Challani Capital Ltd
Fundamental Score
Challani Capital Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of CHALLANI across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (28.22%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (28.22%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Strong Operating Margins (44.84%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Consistent Growth Track Record (142.39% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (26.61% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (32.54% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Conservative Debt Levels (D/E: 0.05)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Balanced Promoter Holding (75.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Risk Factors
4 factors identified
Profit Decline Concern (-86.11%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
High Share Pledging Risk (53.35%)
Observation: Significant promoter share pledging creates potential overhang.
Analysis: High pledging levels may create selling pressure during market downturns or margin calls.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Challani Capital Ltd
About CHALLANI
Business Overview
Challani Capital Limited provides financing services in India. It offers loan against property; vehicle loans, including heavy duty, medium duty, intermediate duty, light duty, pick up, and mini trucks; gold loans; and education loans. The company was formerly known as Indo Asian Finance Limited and changed its name to Challani Capital Limited in August 2023. Challani Capital Limited was incorporated in 1990 and is based in Chennai, India.
Company Details
Key Leadership
Corporate Events
Latest News
CHALLANI Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Challani Capital Ltd (CHALLANI)?
As of 29 Jan 2026, 10:33 am IST, Challani Capital Ltd (CHALLANI) is currently trading at ₹18.97. The stock has a market capitalization of ₹38.24 (Cr).
Is CHALLANI share price Overvalued or Undervalued?
CHALLANI is currently trading at a P/E ratio of 20.90x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Challani Capital Ltd share price?
Key factors influencing CHALLANI's price include its quarterly earnings growth (Sales Growth: 2.86%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Challani Capital Ltd a good stock for long-term investment?
Challani Capital Ltd shows a 5-year Profit Growth of 32.54% and an ROE of 28.22%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.05 before investing.
How does Challani Capital Ltd compare with its industry peers?
Challani Capital Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CHALLANI's P/E of 20.90x and ROE of 28.22% against the industry averages to determine its competitive standing.
What is the P/E ratio of CHALLANI and what does it mean?
CHALLANI has a P/E ratio of 20.90x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹21 for every ₹1 of annual earnings.
How is CHALLANI performing according to Bull Run's analysis?
CHALLANI has a Bull Run fundamental score of 36.6/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does CHALLANI belong to?
CHALLANI operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Challani Capital Ltd.
What is Return on Equity (ROE) and why is it important for CHALLANI?
CHALLANI has an ROE of 28.22%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Challani Capital Ltd generates profits from shareholders' equity.
How is CHALLANI's debt-to-equity ratio and what does it indicate?
CHALLANI has a debt-to-equity ratio of 0.05, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is CHALLANI's dividend yield and is it a good dividend stock?
CHALLANI offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has CHALLANI grown over the past 5 years?
CHALLANI has achieved 5-year growth rates of: Sales Growth 142.39%, Profit Growth 32.54%, and EPS Growth 26.61%.
What is the promoter holding in CHALLANI and why does it matter?
Promoters hold 75.00% of CHALLANI shares, with 53.35% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is CHALLANI's market capitalization category?
CHALLANI has a market capitalization of ₹38 crores, placing it in the Small-cap category.
How volatile is CHALLANI stock?
CHALLANI has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for CHALLANI?
CHALLANI has a 52-week high of ₹N/A and low of ₹N/A.
What is CHALLANI's operating profit margin trend?
CHALLANI has a 5-year average Operating Profit Margin (OPM) of 44.84%, indicating the company's operational efficiency.
How is CHALLANI's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 2.86% and YoY Profit Growth of -86.11%.
What is the institutional holding pattern in CHALLANI?
CHALLANI has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.