of ₹10 crore rights issue proceeds into active loan books
- Strategic acquisition in investment advisory or lending space
- Further equity dilution or promoter shareholding changes
- Extreme micro-cap illiquidity risk with ₹28.3 Cr market capitalization
- Negative ROE (-37.39%) and negative ROCE (-39.27%) reflecting systemic capital destruction
- 5-year Free Cash Flow of ₹-1.56 Cr alongside negative 5-year sales CAGR of -37.52%
DII holdings reduced by 1.29% to 0.64%, FII at 0.0%, and Promoter stake unchanged at 74.62%.
India NBFC credit is projected to grow 15-17% in FY26, but micro-caps without scale face severe margin pressure.
No; 5-year Free Cash Flow stands negative at ₹-1.56 Cr.
Subdued earnings trajectory with high risk of capital erosion unless loan book scales quickly.
Primary Thesis Risk
Persistent operational loss burning raised capital without generating sustainable loan yields.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Avasara Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Avasara Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of AVASARA across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Conservative Debt Levels (D/E: 0.13)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (74.62%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (-37.39%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-39.27%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-137.63%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Profit Decline Concern (-1500.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Limited Growth History (-37.52% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-1.56 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.64%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Avasara Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Avasara Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Avasara Finance LtdAvasara Finance...Selected✓ AVASARA • 511730 | 8/100 | ₹18.86₹19 | ₹28.30₹28.30 | — — | -37.39%Poor -37.39% Poor | -39.27%Poor -39.27% Poor | 0.13Excellent 0.1 Excellent | — — | -37.52%Poor -37.52% Poor | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Avasara Finance Ltd PE Ratio History
Historical price-to-earnings ratio for AVASARA — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.43 | ₹35.85 | 83.4x |
| FY 2023 | ₹0.06 | ₹23.25 | 387.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Avasara Finance Ltd Quarterly Performance
Latest quarterly metrics for AVASARA — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
N/A
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-1500.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-37.52%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Avasara Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for AVASARA — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Avasara Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Avasara Finance Ltd (AVASARA) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Avasara Finance Ltd
About AVASARA (Avasara Finance Ltd)
Avasara Finance Ltd is a registered Non-Banking Financial Company (NBFC) headquartered in the bustling metropolis of Mumbai, India. Established with a vision to empower individuals... and businesses, AVASARA focuses on providing tailored financial solutions. The company specializes in loan finance, offering a diverse portfolio of products designed to meet the evolving needs of its clientele. Beyond lending, AVASARA actively engages in strategic investments, aiming to foster growth and contribute to the overall economic development of the regions it serves. With a commitment to ethical practices and transparency, Avasara Finance strives to build long-term relationships based on trust and mutual prosperity. AVASARA's core competency lies in its deep understanding of the Indian financial landscape and its ability to adapt to changing market dynamics. This expertise enables the company to offer customized financial consultancy services, assisting clients in making informed decisions and achieving their financial objectives. AVASARA differentiates itself through its customer-centric approach, prioritizing accessibility and responsiveness in all its interactions. This dedication is reflected in the company's commitment to simplifying the borrowing process and providing ongoing support to its clients throughout their financial journey. The firm aims to foster financial inclusion by reaching underserved communities and supporting their entrepreneurial aspirations. Originally established as TRC Financial Services Limited, the company underwent a strategic rebranding in January 2022, adopting the name Avasara Finance Limited. This name change signified a renewed commitment to innovation and a forward-looking approach to financial services. While the name evolved, the core values of integrity, customer focus, and social responsibility remain steadfast. Avasara Finance builds upon a legacy of responsible lending and prudent investment, striving to make a positive impact on the lives of its customers and the communities in which it operates. Since its incorporation in 1994, the company continues to solidify its position as a reliable and trusted partner in the Indian financial sector.
Company Details
Key Leadership
Latest News
AVASARA Share Price: Frequently Asked Questions
What is the current share price of Avasara Finance Ltd?
Avasara Finance Ltd (AVASARA) trades at ₹18.86 on NSE and BSE. Market cap ₹28.30 (Cr). Educational data only.
What is the P/E ratio of Avasara Finance Ltd?
Avasara Finance Ltd has a P/E of N/Ax vs industry average 22.18x.
What is the Bull Run score for Avasara Finance Ltd?
Avasara Finance Ltd has a Bull Run score of 8/100 based on 25+ financial parameters.
Does Avasara Finance Ltd pay dividends?
Avasara Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Avasara Finance Ltd?
Avasara Finance Ltd has ROE of -37.39%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Avasara Finance Ltd?
Avasara Finance Ltd has debt-to-equity of 0.13.
Is Avasara Finance Ltd a good investment?
Bull Run gives Avasara Finance Ltd a score of 8/100. This is not investment advice — consult a SEBI-registered advisor.