Ceejay Finance Ltd Stock Price Today (NSE: CEEJAY)
Fundamental Score
Ceejay Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ceejay Finance Ltd share price today is ₹182.40, up +4.92% on NSE/BSE as of 22 June 2026. Ceejay Finance Ltd (CEEJAY) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹65.19 (Cr). The 52-week high for CEEJAY share price is ₹N/A and the 52-week low is ₹153.75. At a P/E ratio of 9.79x, CEEJAY is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 9.33% and a debt-to-equity ratio of 0.55.
Ceejay Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Ceejay Finance Ltd share price chart: -4.82% return over the past month. 52-week high ₹N/A, 52-week low ₹153.75.
Ceejay Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹182.45 | ₹182.45 | ₹182.40 | ₹182.40 | 17.00 (Cr) | |
| ₹175.65 | ₹175.65 | ₹173.85 | ₹173.85 | 368.00 (Cr) | |
| ₹182.75 | ₹183.00 | ₹178.00 | ₹183.00 | 27.00 (Cr) | |
| ₹173.75 | ₹182.75 | ₹173.75 | ₹182.75 | 11.00 (Cr) | |
| ₹186.45 | ₹186.45 | ₹182.85 | ₹182.85 | 22.00 (Cr) | |
| ₹179.00 | ₹179.00 | ₹178.00 | ₹178.00 | 8.00 (Cr) | |
| ₹177.10 | ₹182.00 | ₹175.65 | ₹182.00 | 213.00 (Cr) | |
| ₹185.00 | ₹185.00 | ₹177.05 | ₹184.85 | 129.00 (Cr) | |
| ₹166.85 | ₹177.00 | ₹163.00 | ₹177.00 | 92.00 (Cr) | |
| ₹170.00 | ₹170.00 | ₹166.00 | ₹168.95 | 139.00 (Cr) |
Ceejay Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹175.65 | ₹182.45 | ₹173.85 | ₹182.40 | +3.84% | |
| ₹193.00 | ₹202.50 | ₹163.00 | ₹183.00 | -5.18% | |
| ₹171.00 | ₹202.60 | ₹170.00 | ₹202.60 | +18.48% | |
| ₹164.35 | ₹185.95 | ₹155.90 | ₹180.00 | +9.52% | |
| ₹174.00 | ₹196.25 | ₹162.00 | ₹164.35 | -5.55% | |
| ₹183.00 | ₹191.95 | ₹153.75 | ₹177.00 | -3.28% | |
| ₹182.05 | ₹190.00 | ₹160.80 | ₹174.45 | -4.17% | |
| ₹190.00 | ₹199.75 | ₹179.00 | ₹190.00 | +0.00% | |
| ₹206.00 | ₹206.00 | ₹178.60 | ₹195.00 | -5.34% | |
| ₹199.00 | ₹0.00 | ₹0.00 | ₹194.75 | -2.14% | |
| ₹203.90 | ₹214.00 | ₹180.00 | ₹200.00 | -1.91% | |
| ₹191.00 | ₹214.75 | ₹181.20 | ₹203.90 | +6.75% |
AI Research Briefing
Powered by Gemini · 2026-04-20
Micro-cap NBFC with declining profitability and high liquidity risk; avoid.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. Ceejay Finance's stock price was The company announced closure of its trading window from April 1, 2026, until 48 hours after the declaration of financial results for the quarter and year ending March 31, 2026.
CORE STORY (THE REAL GAME)
Ceejay Finance is a micro-cap NBFC operating in the vehicle and SME finance space. The market narrative is a potential turnaround story based on cheap valuation, but faces headwinds from margin compression and tepid growth. Liquidity is a major concern given its micro-cap status.
- Q3 FY26 net profit declined 22.94% QoQ
- Revenue declined 6.43% YoY
- Negative alpha of 27.69% compared to Sensex over the past year
- Significant order wins in vehicle financing
- RBI policy changes favoring NBFCs
- Sharp turnaround in quarterly earnings
- Micro/SME cap: High liquidity risk
- Declining revenue and profit margins
- Negative alpha compared to Sensex
No significant FII/DII activity reported.
Rising interest rates are a headwind for NBFCs.
No: Free Cash Flow 5Y: ₹-14.07 Cr
In the next 3-6 months, Ceejay Finance's stock performance will likely be determined by its ability to improve profitability and manage its micro-cap liquidity risk. Failure to do so will result in further downside.
Primary Thesis Risk
Inability to improve profitability and manage liquidity risk will lead to collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Ceejay Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ceejay Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CEEJAY across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (55.68%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.79 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Balanced Promoter Holding (59.03%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Below-Average Return on Equity (9.33%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Negative Free Cash Flow (₹-14.07 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Ceejay Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Ceejay Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Ceejay Finance LtdCeejay Finance ...Selected✓ CEEJAY • 530789 | 36.4/100 | ₹182.40₹182 | ₹65.19₹65.19 | 9.79Average 9.8 Average | 9.33%Poor 9.33% Poor | 11.71%Average 11.71% Average | 0.55Good 0.6 Good | 7.06%Good 7.06% Good | 8.67%Good 8.67% Good | 0.64% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Ceejay Finance Ltd PE Ratio History
Historical price-to-earnings ratio for CEEJAY — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹19.05 | ₹287.05 | 15.1x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Ceejay Finance Ltd Dividend History
Annual cash dividends paid by CEEJAY — dividend yield 0.64%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹0.41 Cr |
| FY 2024 | ₹0.41 Cr |
| FY 2023 | ₹0.34 Cr |
| FY 2022 | ₹0.35 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Ceejay Finance Ltd Quarterly Performance
Latest quarterly metrics for CEEJAY — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
5.88%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-3.96%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
8.67%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
7.06%
Compounded annual net profit growth over 5 years
Ceejay Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CEEJAY — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Ceejay Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Ceejay Finance Ltd (CEEJAY) — sourced from NSE/BSE filings.
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About CEEJAY (Ceejay Finance Ltd)
Ceejay Finance Ltd is a dynamic Non-Banking Financial Company operating within the Indian financial landscape, offering a comprehensive suite of financial solutions tailored to div...erse needs. The company stands as a facilitator of economic empowerment, extending credit and financial services to individuals and businesses alike. CEEJAY's product portfolio spans a spectrum of loan offerings, including those designed for the acquisition of both new and pre-owned vehicles, empowering individuals with mobility solutions. Moreover, the company provides vital financing for small and medium-sized enterprises (SMEs), enabling them to fuel growth and contribute to the nation's economic prosperity. CEEJAY also caters to the personal financial needs of individuals with loan options secured against property and personal loans for varied purposes. CEEJAY's commitment to financial inclusion is further exemplified through its microfinance loan products, aimed at supporting underserved communities and fostering entrepreneurship at the grassroots level. Recognizing the importance of risk mitigation, the company complements its lending activities with insurance services, providing clients with a safety net against unforeseen circumstances. Beyond direct lending, CEEJAY also offers refinance options for a broad range of vehicles, including two-wheelers, three-wheelers, four-wheelers, trucks, and buses, creating opportunities for individuals and businesses to optimize their existing assets and improve cash flow. This multifaceted approach positions CEEJAY as a versatile partner in the financial journey of its clientele. Driven by a vision to bridge financial gaps and promote economic progress, CEEJAY is dedicated to innovation and customer-centricity. The company’s approach reflects a deep understanding of the unique challenges and opportunities within the Indian market. Originally established as Heritage Packaging Limited, the company's strategic transformation into Ceejay Finance Limited underscores its adaptability and commitment to evolving with the ever-changing financial needs of the nation. CEEJAY strives to deliver accessible, efficient, and reliable financial solutions, contributing to the overall growth and prosperity of individuals, businesses, and the Indian economy as a whole.
Company Details
Key Leadership
Corporate Events
Latest News
CEEJAY Share Price: Frequently Asked Questions
What is the current share price of Ceejay Finance Ltd?
Ceejay Finance Ltd (CEEJAY) trades at ₹182.40 on NSE and BSE. Market cap ₹65.19 (Cr). Educational data only.
What is the P/E ratio of Ceejay Finance Ltd?
Ceejay Finance Ltd has a P/E of 9.79x vs industry average 22.03x.
What is the Bull Run score for Ceejay Finance Ltd?
Ceejay Finance Ltd has a Bull Run score of 36.4/100 based on 25+ financial parameters.
Does Ceejay Finance Ltd pay dividends?
Ceejay Finance Ltd has a dividend yield of 0.64%. Past dividends don't guarantee future payments.
What is the ROE of Ceejay Finance Ltd?
Ceejay Finance Ltd has ROE of 9.33%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Ceejay Finance Ltd?
Ceejay Finance Ltd has debt-to-equity of 0.55.
Is Ceejay Finance Ltd a good investment?
Bull Run gives Ceejay Finance Ltd a score of 36.4/100. This is not investment advice — consult a SEBI-registered advisor.