Cindrella Financial Services Ltd Stock Price Today (NSE: CINDRELL)

Cindrella Financial Services Ltd

10.50+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Cindrella Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Cindrella Financial Services Ltd share price today is 10.50, up +0.00% on NSE/BSE as of 7 August 2026. Cindrella Financial Services Ltd (CINDRELL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 4.78 (Cr). The 52-week high for CINDRELL share price is 15.06 and the 52-week low is 8.60. At a P/E ratio of 59.75x, CINDRELL is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 1.23% and a debt-to-equity ratio of 0.00.

Cindrella Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
11.55
Low
10.50
Volume
8.454545454545455
Change
-5.37%

Cindrella Financial Services Ltd share price chart: -5.37% return over the past month. 52-week high ₹15.06, 52-week low ₹8.60.

Cindrella Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
10.5010.5010.5010.50108.00 (Cr)
10.9310.9310.9310.930.00 (Cr)
10.9310.9310.9310.930.00 (Cr)
10.9310.9310.9310.930.00 (Cr)
10.9310.9310.9310.931.00 (Cr)
11.5011.5011.5011.500.00 (Cr)
11.5011.5011.5011.500.00 (Cr)
11.5011.5011.5011.500.00 (Cr)
11.5011.5011.5011.500.00 (Cr)
11.5011.5011.5011.500.00 (Cr)

Cindrella Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
10.5010.5010.5010.50+0.00%
11.5511.5510.9310.93-5.37%
9.9211.559.9211.55+16.43%
9.009.929.009.92+10.22%
9.329.789.329.36+0.43%
10.4610.468.888.88-15.11%
9.5110.459.049.97+4.84%
11.4011.408.609.51-16.58%
14.0014.0011.4311.98-14.43%
14.0614.4513.7814.44+2.70%
11.5515.0610.6914.06+21.73%
11.5011.5010.3211.36-1.22%

AI Research Briefing

Powered by Gemini · 2026-08-01

Sub-₹5 Cr illiquid NBFC shell with collapsing earnings and negative cash flow where low float creates an illusion of momentum.

Research Confidence
4.0/10Low
MICRO-CAP DARK HORSEConsolidation with 1M at 9.52%, 3M at 17.59%, 6M at 27.35%, and 1Y at -16.91%.Expensive at 59.75x P/E compared to the NBFC industry average of 22.18x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. Recent filings show Q4 FY26 net profit fell -700.0% YoY to ₹0.06 Cr with quarterly sales dropping -33.33% YoY.

CORE STORY (THE REAL GAME)

An illiquid micro-cap shell operating as a Siliguri-based lender with virtually zero operational scale. The market is not trading underlying NBFC credit growth; it is a low-float micro-cap vehicle subject to retail speculation and illiquidity traps.

Why Now
  • No major catalysts found after live search; Q4 FY26 net profit fell -700.0% YoY to ₹0.06 Cr.
  • Valuation stretched at 59.75x P/E against industry average of 22.18x while sales fell -33.33% YoY.
  • Zero institutional participation leaves price action entirely to micro-cap retail churn.
Potential Catalysts
  • Promoter equity dilution or preferential allotment announcement.
  • Inorganic asset transfer or capital infusion into the NBFC shell.
  • Sudden volume surge causing upper-circuit illiquidity lock.
Key Risks
  • Severe micro-cap liquidity risk making exit execution nearly impossible without high slippage.
  • Negative 5-year free cash flow of ₹-0.87 Cr with ROE of 1.23% and ROCE of 0.46%.
  • Valuation premium at 59.75x P/E despite -700.0% YoY quarterly profit collapse.
Institutional Activity

FII at 0.0% (Δ 0.0%), DII at 0.0% (Δ 0.0%), Promoter flat at 30.21% — zero institutional presence.

Macro Context

RBI regulatory tightening and scale-based regulations increase compliance burdens for micro NBFCs.

Cash Flow Quality

Poor — 5-year free cash flow stands at ₹-0.87 Cr.

3–6 Month Outlook

Underperformance expected due to non-existent scale and poor return metrics. Avoid until a verified business pivot or capital infusion occurs.

Primary Thesis Risk

Extreme micro-cap illiquidity paired with negative cash flow and falling net profit.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

1.23%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

0.46%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

70.83%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Cindrella Financial Services Ltd Valuation Check

Poor

Price to Earnings (P/E)

59.75x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

30.21%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-700.00%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-33.33%

Revenue growth vs same quarter last year

Average

Revenue Growth (5-Year CAGR)

10.76%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

18.77%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

18.77%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-0.87 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Cindrella Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CINDRELL across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Operating Margins (70.83%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Excellent EPS Growth (18.77% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (18.77% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (1.23%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (0.46%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 59.75x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-700.00%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-33.33%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Negative Free Cash Flow (₹-0.87 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Cindrella Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Cindrella Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
20.9/100
11
₹4.78
59.8
Average
1.23%
Poor
0.46%
Poor
0.0
Excellent
18.77%
Excellent
10.76%
Good
0.00%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Cindrella Financial Services Ltd Quarterly Performance

Latest quarterly metrics for CINDRELL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-33.33%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-700.00%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

10.76%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

18.77%

Compounded annual net profit growth over 5 years

Cindrella Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CINDRELL — calculated from daily price history

0RSI 14
Oversold — RSI 0

Selling pressure is heavy — potential reversal zone.

SMA 50
11
▼ Price below SMA 50 — Short-term bearish
SMA 200
11
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
0K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Cindrella Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Cindrella Financial Services Ltd (CINDRELL) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Cindrella Financial Services Ltd

About CINDRELL (Cindrella Financial Services Ltd)

Cindrella Financial Services Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. Established with the core objective of foster...ing financial inclusion and empowerment, CINDRELL focuses on providing tailored financial solutions to a diverse clientele. Their operations are characterized by a commitment to understanding the unique financial needs of individuals and businesses within their operational radius. With a keen understanding of the nuances of the Indian market, CINDRELL strives to bridge the gap between conventional banking services and the underserved sectors of the economy. Their comprehensive suite of financial offerings is designed to fuel growth and development, fostering prosperity at both individual and enterprise levels. Operating under the regulatory framework established by the Reserve Bank of India (RBI), CINDRELL adheres to stringent guidelines and best practices in the industry. The company places a high premium on transparency and ethical conduct, ensuring responsible lending practices and upholding the trust of its stakeholders. CINDRELL's operational model revolves around building strong relationships with its clients, providing personalized attention and guidance to navigate the complexities of the financial world. They leverage their expertise and experience to offer strategic financial solutions that empower individuals and businesses to achieve their goals. Furthermore, CINDRELL continually seeks to innovate and adapt to the evolving needs of the market, ensuring their relevance and impact in the long term. While many NBFCs serve large metropolitian cities, CINDRELL distinguishes itself by focusing on Tier II and Tier III cities, and rural regions where access to formal financial services may be limited. This targeted approach allows the company to make a tangible difference in the lives of individuals and contribute to the economic growth of these communities. CINDRELL offers a range of loan products, including microloans, small business loans, and personal loans, catering to the varied financial requirements of its target demographic. Their understanding of the local markets, coupled with their streamlined processes and customer-centric approach, positions CINDRELL as a key player in driving financial inclusion and fostering economic development across the region.

Company Details

Symbol:CINDRELL
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Amrita Dalmia
Company Secretary & Compliance Officer
Ms. Venus Baid
MD, CFO & Executive Director

CINDRELL Share Price: Frequently Asked Questions

What is the current share price of Cindrella Financial Services Ltd?

Cindrella Financial Services Ltd (CINDRELL) trades at ₹10.50 on NSE and BSE. Market cap ₹4.78 (Cr). Educational data only.

What is the P/E ratio of Cindrella Financial Services Ltd?

Cindrella Financial Services Ltd has a P/E of 59.75x vs industry average 22.18x.

What is the Bull Run score for Cindrella Financial Services Ltd?

Cindrella Financial Services Ltd has a Bull Run score of 20.9/100 based on 25+ financial parameters.

Does Cindrella Financial Services Ltd pay dividends?

Cindrella Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Cindrella Financial Services Ltd?

Cindrella Financial Services Ltd has ROE of 1.23%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Cindrella Financial Services Ltd?

Cindrella Financial Services Ltd has debt-to-equity of 0.00.

Is Cindrella Financial Services Ltd a good investment?

Bull Run gives Cindrella Financial Services Ltd a score of 20.9/100. This is not investment advice — consult a SEBI-registered advisor.