Capfin India Ltd Stock Price Today (NSE: CAPFIN)

Capfin India Ltd

140.05+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Capfin India Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Capfin India Ltd share price today is 140.05, up +0.00% on NSE/BSE as of 7 August 2026. Capfin India Ltd (CAPFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 66.97 (Cr). The 52-week high for CAPFIN share price is 183.40 and the 52-week low is 97.30. The company has a Return on Equity (ROE) of -7.33% and a debt-to-equity ratio of 0.01.

Capfin India Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
147.25
Low
127.25
Volume
30.52173913043478
Change
+15.72%

Capfin India Ltd share price chart: 15.72% return over the past month. 52-week high ₹183.40, 52-week low ₹97.30.

Capfin India Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
140.05140.05140.05140.050.00 (Cr)
140.05140.05140.05140.050.00 (Cr)
140.05140.05140.05140.050.00 (Cr)
140.05140.05140.05140.0562.00 (Cr)
147.25147.25147.25147.250.00 (Cr)
147.25147.25147.25147.250.00 (Cr)
147.25147.25147.25147.250.00 (Cr)
147.25147.25147.25147.25151.00 (Cr)
147.25147.25147.25147.250.00 (Cr)
147.25147.25147.25147.250.00 (Cr)

Capfin India Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
140.05140.05140.05140.05+0.00%
127.25147.25127.25147.25+15.72%
141.30141.30115.15127.25-9.94%
134.90142.00134.90141.30+4.74%
116.50142.10111.20142.00+21.89%
115.00117.5097.30111.00-3.48%
136.50136.50117.10120.00-12.09%
151.20151.20143.00143.65-4.99%
153.25153.25136.55151.20-1.34%
170.95171.00153.90160.00-6.41%
165.50173.75160.00171.00+3.32%
174.25174.25157.30165.50-5.02%

AI Research Briefing

Powered by Gemini · 2026-08-01

Non-viable micro-cap shell with ₹0.23 Cr annual revenue relying purely on corporate capital restructuring rather than underlying lending operations.

Research Confidence
4.0/10Low
OPERATOR-DRIVENShort-term momentum breakout (+21.49% 1M) on thin volumes, masking weak multi-year performance (-15.71% 1Y).Expensive and distressed; trailing P/E is negative/non-existent versus industry P/E of 22.18x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major operational catalysts, customer deal announcements, or loan book expansion triggers found in the last 2-4 weeks. The company scheduled a Board Meeting for July 31, 2026, to review and approve un-audited Q1 FY27 financial results. Historically, corporate activity peaked in Q4 FY26 when the company altered its Memorandum of Association to boost authorized share capital from ₹4.00 Cr to ₹10.00 Cr and completed a preferential equity allotment of 16.10 lakh shares (raising approximately ₹3.39 Cr) to promoters Abhishek Narbaria and Umesh Kumar Sahay, raising promoter holding to 71.18%.

CORE STORY (THE REAL GAME)

Shell-structure capital allocation play, not a functional micro-lending franchise. The business operates with minimal top-line visibility—generating just ₹0.06 Cr in quarterly revenue—making it an illiquid micro-cap shell utilized primarily for balance sheet restructuring, equity dilution, and insider holding consolidation rather than genuine credit distribution.

Why Now
  • Board meeting scheduled on July 31, 2026, to consider Q1 FY27 un-audited financial results
  • Completed capital base expansion from ₹4.00 Cr to ₹10.00 Cr via postal ballot
  • Promoter holding increased to 71.12% following a ₹3.39 Cr preferential allotment
Potential Catalysts
  • Q1 FY27 financial result outcomes revealing fresh revenue streams
  • Announcement of a strategic business acquisition or reverse merger
  • Regulatory RBI action regarding minimum net owned funds (NOF) compliance
Key Risks
  • Severe micro-cap illiquidity risk with a market cap of only ₹66.97 Cr
  • Full-year FY26 revenue collapsed 74.73% YoY to just ₹0.23 Cr with a net loss of ₹0.60 Cr
  • Negative 5-year cumulative Free Cash Flow of ₹-2.94 Cr and ROE of -7.33%
Institutional Activity

Promoter stake expanded by +4.94% to 71.12% via preferential allotment, while FII entry added +6.60% to holding; DII interest remains non-existent at 0.0%.

Macro Context

Strict RBI scale-based regulatory tightening and NOF norms pressure non-operational micro NBFCs lacking systemic credit scale.

Order Book / Expansion

Raised authorized share capital to ₹10.00 Cr and completed preferential allotment of 16.10 lakh shares worth ₹3.39 Cr in Q4 FY26.

Cash Flow Quality

No; operational cash flows are consistently negative with 5-year FCF standing at ₹-2.94 Cr.

3–6 Month Outlook

Operational performance will remain depressed without capital deployment into high-yield credit assets. Expect sideways speculative volatility driven by low public float rather than core earnings.

Primary Thesis Risk

Complete absence of genuine commercial lending activity resulting in structural value destruction.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

-7.33%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

-9.32%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-52.63%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Capfin India Ltd Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

71.12%

% shares held by company founders/management

Average

FII Holding

6.60%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Good

Profit Growth (Quarterly YoY)

18.18%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

0.00%

Revenue growth vs same quarter last year

Average

Revenue Growth (5-Year CAGR)

10.44%

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.01x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-2.94 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Capfin India Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CAPFIN across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Conservative Debt Levels (D/E: 0.01)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Balanced Promoter Holding (71.12%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (-7.33%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (-9.32%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-52.63%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Negative Free Cash Flow (₹-2.94 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 6.60%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Capfin India Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Capfin India Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
18.2/100
140
₹66.97
-7.33%
Poor
-9.32%
Poor
0.0
Excellent
10.44%
Good
0.00%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Capfin India Ltd PE Ratio History

Historical price-to-earnings ratio for CAPFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20250.62₹151.20243.9x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Capfin India Ltd Quarterly Performance

Latest quarterly metrics for CAPFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

0.00%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

18.18%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

10.44%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Capfin India Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CAPFIN — calculated from daily price history

100RSI 14
Overbought — RSI 100

Momentum is strong — price may be stretched. Watch for pullbacks.

SMA 50
135
▲ Price above SMA 50 — Short-term bullish
30-Day Avg Volume
0K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Capfin India Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Capfin India Ltd (CAPFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Capfin India Ltd

About CAPFIN (Capfin India Ltd)

Capfin India Ltd is a Non-Banking Financial Company rooted in the burgeoning landscape of Indian finance. Operating primarily as an investment and lending entity, CAPFIN focuses on... channeling capital into diverse sectors of the Indian economy. The company strategically allocates resources to both established corporations and emerging non-corporate entities, fostering growth and expansion across various industries. CAPFIN's commitment to responsible lending practices aims to empower businesses and contribute to the overall economic development of the nation. By tailoring its financial solutions to the specific needs of its clientele, CAPFIN plays a vital role in facilitating investment and driving innovation within the Indian market. The company's operational scope and strategic vision are geared towards creating sustainable value and promoting financial inclusivity. CAPFIN's core business revolves around providing bespoke financial services to its varied customer base. Understanding the unique financial needs of Indian businesses, CAPFIN offers a range of loan products designed to fuel growth and facilitate operational efficiency. From short-term working capital loans to long-term investment financing, the company strives to deliver flexible and customized solutions. The dedicated team at CAPFIN leverages its deep understanding of the Indian market and its regulatory landscape to offer informed guidance and support to its clients. By forging strong, collaborative relationships, CAPFIN aims to be a trusted financial partner for businesses seeking to thrive in the dynamic Indian economy. Established with a vision to contribute to India's financial progress, Capfin India Ltd leverages its operational base in Pune to extend its reach across the country. Founded to support the growth aspirations of Indian businesses, CAPFIN is committed to maintaining the highest standards of ethical conduct and corporate governance. With its decades of experience, CAPFIN has established a strong foundation for sustainable growth and has cultivated a reputation for reliability and integrity. Looking towards the future, CAPFIN is poised to embrace new technologies and innovations in the financial sector, continuously adapting to the evolving needs of the Indian market and solidifying its position as a key player in the NBFC landscape.

Company Details

Symbol:CAPFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Abhishek Narbaria
MD & Additional Executive Director
Mr. Vishal Omprakash Sharma
Chief Financial Officer
Mr. Neeraj Kumar Patil
Company Secretary & Compliance Officer

CAPFIN Share Price: Frequently Asked Questions

What is the current share price of Capfin India Ltd?

Capfin India Ltd (CAPFIN) trades at ₹140.05 on NSE and BSE. Market cap ₹66.97 (Cr). Educational data only.

What is the P/E ratio of Capfin India Ltd?

Capfin India Ltd has a P/E of N/Ax vs industry average 22.18x.

What is the Bull Run score for Capfin India Ltd?

Capfin India Ltd has a Bull Run score of 18.2/100 based on 25+ financial parameters.

Does Capfin India Ltd pay dividends?

Capfin India Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Capfin India Ltd?

Capfin India Ltd has ROE of -7.33%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Capfin India Ltd?

Capfin India Ltd has debt-to-equity of 0.01.

Is Capfin India Ltd a good investment?

Bull Run gives Capfin India Ltd a score of 18.2/100. This is not investment advice — consult a SEBI-registered advisor.