Baid Finserv Limited Stock Price Today (NSE: BAIDFIN)
Fundamental Score
Baid Finserv Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Baid Finserv Limited share price today is ₹10.03, down 0.69% on NSE/BSE as of 7 August 2026. Baid Finserv Limited (BAIDFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹160.46 (Cr). The 52-week high for BAIDFIN share price is ₹12.98 and the 52-week low is ₹8.80. At a P/E ratio of 10.72x, BAIDFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 7.27% and a debt-to-equity ratio of 1.23.
Baid Finserv Limited Share Price Chart — NSE/BSE Historical Performance
Baid Finserv Limited share price chart: -2.39% return over the past month. 52-week high ₹12.98, 52-week low ₹8.80.
Baid Finserv Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹10.12 | ₹10.14 | ₹10.00 | ₹10.03 | 24.59K (Cr) | |
| ₹10.03 | ₹10.17 | ₹10.00 | ₹10.10 | 23.00K (Cr) | |
| ₹9.93 | ₹10.24 | ₹9.75 | ₹10.10 | 67.80K (Cr) | |
| ₹9.91 | ₹10.02 | ₹9.91 | ₹9.98 | 52.57K (Cr) | |
| ₹9.89 | ₹10.10 | ₹9.89 | ₹10.01 | 24.13K (Cr) | |
| ₹10.03 | ₹10.03 | ₹9.80 | ₹9.81 | 52.49K (Cr) | |
| ₹9.85 | ₹10.09 | ₹9.78 | ₹9.85 | 49.69K (Cr) | |
| ₹10.00 | ₹10.09 | ₹9.85 | ₹9.90 | 23.77K (Cr) | |
| ₹9.86 | ₹10.34 | ₹9.86 | ₹10.03 | 54.21K (Cr) | |
| ₹9.85 | ₹10.48 | ₹9.73 | ₹9.86 | 41.22K (Cr) |
Baid Finserv Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹9.89 | ₹10.24 | ₹9.75 | ₹10.03 | +1.42% | |
| ₹10.09 | ₹10.99 | ₹9.42 | ₹9.81 | -2.78% | |
| ₹10.78 | ₹10.99 | ₹9.11 | ₹9.94 | -7.79% | |
| ₹11.48 | ₹12.40 | ₹9.52 | ₹10.33 | -10.02% | |
| ₹9.10 | ₹11.75 | ₹9.10 | ₹11.39 | +25.16% | |
| ₹10.70 | ₹11.45 | ₹8.80 | ₹9.10 | -14.95% | |
| ₹11.28 | ₹12.24 | ₹10.67 | ₹11.10 | -1.60% | |
| ₹11.53 | ₹12.30 | ₹9.90 | ₹11.29 | -2.08% | |
| ₹10.21 | ₹12.98 | ₹9.50 | ₹11.08 | +8.52% | |
| ₹10.88 | ₹11.40 | ₹9.35 | ₹10.14 | -6.80% | |
| ₹10.72 | ₹11.49 | ₹10.00 | ₹10.77 | +0.47% | |
| ₹11.00 | ₹11.70 | ₹10.51 | ₹10.72 | -2.58% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Micro-cap NBFC turnaround story is too risky, avoid until ROE improves significantly.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Baid Finserv's investment rating was upgraded to Hold by MarketsMOJO on April 6, 2026, citing improvements in technicals and valuation. 27% from the previous close. MarketsMOJO had previously downgraded the stock to Sell on March 12, 2026, due to deteriorating technical indicators. In March 2026, the promoter group acquired 2,092,206 equity shares through warrant conversion, amounting to Cr, which will dilute the share and voting capital.
CORE STORY (THE REAL GAME)
Baid Finserv is a micro-cap NBFC attempting a turnaround. The market is trying to figure out if recent profitability is sustainable or a dead cat bounce.
- Recent profitability turnaround
- Undervalued compared to peers
- Promoter buying via warrant conversion
- Sustained earnings growth
- Improved asset quality
- Significant order wins
- Micro/SME cap = liquidity risk
- Weak ROE of 6.68%
- Sluggish operating profit growth of 9.49%
FII holdings are negligible at 0.26% (down 0.03%) [cite: brief]. No DII presence. Promoter ownership at 36.25% [cite: brief].
NBFC sector is growing, but faces increasing regulatory scrutiny and competition.
Free Cash Flow 5Y: ₹64.23 Cr [cite: brief]
If Baid Finserv can sustain its recent profitability and improve asset quality, it could re-rate. However, the micro-cap nature and weak fundamentals make it a high-risk bet.
Primary Thesis Risk
One bad loan can wipe out recent gains.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Baid Finserv Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Baid Finserv Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BAIDFIN across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (58.15%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 10.72 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (12.51% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (7.27%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Profit Decline Concern (-54.40%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Elevated Debt Levels (D/E: 1.23)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.63x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-20.82 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.19%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Baid Finserv Limited vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Baid Finserv Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Baid Finserv LimitedBaid Finserv Li...Selected✓ BAIDFIN • 511724 | 41.3/100 | ₹10.03₹10 | ₹160.46₹160.46 | 10.72Average 10.7 Average | 7.27%Poor 7.27% Poor | 10.93%Average 10.93% Average | 1.23Average 1.2 Average | 14.73%Good 14.73% Good | 12.51%Good 12.51% Good | 0.97% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Baid Finserv Limited PE Ratio History
Historical price-to-earnings ratio for BAIDFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹1.12 | ₹11.08 | 9.9x |
| FY 2024 | ₹1.08 | ₹15.15 | 14x |
| FY 2023 | ₹0.97 | ₹22.20 | 22.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Baid Finserv Limited Dividend History
Annual cash dividends paid by BAIDFIN — dividend yield 0.97%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹1.20 Cr |
| FY 2024 | ₹1.20 Cr |
| FY 2023 | ₹1.20 Cr |
| FY 2022 | ₹0.60 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Baid Finserv Limited Quarterly Performance
Latest quarterly metrics for BAIDFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
13.07%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-54.40%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
12.51%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
14.73%
Compounded annual net profit growth over 5 years
Baid Finserv Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for BAIDFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Baid Finserv Limited Financial Statements
Annual income statement, balance sheet and cash flow for Baid Finserv Limited (BAIDFIN) — sourced from NSE/BSE filings.
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About BAIDFIN (Baid Finserv Limited)
Baid Finserv Limited is a Non-Banking Financial Company (NBFC) strategically positioned within the dynamic Indian financial landscape. The company primarily focuses on extending cr...edit and financial services to individuals and businesses, enabling them to achieve their aspirations and growth objectives. Baid Finserv tailors its offerings to diverse customer segments, ensuring accessibility and meeting specific financial needs. With a commitment to innovation and customer-centricity, Baid Finserv plays a vital role in driving financial inclusion and empowering communities across India. The company strives to maintain the highest standards of ethical conduct and regulatory compliance, building trust and fostering long-term relationships with its stakeholders. Baid Finserv specializes in providing a wide array of loan products designed to cater to the varied financial requirements of its clientele. These offerings include vehicle financing for both personal and commercial use, extending to loans for tractors and construction equipment. Baid Finserv also provides tailored financial solutions for small and medium enterprises (SMEs), recognizing their crucial role in the Indian economy. Further expanding its financial services portfolio, the company offers loans against property, providing customers with a convenient means to leverage their assets for capital. In addition, Baid Finserv acts as a facilitator for insurance products, encompassing life, home, and vehicle coverage, providing comprehensive financial protection to its customers. Originally established as Baid Leasing and Finance Co. Ltd. in 1991, Baid Finserv underwent a significant transformation in July 2022, adopting its present name to better reflect its expanded range of financial services and strategic vision. With a history spanning several decades, the company has cultivated a deep understanding of the Indian financial market, enabling it to adapt to evolving customer needs and market dynamics. Baid Finserv is headquartered in India, and its operations are guided by a commitment to sustainability, technological advancement, and building lasting value for its shareholders and the communities it serves.
Company Details
Key Leadership
Corporate Events
BAIDFIN Share Price: Frequently Asked Questions
What is the current share price of Baid Finserv Limited?
Baid Finserv Limited (BAIDFIN) trades at ₹10.03 on NSE and BSE. Market cap ₹160.46 (Cr). Educational data only.
What is the P/E ratio of Baid Finserv Limited?
Baid Finserv Limited has a P/E of 10.72x vs industry average 22.18x.
What is the Bull Run score for Baid Finserv Limited?
Baid Finserv Limited has a Bull Run score of 41.3/100 based on 25+ financial parameters.
Does Baid Finserv Limited pay dividends?
Baid Finserv Limited has a dividend yield of 0.97%. Past dividends don't guarantee future payments.
What is the ROE of Baid Finserv Limited?
Baid Finserv Limited has ROE of 7.27%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Baid Finserv Limited?
Baid Finserv Limited has debt-to-equity of 1.23.
Is Baid Finserv Limited a good investment?
Bull Run gives Baid Finserv Limited a score of 41.3/100. This is not investment advice — consult a SEBI-registered advisor.