Bank of Baroda Stock Price Today (NSE: BANKBARODA)

Bank of Baroda

247.25+4.65 (+1.92%)
Market Closed

Fundamental Score

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Bank of Baroda Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Bank of Baroda share price today is 247.25, up +1.92% on NSE/BSE as of 3 August 2026. Bank of Baroda (BANKBARODA) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of 1.28L (Cr). The 52-week high for BANKBARODA share price is 325.50 and the 52-week low is 230.81. At a P/E ratio of 6.47x, BANKBARODA is currently trading below its industry average P/E of 7.40x. The company has a Return on Equity (ROE) of 12.70% and a debt-to-equity ratio of 11.13.

Bank of Baroda Share Price Chart — NSE/BSE Historical Performance

No data
High
274.10
Low
238.45
Volume
1.3Cr
Change
-10.69%

Bank of Baroda share price chart: -10.69% return over the past month. 52-week high ₹325.50, 52-week low ₹230.81.

Bank of Baroda — Last 10 Trading Days

DateOpenHighLowCloseVolume
243.00244.50242.10242.6077.74L (Cr)
243.00243.00240.10241.6594.21L (Cr)
239.90244.90239.35243.35100.10L (Cr)
242.80244.70238.45239.2085.26L (Cr)
243.50247.70241.90244.00147.07L (Cr)
242.00247.10239.25246.4584.75L (Cr)
245.00246.00242.25243.1560.40L (Cr)
254.85257.00247.30247.70134.58L (Cr)
247.50256.15246.05254.85150.36L (Cr)
249.00249.00245.60246.8067.86L (Cr)

Bank of Baroda — Last 12 Months Price History

MonthOpenHighLowCloseChange
273.70274.10238.45242.60-11.36%
270.40287.20252.63272.40+0.74%
263.46274.25255.30268.50+1.91%
253.00286.25250.40263.46+4.13%
312.00320.20246.60247.60-20.64%
279.00325.50270.50321.95+15.39%
296.50313.35294.60299.40+0.98%
290.00303.95280.50295.90+2.03%
284.50294.95280.70289.80+1.86%
259.80280.65255.30278.40+7.16%
233.00260.10231.72258.54+10.96%
235.16248.50230.81232.83-0.99%

AI Research Briefing

Powered by Gemini · 2026-04-09

Steady PSU play; don't expect alpha.

Research Confidence
6.0/10Moderate
RATE PLAYMildly bullish, with a recent surge in price, but faces resistance at the 52-week high of ₹325.50.Fairly valued at a P/E of 7.94x, close to the industry P/E of 8.2x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Bank of Baroda announced senior management changes effective April 7, 2026. The stock experienced a rally, with a 5.70% gain on April 8. Earlier, on April 6, the stock rose 3.9%. The bank reported a 13.93% year-on-year growth in global business, reaching trillion as of March 31, 2026.

CORE STORY (THE REAL GAME)

Bank of Baroda is being priced as a steady, if unexciting, PSU lender benefiting from India's growth. The market is betting on stable margins and asset quality, not explosive growth.

Why Now
  • Global advances growth of 16.23% YoY
  • Senior management changes
  • Positive sentiment in PSU banks
Potential Catalysts
  • Significant order wins
  • Better-than-expected earnings
  • Further improvement in asset quality
Key Risks
  • Margin compression
  • Potential for rising NPAs
  • Bureaucratic inertia inherent in PSU banks
Institutional Activity

FII holdings increased by 0.63%, indicating some smart money interest.

Macro Context

RBI holding rates steady presents both growth and inflation risks.

Order Book / Expansion

Tenders for various projects are available, but no major contract wins have been announced recently.

Cash Flow Quality

Free cash flow is positive at ₹1345.19 Cr, but needs to improve.

3–6 Month Outlook

Expect moderate growth in the next 3-6 months, driven by loan growth and stable asset quality. Key risk is margin compression.

Primary Thesis Risk

Margin compression will kill this trade.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

12.70%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

5.63%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

61.01%

Average operating profit margin over 5 years

Good

Dividend Yield

3.43%

Annual dividend as % of current share price

Bank of Baroda Valuation Check

Good

Price to Earnings (P/E)

6.47x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

7.40x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

63.97%

% shares held by company founders/management

Good

FII Holding

10.14%

% shares held by foreign institutional investors

Good

DII Holding

18.33%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

7.03%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

5.16%

Revenue growth vs same quarter last year

Good

Revenue Growth (5-Year CAGR)

12.56%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

72.77%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

72.77%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

11.13x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.30x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

34.49K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Bank of Baroda Fundamental Analysis & Valuation Benchmarking

Educational evaluation of BANKBARODA across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Operating Margins (61.01%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Consistent Growth Track Record (12.56% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (72.77% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (72.77% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹34485.87 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (63.97%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 28.47%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Attractive Dividend Yield (3.43%)

Observation: Healthy dividend yield provides income component to returns.

Analysis: Dividend yield >3% offers income potential while indicating cash flow strength.

Risk Factors

3 factors identified

Suboptimal ROCE (5.63%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 11.13)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.30x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Bank of Baroda vs Public Sector Bank Peers

Peer Comparison - Public Sector Bank

Compare Bank of Baroda with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
51.5/100
247
₹128327.35
6.5
Average
12.70%
Average
5.63%
Poor
11.1
Poor
72.77%
Excellent
12.56%
Good
3.43%
47.2/100
1027
₹951408.11
11.4
Average
15.38%
Good
6.13%
Poor
11.4
Poor
30.01%
Excellent
13.11%
Good
1.68%
56.5/100
171
₹131680.68
6.4
Average
15.70%
Good
6.30%
Poor
9.7
Poor
46.86%
Excellent
9.03%
Good
2.90%
50.5/100
113
₹121549.78
6.6
Average
12.99%
Average
6.13%
Poor
12.2
Poor
48.17%
Excellent
9.80%
Good
2.84%
48.8/100
125
₹114753.03
6.4
Average
16.08%
Good
6.52%
Poor
14.6
Poor
44.35%
Excellent
12.46%
Good
3.32%
Indian Bank...
INDIANB532814
57.5/100
837
₹111845.25
8.8
Average
15.45%
Good
6.32%
Poor
10.6
Poor
30.02%
Excellent
11.54%
Good
2.20%
Bank of India...
BANKINDIA532149
49.1/100
138
₹66118.61
6.3
Average
12.41%
Average
5.93%
Poor
11.7
Poor
39.24%
Excellent
13.10%
Good
3.20%
52.9/100
34
₹65048.76
12.5
Average
14.86%
Average
6.07%
Poor
11.2
Poor
44.37%
Excellent
13.46%
Good
0.00%
64.9/100
79
₹61609.36
8.2
Average
22.65%
Excellent
6.03%
Poor
10.7
Poor
65.15%
Excellent
19.80%
Excellent
2.75%
UCO Bank...
UCOBANK532505
44/100
26
₹32891.24
11.9
Average
8.61%
Poor
5.55%
Poor
10.6
Poor
110.04%
Excellent
12.71%
Good
1.68%
39.4/100
31
₹29625.38
6.6
Average
11.90%
Average
5.64%
Poor
12.8
Poor
45.91%
Excellent
9.64%
Good
3.67%

Bank of Baroda PE Ratio History

Historical price-to-earnings ratio for BANKBARODA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202540.06₹295.907.4x
FY 202436.29₹240.556.6x
FY 202328.82₹231.108x
FY 202215.18₹185.7012.2x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Bank of Baroda Dividend History

Annual cash dividends paid by BANKBARODA — dividend yield 3.43%

Financial YearDividends Paid (₹ Cr)
FY 20253930.24 Cr
FY 20242844.25 Cr
FY 20231465.70 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Bank of Baroda Quarterly Performance

Latest quarterly metrics for BANKBARODA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

5.16%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

7.03%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

12.56%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

72.77%

Compounded annual net profit growth over 5 years

Bank of Baroda Technical Indicators

SMA 50, SMA 200, RSI and volume signals for BANKBARODA — calculated from daily price history

41RSI 14
Neutral — RSI 41

Momentum is balanced — neither overbought nor oversold.

SMA 50
262
▼ Price below SMA 50 — Short-term bearish
SMA 200
279
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
11861K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Bank of Baroda Financial Statements

Annual income statement, balance sheet and cash flow for Bank of Baroda (BANKBARODA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Bank of Baroda

About BANKBARODA (Bank of Baroda)

Bank of Baroda is a venerable institution deeply ingrained in the fabric of India's financial landscape, a cornerstone of the nation's public sector banking system. With a rich his...tory stretching back over a century, it has evolved from a regional entity to a global player, steadfastly committed to serving the diverse needs of its vast customer base. The bank stands as a symbol of trust and stability, its towering presence a familiar sight in bustling city centers and quiet rural communities alike. Beyond its tangible assets, Bank of Baroda's true strength lies in its dedication to financial inclusion, extending banking services to even the most remote corners of the country, fostering economic empowerment and driving sustainable growth. The bank's operations are a complex network spanning diverse sectors, catering to individuals, businesses, and government entities. Its offerings encompass a wide spectrum of financial products, from fundamental deposit accounts designed to safeguard savings to sophisticated lending solutions tailored to fuel entrepreneurial ventures and large-scale industrial projects. Bank of Baroda's commitment to innovation is evident in its embrace of digital technologies, transforming the banking experience to meet the demands of an increasingly tech-savvy world. This includes convenient online banking platforms and mobile applications, providing customers with seamless access to their accounts and a host of financial services, anytime, anywhere. Beyond its commercial activities, Bank of Baroda plays a crucial role in supporting national economic development. By channeling resources into key sectors such as agriculture, infrastructure, and small and medium enterprises, it fuels job creation, stimulates innovation, and contributes to the overall prosperity of the nation. Its presence extends beyond national borders, with a network of international branches and subsidiaries that facilitate global trade and investment. As a responsible corporate citizen, Bank of Baroda is deeply committed to sustainable practices, incorporating environmental and social considerations into its business operations, and actively participating in community development initiatives.

Company Details

Symbol:BANKBARODA
Industry:Public Sector Bank
Sector:Public Sector Bank

Key Leadership

Dr. Debadatta Chand
MD, CEO & Director
Mr. Joydeep Dutta Roy
Chief GM of MD's Office, Subsidiaries and Joint Ventures
Mr. Lalit Tyagi
Executive Director

BANKBARODA Share Price: Frequently Asked Questions

What is the current share price of Bank of Baroda?

Bank of Baroda (BANKBARODA) trades at ₹247.25 on NSE and BSE. Market cap ₹1.28L (Cr). Educational data only.

What is the P/E ratio of Bank of Baroda?

Bank of Baroda has a P/E of 6.47x vs industry average 7.40x.

What is the Bull Run score for Bank of Baroda?

Bank of Baroda has a Bull Run score of 51.5/100 based on 25+ financial parameters.

Does Bank of Baroda pay dividends?

Bank of Baroda has a dividend yield of 3.43%. Past dividends don't guarantee future payments.

What is the ROE of Bank of Baroda?

Bank of Baroda has ROE of 12.70%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Bank of Baroda?

Bank of Baroda has debt-to-equity of 11.13.

Is Bank of Baroda a good investment?

Bull Run gives Bank of Baroda a score of 51.5/100. This is not investment advice — consult a SEBI-registered advisor.