Banas Finance Ltd Stock Price Today (NSE: BANASFN)

Banas Finance Ltd

7.010.15 (2.09%)
Market Closed

Fundamental Score

...

Banas Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Banas Finance Ltd share price today is 7.01, down 2.09% on NSE/BSE as of 31 July 2026. Banas Finance Ltd (BANASFN) is a Small-cap company in the Investment Company sector with a market capitalisation of 63.60 (Cr). The 52-week high for BANASFN share price is 10.32 and the 52-week low is 5.01. At a P/E ratio of 5.61x, BANASFN is currently trading below its industry average P/E of 32.42x. The company has a Return on Equity (ROE) of 7.10% and a debt-to-equity ratio of 0.00.

Banas Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
7.74
Low
6.21
Volume
23.1K
Change
+0.29%

Banas Finance Ltd share price chart: 0.29% return over the past month. 52-week high ₹10.32, 52-week low ₹5.01.

Banas Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
7.007.206.827.0128.29K (Cr)
7.157.197.007.1623.09K (Cr)
7.147.207.007.1937.90K (Cr)
6.857.166.857.1444.52K (Cr)
7.207.206.526.9547.68K (Cr)
6.847.106.217.1030.73K (Cr)
7.057.056.706.8421.94K (Cr)
7.207.207.067.0814.31K (Cr)
7.267.267.007.1113.58K (Cr)
7.007.267.007.194.15K (Cr)

Banas Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
7.107.746.217.01-1.27%
6.637.256.417.07+6.64%
6.808.006.566.95+2.21%
5.097.385.097.08+39.10%
6.256.785.015.07-18.88%
7.048.146.306.56-6.82%
8.238.996.907.18-12.76%
9.059.857.378.23-9.06%
8.059.897.918.83+9.69%
8.778.827.808.19-6.61%
9.359.758.058.57-8.34%
8.9910.328.419.17+2.00%

AI Research Briefing

Powered by Gemini · 2026-04-09

Micro-cap NBFC with terrible financials and a recent CFO exit; stay away.

Research Confidence
8.0/10High
DEBT TRAP TURNAROUNDVolatile. 1M up 9.89%, 3M down -4.46%.Cheap on P/E, but financials are a disaster.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Banas Finance announced the resignation of its CFO, Amit Mehta, effective March 31, 2026. The company's share price

CORE STORY (THE REAL GAME)

Banas Finance is a micro-cap NBFC attempting to capitalize on India's financial services growth, but faces significant profitability and operational headwinds.

Why Now
  • High YoY sales growth
  • Low P/E relative to industry
  • Micro-cap momentum
Potential Catalysts
  • Significant improvement in profitability
  • New management team with a clear turnaround plan
  • Major contract win
Key Risks
  • Extremely low liquidity
  • Negative ROE, ROCE, and OPM
  • Recent CFO resignation
Institutional Activity

No significant FII/DII activity. Promoter holding stagnant.

Macro Context

India's financial sector is growing, but Banas Finance is not well-positioned to benefit.

Cash Flow Quality

Negative free cash flow.

3–6 Month Outlook

Uncertain. Turnaround depends on drastic operational improvements. High risk of further losses.

Primary Thesis Risk

Inability to achieve profitability will lead to collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

7.10%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.86%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-0.96%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Banas Finance Ltd Valuation Check

Excellent

Price to Earnings (P/E)

5.61x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

32.42x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

26.58%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.03%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-19.98%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

407.56%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

31.69%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

1.74%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-0.57%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

63.00x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

36.85 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Banas Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of BANASFN across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Attractive Valuation (P/E: 5.61 vs Industry: 32.42)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (407.56%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (31.69% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (63.00x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Cash Generation (₹36.85 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

9 factors identified

Below-Average Return on Equity (7.10%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (7.86%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-0.96%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Profit Decline Concern (-19.98%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Earnings Growth (1.74% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-0.57% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Low Promoter Commitment (26.58%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Limited Institutional Interest (FII+DII: 0.03%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Banas Finance Ltd vs Investment Company Peers

Peer Comparison - Investment Company

Compare Banas Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
43.6/100
7
₹63.60
5.6
Average
7.10%
Poor
7.86%
Poor
0.0
Excellent
-0.57%
Poor
31.69%
Excellent
0.00%
39.8/100
256
₹156236.97
101.6
Average
1.19%
Poor
1.86%
Poor
0.2
Excellent
0.21%
59/100
404
₹110622.91
29.1
Average
11.74%
Average
8.72%
Poor
5.2
Poor
27.55%
Excellent
18.77%
Excellent
0.00%
62.7/100
679
₹34030.36
78.5
Average
1.44%
Poor
1.57%
Poor
0.0
Excellent
23.01%
Excellent
19.83%
Excellent
0.51%
61.2/100
1534
₹30067.34
12.3
Average
17.46%
Good
9.75%
Poor
13.6
Poor
24.24%
Excellent
22.96%
Excellent
0.08%
57.1/100
14713
₹28418.63
16.6
Average
30.61%
Excellent
16.95%
Good
5.6
Poor
38.66%
Excellent
23.37%
Excellent
0.66%
49/100
13009
₹14898.96
48.0
Average
1.06%
Poor
1.06%
Poor
0.0
Excellent
104.24%
Excellent
59.38%
Excellent
1.69%
73.8/100
456
₹12947.55
28.1
Average
7.93%
Poor
2.27%
Poor
0.0
Excellent
39.46%
Excellent
10.70%
Good
1.00%
51.6/100
11257
₹12401.45
83.5
Average
0.46%
Poor
0.51%
Poor
0.0
Excellent
14.57%
Good
14.10%
Good
0.00%
35.6/100
253
₹8919.87
103.8
Average
3.17%
Poor
3.06%
Poor
0.2
Excellent
16.75%
Excellent
27.48%
Excellent
0.00%
54/100
5520
₹2819.52
51.7
Average
0.34%
Poor
0.48%
Poor
0.0
Excellent
5.45%
Good
8.43%
Good
0.00%

Banas Finance Ltd PE Ratio History

Historical price-to-earnings ratio for BANASFN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20240.84₹10.1812.2x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Banas Finance Ltd Quarterly Performance

Latest quarterly metrics for BANASFN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

407.56%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-19.98%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

31.69%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-0.57%

Compounded annual net profit growth over 5 years

Banas Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for BANASFN — calculated from daily price history

49RSI 14
Neutral — RSI 49

Momentum is balanced — neither overbought nor oversold.

SMA 50
7
▼ Price below SMA 50 — Short-term bearish
SMA 200
7
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
22K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Banas Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Banas Finance Ltd (BANASFN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Banas Finance Ltd

About BANASFN (Banas Finance Ltd)

Banas Finance Ltd is a financial entity operating within the Indian investment landscape, primarily focused on providing financial solutions and participating in share market activ...ities. Established with a vision to cater to the diverse financial needs of its clientele, the company strategically navigates the complexities of the market to offer a range of services that facilitate wealth creation and management. Banas Finance leverages its expertise and market insights to identify and capitalize on investment opportunities, contributing to the growth of its stakeholders and the broader financial ecosystem. With a commitment to ethical practices and responsible financial stewardship, Banas Finance strives to build lasting relationships with its customers and partners. The core operations of Banas Finance revolve around facilitating financial transactions and engaging in strategic share trading within the Indian market. The company carefully analyzes market trends and economic indicators to make informed investment decisions, aiming to optimize returns for its investors. By actively participating in share trading, Banas Finance contributes to market liquidity and facilitates the efficient allocation of capital. The company's dedication to upholding regulatory standards and maintaining transparency ensures that its operations are conducted with integrity and accountability. Banas Finance's expertise in navigating the complexities of the Indian financial market positions it as a reliable partner for investors seeking to grow their wealth. Headquartered in the bustling financial hub of Mumbai, India, Banas Finance operates with a team of seasoned professionals who possess extensive knowledge of the Indian financial landscape. The company fosters a culture of innovation and continuous improvement, constantly adapting to evolving market dynamics and technological advancements. Banas Finance's commitment to delivering exceptional value to its clients is reflected in its proactive approach to identifying investment opportunities and providing tailored financial solutions. With a strong foundation built on integrity and a customer-centric approach, Banas Finance is well-positioned to continue its growth trajectory and contribute to the development of the Indian financial market.

Company Details

Symbol:BANASFN
Industry:Investment Company
Sector:Investment Company

Key Leadership

Mr. Girraj Kishor Agrawal
Chairman & Investor relations Officer
Ms. Tanu GirirajKishor Agarwal B.Sc
CEO & Executive Director
Mr. Amit Mehta
Chief Financial Officer

BANASFN Share Price: Frequently Asked Questions

What is the current share price of Banas Finance Ltd?

Banas Finance Ltd (BANASFN) trades at ₹7.01 on NSE and BSE. Market cap ₹63.60 (Cr). Educational data only.

What is the P/E ratio of Banas Finance Ltd?

Banas Finance Ltd has a P/E of 5.61x vs industry average 32.42x.

What is the Bull Run score for Banas Finance Ltd?

Banas Finance Ltd has a Bull Run score of 43.6/100 based on 25+ financial parameters.

Does Banas Finance Ltd pay dividends?

Banas Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Banas Finance Ltd?

Banas Finance Ltd has ROE of 7.10%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Banas Finance Ltd?

Banas Finance Ltd has debt-to-equity of 0.00.

Is Banas Finance Ltd a good investment?

Bull Run gives Banas Finance Ltd a score of 43.6/100. This is not investment advice — consult a SEBI-registered advisor.