Bank of Baroda
Fundamental Score
Bank of Baroda Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of BANKBARODA across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.53%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (58.30%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Excellent EPS Growth (82.03% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (86.18% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Strong Cash Generation (₹1345.19 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (63.97%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Strong Institutional Confidence (FII+DII: 27.64%)
Observation: Significant professional investor participation indicates quality recognition.
Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
5 factors identified
Suboptimal ROCE (6.29%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Elevated Debt Levels (D/E: 10.53)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.32x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for Bank of Baroda
About BANKBARODA
Business Overview
Bank of Baroda Limited provides various banking products and services to individuals, government departments, and corporate customers in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, salary, and current accounts; and fixed and recurring deposits. It also provides loans, including home, vehicle, personal, education, gold, mortgage, and other loans, as well as Baroda Yoddha loans for defense personnel and fintech credit; loans and advances for corporate, agriculture, and micro, small, and medium enterprises; export finance, foreign currency credits, foreign currency non-resident loans, external commercial borrowing, and import finance; and supply chain finance. In addition, the company offers life insurance, general insurance, and health insurance products; digital payment, instant banking, and merchant payment solutions; debit, credit, and prepaid cards; investment products; treasury; trade, FX, and remittances; and other services. Bank of Baroda Limited was incorporated in 1908 and is headquartered in Vadodara, India.
Company Details
Key Leadership
Corporate Events
BANKBARODA Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Bank of Baroda (BANKBARODA)?
As of 29 Jan 2026, 10:39 am IST, Bank of Baroda (BANKBARODA) is currently trading at ₹302.45. The stock has a market capitalization of ₹1.53L (Cr).
Is BANKBARODA share price Overvalued or Undervalued?
BANKBARODA is currently trading at a P/E ratio of 7.94x, compared to the industry average of 8.20x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Bank of Baroda share price?
Key factors influencing BANKBARODA's price include its quarterly earnings growth (Sales Growth: 4.44%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bank of Baroda a good stock for long-term investment?
Bank of Baroda shows a 5-year Profit Growth of 86.18% and an ROE of 15.53%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 10.53 before investing.
How does Bank of Baroda compare with its industry peers?
Bank of Baroda competes with major peers in the Public Sector Bank. Investors should compare BANKBARODA's P/E of 7.94x and ROE of 15.53% against the industry averages to determine its competitive standing.
What is the P/E ratio of BANKBARODA and what does it mean?
BANKBARODA has a P/E ratio of 7.94x compared to the industry average of 8.20x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹8 for every ₹1 of annual earnings.
How is BANKBARODA performing according to Bull Run's analysis?
BANKBARODA has a Bull Run fundamental score of 48.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does BANKBARODA belong to?
BANKBARODA operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bank of Baroda.
What is Return on Equity (ROE) and why is it important for BANKBARODA?
BANKBARODA has an ROE of 15.53%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Bank of Baroda generates profits from shareholders' equity.
How is BANKBARODA's debt-to-equity ratio and what does it indicate?
BANKBARODA has a debt-to-equity ratio of 10.53, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is BANKBARODA's dividend yield and is it a good dividend stock?
BANKBARODA offers a dividend yield of 2.83%, which means you receive ₹2.83 annual dividend for every ₹100 invested.
How has BANKBARODA grown over the past 5 years?
BANKBARODA has achieved 5-year growth rates of: Sales Growth 10.15%, Profit Growth 86.18%, and EPS Growth 82.03%.
What is the promoter holding in BANKBARODA and why does it matter?
Promoters hold 63.97% of BANKBARODA shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is BANKBARODA's market capitalization category?
BANKBARODA has a market capitalization of ₹152813 crores, placing it in the Large-cap category.
How volatile is BANKBARODA stock?
BANKBARODA has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for BANKBARODA?
BANKBARODA has a 52-week high of ₹N/A and low of ₹N/A.
What is BANKBARODA's operating profit margin trend?
BANKBARODA has a 5-year average Operating Profit Margin (OPM) of 58.30%, indicating the company's operational efficiency.
How is BANKBARODA's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 4.44% and YoY Profit Growth of -4.14%.
What is the institutional holding pattern in BANKBARODA?
BANKBARODA has FII holding of 8.71% and DII holding of 18.93%. Significant institutional holding often suggests professional confidence in the stock.