Capital India Finance Limited Stock Price Today (NSE: CIFL)
Capital India Finance Limited
Fundamental Score
Capital India Finance Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Capital India Finance Limited share price today is ₹21.27, up +6.24% on NSE/BSE as of 22 September 2026. Capital India Finance Limited (CIFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹831.78 (Cr). The 52-week high for CIFL share price is ₹39.69 and the 52-week low is ₹18.56. At a P/E ratio of 21.48x, CIFL is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 5.98% and a debt-to-equity ratio of N/A.
Capital India Finance Limited Share Price Chart — NSE/BSE Historical Performance
Capital India Finance Limited share price chart: -8.30% return over the past month. 52-week high ₹39.69, 52-week low ₹18.56.
Capital India Finance Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹20.29 | ₹21.70 | ₹20.10 | ₹21.27 | 2.68L (Cr) | |
| ₹20.00 | ₹20.48 | ₹19.82 | ₹20.02 | 62.70K (Cr) | |
| ₹19.86 | ₹20.49 | ₹19.86 | ₹19.98 | 45.61K (Cr) | |
| ₹20.95 | ₹20.95 | ₹19.56 | ₹20.03 | 4.22L (Cr) | |
| ₹19.42 | ₹20.63 | ₹18.56 | ₹20.20 | 3.76L (Cr) | |
| ₹20.26 | ₹20.26 | ₹19.45 | ₹19.53 | 23.45K (Cr) | |
| ₹20.08 | ₹20.36 | ₹19.90 | ₹20.20 | 2.47L (Cr) | |
| ₹20.30 | ₹20.30 | ₹19.91 | ₹20.19 | 95.08K (Cr) | |
| ₹20.49 | ₹20.49 | ₹19.90 | ₹20.12 | 95.86K (Cr) | |
| ₹20.40 | ₹20.69 | ₹19.86 | ₹20.16 | 3.09L (Cr) |
Capital India Finance Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹20.98 | ₹21.70 | ₹18.56 | ₹21.27 | +1.38% | |
| ₹21.89 | ₹22.89 | ₹20.02 | ₹20.39 | -6.85% | |
| ₹23.85 | ₹24.65 | ₹19.56 | ₹20.78 | -12.87% | |
| ₹24.90 | ₹26.75 | ₹22.68 | ₹23.43 | -5.90% | |
| ₹28.88 | ₹30.62 | ₹23.48 | ₹24.12 | -16.48% | |
| ₹21.10 | ₹31.50 | ₹20.42 | ₹28.18 | +33.55% | |
| ₹29.99 | ₹31.90 | ₹20.44 | ₹20.74 | -30.84% | |
| ₹33.00 | ₹34.00 | ₹29.50 | ₹30.60 | -7.27% | |
| ₹35.20 | ₹39.69 | ₹30.85 | ₹33.16 | -5.80% | |
| ₹34.18 | ₹39.24 | ₹33.51 | ₹35.17 | +2.90% | |
| ₹35.79 | ₹35.99 | ₹29.25 | ₹34.15 | -4.58% | |
| ₹34.30 | ₹38.95 | ₹34.00 | ₹35.19 | +2.59% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
Capital India Finance Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Capital India Finance Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CIFL across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Balanced Promoter Holding (72.84%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (5.98%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Margin Pressure Concerns (4.95%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Revenue Contraction (-8.62%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Institutional Interest (FII+DII: 0.03%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Capital India Finance Limited vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Capital India Finance Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
18.9/100 | ₹21.27₹21 | ₹831.78₹831.78 | 21.48Average 21.5 Average | 5.98%Poor 5.98% Poor | — — | — — | — — | 10.64%Good 10.64% Good | 0.09% | |
Bajaj Finance LimitedBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1040.50₹1041 | ₹647284.65₹647284.65 | 31.86Average 31.9 Average | 18.05%Good 18.05% Good | — — | — — | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LimitedShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1032.80₹1033 | ₹243007.51₹243007.51 | 18.22Average 18.2 Average | 16.38%Good 16.38% Good | — — | — — | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1864.50₹1865 | ₹159032.53₹159032.53 | 27.49Average 27.5 Average | 19.33%Good 19.33% Good | — — | — — | 28.03%Excellent 28.03% Excellent | 26.53%Excellent 26.53% Excellent | 0.11% | |
Muthoot Finance LimitedMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹2842.70₹2843 | ₹114125.31₹114125.31 | 10.03Average 10.0 Average | 30.92%Excellent 30.92% Excellent | — — | — — | 22.72%Excellent 22.72% Excellent | 22.04%Excellent 22.04% Excellent | 0.99% |
L&T Finance LimitedL&T Finance Lim... LTF • 533519 | 55.2/100 | ₹310.15₹310 | ₹77708.39₹77708.39 | 24.40Average 24.4 Average | 11.17%Average 11.17% Average | — — | — — | 24.16%Excellent 24.16% Excellent | 5.54%Good 5.54% Good | 0.88% |
SBI Cards and Payment Services LimitedSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹666.45₹666 | ₹63420.05₹63420.05 | 27.88Average 27.9 Average | 14.69%Average 14.69% Average | — — | — — | 17.09%Excellent 17.09% Excellent | 16.49%Excellent 16.49% Excellent | 0.39% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹672.00₹672 | ₹55801.33₹55801.33 | 20.20Average 20.2 Average | 13.94%Average 13.94% Average | — — | — — | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
Sundaram Finance LimitedSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4708.50₹4709 | ₹51901.80₹51901.80 | 23.38Average 23.4 Average | 14.66%Average 14.66% Average | — — | — — | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹513.60₹514 | ₹43614.91₹43614.91 | 7.49Average 7.5 Average | 13.13%Average 13.13% Average | — — | — — | — — | — — | 0.04% | |
Poonawalla Fincorp LimitedPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹448.65₹449 | ₹39292.77₹39292.77 | 47.18Average 47.2 Average | 5.85%Poor 5.85% Poor | — — | — — | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Limited share price647284.65 Cr
- Shriram Finance Limited share price243007.51 Cr
- Cholamandalam Investment and Finance Company Limited share price159032.53 Cr
- Muthoot Finance Limited share price114125.31 Cr
- L&T Finance Limited share price77708.39 Cr
Capital India Finance Limited PE Ratio History
Historical price-to-earnings ratio for CIFL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹0.04 | ₹35.17 | 879.3x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Capital India Finance Limited Dividend History
Annual cash dividends paid by CIFL — dividend yield 0.09%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹0.78 Cr |
| FY 2024 | ₹0.78 Cr |
| FY 2023 | ₹0.78 Cr |
| FY 2022 | ₹0.78 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Capital India Finance Limited Quarterly Performance
Latest quarterly metrics for CIFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-8.62%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
14.80%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
10.64%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Capital India Finance Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CIFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Capital India Finance Limited Financial Statements
Annual income statement, balance sheet and cash flow for Capital India Finance Limited (CIFL) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for Capital India Finance Limited
About CIFL (Capital India Finance Limited)
Capital India Finance Limited is a prominent Non-Banking Financial Company (NBFC) operating within the dynamic Indian financial landscape. CIFL is a multifaceted financial institut...ion, focused on delivering tailored financial solutions to a diverse clientele. This company strategically cultivates its position by providing financial services to the underserved by traditional banks. CIFL is committed to supporting the growth aspirations of both small businesses and individuals. This company navigates a business environment which requires high ethical standards, so they develop a solid reputation for transparency and reliability. CIFL distinguishes itself by offering diverse financial products, and leveraging innovative technologies to make sure it delivers convenience and efficiency for its customers. CIFL is particularly adept at offering specialized lending products designed to empower micro, small, and medium-sized enterprises (MSMEs). Recognizing the critical role these businesses play in the Indian economy, CIFL provides accessible and flexible financing options. These include secured business loans tailored to specific requirements, equipment financing solutions to modernize operations, and strategic supply chain financing to streamline logistics and optimize cash flow. Furthermore, CIFL caters to the retail segment, providing a comprehensive suite of home loan products, encompassing options for home purchase, renovation, extension, and balance transfers, including specialized solutions for Non-Resident Indians (NRIs). Beyond traditional lending, CIFL operates RapiPay, a platform dedicated to revolutionizing payment services and enhancing financial inclusion. RapiPay offers assisted payment solutions, enabling individuals in underserved areas to access essential financial services through a network of local merchants. It also provides point-of-sale (POS) solutions, empowering businesses to accept digital payments efficiently. Through RapiPay, CIFL is actively bridging the gap between traditional banking and the informal economy, driving financial empowerment at the grassroots level. This allows them to stand out in a very competitive market, and continue to serve a wide customer base.
Company Details
Key Leadership
CIFL Share Price: Frequently Asked Questions
What is the current share price of Capital India Finance Limited?
Capital India Finance Limited (CIFL) trades at ₹21.27 on NSE and BSE. Market cap ₹831.78 (Cr). Educational data only.
What is the P/E ratio of Capital India Finance Limited?
Capital India Finance Limited has a P/E of 21.48x vs industry average 22.18x.
What is the Bull Run score for Capital India Finance Limited?
Capital India Finance Limited has a Bull Run score of 18.9/100 based on 25+ financial parameters.
Does Capital India Finance Limited pay dividends?
Capital India Finance Limited has a dividend yield of 0.09%. Past dividends don't guarantee future payments.
What is the ROE of Capital India Finance Limited?
Capital India Finance Limited has ROE of 5.98%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Capital India Finance Limited?
Capital India Finance Limited has debt-to-equity of N/A.
Is Capital India Finance Limited a good investment?
Bull Run gives Capital India Finance Limited a score of 18.9/100. This is not investment advice — consult a SEBI-registered advisor.