Canara HSBC Stock Price Today (NSE: CANHLIFE)

Canara HSBC

137.30+1.12 (+0.82%)
Market Closed

Fundamental Score

...

Canara HSBC Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Canara HSBC share price today is 137.30, up +0.82% on NSE/BSE as of 19 June 2026. Canara HSBC (CANHLIFE) is a Mid-cap company in the Life Insurance sector with a market capitalisation of 11.65K (Cr). The 52-week high for CANHLIFE share price is 159.00 and the 52-week low is 106.00. At a P/E ratio of 96.49x, CANHLIFE is currently trading above its industry average P/E of 83.91x. The company has a Return on Equity (ROE) of 7.95% and a debt-to-equity ratio of 0.00.

Canara HSBC Share Price Chart — NSE/BSE Historical Performance

No data
High
149.69
Low
132.20
Volume
9.8L
Change
-0.21%

Canara HSBC share price chart: -0.21% return over the past month. 52-week high ₹159.00, 52-week low ₹106.00.

Canara HSBC — Last 10 Trading Days

DateOpenHighLowCloseVolume
136.59139.12133.61137.307.77L (Cr)
138.74140.49132.60136.186.59L (Cr)
139.39141.74135.13138.0417.76L (Cr)
140.05140.98138.07139.395.48L (Cr)
139.53141.09138.18140.053.01L (Cr)
139.99142.38139.00139.523.66L (Cr)
139.26140.92139.00139.051.81L (Cr)
139.20140.14138.09139.211.23L (Cr)
137.00139.39136.80138.472.45L (Cr)
135.25138.30133.61137.784.54L (Cr)

Canara HSBC — Last 12 Months Price History

MonthOpenHighLowCloseChange
138.74140.49132.60137.30-1.04%
143.19146.56132.20138.04-3.60%
142.09152.69133.21141.30-0.56%
136.45151.59134.72140.65+3.08%
146.51159.00140.80143.14-2.30%
148.22156.00135.76147.33-0.60%
123.24157.80117.72148.17+20.23%
116.36128.20114.56123.04+5.74%
106.00125.99106.00116.36+9.77%

AI Research Briefing

Powered by Gemini · 2026-04-17

Expensive bancassurance play; diversification needed to justify valuation.

Research Confidence
6.0/10Moderate
COMPOUNDERConsolidation - 1M: 5.4%Expensive - P/E: 96.49x vs Industry P/E: 83.91x

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. However, today, April 17, 2026, marks the end of the lock-up agreement for 522,498,000 equity shares.

CORE STORY (THE REAL GAME)

Canara HSBC Life Insurance is a bancassurance play, heavily reliant on its partnerships with Canara Bank and HSBC. The market prices it as a growth story fueled by this bancassurance model, but the real game is diversifying beyond this concentrated channel and improving VNB margins.

Why Now
  • End of equity share lock-up period
  • Strong AUM growth
  • Dominant bancassurance channel
Potential Catalysts
  • Successful diversification of distribution channels
  • Improvement in VNB margins
  • New product launches with higher profitability
Key Risks
  • High reliance on bancassurance channel
  • Decreasing promoter stake
  • Expensive valuation
Institutional Activity

Promoter stake decreased by 15%, indicating potential lack of confidence or strategic shift.

Macro Context

General positive outlook for the Indian insurance sector, but increasing competition.

Order Book / Expansion

Canara HSBC allotted ₹250 crore worth of non-convertible debentures through private placement on March 13, 2026.

Cash Flow Quality

Yes - Free Cash Flow 5Y: ₹10346.51 Cr

3–6 Month Outlook

Next 3-6 months hinge on Q4 earnings and commentary on distribution diversification. Watch for persistency ratio trends.

Primary Thesis Risk

Over-reliance on bancassurance makes it vulnerable to distribution channel disruption.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

7.95%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

8.73%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-0.14%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Canara HSBC Valuation Check

Poor

Price to Earnings (P/E)

96.49x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

83.91x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter Holding

62.00%

% shares held by company founders/management

Average

FII Holding

6.97%

% shares held by foreign institutional investors

Excellent

DII Holding

26.22%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

10.69%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-29.35%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

28.35%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

2.13%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

2.13%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

10.35K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Canara HSBC Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CANHLIFE across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Consistent Growth Track Record (28.35% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹10346.51 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (62.00%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 33.19%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

8 factors identified

Below-Average Return on Equity (7.95%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (8.73%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-0.14%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 96.49x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Revenue Contraction (-29.35%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Weak Earnings Growth (2.13% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (2.13% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Canara HSBC vs Life Insurance Peers

Peer Comparison -

Compare Canara HSBC with 5 other companies in the same sector

6 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
19/100
137
₹11645.12
96.5
Average
7.95%
Poor
8.73%
Poor
0.0
Excellent
2.13%
Average
28.35%
Excellent
0.00%
64.3/100
830
₹558084.03
10.9
Average
45.72%
Excellent
53.13%
Excellent
0.0
Excellent
77.68%
Excellent
7.22%
Good
1.36%
47.1/100
1865
₹197472.38
80.5
Average
15.13%
Good
16.88%
Good
0.0
Excellent
11.28%
Good
21.69%
Excellent
0.14%
40.7/100
610
₹165332.90
87.3
Average
10.80%
Average
6.58%
Poor
0.1
Excellent
5.10%
Good
25.90%
Excellent
0.27%
39.8/100
523
₹90053.94
68.9
Average
10.43%
Average
11.94%
Average
0.2
Excellent
2.31%
Average
27.48%
Excellent
0.14%
29.1/100
1682
₹59142.39
362.1
Average
7.26%
Poor
8.13%
Poor
0.3
Excellent
18.01%
Excellent
20.57%
Excellent
0.00%

Canara HSBC Quarterly Performance

Latest quarterly metrics for CANHLIFE — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-29.35%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

10.69%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

28.35%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

2.13%

Compounded annual net profit growth over 5 years

Canara HSBC Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CANHLIFE — calculated from daily price history

40RSI 14
Neutral — RSI 40

Momentum is balanced — neither overbought nor oversold.

SMA 50
143
▼ Price below SMA 50 — Short-term bearish
30-Day Avg Volume
1270K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Canara HSBC Financial Statements

Annual income statement, balance sheet and cash flow for Canara HSBC (CANHLIFE) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Canara HSBC

About CANHLIFE (Canara HSBC)

Canara HSBC (CANHLIFE) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Life Insurance sector with a current mar...ket capitalisation of ₹11.65K (Cr). Canara HSBC has delivered a Return on Equity (ROE) of 7.95% and a ROCE of 8.73%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking CANHLIFE share price can monitor key metrics including P/E ratio, promoter holding of 62.00%, and quarterly earnings growth.

Company Details

Symbol:CANHLIFE
Industry:Life Insurance
Sector:N/A
Website:N/A

CANHLIFE Share Price: Frequently Asked Questions

What is the current share price of Canara HSBC?

Canara HSBC (CANHLIFE) trades at ₹137.30 on NSE and BSE. Market cap ₹11.65K (Cr). Educational data only.

What is the P/E ratio of Canara HSBC?

Canara HSBC has a P/E of 96.49x vs industry average 83.91x.

What is the Bull Run score for Canara HSBC?

Canara HSBC has a Bull Run score of 19/100 based on 25+ financial parameters.

Does Canara HSBC pay dividends?

Canara HSBC has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Canara HSBC?

Canara HSBC has ROE of 7.95%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Canara HSBC?

Canara HSBC has debt-to-equity of 0.00.

Is Canara HSBC a good investment?

Bull Run gives Canara HSBC a score of 19/100. This is not investment advice — consult a SEBI-registered advisor.