Challani Capital Ltd Stock Price Today (NSE: CHALLANI)
Fundamental Score
Challani Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Challani Capital Ltd share price today is ₹19.97, up +5.16% on NSE/BSE as of 7 August 2026. Challani Capital Ltd (CHALLANI) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹29.38 (Cr). The 52-week high for CHALLANI share price is ₹33.12 and the 52-week low is ₹17.56. At a P/E ratio of 39.18x, CHALLANI is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 9.50% and a debt-to-equity ratio of 0.00.
Challani Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Challani Capital Ltd share price chart: 3.45% return over the past month. 52-week high ₹33.12, 52-week low ₹17.56.
Challani Capital Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹19.97 | ₹19.97 | ₹19.97 | ₹19.97 | 1.00 (Cr) | |
| ₹18.99 | ₹18.99 | ₹18.99 | ₹18.99 | 1.00 (Cr) | |
| ₹17.56 | ₹19.39 | ₹17.56 | ₹18.17 | 586.00 (Cr) | |
| ₹19.41 | ₹19.41 | ₹19.41 | ₹19.41 | 5.00 (Cr) | |
| ₹19.41 | ₹19.41 | ₹18.06 | ₹19.41 | 372.00 (Cr) | |
| ₹19.48 | ₹19.48 | ₹19.48 | ₹19.48 | 0.00 (Cr) | |
| ₹19.48 | ₹19.48 | ₹19.48 | ₹19.48 | 50.00 (Cr) | |
| ₹19.50 | ₹19.50 | ₹19.50 | ₹19.50 | 1.00 (Cr) | |
| ₹19.50 | ₹19.50 | ₹19.39 | ₹19.39 | 21.00 (Cr) | |
| ₹19.40 | ₹19.95 | ₹18.85 | ₹19.50 | 560.00 (Cr) |
Challani Capital Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹19.41 | ₹19.97 | ₹17.56 | ₹19.97 | +2.89% | |
| ₹18.83 | ₹21.49 | ₹18.21 | ₹19.48 | +3.45% | |
| ₹20.40 | ₹21.89 | ₹18.00 | ₹18.83 | -7.70% | |
| ₹22.29 | ₹22.50 | ₹18.22 | ₹20.40 | -8.48% | |
| ₹20.50 | ₹22.35 | ₹19.05 | ₹21.29 | +3.85% | |
| ₹20.15 | ₹22.89 | ₹18.65 | ₹19.02 | -5.61% | |
| ₹21.23 | ₹24.19 | ₹19.39 | ₹20.25 | -4.62% | |
| ₹22.30 | ₹24.00 | ₹17.70 | ₹19.48 | -12.65% | |
| ₹26.52 | ₹27.46 | ₹20.95 | ₹22.07 | -16.78% | |
| ₹27.50 | ₹33.12 | ₹25.40 | ₹26.79 | -2.58% | |
| ₹28.36 | ₹33.00 | ₹25.00 | ₹27.50 | -3.03% | |
| ₹27.01 | ₹29.78 | ₹27.00 | ₹28.50 | +5.52% |
AI Research Briefing
Powered by Gemini · 2026-08-01
Sub-₹1 Cr annual profit NBFC with 53.36% promoter pledge and collapsing sales is a illiquid micro-cap value trap.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. The latest corporate filing remains the Q4 FY26 financial results declared on May 19, 2026, where standalone net profit collapsed 82.11% YoY to ₹0.17 crore against ₹0.95 crore in Q4 FY25. Quarterly sales plunged 49.11% YoY to ₹0.57 crore. Full year FY26 net profit cratered 59.68% to ₹0.75 crore on revenues of ₹1.98 crore.
CORE STORY (THE REAL GAME)
This is an illiquid micro-cap financial shell with zero institutional sponsorship, not a functional credit growth play. The real story is operational decay coupled with massive promoter share pledging.
- Q4 FY26 net profit collapsed 82.11% YoY to ₹0.17 crore on ₹0.57 crore sales
- Full year FY26 net profit dropped 59.68% YoY to ₹0.75 crore
- No major catalysts or order inflows found after live search
- Promoter pledge reduction from current 53.36% level
- Strategic equity dilution or change in management control
- Quarterly net profit recovery back above ₹1 crore
- High promoter pledge ratio standing at 53.36% of total holdings
- Extreme micro-cap illiquidity risk with ₹29.38 Cr market cap
- Latest quarter YoY profit decline of 82.11% and sales drop of 49.11%
Zero institutional interest; FII and DII holdings remain at 0.0% with zero change over the recent period.
Tightening RBI regulatory standards for small NBFCs outweigh broader industry credit growth tailwinds.
No major news found after live search.
Poor cash conversion; 5-year Free Cash Flow totals just ₹0.87 crore.
Subdued medium-term growth trajectory as shrinking disbursements prevent top-line recovery. Expected margin compression to persist unless loan book accelerates significantly.
Primary Thesis Risk
Forced liquidation trigger if pledged promoter shares (53.36%) face margin call enforcement.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Challani Capital Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Challani Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CHALLANI across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (43.92%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (14.87% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (20.11% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (33.03% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (74.99%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Risk Factors
6 factors identified
Below-Average Return on Equity (9.50%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (9.50%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-82.11%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-49.11%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
High Share Pledging Risk (53.36%)
Observation: Significant promoter share pledging creates potential overhang.
Analysis: High pledging levels may create selling pressure during market downturns.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Challani Capital Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Challani Capital Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Challani Capital LtdChallani Capita...Selected✓ CHALLANI • 530747 | 21.4/100 | ₹19.97₹20 | ₹29.38₹29.38 | 39.18Average 39.2 Average | 9.50%Poor 9.50% Poor | 9.50%Poor 9.50% Poor | 0.00Excellent 0.0 Excellent | 33.03%Excellent 33.03% Excellent | 14.87%Good 14.87% Good | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Challani Capital Ltd PE Ratio History
Historical price-to-earnings ratio for CHALLANI — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.34 | ₹30.07 | 88.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Challani Capital Ltd Quarterly Performance
Latest quarterly metrics for CHALLANI — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-49.11%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-82.11%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
14.87%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
33.03%
Compounded annual net profit growth over 5 years
Challani Capital Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CHALLANI — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Challani Capital Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Challani Capital Ltd (CHALLANI) — sourced from NSE/BSE filings.
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Fetching financial data for Challani Capital Ltd
About CHALLANI (Challani Capital Ltd)
Challani Capital Ltd is a Non-Banking Financial Company (NBFC) rooted in Chennai, India, and stands as a provider of diverse financial solutions tailored to the Indian market. Sinc...e its incorporation in 1990, Challani has dedicated itself to facilitating access to credit for a wide spectrum of needs. The company's core offerings encompass a range of secured loan products designed to meet varied customer requirements. These include loans secured against property, providing individuals and businesses with access to capital against the value of their real estate assets. Challani's commitment extends to the transportation sector through its vehicle loan offerings, catering to the financing needs of both commercial and personal vehicle owners. Challani Capital Ltd further extends its services to address specific financial needs within the community. Recognizing the enduring value of gold as an asset, Challani provides gold loans, offering customers quick access to funds while leveraging their gold holdings. This offering allows individuals to unlock the value of their assets without having to liquidate them. Additionally, Challani supports educational aspirations through its education loan products, enabling students to pursue higher education and career advancement. Formerly known as Indo Asian Finance Limited, the company adopted its current name, Challani Capital Limited, in August 2023, marking a new chapter in its long-standing history. Challani Capital Ltd operates with a focus on bridging financial gaps and empowering individuals and businesses across India. By offering a diversified portfolio of loan products, CHALLANI aims to contribute to economic growth and financial inclusion. The company's extensive range of vehicle loan solutions includes funding for heavy, medium, intermediate, and light-duty trucks, pick-up trucks, and even mini-trucks, reflecting its commitment to serving the transportation industry. Operating from its base in Chennai, Challani is dedicated to providing accessible and tailored financial solutions to its customers. With a history spanning over three decades, the company continues to evolve and adapt to the ever-changing financial landscape.
Company Details
Key Leadership
Corporate Events
Latest News
CHALLANI Share Price: Frequently Asked Questions
What is the current share price of Challani Capital Ltd?
Challani Capital Ltd (CHALLANI) trades at ₹19.97 on NSE and BSE. Market cap ₹29.38 (Cr). Educational data only.
What is the P/E ratio of Challani Capital Ltd?
Challani Capital Ltd has a P/E of 39.18x vs industry average 22.18x.
What is the Bull Run score for Challani Capital Ltd?
Challani Capital Ltd has a Bull Run score of 21.4/100 based on 25+ financial parameters.
Does Challani Capital Ltd pay dividends?
Challani Capital Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Challani Capital Ltd?
Challani Capital Ltd has ROE of 9.50%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Challani Capital Ltd?
Challani Capital Ltd has debt-to-equity of 0.00.
Is Challani Capital Ltd a good investment?
Bull Run gives Challani Capital Ltd a score of 21.4/100. This is not investment advice — consult a SEBI-registered advisor.