Bank of Maharashtra
Fundamental Score
Bank of Maharashtra Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of MAHABANK across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (22.81%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (55.66%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (25.20%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (18.46%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (16.76% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (60.49% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (69.68% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Strong Cash Generation (₹25652.49 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
5 factors identified
Suboptimal ROCE (5.72%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Elevated Debt Levels (D/E: 10.66)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.45x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for Bank of Maharashtra
About MAHABANK
Business Overview
Bank of Maharashtra provides various banking products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts savings, current, term, and demand deposits, as well as provides capital gain account schemes. The company also offers housing loans, vehicle and car loans, topup loans, education loans, gold loans, personal loans, salary gain schemes, green financing schemes, rooftop solar panel loans, and adhaar loans, as well as loans against properties and deposits; working capital, term, project, infrastructure, export, and bill financing services; lines of credit; commercial lease rental services; accounts takeover services; non-fund based services; micro, small, and medium enterprise loans; and agriculture loans and other services. In addition, it provides digital banking and lending services, and government schemes; debit and credit cards; documentary credits and collections, import and export financing, guarantees, travel related forex, non-resident Indian services, capital account transactions, remittance schemes, and risk management services; and remittance facilities, as well as hedges exchange risk. Bank of Maharashtra was incorporated in 1935 and is headquartered in Pune, India.
Company Details
Key Leadership
Corporate Events
Latest News
MAHABANK Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Bank of Maharashtra (MAHABANK)?
As of 29 Jan 2026, 10:35 am IST, Bank of Maharashtra (MAHABANK) is currently trading at ₹65.63. The stock has a market capitalization of ₹44.34K (Cr).
Is MAHABANK share price Overvalued or Undervalued?
MAHABANK is currently trading at a P/E ratio of 7.28x, compared to the industry average of 8.20x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Bank of Maharashtra share price?
Key factors influencing MAHABANK's price include its quarterly earnings growth (Sales Growth: 18.46%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bank of Maharashtra a good stock for long-term investment?
Bank of Maharashtra shows a 5-year Profit Growth of 69.68% and an ROE of 22.81%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 10.66 before investing.
How does Bank of Maharashtra compare with its industry peers?
Bank of Maharashtra competes with major peers in the Public Sector Bank. Investors should compare MAHABANK's P/E of 7.28x and ROE of 22.81% against the industry averages to determine its competitive standing.
What is the P/E ratio of MAHABANK and what does it mean?
MAHABANK has a P/E ratio of 7.28x compared to the industry average of 8.20x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹7 for every ₹1 of annual earnings.
How is MAHABANK performing according to Bull Run's analysis?
MAHABANK has a Bull Run fundamental score of 64.9/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does MAHABANK belong to?
MAHABANK operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bank of Maharashtra.
What is Return on Equity (ROE) and why is it important for MAHABANK?
MAHABANK has an ROE of 22.81%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Bank of Maharashtra generates profits from shareholders' equity.
How is MAHABANK's debt-to-equity ratio and what does it indicate?
MAHABANK has a debt-to-equity ratio of 10.66, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is MAHABANK's dividend yield and is it a good dividend stock?
MAHABANK offers a dividend yield of 2.60%, which means you receive ₹2.60 annual dividend for every ₹100 invested.
How has MAHABANK grown over the past 5 years?
MAHABANK has achieved 5-year growth rates of: Sales Growth 16.76%, Profit Growth 69.68%, and EPS Growth 60.49%.
What is the promoter holding in MAHABANK and why does it matter?
Promoters hold 79.60% of MAHABANK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is MAHABANK's market capitalization category?
MAHABANK has a market capitalization of ₹44342 crores, placing it in the Large-cap category.
How volatile is MAHABANK stock?
MAHABANK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for MAHABANK?
MAHABANK has a 52-week high of ₹N/A and low of ₹N/A.
What is MAHABANK's operating profit margin trend?
MAHABANK has a 5-year average Operating Profit Margin (OPM) of 55.66%, indicating the company's operational efficiency.
How is MAHABANK's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 18.46% and YoY Profit Growth of 25.20%.
What is the institutional holding pattern in MAHABANK?
MAHABANK has FII holding of 2.35% and DII holding of 10.06%. Significant institutional holding often suggests professional confidence in the stock.