Baid Finserv Limited Stock Price Today (NSE: BAIDFIN)
Fundamental Score
Baid Finserv Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
Baid Finserv Limited share price today is ₹11.18, up +0.00% on NSE/BSE as of 18 March 2026. Baid Finserv Limited (BAIDFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹152.64 (Cr). The 52-week high for BAIDFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 9.01x, BAIDFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 7.75% and a debt-to-equity ratio of 1.43.
Baid Finserv Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Baid Finserv Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Baid Finserv Share Price Analysis: A ROCE Efficiency Perspective
The Non-Banking Financial Company (NBFC) sector is currently experiencing a period of intense scrutiny, particularly regarding asset quality and the ability to maintain robust Return on Capital Employed (ROCE) amidst fluctuating interest rate environments. This analysis focuses on the ROCE efficiency of Baid Finserv share price, currently trading at ₹11.49 with a Price-to-Earnings (PE) ratio of 9.01 and a ROCE of 11.25%. This analysis is part of a broader 80-parameter fundamental audit verified by Sweta Mishra. This is purely an observation of the publicly available data and not a recommendation to buy or sell.
Baid Finserv's ROCE of 11.25% provides insight into how effectively the company is utilizing its capital to generate profits. A higher ROCE generally indicates better efficiency and profitability. In the context of NBFCs, this metric is crucial as it reflects the ability to lend profitably and manage credit risk effectively. The ROCE can impact the company's "moat" by influencing its ability to reinvest earnings, attract new capital, and maintain a competitive edge. A sustained high ROCE can create a virtuous cycle, strengthening its market position.
When compared to its peers, Baid Finserv's performance needs to be viewed in the context of their specific strategies and risk profiles. While a direct comparison requires detailed financial data of peers like
Apollo Finvest, Bengal & Assam, and Fedders Holding Ltd, the ROCE of Baid Finserv suggests its relative capital efficiency. A deeper dive might look into how the management quality of Apollo Finvest compares and whether it's a contributing factor to variance in ROCE, and how the operating efficiency and the composition of the portfolios affect ROCE.The PE ratio of 9.01 suggests that the market currently values Baid Finserv at a potentially lower multiple than its earnings power. However, this valuation should be considered alongside the ROCE and other financial metrics, keeping in mind that market sentiment and broader economic factors also play a significant role in determining share price. Further investigation into the sustainability of this ROCE is advised to gain a comprehensive understanding of the company’s long-term potential. This analysis is purely based on the given data and publicly available information and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Baid Finserv Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BAIDFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (60.97%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.01 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (132.14%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (21.32%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Strong Cash Generation (₹64.23 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (7.75%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Elevated Debt Levels (D/E: 1.43)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.75x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Limited Institutional Interest (FII+DII: 0.26%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Baid Finserv Limited Financial Statements
Comprehensive financial data for Baid Finserv Limited including income statement, balance sheet and cash flow
About BAIDFIN (Baid Finserv Limited)
Baid Finserv Limited (BAIDFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹152.64 (Cr). Baid Finserv Limited has delivered a Return on Equity (ROE) of 7.75% and a ROCE of 11.25%. The debt-to-equity ratio stands at 1.43, reflecting the company's capital structure. Investors tracking BAIDFIN share price can monitor key metrics including P/E ratio, promoter holding of 36.25%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
BAIDFIN Share Price: Frequently Asked Questions
What is the current share price of Baid Finserv Limited (BAIDFIN)?
As of 18 Mar 2026, 10:12 am IST, Baid Finserv Limited share price is ₹11.18. The BAIDFIN stock has a market capitalisation of ₹152.64 (Cr) on NSE/BSE.
Is BAIDFIN share price Overvalued or Undervalued?
BAIDFIN share price is currently trading at a P/E ratio of 9.01x, compared to the industry average of 22.03x. Based on this relative valuation, the Baid Finserv Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of BAIDFIN share price?
The 52-week high of BAIDFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Baid Finserv Limited share price?
Key factors influencing BAIDFIN share price include quarterly earnings growth (Sales Growth: 21.32%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Baid Finserv Limited a good stock for long-term investment?
Baid Finserv Limited shows a 5-year Profit Growth of 12.19% and an ROE of 7.75%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.43 before investing in BAIDFIN shares.
How does Baid Finserv Limited compare with its industry peers?
Baid Finserv Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare BAIDFIN share price P/E of 9.01x and ROE of 7.75% against the industry averages to determine competitive standing.
What is the P/E ratio of BAIDFIN and what does it mean?
BAIDFIN share price has a P/E ratio of 9.01x compared to the industry average of 22.03x. Investors pay ₹9 for every ₹1 of annual earnings.
How is BAIDFIN performing according to Bull Run's analysis?
BAIDFIN has a Bull Run fundamental score of 45.7/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does BAIDFIN belong to?
BAIDFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Baid Finserv Limited share price.
What is Return on Equity (ROE) and why is it important for BAIDFIN?
BAIDFIN has an ROE of 7.75%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Baid Finserv Limited generates profits from shareholders capital.
How is BAIDFIN debt-to-equity ratio and what does it indicate?
BAIDFIN has a debt-to-equity ratio of 1.43, which indicates high leverage that increases financial risk.
What is BAIDFIN dividend yield and is it a good dividend stock?
BAIDFIN offers a dividend yield of 0.98%, meaning you receive ₹0.98 annual dividend for every ₹100 invested in Baid Finserv Limited shares.
How has BAIDFIN share price grown over the past 5 years?
BAIDFIN has achieved 5-year growth rates of: Sales Growth 5.65%, Profit Growth 12.19%, and EPS Growth 12.17%.
What is the promoter holding in BAIDFIN and why does it matter?
Promoters hold 36.25% of BAIDFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Baid Finserv Limited.
What is BAIDFIN market capitalisation category?
BAIDFIN has a market capitalisation of ₹153 crores, placing it in the Small-cap category.
How volatile is BAIDFIN stock?
BAIDFIN has a beta of N/A. A beta > 1 suggests the Baid Finserv Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is BAIDFIN operating profit margin trend?
BAIDFIN has a 5-year average Operating Profit Margin (OPM) of 60.97%, indicating the company's operational efficiency.
How is BAIDFIN quarterly performance?
Recent quarterly performance shows Baid Finserv Limited YoY Sales Growth of 21.32% and YoY Profit Growth of 132.14%.
What is the institutional holding pattern in BAIDFIN?
BAIDFIN has FII holding of 0.26% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Baid Finserv Limited stock.