Capital India Finance Limited Stock Price Today (NSE: CIFL)

Capital India Finance Limited

21.27+1.25 (+6.24%)
Market Closed

Fundamental Score

...

Capital India Finance Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Capital India Finance Limited share price today is 21.27, up +6.24% on NSE/BSE as of 22 September 2026. Capital India Finance Limited (CIFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 831.78 (Cr). The 52-week high for CIFL share price is 39.69 and the 52-week low is 18.56. At a P/E ratio of 21.48x, CIFL is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 5.98% and a debt-to-equity ratio of N/A.

Capital India Finance Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
22.77
Low
19.56
Volume
1.3L
Change
-8.30%

Capital India Finance Limited share price chart: -8.30% return over the past month. 52-week high ₹39.69, 52-week low ₹18.56.

Capital India Finance Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
20.2921.7020.1021.272.68L (Cr)
20.0020.4819.8220.0262.70K (Cr)
19.8620.4919.8619.9845.61K (Cr)
20.9520.9519.5620.034.22L (Cr)
19.4220.6318.5620.203.76L (Cr)
20.2620.2619.4519.5323.45K (Cr)
20.0820.3619.9020.202.47L (Cr)
20.3020.3019.9120.1995.08K (Cr)
20.4920.4919.9020.1295.86K (Cr)
20.4020.6919.8620.163.09L (Cr)

Capital India Finance Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
20.9821.7018.5621.27+1.38%
21.8922.8920.0220.39-6.85%
23.8524.6519.5620.78-12.87%
24.9026.7522.6823.43-5.90%
28.8830.6223.4824.12-16.48%
21.1031.5020.4228.18+33.55%
29.9931.9020.4420.74-30.84%
33.0034.0029.5030.60-7.27%
35.2039.6930.8533.16-5.80%
34.1839.2433.5135.17+2.90%
35.7935.9929.2534.15-4.58%
34.3038.9534.0035.19+2.59%

Returns & Performance

Poor

Return on Equity (ROE)

5.98%

Profit generated per ₹1 of shareholder equity

Return on Assets (ROA)

N/A

Bank profit generated relative to total assets

Poor

Net Profit Margin

7.25%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.09%

Annual dividend as % of current share price

Capital India Finance Limited Valuation Check

Average

Price to Earnings (P/E)

21.48x

Share price ÷ earnings per share. Lower = cheaper

Excellent

Price to Book (P/B)

1.32x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

72.84%

% shares held by company founders/management

Poor

FII Holding

0.03%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

14.80%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-8.62%

Revenue growth vs same quarter last year

Average

Revenue Growth (5-Year CAGR)

10.64%

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Capital India Finance Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CIFL across key market metrics for learning purposes.

Positive Indicators

2 factors identified

Balanced Promoter Holding (72.84%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Below-Average Return on Equity (5.98%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Margin Pressure Concerns (4.95%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Revenue Contraction (-8.62%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Institutional Interest (FII+DII: 0.03%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

Capital India Finance Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Capital India Finance Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
18.9/100
21
₹831.78
21.5
Average
5.98%
Poor
10.64%
Good
0.09%
62.4/100
1041
₹647284.65
31.9
Average
18.05%
Good
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1033
₹243007.51
18.2
Average
16.38%
Good
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1865
₹159032.53
27.5
Average
19.33%
Good
28.03%
Excellent
26.53%
Excellent
0.11%
73.9/100
2843
₹114125.31
10.0
Average
30.92%
Excellent
22.72%
Excellent
22.04%
Excellent
0.99%
55.2/100
310
₹77708.39
24.4
Average
11.17%
Average
24.16%
Excellent
5.54%
Good
0.88%
43.9/100
666
₹63420.05
27.9
Average
14.69%
Average
17.09%
Excellent
16.49%
Excellent
0.39%
54.3/100
672
₹55801.33
20.2
Average
13.94%
Average
45.37%
Excellent
10.99%
Good
0.53%
29.5/100
4709
₹51901.80
23.4
Average
14.66%
Average
12.69%
Good
13.23%
Good
0.89%
23.9/100
514
₹43614.91
7.5
Average
13.13%
Average
0.04%
54.9/100
449
₹39292.77
47.2
Average
5.85%
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Capital India Finance Limited PE Ratio History

Historical price-to-earnings ratio for CIFL — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20250.04₹35.17879.3x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Capital India Finance Limited Dividend History

Annual cash dividends paid by CIFL — dividend yield 0.09%

Financial YearDividends Paid (₹ Cr)
FY 20250.78 Cr
FY 20240.78 Cr
FY 20230.78 Cr
FY 20220.78 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Capital India Finance Limited Quarterly Performance

Latest quarterly metrics for CIFL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-8.62%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

14.80%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

10.64%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Capital India Finance Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CIFL — calculated from daily price history

35RSI 14
Neutral — RSI 35

Momentum is balanced — neither overbought nor oversold.

SMA 50
21
▲ Price above SMA 50 — Short-term bullish
SMA 200
28
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
132K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Capital India Finance Limited Financial Statements

Annual income statement, balance sheet and cash flow for Capital India Finance Limited (CIFL) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Capital India Finance Limited

Loading latest quarterly results...

About CIFL (Capital India Finance Limited)

Capital India Finance Limited is a prominent Non-Banking Financial Company (NBFC) operating within the dynamic Indian financial landscape. CIFL is a multifaceted financial institut...ion, focused on delivering tailored financial solutions to a diverse clientele. This company strategically cultivates its position by providing financial services to the underserved by traditional banks. CIFL is committed to supporting the growth aspirations of both small businesses and individuals. This company navigates a business environment which requires high ethical standards, so they develop a solid reputation for transparency and reliability. CIFL distinguishes itself by offering diverse financial products, and leveraging innovative technologies to make sure it delivers convenience and efficiency for its customers. CIFL is particularly adept at offering specialized lending products designed to empower micro, small, and medium-sized enterprises (MSMEs). Recognizing the critical role these businesses play in the Indian economy, CIFL provides accessible and flexible financing options. These include secured business loans tailored to specific requirements, equipment financing solutions to modernize operations, and strategic supply chain financing to streamline logistics and optimize cash flow. Furthermore, CIFL caters to the retail segment, providing a comprehensive suite of home loan products, encompassing options for home purchase, renovation, extension, and balance transfers, including specialized solutions for Non-Resident Indians (NRIs). Beyond traditional lending, CIFL operates RapiPay, a platform dedicated to revolutionizing payment services and enhancing financial inclusion. RapiPay offers assisted payment solutions, enabling individuals in underserved areas to access essential financial services through a network of local merchants. It also provides point-of-sale (POS) solutions, empowering businesses to accept digital payments efficiently. Through RapiPay, CIFL is actively bridging the gap between traditional banking and the informal economy, driving financial empowerment at the grassroots level. This allows them to stand out in a very competitive market, and continue to serve a wide customer base.

Company Details

Symbol:CIFL
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Pinank Jayant Shah
Chief Executive Officer
Mr. Vikas Kumar Srivastava
Chief Financial Officer
Mr. Sulabh Kaushal
Chief Compliance Officer & Company Secretary

CIFL Share Price: Frequently Asked Questions

What is the current share price of Capital India Finance Limited?

Capital India Finance Limited (CIFL) trades at ₹21.27 on NSE and BSE. Market cap ₹831.78 (Cr). Educational data only.

What is the P/E ratio of Capital India Finance Limited?

Capital India Finance Limited has a P/E of 21.48x vs industry average 22.18x.

What is the Bull Run score for Capital India Finance Limited?

Capital India Finance Limited has a Bull Run score of 18.9/100 based on 25+ financial parameters.

Does Capital India Finance Limited pay dividends?

Capital India Finance Limited has a dividend yield of 0.09%. Past dividends don't guarantee future payments.

What is the ROE of Capital India Finance Limited?

Capital India Finance Limited has ROE of 5.98%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Capital India Finance Limited?

Capital India Finance Limited has debt-to-equity of N/A.

Is Capital India Finance Limited a good investment?

Bull Run gives Capital India Finance Limited a score of 18.9/100. This is not investment advice — consult a SEBI-registered advisor.