Capital Trade Lk (CTIL) – Share Price & Analysis

Price ₹23.47, Market Cap 302.20 (Cr), P/E 160.75x. Score: 5.6/100.

Financial Ratios PE Ratio Shareholding Dividend Quarterly Results Financial Statements

Capital Trade Lk Stock Price Today (NSE: CTIL)

Capital Trade Lk

CTILNon Banking Financial Company (NBFC)

₹23.47+₹0.00 (+0.00%)

As on 01 Aug 2026, 02:37 pm ISTMarket Closed

Fundamental Score

...

Capital Trade Lk Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Q: What is the current share price of Capital Trade Lk?

Capital Trade Lk (CTIL) trades at ₹23.47 on NSE and BSE. Market cap ₹302.20 (Cr). Educational data only.

Q: What is the P/E ratio of Capital Trade Lk?

Capital Trade Lk has a P/E of 160.75x vs industry average 22.18x.

Q: What is the Bull Run score for Capital Trade Lk?

Capital Trade Lk has a Bull Run score of 5.6/100 based on 25+ financial parameters.

Q: Does Capital Trade Lk pay dividends?

Capital Trade Lk has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

Q: What is the ROE of Capital Trade Lk?

Capital Trade Lk has ROE of 2.63%. Higher ROE indicates better use of shareholder equity.

Q: What is the debt-to-equity ratio of Capital Trade Lk?

Capital Trade Lk has debt-to-equity of 1.78.

Q: Is Capital Trade Lk a good investment?

Bull Run gives Capital Trade Lk a score of 5.6/100. This is not investment advice — consult a SEBI-registered advisor.

Capital Trade Lk share price today is ₹23.47, up +0.00% on NSE/BSE as of 1 August 2026. Capital Trade Lk (CTIL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹302.20 (Cr). The 52-week high for CTIL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 160.75x, CTIL is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 2.63% and a debt-to-equity ratio of 1.78.

Capital Trade Lk Share Price Chart — NSE/BSE Historical Performance

No data

High

₹23.47

Low

₹23.47

Volume

Change

+0.00%

AI Research Briefing

Operator-driven momentum masks a shrinking loan book, collapsing Q4 margins, and an absurd multiple that defies gravity.

Research Confidence

8.5/10High

OPERATOR-DRIVENBreakout momentum with 1M up 50.16%, entirely disconnected from fundamental reality.Extremely expensive at 160.75x P/E against an industry average of 22.18x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Recent action includes a bulk deal of 1.82 lakh shares traded on July 8, 2026. Prior to this, an immediate relative of the promoter bought 42,617 shares via market on May 26, 2026, totaling ₹7.03 lakh. Fundamentals are heavily impaired. Q4 FY26 earnings posted a standalone net loss of ₹3.06 crore compared to a profit of ₹1.33 crore in the prior year. Full-year FY26 standalone income dropped to ₹25.22 crore from ₹28.19 crore, with net profit declining to ₹1.87 crore. The company appointed a new CFO on May 18, 2026.

CORE STORY (THE REAL GAME)

Micro-cap NBFC operating as a generic lending vehicle rather than a differentiated franchise. The market is pricing in a turnaround or structural change driven by management shuffling and insider buying, but the underlying lending book is shrinking and generating negative leverage. This is an operator-driven momentum play trading entirely independently of its decaying balance sheet.

WHAT IS DRIVING THE STOCK

First, optical insider confidence via the promoter relative's token market purchase. Second, the July bulk deal signaling operator activity or concentrated institutional shuffling. Third, broad retail speculation in the micro-cap NBFC space, fully ignoring the actual Q4 standalone net loss of ₹3.06 crore.

BULL vs BEAR

Bull:Management restructuring with a new CFO and token insider buying could signal a clean-up phase before aggressively scaling the loan book. Broad NBFC tailwinds in consumer finance might lift micro-caps indiscriminately.

Bear:Fundamentals are collapsing. The massive 160.75x P/E multiple is pricing in explosive growth that does not exist. Full-year revenue contracted to ₹25.22 crore. ROE sits at a dismal 2.63%. Debt to equity is high for the yield generated. Severe liquidity risk restricts safe exit positioning.

WHAT MARKET IS PRICING

The multiple implies this is a high-growth compounder. Reality shows a shrinking top line and widening quarterly losses. When operator momentum fades, the lack of free cash flow will violently drag the valuation down to book value.

BOTTOM LINE

An operator-driven mirage where structural deterioration is being masked by token insider buys and concentrated bulk volume.

Why Now

Q4 FY26 standalone net loss of ₹3.06 crore
FY26 standalone revenue contracted to ₹25.22 crore
July bulk deal of 1.82 lakh shares indicating concentrated operator activity

Potential Catalysts

Further bulk/block deals trapping retail liquidity
Changes in RBI regulations regarding micro-lender asset quality
Q1 FY27 earnings release

Key Risks

Absolute liquidity risk given micro-cap status
Valuation of 160.75x P/E against severe negative earnings momentum
ROE of 2.63% indicates structural capital misallocation

Institutional Activity

Promoter relative bought a token ₹7.03 lakh stake; FII/DII holding is absolutely zero.

Macro Context

NBFCs face falling borrowing costs, but micro-lenders struggle with asset quality in tighter localized markets.

Order Book / Expansion

No major catalysts found after live search; only generic loan book adjustments.

Cash Flow Quality

Poor; zero free cash flow generation over 5 years against high operating leverage.

3–6 Month Outlook

Expect heavy mean reversion when operator momentum cracks. The fundamental floor is significantly lower.

Primary Thesis Risk

Retail traders will be left holding the bag when concentrated block volume inevitably exits.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

2.63%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.96%

Returns generated on total capital deployed

Oper. Profit Margin (5Y Avg)

N/A

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Capital Trade Lk Valuation Check

Poor

Price to Earnings (P/E)

160.75x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification

Small-cap

Higher growth potential with higher volatility.

Market Capitalisation

302.20 (Cr)

Total market value of all outstanding shares

Shareholding Pattern

Excellent

Promoter Holding

39.85%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-418.05%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

97.33%

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

1.78x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.23x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

N/A

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Capital Trade Lk Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CTIL across key market metrics for learning purposes.

Positive Indicators

2 factors identified

Strong Revenue Growth (97.33%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (2.63%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (6.96%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 160.75x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-418.05%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Elevated Debt Levels (D/E: 1.78)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.23x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Capital Trade Lk vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Capital Trade Lk with 10 other companies in the same sector

11 companies

Company Info	Fundamental Overall score	Valuation Price metrics	Profitability Return metrics		Financial Health Debt management	Growth 5Y performance		Dividend Yield %
Company Company name	Score Bull Run comprehensive fundamental score based on 20+ metrics	Price Current trading price of the stock	Market Cap Total value of all shares in the market	P/E Price per share divided by earnings per share	ROE Net income divided by shareholder equity	ROCE Earnings before interest and tax divided by capital employed	Debt/Eq Total debt divided by total equity	Profit 5Y Average annual profit growth over 5 years	Sales 5Y Average annual sales growth over 5 years	Dividend Annual dividend per share divided by price per share
Capital Trade LkCapital Trade L...Selected✓ CTIL • 538476	5.6/100	₹23.47₹23	₹302.20₹302.20	160.75Average 160.8 Average	2.63%Poor 2.63% Poor	6.96%Poor 6.96% Poor	1.78Average 1.8 Average	— —	— —	0.00%
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034	62.4/100	₹1141.20₹1141	₹635919.89₹635919.89	33.08Average 33.1 Average	18.25%Good 18.25% Good	10.87%Average 10.87% Average	3.82Poor 3.8 Poor	34.15%Excellent 34.15% Excellent	25.18%Excellent 25.18% Excellent	0.53%
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218	48.8/100	₹1046.70₹1047	₹243379.83₹243379.83	24.27Average 24.3 Average	16.39%Good 16.39% Good	11.49%Average 11.49% Average	3.80Poor 3.8 Poor	32.03%Excellent 32.03% Excellent	22.54%Excellent 22.54% Excellent	1.04%
Cholamandalam Investment and Finance Company LimitedCholamandalam I... CHOLAFIN • 511243	65.8/100	₹1849.90₹1850	₹153802.44₹153802.44	29.36Average 29.4 Average	19.35%Good 19.35% Good	9.71%Poor 9.71% Poor	6.93Poor 6.9 Poor	28.05%Excellent 28.05% Excellent	26.56%Excellent 26.56% Excellent	0.11%
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398	73.9/100	₹3119.60₹3120	₹121113.00₹121113.00	11.44Average 11.4 Average	30.92%Excellent 30.92% Excellent	15.77%Good 15.77% Good	3.88Poor 3.9 Poor	22.71%Excellent 22.71% Excellent	22.03%Excellent 22.03% Excellent	0.99%
L&T Finance LtdL&T Finance Ltd... LTF • 533519	55.2/100	₹311.25₹311	₹78301.66₹78301.66	24.45Average 24.4 Average	11.22%Average 11.22% Average	8.40%Poor 8.40% Poor	3.94Poor 3.9 Poor	32.35%Excellent 32.35% Excellent	6.05%Good 6.05% Good	0.88%
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429	54.3/100	₹686.35₹686	₹62415.22₹62415.22	22.61Average 22.6 Average	13.94%Average 13.94% Average	9.09%Poor 9.09% Poor	4.80Poor 4.8 Poor	45.37%Excellent 45.37% Excellent	10.99%Good 10.99% Good	0.53%
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066	43.9/100	₹660.15₹660	₹60979.59₹60979.59	28.14Average 28.1 Average	14.69%Average 14.69% Average	10.10%Average 10.10% Average	2.80Poor 2.8 Poor	17.08%Excellent 17.08% Excellent	16.43%Excellent 16.43% Excellent	0.39%
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071	29.5/100	₹4665.60₹4666	₹50074.63₹50074.63	23.75Average 23.8 Average	15.01%Good 15.01% Good	9.44%Poor 9.44% Poor	4.68Poor 4.7 Poor	12.69%Good 12.69% Good	13.23%Good 13.23% Good	0.89%
Authum Investment & Infrastructure LtdAuthum Investme... AIIL • 539177	23.9/100	₹539.30₹539	₹42560.25₹42560.25	22.04Average 22.0 Average	13.13%Average 13.13% Average	13.67%Average 13.67% Average	0.23Excellent 0.2 Excellent	— —	— —	0.04%
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000	54.9/100	₹463.55₹464	₹41881.04₹41881.04	77.14Average 77.1 Average	5.86%Poor 5.86% Poor	7.51%Poor 7.51% Poor	4.68Poor 4.7 Poor	24.33%Excellent 24.33% Excellent	23.97%Excellent 23.97% Excellent	0.00%

Top Non Banking Financial Company (NBFC) Stocks

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By Bull Run Score

By Return on Equity

Muthoot Finance Ltd share price30.92%
Cholamandalam Investment and Finance Company Limited share price19.35%
Bajaj Finance Ltd share price18.25%
Shriram Finance Ltd share price16.39%
Sundaram Finance Ltd share price15.01%

By Market Cap

Bajaj Finance Ltd share price635919.89 Cr
Shriram Finance Ltd share price243379.83 Cr
Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
Muthoot Finance Ltd share price121113.00 Cr
L&T Finance Ltd share price78301.66 Cr

Capital Trade Lk Quarterly Performance

Latest quarterly metrics for CTIL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

97.33%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-418.05%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Capital Trade Lk Financial Statements

Annual income statement, balance sheet and cash flow for Capital Trade Lk (CTIL) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Capital Trade Lk

About CTIL (Capital Trade Lk)

Capital Trade Lk (CTIL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) se...ctor with a current market capitalisation of ₹302.20 (Cr). Capital Trade Lk has delivered a Return on Equity (ROE) of 2.63% and a ROCE of 6.96%. The debt-to-equity ratio stands at 1.78, reflecting the company's capital structure. Investors tracking CTIL share price can monitor key metrics including P/E ratio, promoter holding of 39.85%, and quarterly earnings growth.

Company Details

Symbol:CTIL

Industry:Non Banking Financial Company (NBFC)

Sector:Non Banking Financial Company (NBFC)

Website:N/A

Latest News

Aditya Birla Real Estate Grants 8,772 Stock Options Under CTIL Employee Stock Option Scheme 2023 - scanx.trade

scanx.trade• 12/22/2025

SC order on land row drags Aditya Birla realty shares - financialexpress.com

financialexpress.com• 1/9/2025

Workshop Explores Emerging Global Trends and India's Approach to Investment Facilitation and Ease of Doing Business - Business Standard

Business Standard• 12/16/2025

CTIL Share Price: Frequently Asked Questions

What is the current share price of Capital Trade Lk?

Capital Trade Lk (CTIL) trades at ₹23.47 on NSE and BSE. Market cap ₹302.20 (Cr). Educational data only.

What is the P/E ratio of Capital Trade Lk?

Capital Trade Lk has a P/E of 160.75x vs industry average 22.18x.

What is the Bull Run score for Capital Trade Lk?

Capital Trade Lk has a Bull Run score of 5.6/100 based on 25+ financial parameters.

Does Capital Trade Lk pay dividends?

Capital Trade Lk has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Capital Trade Lk?

Capital Trade Lk has ROE of 2.63%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Capital Trade Lk?

Capital Trade Lk has debt-to-equity of 1.78.

Is Capital Trade Lk a good investment?

Bull Run gives Capital Trade Lk a score of 5.6/100. This is not investment advice — consult a SEBI-registered advisor.