Cholamandalam Financial Holdings Limited Stock Price Today (NSE: CHOLAHLDNG)
Cholamandalam Financial Holdings Limited
Fundamental Score
Cholamandalam Financial Holdings Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
Cholamandalam Financial Holdings Limited share price today is ₹1495.50, up +0.00% on NSE/BSE as of 18 March 2026. Cholamandalam Financial Holdings Limited (CHOLAHLDNG) is a Large-cap company in the Investment Company sector with a market capitalisation of ₹35.58K (Cr). The 52-week high for CHOLAHLDNG share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 15.97x, CHOLAHLDNG is currently trading below its industry average P/E of 31.61x. The company has a Return on Equity (ROE) of 19.11% and a debt-to-equity ratio of 13.68.
Cholamandalam Financial Holdings Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Cholamandalam Financial Holdings Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Cholamandalam Financial Holdings Share Price: A Financial Analysis
The investment company landscape is witnessing a shift towards specialized lending and financial services, creating opportunities for agile players. This analysis examines Cholamandalam Financial Holdings share price (₹1650.199951 as of this writing) through a financial lens, focusing on its key performance indicators and competitive positioning. With a Price-to-Earnings (PE) ratio of 15.97, the company's valuation appears to reflect market expectations for future earnings growth, particularly in comparison to the current industry dynamics. This analysis forms part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra.
A critical factor in evaluating Cholamandalam's long-term sustainability is its Return on Capital Employed (ROCE) of 10.57%. This metric indicates the company's efficiency in generating profits from its invested capital. A higher ROCE generally implies a stronger competitive advantage, or "moat," as it demonstrates an ability to deploy capital effectively. While 10.57% is a respectable figure, monitoring its trend and comparing it against industry averages is essential to gauge the strength and resilience of this advantage, especially as new fintech companies enter the market.
Analyzing Cholamandalam Financial Holdings Limited necessitates a comparison with its peers, such as
Religare Enterprises Ltd. Qualitative factors, particularly management quality and strategic vision, play a significant role. While quantitative metrics provide a snapshot of financial health, the effectiveness of the management team in navigating market complexities and capitalizing on opportunities ultimately determines long-term success. Factors such as strategic allocation of resources and risk management practices differentiate Cholamandalam from its competitors.The current PE ratio offers a glimpse into investor sentiment, but future analysis needs to incorporate expectations of further economic liberalization, as well as the impact of regulatory changes within the Indian financial sector. A holistic assessment of Cholamandalam Financial Holdings includes both quantitative data and qualitative insights concerning its operational effectiveness and management quality within the competitive landscape.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Cholamandalam Financial Holdings Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CHOLAHLDNG across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (19.11%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (54.34%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 15.97 vs Industry: 31.61)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (16.95%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (20.37% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (31.59% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (31.60% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 39.91%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 13.68)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.49x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-116656.15 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Cholamandalam Financial Holdings Limited Financial Statements
Comprehensive financial data for Cholamandalam Financial Holdings Limited including income statement, balance sheet and cash flow
About CHOLAHLDNG (Cholamandalam Financial Holdings Limited)
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Investment Company sector with a current market capitalisation of ₹35.58K (Cr). Cholamandalam Financial Holdings Limited has delivered a Return on Equity (ROE) of 19.11% and a ROCE of 10.57%. The debt-to-equity ratio stands at 13.68, reflecting the company's capital structure. Investors tracking CHOLAHLDNG share price can monitor key metrics including P/E ratio, promoter holding of 46.42%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
CHOLAHLDNG Share Price: Frequently Asked Questions
What is the current share price of Cholamandalam Financial Holdings Limited (CHOLAHLDNG)?
As of 18 Mar 2026, 10:13 am IST, Cholamandalam Financial Holdings Limited share price is ₹1495.50. The CHOLAHLDNG stock has a market capitalisation of ₹35.58K (Cr) on NSE/BSE.
Is CHOLAHLDNG share price Overvalued or Undervalued?
CHOLAHLDNG share price is currently trading at a P/E ratio of 15.97x, compared to the industry average of 31.61x. Based on this relative valuation, the Cholamandalam Financial Holdings Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of CHOLAHLDNG share price?
The 52-week high of CHOLAHLDNG share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Cholamandalam Financial Holdings Limited share price?
Key factors influencing CHOLAHLDNG share price include quarterly earnings growth (Sales Growth: 16.95%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Cholamandalam Financial Holdings Limited a good stock for long-term investment?
Cholamandalam Financial Holdings Limited shows a 5-year Profit Growth of 31.60% and an ROE of 19.11%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 13.68 before investing in CHOLAHLDNG shares.
How does Cholamandalam Financial Holdings Limited compare with its industry peers?
Cholamandalam Financial Holdings Limited competes with major peers in the Investment Company. Investors should compare CHOLAHLDNG share price P/E of 15.97x and ROE of 19.11% against the industry averages to determine competitive standing.
What is the P/E ratio of CHOLAHLDNG and what does it mean?
CHOLAHLDNG share price has a P/E ratio of 15.97x compared to the industry average of 31.61x. Investors pay ₹16 for every ₹1 of annual earnings.
How is CHOLAHLDNG performing according to Bull Run's analysis?
CHOLAHLDNG has a Bull Run fundamental score of 59/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CHOLAHLDNG belong to?
CHOLAHLDNG operates in the Investment Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Cholamandalam Financial Holdings Limited share price.
What is Return on Equity (ROE) and why is it important for CHOLAHLDNG?
CHOLAHLDNG has an ROE of 19.11%, which indicates excellent management efficiency. ROE measures how efficiently Cholamandalam Financial Holdings Limited generates profits from shareholders capital.
How is CHOLAHLDNG debt-to-equity ratio and what does it indicate?
CHOLAHLDNG has a debt-to-equity ratio of 13.68, which indicates high leverage that increases financial risk.
What is CHOLAHLDNG dividend yield and is it a good dividend stock?
CHOLAHLDNG offers a dividend yield of 0.07%, meaning you receive ₹0.07 annual dividend for every ₹100 invested in Cholamandalam Financial Holdings Limited shares.
How has CHOLAHLDNG share price grown over the past 5 years?
CHOLAHLDNG has achieved 5-year growth rates of: Sales Growth 20.37%, Profit Growth 31.60%, and EPS Growth 31.59%.
What is the promoter holding in CHOLAHLDNG and why does it matter?
Promoters hold 46.42% of CHOLAHLDNG shares, with 0.02% pledged. High promoter holding often indicates strong management confidence in Cholamandalam Financial Holdings Limited.
What is CHOLAHLDNG market capitalisation category?
CHOLAHLDNG has a market capitalisation of ₹35579 crores, placing it in the Large-cap category.
How volatile is CHOLAHLDNG stock?
CHOLAHLDNG has a beta of N/A. A beta > 1 suggests the Cholamandalam Financial Holdings Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CHOLAHLDNG operating profit margin trend?
CHOLAHLDNG has a 5-year average Operating Profit Margin (OPM) of 54.34%, indicating the company's operational efficiency.
How is CHOLAHLDNG quarterly performance?
Recent quarterly performance shows Cholamandalam Financial Holdings Limited YoY Sales Growth of 16.95% and YoY Profit Growth of 4.64%.
What is the institutional holding pattern in CHOLAHLDNG?
CHOLAHLDNG has FII holding of 17.39% and DII holding of 22.52%. Significant institutional holding often suggests professional confidence in the Cholamandalam Financial Holdings Limited stock.