Bank of India Stock Price Today (NSE: BANKINDIA)

Bank of India

137.29+0.55 (+0.40%)
Market Closed

Fundamental Score

...

Bank of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Bank of India share price today is 137.29, up +0.40% on NSE/BSE as of 18 June 2026. Bank of India (BANKINDIA) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of 67.07K (Cr). The 52-week high for BANKINDIA share price is 178.36 and the 52-week low is 108.81. At a P/E ratio of 6.69x, BANKINDIA is currently trading below its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 12.35% and a debt-to-equity ratio of 11.67.

Bank of India Share Price Chart — NSE/BSE Historical Performance

No data
High
149.80
Low
136.50
Volume
1.2Cr
Change
-0.47%

Bank of India share price chart: -0.47% return over the past month. 52-week high ₹178.36, 52-week low ₹108.81.

Bank of India — Last 10 Trading Days

DateOpenHighLowCloseVolume
136.70138.18134.60137.2974.21L (Cr)
140.30140.86136.39136.7478.64L (Cr)
142.48144.16139.50139.91121.00L (Cr)
142.35142.35142.35142.350.00 (Cr)
145.49147.49145.08147.00121.63L (Cr)
146.01147.01144.00144.99125.45L (Cr)
141.60146.50141.15146.01121.78L (Cr)
139.50140.20139.10139.9257.90L (Cr)
141.25141.70138.80139.2374.39L (Cr)
138.30139.89136.50139.17123.20L (Cr)

Bank of India — Last 12 Months Price History

MonthOpenHighLowCloseChange
140.30140.86134.60137.29-2.15%
140.01147.49136.50139.91-0.07%
142.81154.34134.52139.87-2.06%
170.50174.40136.20136.99-19.65%
150.44178.36146.40176.05+17.02%
144.10169.90142.90164.10+13.88%
147.50149.40136.71143.85-2.47%
140.54151.43138.55147.14+4.70%
123.70142.71122.20139.88+13.08%
110.76123.93110.68123.41+11.42%
111.38117.31108.81110.29-0.98%
119.12121.63110.30111.38-6.50%

AI Research Briefing

Powered by Gemini · 2026-04-20

Bank of India is a leveraged bet on the Indian economy; any macro shock will disproportionately hurt it.

Research Confidence
6.0/10Moderate
DEBT TRAP TURNAROUNDConsolidation, 1M: 5.26%, 3M: 30.39%, 6M: 17.9%Fair, P/E 6.69x vs Industry P/E of 8.2x

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. The stock is its 52-week high of , with recent price action showing some consolidation.

CORE STORY (THE REAL GAME)

Bank of India is being priced as a turnaround story within the PSU banking space, driven by improving asset quality and steady profit growth. It's a rate play, benefitting from the current high-interest-rate environment and expectations of continued credit growth.

Why Now
  • Improved Q3FY26 results
  • Strong loan growth
  • Positive sector sentiment
Potential Catalysts
  • Further improvement in asset quality
  • RBI policy rate changes
  • Government recapitalization announcements
Key Risks
  • High Debt/Equity Ratio
  • Low-Interest Coverage Ratio
  • PSU Governance Risk
Institutional Activity

FII increased stake by 0.71%

Macro Context

Banking sector maintains a broadly constructive outlook on credit growth.

Cash Flow Quality

Profit converting to cash, Free Cash Flow 5Y: ₹6531.41 Cr

3–6 Month Outlook

Expect continued earnings growth driven by loan growth and improving NIMs. Monitor asset quality closely.

Primary Thesis Risk

Deterioration in asset quality will derail the turnaround story.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

12.35%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.17%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

63.53%

Average operating profit margin over 5 years

Good

Dividend Yield

2.75%

Annual dividend as % of current share price

Bank of India Valuation Check

Good

Price to Earnings (P/E)

6.69x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

8.20x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

73.38%

% shares held by company founders/management

Poor

FII Holding

4.24%

% shares held by foreign institutional investors

Good

DII Holding

15.63%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

6.42%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

6.04%

Revenue growth vs same quarter last year

Average

Revenue Growth (5-Year CAGR)

10.86%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

33.06%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

38.07%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

11.67x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.27x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

6.53K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Bank of India Fundamental Analysis & Valuation Benchmarking

Educational evaluation of BANKINDIA across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (63.53%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Excellent EPS Growth (33.06% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (38.07% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹6531.41 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (73.38%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Suboptimal ROCE (6.17%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 11.67)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.27x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Bank of India vs Public Sector Bank Peers

Peer Comparison - Public Sector Bank

Compare Bank of India with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
49.4/100
137
₹67074.50
6.7
Average
12.35%
Average
6.17%
Poor
11.7
Poor
38.07%
Excellent
10.86%
Good
2.75%
47.9/100
949
₹897727.05
11.4
Average
17.20%
Good
6.47%
Poor
11.1
Poor
36.29%
Excellent
12.71%
Good
1.63%
Bank of Baroda...
BANKBARODA532134
48.4/100
271
₹152813.25
7.9
Average
15.53%
Good
6.29%
Poor
10.5
Poor
86.18%
Excellent
10.15%
Good
2.83%
54.8/100
101
₹144006.58
8.4
Average
15.17%
Good
6.32%
Poor
12.2
Poor
111.32%
Excellent
17.69%
Excellent
2.31%
59.5/100
134
₹136450.29
7.1
Average
17.75%
Good
6.79%
Poor
14.1
Poor
61.05%
Excellent
19.57%
Excellent
2.66%
Indian Bank...
INDIANB532814
58.3/100
817
₹119515.98
10.1
Average
17.09%
Good
6.38%
Poor
10.7
Poor
67.24%
Excellent
23.72%
Excellent
1.83%
53.8/100
159
₹117756.34
6.4
Average
17.05%
Good
6.72%
Poor
10.4
Poor
50.74%
Excellent
23.67%
Excellent
3.08%
47.5/100
34
₹74811.85
17.6
Average
11.02%
Average
5.95%
Poor
11.1
Poor
19.04%
Excellent
10.08%
Good
0.00%
64.9/100
78
₹44341.82
7.3
Average
22.81%
Excellent
5.72%
Poor
10.7
Poor
69.68%
Excellent
16.76%
Excellent
2.60%
UCO Bank...
UCOBANK532505
43.4/100
25
₹38609.30
15.3
Average
8.38%
Poor
5.76%
Poor
10.1
Poor
24.60%
Excellent
10.62%
Good
1.27%
49.9/100
31
₹34775.46
7.7
Average
11.43%
Average
5.48%
Poor
11.9
Poor
39.11%
Excellent
7.38%
Good
1.04%

Bank of India PE Ratio History

Historical price-to-earnings ratio for BANKINDIA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202520.97₹143.856.9x
FY 202415.48₹101.906.6x
FY 20239.35₹112.6012x
FY 20229.07₹88.259.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Bank of India Dividend History

Annual cash dividends paid by BANKINDIA — dividend yield 2.75%

Financial YearDividends Paid (₹ Cr)
FY 20251274.75 Cr
FY 2024820.71 Cr
FY 2023820.71 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Bank of India Quarterly Performance

Latest quarterly metrics for BANKINDIA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

6.04%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

6.42%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

10.86%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

38.07%

Compounded annual net profit growth over 5 years

Bank of India Technical Indicators

SMA 50, SMA 200, RSI and volume signals for BANKINDIA — calculated from daily price history

62RSI 14
Neutral — RSI 62

Momentum is balanced — neither overbought nor oversold.

SMA 50
145
▼ Price below SMA 50 — Short-term bearish
SMA 200
141
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
11499K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Bank of India Financial Statements

Annual income statement, balance sheet and cash flow for Bank of India (BANKINDIA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Bank of India

About BANKINDIA (Bank of India)

Bank of India is a colossus among India's public sector banks, a financial institution deeply interwoven with the nation's economic fabric. With a history stretching back over a ce...ntury, it stands as a testament to enduring strength and unwavering commitment to serving the diverse needs of its populace. Imagine a network that spans the length and breadth of the country, a presence felt in bustling metropolitan centers and quiet rural communities alike. Bank of India embodies a comprehensive approach to banking, extending its reach far beyond the traditional brick-and-mortar branches. It's a digital landscape where innovative technologies blend seamlessly with time-honored practices, ensuring that financial solutions are both accessible and convenient for all. The bank's offerings are a reflection of India's vibrant economy and its citizens' evolving aspirations. From nurturing the dreams of budding entrepreneurs with tailored business loans to helping families secure their futures with affordable housing finance, Bank of India is a trusted partner on their journey. The institution also plays a pivotal role in supporting the agricultural sector, providing vital credit and financial services to farmers and rural communities. Think of it as a bridge connecting the aspirations of individuals and businesses with the resources they need to thrive. The bank embraces its responsibility to foster financial inclusion, empowering individuals from all walks of life to participate fully in the nation's economic progress. Beyond its domestic reach, Bank of India has carved a niche for itself on the global stage, establishing a presence in key international markets. This international network allows the bank to facilitate cross-border trade and investment, further strengthening India's ties with the global economy. The institution continues to adapt to the ever-changing financial landscape, embracing innovation and upholding the highest standards of corporate governance. Bank of India's legacy is one of unwavering dedication to its customers, its employees, and the nation as a whole.

Company Details

Symbol:BANKINDIA
Industry:Public Sector Bank
Sector:Public Sector Bank

Key Leadership

Mr. Rajneesh Karnatak
MD, CEO & Director
Mr. P. R. Rajagopal
Executive Director
Mr. Subrat Kumar
Executive Director

BANKINDIA Share Price: Frequently Asked Questions

What is the current share price of Bank of India?

Bank of India (BANKINDIA) trades at ₹137.29 on NSE and BSE. Market cap ₹67.07K (Cr). Educational data only.

What is the P/E ratio of Bank of India?

Bank of India has a P/E of 6.69x vs industry average 8.20x.

What is the Bull Run score for Bank of India?

Bank of India has a Bull Run score of 49.4/100 based on 25+ financial parameters.

Does Bank of India pay dividends?

Bank of India has a dividend yield of 2.75%. Past dividends don't guarantee future payments.

What is the ROE of Bank of India?

Bank of India has ROE of 12.35%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Bank of India?

Bank of India has debt-to-equity of 11.67.

Is Bank of India a good investment?

Bull Run gives Bank of India a score of 49.4/100. This is not investment advice — consult a SEBI-registered advisor.