Banas Finance Ltd Stock Price Today (NSE: BANASFN)
Fundamental Score
Banas Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Banas Finance Ltd share price today is ₹6.69, up +0.00% on NSE/BSE as of 18 February 2026. Banas Finance Ltd (BANASFN) is a Small-cap company in the Investment Company sector with a market capitalisation of ₹80.62 (Cr). The 52-week high for BANASFN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 5.09x, BANASFN is currently trading below its industry average P/E of 31.61x. The company has a Return on Equity (ROE) of -11.60% and a debt-to-equity ratio of 0.00.
Banas Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Banas Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
A Conservative Value Investor's Perspective on Banas Finance Share Price
Within the investment company landscape, a crucial factor often overlooked is the quality of asset management. Companies effectively deploying capital and navigating market cycles typically command premium valuations. This analysis examines the financial health of Banas Finance Ltd, with the current Banas Finance share price trading at ₹7.36. The company's low PE ratio of 5.09 might initially appear attractive to value investors, but a deeper dive into fundamental metrics is warranted, especially when considering capital safety. This analysis forms part of a broader 80-parameter fundamental audit personally verified by Sweta Mishra.
A critical red flag for a conservative investor is Banas Finance's Return on Capital Employed (ROCE) of -21.72%. This negative ROCE indicates that the company is currently destroying shareholder value rather than generating profitable returns from its investments. This significantly impacts the company’s potential "moat," or its competitive advantage, because it makes it difficult for the company to grow organically and reinvest profits effectively.
When compared to its peers, the negative ROCE is concerning. For example, assessing the management quality of
Religare Enterprises Ltd may yield insights into contrasting operational efficiencies and strategic capital allocation. While Religare Enterprises Ltd, V B Industries Ltd, and Maharashtra Scooters Ltd operate in the same general sector, their relative performance across key financial ratios – particularly profitability and debt management – should be carefully examined to understand the potential downside risks and opportunities associated with Banas Finance Ltd. The current financial data suggests that Banas Finance faces significant operational challenges that need addressing before it can be considered a viable investment from a capital safety perspective.Therefore, while the low Banas Finance share price may seem tempting, a prudent investor would meticulously scrutinize the reasons behind the negative ROCE, its debt profile, and compare its management effectiveness against its peers before allocating capital. This is strictly an observational analysis based on publicly available data.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Banas Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BANASFN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 5.09 vs Industry: 31.61)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (215.32%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (131.59%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (37.37% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-11.60%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-21.72%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-1.35%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Weak Interest Coverage (-33.67x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (26.58%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.03%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Banas Finance Ltd Financial Statements
Comprehensive financial data for Banas Finance Ltd including income statement, balance sheet and cash flow
About BANASFN (Banas Finance Ltd)
Banas Finance Ltd (BANASFN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Investment Company sector with a current market capitalisation of ₹80.62 (Cr). Banas Finance Ltd has delivered a Return on Equity (ROE) of -11.60% and a ROCE of -21.72%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking BANASFN share price can monitor key metrics including P/E ratio, promoter holding of 26.58%, and quarterly earnings growth.
Company Details
Key Leadership
BANASFN Share Price: Frequently Asked Questions
What is the current share price of Banas Finance Ltd (BANASFN)?
As of 18 Feb 2026, 10:07 am IST, Banas Finance Ltd share price is ₹6.69. The BANASFN stock has a market capitalisation of ₹80.62 (Cr) on NSE/BSE.
Is BANASFN share price Overvalued or Undervalued?
BANASFN share price is currently trading at a P/E ratio of 5.09x, compared to the industry average of 31.61x. Based on this relative valuation, the Banas Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of BANASFN share price?
The 52-week high of BANASFN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Banas Finance Ltd share price?
Key factors influencing BANASFN share price include quarterly earnings growth (Sales Growth: 131.59%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Banas Finance Ltd a good stock for long-term investment?
Banas Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -11.60%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in BANASFN shares.
How does Banas Finance Ltd compare with its industry peers?
Banas Finance Ltd competes with major peers in the Investment Company. Investors should compare BANASFN share price P/E of 5.09x and ROE of -11.60% against the industry averages to determine competitive standing.
What is the P/E ratio of BANASFN and what does it mean?
BANASFN share price has a P/E ratio of 5.09x compared to the industry average of 31.61x. Investors pay ₹5 for every ₹1 of annual earnings.
How is BANASFN performing according to Bull Run's analysis?
BANASFN has a Bull Run fundamental score of 42.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does BANASFN belong to?
BANASFN operates in the Investment Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Banas Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for BANASFN?
BANASFN has an ROE of -11.60%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Banas Finance Ltd generates profits from shareholders capital.
How is BANASFN debt-to-equity ratio and what does it indicate?
BANASFN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is BANASFN dividend yield and is it a good dividend stock?
BANASFN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Banas Finance Ltd shares.
How has BANASFN share price grown over the past 5 years?
BANASFN has achieved 5-year growth rates of: Sales Growth 37.37%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in BANASFN and why does it matter?
Promoters hold 26.58% of BANASFN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Banas Finance Ltd.
What is BANASFN market capitalisation category?
BANASFN has a market capitalisation of ₹81 crores, placing it in the Small-cap category.
How volatile is BANASFN stock?
BANASFN has a beta of N/A. A beta > 1 suggests the Banas Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is BANASFN operating profit margin trend?
BANASFN has a 5-year average Operating Profit Margin (OPM) of -1.35%, indicating the company's operational efficiency.
How is BANASFN quarterly performance?
Recent quarterly performance shows Banas Finance Ltd YoY Sales Growth of 131.59% and YoY Profit Growth of 215.32%.
What is the institutional holding pattern in BANASFN?
BANASFN has FII holding of 0.00% and DII holding of 0.03%. Significant institutional holding often suggests professional confidence in the Banas Finance Ltd stock.