Cholamandalam Financial Holdings Limited Stock Price Today (NSE: CHOLAHLDNG)
Cholamandalam Financial Holdings Limited
Fundamental Score
Cholamandalam Financial Holdings Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Cholamandalam Financial Holdings Limited share price today is ₹1480.50, down 2.69% on NSE/BSE as of 19 June 2026. Cholamandalam Financial Holdings Limited (CHOLAHLDNG) is a Large-cap company in the Investment Company sector with a market capitalisation of ₹35.58K (Cr). The 52-week high for CHOLAHLDNG share price is ₹2231.60 and the 52-week low is ₹1305.00. At a P/E ratio of 15.97x, CHOLAHLDNG is currently trading below its industry average P/E of 31.61x. The company has a Return on Equity (ROE) of 19.11% and a debt-to-equity ratio of 13.68.
Cholamandalam Financial Holdings Limited Share Price Chart — NSE/BSE Historical Performance
Cholamandalam Financial Holdings Limited share price chart: 3.12% return over the past month. 52-week high ₹2231.60, 52-week low ₹1305.00.
Cholamandalam Financial Holdings Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1501.30 | ₹1508.70 | ₹1466.00 | ₹1480.50 | 3.31L (Cr) | |
| ₹1564.00 | ₹1568.80 | ₹1512.30 | ₹1521.40 | 7.16L (Cr) | |
| ₹1630.00 | ₹1644.40 | ₹1561.30 | ₹1582.00 | 2.01L (Cr) | |
| ₹1636.90 | ₹1636.90 | ₹1636.90 | ₹1636.90 | 0.00 (Cr) | |
| ₹1664.90 | ₹1664.90 | ₹1600.00 | ₹1636.90 | 1.39L (Cr) | |
| ₹1625.00 | ₹1672.00 | ₹1625.00 | ₹1652.30 | 83.67K (Cr) | |
| ₹1600.10 | ₹1664.10 | ₹1600.10 | ₹1624.70 | 1.42L (Cr) | |
| ₹1615.00 | ₹1624.00 | ₹1585.00 | ₹1598.40 | 83.50K (Cr) | |
| ₹1657.80 | ₹1657.80 | ₹1600.00 | ₹1606.10 | 70.34K (Cr) | |
| ₹1669.10 | ₹1669.10 | ₹1607.60 | ₹1631.30 | 2.09L (Cr) |
Cholamandalam Financial Holdings Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1564.00 | ₹1568.80 | ₹1466.00 | ₹1480.50 | -5.34% | |
| ₹1563.00 | ₹1809.90 | ₹1561.30 | ₹1582.00 | +1.22% | |
| ₹1388.00 | ₹1675.90 | ₹1327.50 | ₹1556.10 | +12.11% | |
| ₹1570.90 | ₹1642.40 | ₹1305.00 | ₹1365.30 | -13.09% | |
| ₹1715.00 | ₹1781.00 | ₹1607.20 | ₹1634.10 | -4.72% | |
| ₹1832.50 | ₹1965.00 | ₹1587.00 | ₹1654.30 | -9.72% | |
| ₹1844.00 | ₹1978.90 | ₹1785.00 | ₹1812.90 | -1.69% | |
| ₹1914.50 | ₹2064.00 | ₹1787.50 | ₹1846.20 | -3.57% | |
| ₹1869.90 | ₹2040.00 | ₹1800.10 | ₹1912.60 | +2.28% | |
| ₹1738.40 | ₹2046.30 | ₹1717.30 | ₹1885.00 | +8.43% | |
| ₹1887.70 | ₹1968.60 | ₹1721.10 | ₹1725.70 | -8.58% | |
| ₹2185.70 | ₹2231.60 | ₹1853.90 | ₹1877.70 | -14.09% |
AI Research Briefing
Powered by Gemini · 2026-04-17
Overvalued NBFC play propped up by DII buying, but financials are stretched.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Cholamandalam Financial Holdings (CHOLAHLDNG) is 89% from its previous close. DIIs increased their stake in Q4, with shareholding rising to 26.55% in March 2026 from 24.01% in December 2025. The company has scheduled a board meeting for May 8, 2026, to approve FY26 audited results.
CORE STORY (THE REAL GAME)
CHOLAHLDNG is an investment company, but the market prices it as a play on the Indian consumption story, specifically through its NBFC subsidiary Cholamandalam Investment and Finance Company (CIFCL). CIFCL's vehicle finance and SME lending drive the narrative.
- DII buying in Q4
- Upcoming FY26 results
- ₹540 crore corporate office contract
- Stronger-than-expected FY26 results
- Further increase in DII stake
- Significant improvement in interest coverage ratio
- High debt-to-equity ratio
- Negative free cash flow
- Downgraded rating
DIIs increased stake in Q4, but FIIs decreased stake by -0.93%.
India's GDP is expected to expand ~6.5–7%.
Cholamandalam Investment and Finance awarded a ₹540 crore corporate office contract to Kalpataru Projects.
No. Free Cash Flow 5Y: ₹-116656.15 Cr.
Next 3-6 months depend on FY26 results and management commentary. Monitor DII activity and interest coverage ratio.
Primary Thesis Risk
Sharp rise in interest rates could cripple CIFCL's lending business.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Cholamandalam Financial Holdings Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Cholamandalam Financial Holdings Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CHOLAHLDNG across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (19.11%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (54.34%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 15.97 vs Industry: 31.61)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Revenue Growth (16.95%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (20.37% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (31.59% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (31.60% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 39.91%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 13.68)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.49x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-116656.15 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Cholamandalam Financial Holdings Limited vs Investment Company Peers
Peer Comparison - Investment Company
Compare Cholamandalam Financial Holdings Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Cholamandalam Financial Holdings LimitedCholamandalam F...Selected✓ CHOLAHLDNG • 504973 | 59/100 | ₹1480.50₹1481 | ₹35579.07₹35579.07 | 15.97Average 16.0 Average | 19.11%Good 19.11% Good | 10.57%Average 10.57% Average | 13.68Poor 13.7 Poor | 31.60%Excellent 31.60% Excellent | 20.37%Excellent 20.37% Excellent | 0.07% |
Jio Financial Services LimitedJio Financial S... JIOFIN • 543940 | 40.3/100 | ₹233.28₹233 | ₹193584.72₹193584.72 | 120.35Average 120.3 Average | 1.23%Poor 1.23% Poor | 1.47%Poor 1.47% Poor | 0.08Excellent 0.1 Excellent | — — | — — | 0.16% |
Aditya Birla Capital LtdAditya Birla Ca... ABCAPITAL • 540691 | 44.4/100 | ₹364.90₹365 | ₹93136.66₹93136.66 | 28.54Average 28.5 Average | 11.49%Average 11.49% Average | 9.33%Poor 9.33% Poor | 4.86Poor 4.9 Poor | 28.82%Excellent 28.82% Excellent | 19.47%Excellent 19.47% Excellent | 0.00% |
Tata Investment Corporation LimitedTata Investment... TATAINVEST • 501301 | 59.4/100 | ₹663.55₹664 | ₹37690.94₹37690.94 | 107.14Average 107.1 Average | 1.02%Poor 1.02% Poor | 1.21%Poor 1.21% Poor | 0.00Excellent 0.0 Excellent | 28.08%Excellent 28.08% Excellent | 16.17%Excellent 16.17% Excellent | 0.36% |
Tvs Holdings LtdTvs Holdings Lt... TVSHLTD • 520056 | 51.9/100 | ₹13409.00₹13409 | ₹30446.99₹30446.99 | 21.14Average 21.1 Average | 30.20%Excellent 30.20% Excellent | 15.21%Good 15.21% Good | 6.25Poor 6.3 Poor | 25.93%Excellent 25.93% Excellent | 17.77%Excellent 17.77% Excellent | 0.62% |
JSW Holdings LtdJSW Holdings Lt... JSWHL • 532642 | 33.9/100 | ₹12681.00₹12681 | ₹23436.99₹23436.99 | 199.04Average 199.0 Average | 0.64%Poor 0.64% Poor | 0.85%Poor 0.85% Poor | 0.00Excellent 0.0 Excellent | 10.92%Good 10.92% Good | 15.44%Excellent 15.44% Excellent | 0.00% |
Maharashtra Scooters LtdMaharashtra Sco... MAHSCOOTER • 500266 | 43.3/100 | ₹11507.00₹11507 | ₹16616.68₹16616.68 | 53.65Average 53.6 Average | 0.61%Poor 0.61% Poor | 0.59%Poor 0.59% Poor | 0.00Excellent 0.0 Excellent | -0.55%Poor -0.55% Poor | -2.71%Poor -2.71% Poor | 1.10% |
73.8/100 | ₹455.70₹456 | ₹12947.55₹12947.55 | 28.14Average 28.1 Average | 7.93%Poor 7.93% Poor | 2.27%Poor 2.27% Poor | 0.00Excellent 0.0 Excellent | 39.46%Excellent 39.46% Excellent | 10.70%Good 10.70% Good | 1.00% | |
Religare Enterprises LtdReligare Enterp... RELIGARE • 532915 | 32.9/100 | ₹228.07₹228 | ₹8051.02₹8051.02 | 76.65Average 76.7 Average | 5.15%Poor 5.15% Poor | 8.39%Poor 8.39% Poor | 0.11Excellent 0.1 Excellent | 16.65%Excellent 16.65% Excellent | 25.38%Excellent 25.38% Excellent | 0.00% |
Nalwa Sons Investments LtdNalwa Sons Inve... NSIL • 532256 | 43.2/100 | ₹5442.00₹5442 | ₹3476.12₹3476.12 | 144.48Average 144.5 Average | 0.32%Poor 0.32% Poor | 0.44%Poor 0.44% Poor | 0.00Excellent 0.0 Excellent | 18.96%Excellent 18.96% Excellent | 16.26%Excellent 16.26% Excellent | 0.00% |
El Cid Investments LtdEl Cid Investme... ELCIDIN • 503681 | 42/100 | ₹117000.00₹117000 | ₹2632.80₹2632.80 | 34.67Average 34.7 Average | 1.47%Poor 1.47% Poor | 1.98%Poor 1.98% Poor | 0.00Excellent 0.0 Excellent | 15.89%Excellent 15.89% Excellent | 22.19%Excellent 22.19% Excellent | 0.02% |
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Cholamandalam Financial Holdings Limited PE Ratio History
Historical price-to-earnings ratio for CHOLAHLDNG — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹115.76 | ₹1812.90 | 15.7x |
| FY 2024 | ₹94.39 | ₹1395.80 | 14.8x |
| FY 2023 | ₹68.72 | ₹1038.00 | 15.1x |
| FY 2022 | ₹54.49 | ₹554.00 | 10.2x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Cholamandalam Financial Holdings Limited Dividend History
Annual cash dividends paid by CHOLAHLDNG — dividend yield 0.07%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹103.97 Cr |
| FY 2024 | ₹103.13 Cr |
| FY 2023 | ₹100.32 Cr |
| FY 2022 | ₹100.13 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Cholamandalam Financial Holdings Limited Quarterly Performance
Latest quarterly metrics for CHOLAHLDNG — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
16.95%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
4.64%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
20.37%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
31.60%
Compounded annual net profit growth over 5 years
Cholamandalam Financial Holdings Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CHOLAHLDNG — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Cholamandalam Financial Holdings Limited Financial Statements
Annual income statement, balance sheet and cash flow for Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — sourced from NSE/BSE filings.
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About CHOLAHLDNG (Cholamandalam Financial Holdings Limited)
Cholamandalam Financial Holdings Limited is a diversified financial services conglomerate deeply rooted in the Indian landscape. More than just a holding company, it functions as a...n orchestrator, strategically managing and nurturing a portfolio of businesses spanning the spectrum of financial needs. With a focus on long-term value creation, Cholamandalam Financial Holdings actively participates in the governance and strategic direction of its subsidiary companies. These companies deliver vital financial products to individuals and businesses across the country, from bustling urban centers to the most remote rural communities. The organization's core strength lies in its ability to identify and cultivate promising ventures, providing them with the resources and expertise necessary to flourish in a dynamic and competitive market. The company's influence extends across a broad array of financial solutions designed to empower its diverse clientele. Within its ecosystem, individual businesses operate in specialized segments, encompassing vehicle financing that fuels mobility, property-backed lending that unlocks capital, and housing loans that realize the dream of homeownership. Furthermore, Cholamandalam Financial Holdings caters to the vital needs of small and medium-sized enterprises (SMEs) through custom-tailored financial products, enabling them to expand their operations and contribute to economic growth. This multi-faceted approach allows the organization to address the unique financial requirements of various customer segments, solidifying its position as a trusted partner in their financial journeys. Beyond traditional lending, Cholamandalam Financial Holdings demonstrates a commitment to holistic financial well-being through its insurance services. The organization offers a comprehensive suite of general insurance products, including health, home, and motor coverage, providing individuals and families with vital protection against unforeseen circumstances. By offering a diverse range of financial products and services, Cholamandalam Financial Holdings strives to build lasting relationships with its customers, fostering financial security and prosperity. Its focus on responsible lending practices and customer-centric innovation positions it as a key player in the evolving Indian financial services sector.
Company Details
Key Leadership
Corporate Events
CHOLAHLDNG Share Price: Frequently Asked Questions
What is the current share price of Cholamandalam Financial Holdings Limited?
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) trades at ₹1480.50 on NSE and BSE. Market cap ₹35.58K (Cr). Educational data only.
What is the P/E ratio of Cholamandalam Financial Holdings Limited?
Cholamandalam Financial Holdings Limited has a P/E of 15.97x vs industry average 31.61x.
What is the Bull Run score for Cholamandalam Financial Holdings Limited?
Cholamandalam Financial Holdings Limited has a Bull Run score of 59/100 based on 25+ financial parameters.
Does Cholamandalam Financial Holdings Limited pay dividends?
Cholamandalam Financial Holdings Limited has a dividend yield of 0.07%. Past dividends don't guarantee future payments.
What is the ROE of Cholamandalam Financial Holdings Limited?
Cholamandalam Financial Holdings Limited has ROE of 19.11%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Cholamandalam Financial Holdings Limited?
Cholamandalam Financial Holdings Limited has debt-to-equity of 13.68.
Is Cholamandalam Financial Holdings Limited a good investment?
Bull Run gives Cholamandalam Financial Holdings Limited a score of 59/100. This is not investment advice — consult a SEBI-registered advisor.