Bajaj Finserv Ltd Stock Price Today (NSE: BAJAJFINSV)
Fundamental Score
Bajaj Finserv Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Bajaj Finserv Ltd share price today is ₹1791.80, up +0.00% on NSE/BSE as of 18 March 2026. Bajaj Finserv Ltd (BAJAJFINSV) is a Large-cap company in the Holding Company sector with a market capitalisation of ₹3.33L (Cr). The 52-week high for BAJAJFINSV share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 34.35x, BAJAJFINSV is currently trading above its industry average P/E of 20.02x. The company has a Return on Equity (ROE) of 13.39% and a debt-to-equity ratio of 5.13.
Bajaj Finserv Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Bajaj Finserv Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Bajaj Finserv Share Price: A ROCE Efficiency Analysis
One often-overlooked aspect of holding companies is the efficiency with which they deploy capital across diverse subsidiaries. This analysis examines the financial health of Bajaj Finserv Ltd, focusing on its Return on Capital Employed (ROCE) efficiency. The current Bajaj Finserv share price stands at ₹2024.199951, with a Price-to-Earnings (PE) ratio of 34.35 and a ROCE of 11.03%. This report aims to provide a data-driven perspective on the company's performance relative to its peers.
A crucial metric for evaluating a financial services company like Bajaj Finserv is ROCE. An 11.03% ROCE indicates the company is generating ₹11.03 for every ₹100 of capital employed. This figure is paramount for assessing its profitability and efficiency in utilizing its resources. While a single ROCE number doesn’t tell the whole story, it forms a key part of how the business model sustains the moat. Sustained ROCE is the most important variable for any Compounder stock.
When considering peer companies like
Max India Limited, a comparative analysis of management quality becomes essential. While quantitative data provides a snapshot of financial performance, qualitative factors like strategic decision-making and risk management significantly influence long-term value creation. Max India Limited has been plagued by corporate governance and shareholder concern in the past. Management quality, therefore, has to be the main differentiator when comparing two such holding companies.The 11.03% ROCE directly influences the company's competitive advantage, or its "moat." A higher ROCE suggests the company is more efficient at generating profits from its investments, potentially attracting more investors and allowing for reinvestment into growth opportunities. This reinvestment, in turn, can strengthen its market position and create a sustainable competitive edge. However, it's crucial to analyze trends in ROCE over time to determine if this performance is sustainable and indicative of a true moat. A strong and widening moat helps Bajaj Finserv share price.
Disclaimer: This financial analysis is part of an 80-parameter fundamental audit conducted by a quant team and verified by Sweta Mishra. It is for informational purposes only and should not be considered investment advice. This is an observational analysis and does not constitute a buy/sell recommendation for Bajaj Finserv share price or any other security.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Bajaj Finserv Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BAJAJFINSV across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (35.45%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (19.75% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (21.32% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (21.40% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (58.81%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 5.13)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.98x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-201566.85 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Bajaj Finserv Ltd Financial Statements
Comprehensive financial data for Bajaj Finserv Ltd including income statement, balance sheet and cash flow
About BAJAJFINSV (Bajaj Finserv Ltd)
Bajaj Finserv Ltd (BAJAJFINSV) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Holding Company sector with a current market capitalisation of ₹3.33L (Cr). Bajaj Finserv Ltd has delivered a Return on Equity (ROE) of 13.39% and a ROCE of 11.03%. The debt-to-equity ratio stands at 5.13, reflecting the company's capital structure. Investors tracking BAJAJFINSV share price can monitor key metrics including P/E ratio, promoter holding of 58.81%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
BAJAJFINSV Share Price: Frequently Asked Questions
What is the current share price of Bajaj Finserv Ltd (BAJAJFINSV)?
As of 18 Mar 2026, 10:12 am IST, Bajaj Finserv Ltd share price is ₹1791.80. The BAJAJFINSV stock has a market capitalisation of ₹3.33L (Cr) on NSE/BSE.
Is BAJAJFINSV share price Overvalued or Undervalued?
BAJAJFINSV share price is currently trading at a P/E ratio of 34.35x, compared to the industry average of 20.02x. Based on this relative valuation, the Bajaj Finserv Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of BAJAJFINSV share price?
The 52-week high of BAJAJFINSV share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Bajaj Finserv Ltd share price?
Key factors influencing BAJAJFINSV share price include quarterly earnings growth (Sales Growth: 10.98%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bajaj Finserv Ltd a good stock for long-term investment?
Bajaj Finserv Ltd shows a 5-year Profit Growth of 21.40% and an ROE of 13.39%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 5.13 before investing in BAJAJFINSV shares.
How does Bajaj Finserv Ltd compare with its industry peers?
Bajaj Finserv Ltd competes with major peers in the Holding Company. Investors should compare BAJAJFINSV share price P/E of 34.35x and ROE of 13.39% against the industry averages to determine competitive standing.
What is the P/E ratio of BAJAJFINSV and what does it mean?
BAJAJFINSV share price has a P/E ratio of 34.35x compared to the industry average of 20.02x. Investors pay ₹34 for every ₹1 of annual earnings.
How is BAJAJFINSV performing according to Bull Run's analysis?
BAJAJFINSV has a Bull Run fundamental score of 48.7/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does BAJAJFINSV belong to?
BAJAJFINSV operates in the Holding Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bajaj Finserv Ltd share price.
What is Return on Equity (ROE) and why is it important for BAJAJFINSV?
BAJAJFINSV has an ROE of 13.39%, which shows decent profitability but room for improvement. ROE measures how efficiently Bajaj Finserv Ltd generates profits from shareholders capital.
How is BAJAJFINSV debt-to-equity ratio and what does it indicate?
BAJAJFINSV has a debt-to-equity ratio of 5.13, which indicates high leverage that increases financial risk.
What is BAJAJFINSV dividend yield and is it a good dividend stock?
BAJAJFINSV offers a dividend yield of 0.05%, meaning you receive ₹0.05 annual dividend for every ₹100 invested in Bajaj Finserv Ltd shares.
How has BAJAJFINSV share price grown over the past 5 years?
BAJAJFINSV has achieved 5-year growth rates of: Sales Growth 19.75%, Profit Growth 21.40%, and EPS Growth 21.32%.
What is the promoter holding in BAJAJFINSV and why does it matter?
Promoters hold 58.81% of BAJAJFINSV shares, with 0.01% pledged. High promoter holding often indicates strong management confidence in Bajaj Finserv Ltd.
What is BAJAJFINSV market capitalisation category?
BAJAJFINSV has a market capitalisation of ₹332577 crores, placing it in the Large-cap category.
How volatile is BAJAJFINSV stock?
BAJAJFINSV has a beta of N/A. A beta > 1 suggests the Bajaj Finserv Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is BAJAJFINSV operating profit margin trend?
BAJAJFINSV has a 5-year average Operating Profit Margin (OPM) of 35.45%, indicating the company's operational efficiency.
How is BAJAJFINSV quarterly performance?
Recent quarterly performance shows Bajaj Finserv Ltd YoY Sales Growth of 10.98% and YoY Profit Growth of 7.53%.
What is the institutional holding pattern in BAJAJFINSV?
BAJAJFINSV has FII holding of 8.11% and DII holding of 10.49%. Significant institutional holding often suggests professional confidence in the Bajaj Finserv Ltd stock.