Can Fin Homes Ltd Stock Price Today (NSE: CANFINHOME)

Can Fin Homes Ltd

822.60+8.25 (+1.01%)
Market Closed

Fundamental Score

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Can Fin Homes Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Can Fin Homes Ltd share price today is 822.60, up +1.01% on NSE/BSE as of 21 April 2026. Can Fin Homes Ltd (CANFINHOME) is a Mid-cap company in the Housing Finance Company sector with a market capitalisation of 12.11K (Cr). The 52-week high for CANFINHOME share price is 971.50 and the 52-week low is 691.55. At a P/E ratio of 13.14x, CANFINHOME is currently trading below its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 18.22% and a debt-to-equity ratio of 6.61.

Can Fin Homes Ltd Share Price Chart — NSE/BSE Historical Performance

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Institutional Deep-Dive

Bull Run Research Hub

Live Price:₹822.60— Analysis below may reference an earlier price snapshot.

Can Fin Homes Share Price: A Growth Strategist's Financial Analysis

A unique insight in the Housing Finance Company (HFC) sector reveals a growing preference for specialized lenders focused on specific customer segments, allowing for deeper market penetration and tailored product offerings. This analysis delves into the financial health of Can Fin Homes Ltd, specifically examining the Can Fin Homes share price in light of its performance metrics and peer comparison. Currently trading at ₹928.299988, with a PE ratio of 13.14, Can Fin Homes presents an interesting case for further investigation.

One key area of focus is the Return on Capital Employed (ROCE) of 9.34%. While a positive figure, its impact on the company's "moat," or competitive advantage, needs careful consideration. A higher ROCE generally indicates a greater ability to generate profits from invested capital, strengthening the moat by allowing for reinvestment in growth initiatives, technology upgrades, and attracting talent. A lower ROCE, comparatively, might suggest less efficiency in capital allocation, potentially weakening its competitive position. The sustainability of this ROCE in the face of increasing competition and fluctuating interest rate environments will be crucial for long-term growth.

Comparing Can Fin Homes to its peers is essential. For example, GIC Housing Finance Ltd may offer a contrasting view regarding management quality. While hard financial data is paramount, qualitative aspects like management experience, strategic vision, and corporate governance practices significantly influence a company's long-term trajectory. Understanding how Can Fin Homes' management strategies differ from peers like GIC Housing Finance Ltd requires deeper scrutiny of annual reports, investor presentations, and industry news.

Finally, it's important to remember that this is an observational analysis of publicly available data. As part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, this analysis aims to provide insights into the company's financial standing. It does not constitute financial advice. Investors should conduct their own thorough due diligence before making any investment decisions.

Analysis by Sweta Mishra
SEBI Registered Research Analyst

Can Fin Homes Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
811.95829.00792.05822.6090.75K (Cr)
800.05833.75800.05814.351.22L (Cr)
805.00821.85780.00792.051.28L (Cr)
830.70838.35809.00821.851.54L (Cr)
835.65864.00831.00833.251.18L (Cr)
842.00842.40816.40831.651.06L (Cr)
810.00834.00772.00821.051.46L (Cr)
837.95845.60814.85820.301.99L (Cr)
835.00843.00817.00827.151.05L (Cr)
834.75888.15829.05841.854.87L (Cr)

Can Fin Homes Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
800.05833.75792.05822.60+2.82%
828.00888.15772.00792.05-4.34%
914.00956.00836.10843.40-7.72%
933.70964.90873.10932.45-0.13%
890.95971.50881.35930.05+4.39%
866.50925.00853.85884.55+2.08%
763.65883.70754.00867.90+13.65%
717.65791.95715.00763.20+6.35%
751.95789.90708.60717.65-4.56%
793.20826.65727.50751.95-5.20%
788.20817.75754.80792.90+0.60%
722.00790.80691.55788.15+9.16%

AI Research Briefing

Powered by Gemini · 2026-04-10

Can Fin Homes is a decent housing finance play, but SME/micro loan book liquidity risk demands caution.

Research Confidence
6.0/10Moderate
RATE PLAYPositive momentum with a 3M return of 20.41% [cite: brief].Fairly valued at a P/E of 13.14x compared to the industry P/E of 18.03x [cite: brief].

WHAT'S HAPPENING NOW (last 2-4 weeks):

Can Fin Homes' stock has seen positive momentum, rallying 15% in the last three weeks. Recent news includes a newspaper publication regarding a special window for re-lodgement of transfer requests for physical shares. The company also announced its ESG rating improved to 73 from 66.

� CORE STORY (THE REAL GAME):

Can Fin Homes is a play on India's affordable housing boom, targeting first-time homebuyers and professionals. The market is pricing in sustained growth and profitability, driven by rising disposable incomes and government initiatives.

Why Now
  • Improved ESG rating signals positive governance trends
  • AUM growth of 16% YoY in Q3 FY26
  • Low GNPA at 0.6% indicates good asset quality
Potential Catalysts
  • RBI rate cuts stimulating home loan demand
  • Further improvements in asset quality
  • Expansion into new geographies
Key Risks
  • Micro/SME focus increases liquidity risk
  • Intense competition in the housing finance sector
  • Rising interest rates could impact demand
Institutional Activity

FII increased holdings by 0.42%, while DII decreased by 0.65% [cite: brief].

Macro Context

RBI projects India’s real GDP growth at 6.9%, a tailwind for housing demand.

Cash Flow Quality

Negative Free Cash Flow over the past 5 years at ₹-7704.39 Cr [cite: brief].

3–6 Month Outlook

Expect loan growth of 11-14% in FY26/27E. NIM to trend around 3.75%, aided by lower borrowing costs.

Primary Thesis Risk

Liquidity risk in the SME/micro loan book could trigger a funding crisis.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Good

ROE

18.22%
Poor

ROCE

9.34%
Excellent

OPM (5Y)

91.52%
Good

Div Yield

1.32%

Can Fin Homes Ltd Valuation Check

Good

P/E Ratio

13.14x
Poor

Industry P/E

18.03x
Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter

29.99%
Good

FII

12.52%
Excellent

DII

23.88%
Excellent

Pledged

0.00%

Growth Engine

Good

Profit Growth (Q)

18.89%
Poor

Sales Growth (Q)

9.04%
Excellent

Sales Growth (5Y)

13.82%
Excellent

EPS Growth (5Y)

17.91%
Excellent

Profit Growth (5Y)

17.91%

Balance Sheet Health

Poor

Debt to Equity

6.61x
Poor

Int. Coverage

1.45x

Free Cash Flow (5Y)

-7.70K (Cr)

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Can Fin Homes Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CANFINHOME across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (18.22%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (91.52%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 13.14 vs Industry: 18.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (13.82% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (17.91% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (17.91% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Institutional Confidence (FII+DII: 36.40%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Suboptimal ROCE (9.34%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 6.61)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.45x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-7704.39 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (29.99%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Peer Comparison - Housing Finance Company

Compare Can Fin Homes Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
40.1/100
823
₹12107.71
13.1
Average
18.22%
Good
9.34%
Poor
6.6
Poor
17.91%
Excellent
13.82%
Good
1.32%
54.8/100
78
₹87039.71
36.9
Average
13.46%
Average
0.00%
Poor
4.4
Poor
0.00%
Average
0.00%
Average
0.00%
41.4/100
517
₹30291.98
5.5
Average
16.05%
Good
0.00%
Poor
7.1
Poor
0.00%
Average
0.00%
Average
0.00%
44.1/100
784
₹23669.79
10.8
Average
12.27%
Average
0.00%
Poor
3.6
Poor
0.00%
Average
0.00%
Average
0.00%
31.1/100
439
₹21011.57
21.3
Average
16.86%
Good
0.00%
Poor
2.5
Poor
0.00%
Average
0.00%
Average
0.00%
32.4/100
199
₹14148.60
16.8
Average
18.58%
Good
0.00%
Poor
1.6
Average
0.00%
Average
0.00%
Average
0.00%
24.2/100
147
₹12631.74
9.9
Average
-8.66%
Poor
0.00%
Poor
2.0
Poor
0.00%
Average
0.00%
Average
0.00%
29.6/100
1139
₹11994.35
19.9
Average
14.11%
Average
0.00%
Poor
3.1
Poor
0.00%
Average
0.00%
Average
0.00%
55.6/100
959
₹11504.83
25.4
Average
16.46%
Good
0.00%
Poor
2.4
Poor
0.00%
Average
0.00%
Average
0.00%
44.3/100
763
₹9428.70
21.2
Average
15.07%
Good
0.00%
Poor
1.9
Average
0.00%
Average
0.00%
Average
0.00%
28.6/100
363
₹2590.06
5.7
Average
14.39%
Average
0.00%
Poor
3.2
Poor
0.00%
Average
0.00%
Average
0.00%

Can Fin Homes Ltd Financial Statements

Comprehensive financial data for Can Fin Homes Ltd including income statement, balance sheet and cash flow

About CANFINHOME (Can Fin Homes Ltd)

Can Fin Homes Ltd is a steadfast presence in India's housing finance sector, dedicated to empowering individuals and families to achieve their dream of homeownership. Since its inc...eption, the company has focused on providing accessible and tailored financial solutions, with a particular emphasis on first-time homebuyers and salaried professionals. Can Fin Homes operates with a commitment to ethical lending practices and customer-centric service, building lasting relationships with its clientele. The company leverages its extensive branch network and experienced team to navigate the complexities of the Indian real estate market, offering expert guidance and support throughout the loan application and disbursement process. Can Fin Homes seeks to empower diverse segments of society through customized offerings. The cornerstone of Can Fin Homes' offerings lies in its comprehensive suite of housing loan products. These cater to a wide range of needs, from individual housing loans for constructing or purchasing homes to specialized options like commercial housing loans and loans for properties under construction. Understanding the evolving needs of its customers, Can Fin Homes also provides affordable housing loans, ensuring that homeownership remains within reach for individuals with varying income levels. These diverse offerings are designed to be flexible and accommodating, with options for salaried individuals and those seeking financing for properties in government-approved layouts. Can Fin Homes provides a full suite of loans from basic to complex so more of the population can invest. Beyond traditional housing finance, Can Fin Homes extends its support through a diverse portfolio of non-housing loan products. These include loans for site purchases, mortgages, and builder loans, catering to the broader needs of the real estate ecosystem. Additionally, the company offers personal loans, top-up loans, and loans against rent receivables, providing customers with access to funds for various personal and business needs. These supplementary financial solutions demonstrate Can Fin Homes' commitment to serving as a holistic financial partner for its customers, going beyond the realm of homeownership to support their overall financial well-being. The range of options allow the home owner stability and the ability to continue to grow.

Company Details

Symbol:CANFINHOME
Industry:Housing Finance Company
Sector:Housing Finance Company

Key Leadership

Mr. Suresh Srinivasan Iyer
MD, CEO & Director
Mr. Prashanth Joishy
Deputy GM & Head of Project Implementation
Mr. Vikram Saha
Deputy MD & Whole-time Director

Corporate Events

Recent
Ex-Dividend Date

CANFINHOME Share Price: Frequently Asked Questions

What is the current share price of Can Fin Homes Ltd?

As of 21 Apr 2026, 11:00 am IST, Can Fin Homes Ltd share price is ₹822.60. The Can Fin Homes Ltd stock has a market capitalisation of ₹12.11K (Cr) on NSE/BSE.

Is Can Fin Homes Ltd share price Overvalued or Undervalued?

Can Fin Homes Ltd share price is currently trading at a P/E ratio of 13.14x, compared to the industry average of 18.03x. Based on this relative valuation, the Can Fin Homes Ltd stock appears to be Undervalued against its sector peers.

What is the 52-week high and low of Can Fin Homes Ltd share price?

The 52-week high of Can Fin Homes Ltd share price is ₹971.50 and the 52-week low is ₹691.55. These values are updated daily from NSE/BSE price data.

What factors affect the Can Fin Homes Ltd share price?

Key factors influencing Can Fin Homes Ltd share price include quarterly earnings growth (Sales Growth: 9.04%), raw material costs, government spending, and institutional flows (FII/DII holding).

Is Can Fin Homes Ltd a good stock for long-term investment?

Can Fin Homes Ltd shows a 5-year Profit Growth of 17.91% and an ROE of 18.22%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 6.61 before investing in Can Fin Homes Ltd shares.

How does Can Fin Homes Ltd compare with its industry peers?

Can Fin Homes Ltd competes with major peers in the Housing Finance Company. Investors should compare Can Fin Homes Ltd share price P/E of 13.14x and ROE of 18.22% against the industry averages to determine competitive standing.

What is the P/E ratio of Can Fin Homes Ltd and what does it mean?

Can Fin Homes Ltd share price has a P/E ratio of 13.14x compared to the industry average of 18.03x. Investors pay ₹13 for every ₹1 of annual earnings.

How is Can Fin Homes Ltd performing according to Bull Run's analysis?

Can Fin Homes Ltd has a Bull Run fundamental score of 40.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.

What sector and industry does Can Fin Homes Ltd belong to?

Can Fin Homes Ltd operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Can Fin Homes Ltd share price.

What is Return on Equity (ROE) and why is it important for CANFINHOME?

CANFINHOME has an ROE of 18.22%, which indicates excellent management efficiency. ROE measures how efficiently Can Fin Homes Ltd generates profits from shareholders capital.

How is CANFINHOME debt-to-equity ratio and what does it indicate?

CANFINHOME has a debt-to-equity ratio of 6.61, which indicates high leverage that increases financial risk.

What is CANFINHOME dividend yield and is it a good dividend stock?

CANFINHOME offers a dividend yield of 1.32%, meaning you receive ₹1.32 annual dividend for every ₹100 invested in Can Fin Homes Ltd shares.

How has CANFINHOME share price grown over the past 5 years?

CANFINHOME has achieved 5-year growth rates of: Sales Growth 13.82%, Profit Growth 17.91%, and EPS Growth 17.91%.

What is the promoter holding in CANFINHOME and why does it matter?

Promoters hold 29.99% of CANFINHOME shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Can Fin Homes Ltd.

What is CANFINHOME market capitalisation category?

CANFINHOME has a market capitalisation of ₹12108 crores, placing it in the Mid-cap category.

How volatile is CANFINHOME stock?

CANFINHOME has a beta of N/A. A beta > 1 suggests the Can Fin Homes Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is CANFINHOME operating profit margin trend?

CANFINHOME has a 5-year average Operating Profit Margin (OPM) of 91.52%, indicating the company's operational efficiency.

How is CANFINHOME quarterly performance?

Recent quarterly performance shows Can Fin Homes Ltd YoY Sales Growth of 9.04% and YoY Profit Growth of 18.89%.

What is the institutional holding pattern in CANFINHOME?

CANFINHOME has FII holding of 12.52% and DII holding of 23.88%. Significant institutional holding often suggests professional confidence in the Can Fin Homes Ltd stock.