Capital Small Finance Bank Ltd Stock Price Today (NSE: CAPITALSFB)
Fundamental Score
Capital Small Finance Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Capital Small Finance Bank Ltd share price today is ₹298.25, up +1.12% on NSE/BSE as of 17 June 2026. Capital Small Finance Bank Ltd (CAPITALSFB) is a Small-cap company in the Other Bank sector with a market capitalisation of ₹1.23K (Cr). The 52-week high for CAPITALSFB share price is ₹330.65 and the 52-week low is ₹206.55. At a P/E ratio of 9.13x, CAPITALSFB is currently trading below its industry average P/E of 24.58x. The company has a Return on Equity (ROE) of 10.38% and a debt-to-equity ratio of 7.11.
Capital Small Finance Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Capital Small Finance Bank Ltd share price chart: 8.00% return over the past month. 52-week high ₹330.65, 52-week low ₹206.55.
Capital Small Finance Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹268.90 | ₹271.95 | ₹263.90 | ₹268.70 | 23.25K (Cr) | |
| ₹275.00 | ₹282.85 | ₹265.10 | ₹267.65 | 51.35K (Cr) | |
| ₹284.75 | ₹284.75 | ₹272.90 | ₹274.65 | 39.44K (Cr) | |
| ₹286.00 | ₹286.95 | ₹279.50 | ₹284.75 | 25.53K (Cr) | |
| ₹284.00 | ₹285.50 | ₹278.45 | ₹281.95 | 36.00K (Cr) | |
| ₹277.05 | ₹284.80 | ₹277.05 | ₹278.65 | 28.78K (Cr) | |
| ₹283.00 | ₹283.50 | ₹279.00 | ₹281.00 | 10.14K (Cr) | |
| ₹281.10 | ₹284.15 | ₹277.50 | ₹280.40 | 14.10K (Cr) | |
| ₹278.65 | ₹283.95 | ₹275.05 | ₹281.10 | 11.20K (Cr) | |
| ₹272.60 | ₹278.00 | ₹272.60 | ₹277.55 | 12.12K (Cr) |
Capital Small Finance Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹275.00 | ₹282.85 | ₹263.90 | ₹268.70 | -2.29% | |
| ₹280.00 | ₹323.70 | ₹272.25 | ₹274.65 | -1.91% | |
| ₹221.90 | ₹280.99 | ₹216.43 | ₹279.56 | +25.98% | |
| ₹262.00 | ₹265.70 | ₹206.55 | ₹218.90 | -16.45% | |
| ₹255.80 | ₹274.30 | ₹251.00 | ₹262.10 | +2.46% | |
| ₹266.95 | ₹275.50 | ₹250.00 | ₹257.00 | -3.73% | |
| ₹277.35 | ₹279.30 | ₹258.00 | ₹263.55 | -4.98% | |
| ₹282.15 | ₹285.45 | ₹264.15 | ₹277.35 | -1.70% | |
| ₹275.40 | ₹292.25 | ₹273.00 | ₹282.75 | +2.67% | |
| ₹288.00 | ₹305.00 | ₹276.10 | ₹276.40 | -4.03% | |
| ₹309.95 | ₹326.35 | ₹288.20 | ₹289.70 | -6.53% | |
| ₹293.00 | ₹330.65 | ₹275.00 | ₹304.45 | +3.91% |
AI Research Briefing
Powered by Gemini · 2026-04-22
High-growth microfinance play, but microcap liquidity risk and high leverage keep it on the watchlist.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Capital Small Finance Bank (CAPITALSFB) reported strong provisional FY26 results. Gross advances reached s, a 20.9% YoY increase. Total deposits crossed s, growing 20.4% YoY. Asset quality improved, with Gross NPAs declining to 2.54%. The Board will meet on April 29, 2026, to approve the audited financial results.
CORE STORY (THE REAL GAME)
CAPITALSFB is being priced as a high-growth microfinance play, leveraging its secured MSME and mortgage lending focus. The market is betting on continued expansion in advances and deposits, coupled with improving asset quality, to drive profitability.
- Strong FY26 provisional results
- 20.9% YoY growth in gross advances
- Deposits cross ₹10,000 crore mark
- FY26 audited results on April 29
- RBI policy changes
- Significant MSME order wins
- Micro-cap liquidity risk
- High Debt/Equity ratio
- Low Interest Coverage ratio
DIIs decreased holdings by 3.53%
RBI holding rates steady amid global turmoil presents a mixed environment
Yes, Free Cash Flow 5Y: ₹349.71 Cr
Monitor FY26 audited results and management commentary. Key is sustained growth in advances and deposits, coupled with stable asset quality. Deposit repricing cycle expected to drive NIM expansion.
Primary Thesis Risk
Sharp deterioration in asset quality due to MSME lending risks.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Capital Small Finance Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Capital Small Finance Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CAPITALSFB across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (66.50%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.13 vs Industry: 24.58)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (14.67% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (38.98% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹349.71 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 29.23%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (7.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 7.11)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.33x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (18.75%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Capital Small Finance Bank Ltd vs Other Bank Peers
Peer Comparison - Other Bank
Compare Capital Small Finance Bank Ltd with 8 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Capital Small Finance Bank LtdCapital Small F...Selected✓ CAPITALSFB • 544120 | 40.4/100 | ₹298.25₹298 | ₹1234.77₹1234.77 | 9.13Average 9.1 Average | 10.38%Average 10.38% Average | 7.04%Poor 7.04% Poor | 7.11Poor 7.1 Poor | 38.98%Excellent 38.98% Excellent | 14.67%Good 14.67% Good | 1.46% |
AU Small Finance Bank LtdAU Small Financ... AUBANK • 540611 | 44.6/100 | ₹1005.00₹1005 | ₹70955.18₹70955.18 | 32.64Average 32.6 Average | 14.19%Average 14.19% Average | 8.40%Poor 8.40% Poor | 7.87Poor 7.9 Poor | 25.56%Excellent 25.56% Excellent | 30.25%Excellent 30.25% Excellent | 0.11% |
Ujjivan Small Finance Bank LtdUjjivan Small F... UJJIVANSFB • 542904 | 33/100 | ₹54.49₹54 | ₹10783.68₹10783.68 | 25.86Average 25.9 Average | 12.42%Average 12.42% Average | 8.53%Poor 8.53% Poor | 6.77Poor 6.8 Poor | 15.72%Excellent 15.72% Excellent | 18.64%Excellent 18.64% Excellent | 0.00% |
Equitas Small Finance Bank LimitedEquitas Small F... EQUITASBNK • 543243 | 24/100 | ₹72.18₹72 | ₹7246.17₹7246.17 | — — | 2.43%Poor 2.43% Poor | 6.85%Poor 6.85% Poor | 8.12Poor 8.1 Poor | -9.68%Poor -9.68% Poor | 19.00%Excellent 19.00% Excellent | 0.00% |
Jana Small Finance Bank LtdJana Small Fina... JSFB • 544118 | 45.4/100 | ₹488.25₹488 | ₹4718.15₹4718.15 | 11.48Average 11.5 Average | 13.03%Average 13.03% Average | 8.15%Poor 8.15% Poor | 8.49Poor 8.5 Poor | 72.35%Excellent 72.35% Excellent | 18.79%Excellent 18.79% Excellent | 0.00% |
Utkarsh Small Finance Bank LimitedUtkarsh Small F... UTKARSHBNK • 543942 | 3.7/100 | ₹13.47₹13 | ₹2939.72₹2939.72 | — — | 0.79%Poor 0.79% Poor | 7.17%Poor 7.17% Poor | 9.98Poor 10.0 Poor | -33.88%Poor -33.88% Poor | 23.55%Excellent 23.55% Excellent | 0.00% |
Fino Payments Bank LtdFino Payments B... FINOPB • 543386 | 46.7/100 | ₹133.97₹134 | ₹2608.98₹2608.98 | 32.52Average 32.5 Average | 13.31%Average 13.31% Average | 6.64%Poor 6.64% Poor | 3.93Poor 3.9 Poor | 37.20%Excellent 37.20% Excellent | 60.85%Excellent 60.85% Excellent | 0.00% |
Suryoday Small Finance Bank LtdSuryoday Small ... SURYODAY • 543279 | 5.7/100 | ₹165.80₹166 | ₹1518.84₹1518.84 | 23.29Average 23.3 Average | 6.16%Poor 6.16% Poor | 7.28%Poor 7.28% Poor | 7.11Poor 7.1 Poor | 0.66%Average 0.66% Average | 20.57%Excellent 20.57% Excellent | 0.00% |
Esaf Small Finance Bank LtdEsaf Small Fina... ESAFSFB • 544020 | 26.3/100 | ₹28.89₹29 | ₹1370.89₹1370.89 | — — | -23.49%Poor -23.49% Poor | 4.28%Poor 4.28% Poor | 14.30Poor 14.3 Poor | — — | 22.27%Excellent 22.27% Excellent | 0.00% |
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Capital Small Finance Bank Ltd PE Ratio History
Historical price-to-earnings ratio for CAPITALSFB — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹29.09 | ₹263.55 | 9.1x |
| FY 2024 | ₹30.45 | ₹293.15 | 9.6x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Capital Small Finance Bank Ltd Dividend History
Annual cash dividends paid by CAPITALSFB — dividend yield 1.46%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹5.41 Cr |
| FY 2024 | ₹4.24 Cr |
| FY 2023 | ₹3.42 Cr |
| FY 2022 | ₹2.72 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Capital Small Finance Bank Ltd Quarterly Performance
Latest quarterly metrics for CAPITALSFB — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
14.70%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
4.65%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
14.67%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
38.98%
Compounded annual net profit growth over 5 years
Capital Small Finance Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CAPITALSFB — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Capital Small Finance Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Capital Small Finance Bank Ltd (CAPITALSFB) — sourced from NSE/BSE filings.
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About CAPITALSFB (Capital Small Finance Bank Ltd)
Capital Small Finance Bank Ltd is a dynamic and regionally focused financial institution carving its niche in the Indian banking landscape. Born from a commitment to serving the un...derbanked and underserved communities, CAPITALSFB distinguishes itself through its deep understanding of local economies and its tailored approach to financial inclusion. The bank operates with a strong emphasis on building lasting relationships with its customers, fostering trust and mutual growth. Its vibrant branch network, primarily concentrated in North India, serves as a vital link, connecting individuals and small businesses to a comprehensive suite of banking services. This commitment is evident in its emphasis on accessibility and personalized customer service. CAPITALSFB's core strength lies in its ability to blend traditional banking practices with modern technology. While maintaining a strong physical presence, the bank also embraces digital innovation to enhance customer convenience and efficiency. It offers a diverse range of products and services designed to meet the evolving needs of its diverse customer base, including savings accounts, deposit schemes, and various lending options. The bank is dedicated to empowering its customers, providing not just financial solutions but also guidance and support to help them achieve their financial goals. Its commitment is reflected in its approach to responsible lending. More than just a financial institution, CAPITALSFB aspires to be a catalyst for economic development in the regions it serves. It actively engages with local communities, supporting various initiatives that promote financial literacy, entrepreneurship, and sustainable growth. By focusing on micro and small enterprises, the bank plays a vital role in creating jobs and fostering economic prosperity at the grassroots level. This commitment to social responsibility sets CAPITALSFB apart as a banking partner deeply invested in the well-being of its customers and the communities it serves.
Company Details
Key Leadership
Corporate Events
CAPITALSFB Share Price: Frequently Asked Questions
What is the current share price of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd (CAPITALSFB) trades at ₹298.25 on NSE and BSE. Market cap ₹1.23K (Cr). Educational data only.
What is the P/E ratio of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd has a P/E of 9.13x vs industry average 24.58x.
What is the Bull Run score for Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd has a Bull Run score of 40.4/100 based on 25+ financial parameters.
Does Capital Small Finance Bank Ltd pay dividends?
Capital Small Finance Bank Ltd has a dividend yield of 1.46%. Past dividends don't guarantee future payments.
What is the ROE of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd has ROE of 10.38%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd has debt-to-equity of 7.11.
Is Capital Small Finance Bank Ltd a good investment?
Bull Run gives Capital Small Finance Bank Ltd a score of 40.4/100. This is not investment advice — consult a SEBI-registered advisor.