Capital India Finance Limited Stock Price Today (NSE: CIFL)
Capital India Finance Limited
Fundamental Score
Capital India Finance Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
Capital India Finance Limited share price today is ₹29.10, up +0.00% on NSE/BSE as of 6 March 2026. Capital India Finance Limited (CIFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.33K (Cr). The 52-week high for CIFL share price is ₹N/A and the 52-week low is ₹N/A. The company has a Return on Equity (ROE) of 0.30% and a debt-to-equity ratio of 1.04.
Capital India Finance Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Capital India Finance Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Capital Finance Share Price: A ROCE-Focused Analysis
The Non-Banking Financial Company (NBFC) sector is currently facing heightened scrutiny on asset quality and operational efficiency, making Return on Capital Employed (ROCE) a crucial metric for assessing long-term viability. This analysis examines the Capital Finance share price, currently trading at ₹31.87, through the lens of its ROCE, particularly in comparison to its peers. Given the absence of a Price-to-Earnings (PE) ratio, the focus shifts to the inherent profitability reflected by ROCE.
Capital Finance Limited exhibits a ROCE of 6.34%. This figure represents the return generated on the capital employed in the business. A low ROCE can suggest challenges in efficient capital allocation. While not directly comparable due to varying business models, lower ROCE than that of peers such as
Apollo Finvest can be concerning.The ROCE significantly impacts Capital Finance Limited's potential "moat," or competitive advantage. A higher ROCE typically indicates a more efficient and profitable business, enabling it to reinvest earnings, innovate, and maintain a stronger market position. The current ROCE of 6.34% suggests a limited ability to create a substantial moat, as capital may not be generating returns high enough to outpace competitors and consistently attract investors. Comparing Capital Finance Limited with Apollo Finvest, perceived management quality, especially as it relates to capital allocation decisions, plays a significant role in their respective ROCE performances.
It is important to note that the absence of a PE ratio necessitates a deeper dive into other fundamental factors to assess the true intrinsic value of Capital Finance Limited. A comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, would consider factors beyond ROCE, including debt levels, asset quality, and management effectiveness. This analysis is purely observational and based on publicly available data. It does not constitute financial advice or a recommendation to buy or sell securities.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Capital India Finance Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CIFL across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Consistent Growth Track Record (27.83% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (72.84%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
10 factors identified
Below-Average Return on Equity (0.30%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.34%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-11118.37%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-8.39%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (-36.01% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-36.00% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 1.04)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (0.33x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-400.23 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.08%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Capital India Finance Limited Financial Statements
Comprehensive financial data for Capital India Finance Limited including income statement, balance sheet and cash flow
About CIFL (Capital India Finance Limited)
Capital India Finance Limited (CIFL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹1.33K (Cr). Capital India Finance Limited has delivered a Return on Equity (ROE) of 0.30% and a ROCE of 6.34%. The debt-to-equity ratio stands at 1.04, reflecting the company's capital structure. Investors tracking CIFL share price can monitor key metrics including P/E ratio, promoter holding of 72.84%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
CIFL Share Price: Frequently Asked Questions
What is the current share price of Capital India Finance Limited (CIFL)?
As of 06 Mar 2026, 09:58 am IST, Capital India Finance Limited share price is ₹29.10. The CIFL stock has a market capitalisation of ₹1.33K (Cr) on NSE/BSE.
Is CIFL share price Overvalued or Undervalued?
CIFL share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Capital India Finance Limited stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of CIFL share price?
The 52-week high of CIFL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Capital India Finance Limited share price?
Key factors influencing CIFL share price include quarterly earnings growth (Sales Growth: -8.39%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Capital India Finance Limited a good stock for long-term investment?
Capital India Finance Limited shows a 5-year Profit Growth of -36.00% and an ROE of 0.30%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.04 before investing in CIFL shares.
How does Capital India Finance Limited compare with its industry peers?
Capital India Finance Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CIFL share price P/E of 0.00x and ROE of 0.30% against the industry averages to determine competitive standing.
What is the P/E ratio of CIFL and what does it mean?
CIFL share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is CIFL performing according to Bull Run's analysis?
CIFL has a Bull Run fundamental score of 16.6/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CIFL belong to?
CIFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Capital India Finance Limited share price.
What is Return on Equity (ROE) and why is it important for CIFL?
CIFL has an ROE of 0.30%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Capital India Finance Limited generates profits from shareholders capital.
How is CIFL debt-to-equity ratio and what does it indicate?
CIFL has a debt-to-equity ratio of 1.04, which indicates high leverage that increases financial risk.
What is CIFL dividend yield and is it a good dividend stock?
CIFL offers a dividend yield of 0.06%, meaning you receive ₹0.06 annual dividend for every ₹100 invested in Capital India Finance Limited shares.
How has CIFL share price grown over the past 5 years?
CIFL has achieved 5-year growth rates of: Sales Growth 27.83%, Profit Growth -36.00%, and EPS Growth -36.01%.
What is the promoter holding in CIFL and why does it matter?
Promoters hold 72.84% of CIFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Capital India Finance Limited.
What is CIFL market capitalisation category?
CIFL has a market capitalisation of ₹1335 crores, placing it in the Small-cap category.
How volatile is CIFL stock?
CIFL has a beta of N/A. A beta > 1 suggests the Capital India Finance Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CIFL operating profit margin trend?
CIFL has a 5-year average Operating Profit Margin (OPM) of 13.49%, indicating the company's operational efficiency.
How is CIFL quarterly performance?
Recent quarterly performance shows Capital India Finance Limited YoY Sales Growth of -8.39% and YoY Profit Growth of -11118.37%.
What is the institutional holding pattern in CIFL?
CIFL has FII holding of 0.08% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Capital India Finance Limited stock.