Capital Small Finance Bank Ltd Stock Price Today (NSE: CAPITALSFB)
Fundamental Score
Capital Small Finance Bank Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Capital Small Finance Bank Ltd share price today is ₹265.10, up +0.00% on NSE/BSE as of 17 February 2026. Capital Small Finance Bank Ltd (CAPITALSFB) is a Small-cap company in the Other Bank sector with a market capitalisation of ₹1.23K (Cr). The 52-week high for CAPITALSFB share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 9.13x, CAPITALSFB is currently trading below its industry average P/E of 24.58x. The company has a Return on Equity (ROE) of 10.38% and a debt-to-equity ratio of 7.11.
Capital Small Finance Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Capital Small Finance Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Capital Small Finance Bank Share Price: A Conservative Value Investor's Perspective
The landscape of Indian small finance banks is marked by varying degrees of operational efficiency and credit risk management. Unlike larger, established banks, these institutions often cater to underserved segments, making their asset quality inherently more volatile. This analysis examines the Capital Small Finance Bank share price from a conservative value investing standpoint, focusing on capital preservation and long-term sustainability.
Currently trading at a PE ratio of 9.13, Capital Small Finance Bank's valuation appears relatively moderate compared to some of its peers. However, a low PE ratio alone is insufficient to warrant investment. Our rigorous 80-parameter fundamental audit, verified by Sweta Mishra, prioritizes factors ensuring principal safety.
A critical metric is the company's Return on Capital Employed (ROCE) of 7.04%. While positive, it's essential to consider its implications for the company's competitive moat. A higher ROCE generally indicates a stronger ability to generate profits from invested capital, contributing to a more durable advantage. In contrast, this particular ROCE may not be enough to provide Capital Small Finance Bank Ltd. with a wide economic moat, making it susceptible to competition from other financial institutions and fintech companies.
Furthermore, qualitative factors are paramount. For example, contrasting Capital Small Finance Bank Ltd. with
Utkarsh Small Finance Bank Limited, we would examine management's demonstrated track record in navigating economic cycles and maintaining asset quality. Effective leadership is crucial in steering a financial institution, especially a small finance bank, through periods of stress.It's important to note that this analysis is purely observational. The information presented is based on publicly available data. It should not be construed as financial advice, and potential investors should conduct their own thorough due diligence before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Capital Small Finance Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CAPITALSFB across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (66.50%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.13 vs Industry: 24.58)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (14.67% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (38.98% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹349.71 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 29.23%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (7.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 7.11)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.33x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (18.75%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Capital Small Finance Bank Ltd Financial Statements
Comprehensive financial data for Capital Small Finance Bank Ltd including income statement, balance sheet and cash flow
About CAPITALSFB (Capital Small Finance Bank Ltd)
Capital Small Finance Bank Ltd (CAPITALSFB) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Bank sector with a current market capitalisation of ₹1.23K (Cr). Capital Small Finance Bank Ltd has delivered a Return on Equity (ROE) of 10.38% and a ROCE of 7.04%. The debt-to-equity ratio stands at 7.11, reflecting the company's capital structure. Investors tracking CAPITALSFB share price can monitor key metrics including P/E ratio, promoter holding of 18.75%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
CAPITALSFB Share Price: Frequently Asked Questions
What is the current share price of Capital Small Finance Bank Ltd (CAPITALSFB)?
As of 17 Feb 2026, 10:08 am IST, Capital Small Finance Bank Ltd share price is ₹265.10. The CAPITALSFB stock has a market capitalisation of ₹1.23K (Cr) on NSE/BSE.
Is CAPITALSFB share price Overvalued or Undervalued?
CAPITALSFB share price is currently trading at a P/E ratio of 9.13x, compared to the industry average of 24.58x. Based on this relative valuation, the Capital Small Finance Bank Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of CAPITALSFB share price?
The 52-week high of CAPITALSFB share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Capital Small Finance Bank Ltd share price?
Key factors influencing CAPITALSFB share price include quarterly earnings growth (Sales Growth: 14.70%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Capital Small Finance Bank Ltd a good stock for long-term investment?
Capital Small Finance Bank Ltd shows a 5-year Profit Growth of 38.98% and an ROE of 10.38%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 7.11 before investing in CAPITALSFB shares.
How does Capital Small Finance Bank Ltd compare with its industry peers?
Capital Small Finance Bank Ltd competes with major peers in the Other Bank. Investors should compare CAPITALSFB share price P/E of 9.13x and ROE of 10.38% against the industry averages to determine competitive standing.
What is the P/E ratio of CAPITALSFB and what does it mean?
CAPITALSFB share price has a P/E ratio of 9.13x compared to the industry average of 24.58x. Investors pay ₹9 for every ₹1 of annual earnings.
How is CAPITALSFB performing according to Bull Run's analysis?
CAPITALSFB has a Bull Run fundamental score of 40.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CAPITALSFB belong to?
CAPITALSFB operates in the Other Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Capital Small Finance Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for CAPITALSFB?
CAPITALSFB has an ROE of 10.38%, which shows decent profitability but room for improvement. ROE measures how efficiently Capital Small Finance Bank Ltd generates profits from shareholders capital.
How is CAPITALSFB debt-to-equity ratio and what does it indicate?
CAPITALSFB has a debt-to-equity ratio of 7.11, which indicates high leverage that increases financial risk.
What is CAPITALSFB dividend yield and is it a good dividend stock?
CAPITALSFB offers a dividend yield of 1.46%, meaning you receive ₹1.46 annual dividend for every ₹100 invested in Capital Small Finance Bank Ltd shares.
How has CAPITALSFB share price grown over the past 5 years?
CAPITALSFB has achieved 5-year growth rates of: Sales Growth 14.67%, Profit Growth 38.98%, and EPS Growth N/A%.
What is the promoter holding in CAPITALSFB and why does it matter?
Promoters hold 18.75% of CAPITALSFB shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Capital Small Finance Bank Ltd.
What is CAPITALSFB market capitalisation category?
CAPITALSFB has a market capitalisation of ₹1235 crores, placing it in the Small-cap category.
How volatile is CAPITALSFB stock?
CAPITALSFB has a beta of N/A. A beta > 1 suggests the Capital Small Finance Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CAPITALSFB operating profit margin trend?
CAPITALSFB has a 5-year average Operating Profit Margin (OPM) of 66.50%, indicating the company's operational efficiency.
How is CAPITALSFB quarterly performance?
Recent quarterly performance shows Capital Small Finance Bank Ltd YoY Sales Growth of 14.70% and YoY Profit Growth of 4.65%.
What is the institutional holding pattern in CAPITALSFB?
CAPITALSFB has FII holding of 1.26% and DII holding of 27.97%. Significant institutional holding often suggests professional confidence in the Capital Small Finance Bank Ltd stock.