Comfort Fincap Ltd Stock Price Today (NSE: COMFINCAP)

Comfort Fincap Ltd

7.570.01 (0.13%)
Market Open

Fundamental Score

...

Comfort Fincap Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Comfort Fincap Ltd share price today is 7.57, down 0.13% on NSE/BSE as of 22 June 2026. Comfort Fincap Ltd (COMFINCAP) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 66.76 (Cr). The 52-week high for COMFINCAP share price is 9.60 and the 52-week low is 6.06. At a P/E ratio of 10.65x, COMFINCAP is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 7.20% and a debt-to-equity ratio of 0.18.

Comfort Fincap Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
8.40
Low
7.03
Volume
86.1K
Change
-1.68%

Comfort Fincap Ltd share price chart: -1.68% return over the past month. 52-week high ₹9.60, 52-week low ₹6.06.

Comfort Fincap Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
7.687.687.467.577.62K (Cr)
7.727.727.457.585.41K (Cr)
7.507.797.507.647.16K (Cr)
7.607.707.607.626.93K (Cr)
7.897.897.507.6523.21K (Cr)
7.797.977.557.7521.88K (Cr)
7.797.947.637.743.65K (Cr)
7.587.907.587.7911.08K (Cr)
7.997.997.037.3914.41K (Cr)
7.987.987.477.7110.72K (Cr)

Comfort Fincap Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
7.727.727.457.57-1.94%
7.988.207.037.64-4.26%
6.548.896.067.95+21.56%
7.717.906.186.53-15.30%
7.219.106.677.78+7.91%
7.488.596.807.04-5.88%
7.557.956.747.34-2.78%
8.708.756.517.36-15.40%
8.958.958.008.53-4.69%
8.509.388.278.79+3.42%
9.169.168.078.25-9.91%
9.049.348.629.08+0.44%

AI Research Briefing

Powered by Gemini · 2026-04-10

Microcap NBFC, cheap, but liquidity risk is too high to ignore.

Research Confidence
4.0/10Low
MICRO-CAP DARK HORSEBreakdown, 1M: -10.55%, 3M: -10.02%, 6M: -16.97%Cheap, P/E 10.65x vs Industry P/E 22.03x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Comfort Fincap completed a postal ballot on March 26, 2026, with shareholders approving all seven resolutions, including the appointment of three new directors and a shift of the registered office from West Bengal to Maharashtra. On March 21, 2026, the company converted 25 lakh share warrants into equity shares, raising

CORE STORY (THE REAL GAME)

Comfort Fincap is a micro-cap NBFC playing the secured lending game (loans against shares, property) to retail and HNI clients. The market narrative is a small lender with decent growth potential, but execution risk is high.

Why Now
  • Recent equity dilution
  • Shift in registered office
  • Small size limits scalability
Potential Catalysts
  • Significant order wins
  • Improved asset quality
  • Strategic acquisition
Key Risks
  • Microcap = liquidity risk
  • Negative free cash flow
  • Dependence on promoter funding
Institutional Activity

Promoter increased stake by 0.3%, but overall institutional interest is zero.

Macro Context

NBFC sector is growing, but faces increasing regulatory scrutiny.

Order Book / Expansion

No major news found after live search.

Cash Flow Quality

No, Free Cash Flow 5Y: ₹-17.39 Cr

3–6 Month Outlook

Company needs to demonstrate sustainable profitability and improve asset quality. Next 2 quarters are critical.

Primary Thesis Risk

Inability to raise capital and manage asset quality will lead to collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

7.20%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

9.91%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

74.57%

Average operating profit margin over 5 years

Good

Dividend Yield

1.31%

Annual dividend as % of current share price

Comfort Fincap Ltd Valuation Check

Excellent

Price to Earnings (P/E)

10.65x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

54.91%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

41.35%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

23.76%

Revenue growth vs same quarter last year

Good

Revenue Growth (5-Year CAGR)

11.42%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

22.84%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

32.69%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.18x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

6.10x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-17.39 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Comfort Fincap Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of COMFINCAP across key market metrics for learning purposes.

Positive Indicators

10 factors identified

Strong Operating Margins (74.57%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 10.65 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (41.35%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (23.76%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Excellent EPS Growth (22.84% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (32.69% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Conservative Debt Levels (D/E: 0.18)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (6.10x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Balanced Promoter Holding (54.91%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Below-Average Return on Equity (7.20%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (9.91%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Negative Free Cash Flow (₹-17.39 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Comfort Fincap Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Comfort Fincap Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
67.1/100
8
₹66.76
10.7
Average
7.20%
Poor
9.91%
Poor
0.2
Excellent
32.69%
Excellent
11.42%
Good
1.31%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Comfort Fincap Ltd PE Ratio History

Historical price-to-earnings ratio for COMFINCAP — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20250.86₹7.348.5x
FY 20240.95₹10.4411x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Comfort Fincap Ltd Dividend History

Annual cash dividends paid by COMFINCAP — dividend yield 1.31%

Financial YearDividends Paid (₹ Cr)
FY 20250.54 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Comfort Fincap Ltd Quarterly Performance

Latest quarterly metrics for COMFINCAP — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

23.76%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

41.35%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

11.42%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

32.69%

Compounded annual net profit growth over 5 years

Comfort Fincap Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for COMFINCAP — calculated from daily price history

43RSI 14
Neutral — RSI 43

Momentum is balanced — neither overbought nor oversold.

SMA 50
8
▲ Price above SMA 50 — Short-term bullish
SMA 200
8
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
70K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Comfort Fincap Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Comfort Fincap Ltd (COMFINCAP) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Comfort Fincap Ltd

About COMFINCAP (Comfort Fincap Ltd)

Comfort Fincap Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. Incorporated decades ago, the company has evolved to provid...e a range of financial services tailored to specific needs within the market. As an NBFC, Comfort Fincap is subject to regulatory oversight and guidelines established by the Reserve Bank of India (RBI), ensuring compliance and stability in its operations. The company functions independently from traditional banking institutions, focusing on specialized lending and financial solutions to cater to a diverse clientele across different sectors. It is headquartered in Mumbai, a major financial hub of India. Comfort Fincap Ltd offers a portfolio of financial products designed to meet diverse funding requirements. These products include secured lending options, where loans are extended against collateral such as shares, securities, and real estate properties. Additionally, the company provides financial assistance to support supply chain operations. This encompasses structured financial solutions that ensure seamless transactions and efficient cash flow management for businesses involved in manufacturing, distribution, and related activities. Comfort Fincap also facilitates funding for promoter activities, aiding entrepreneurs and stakeholders in achieving their business growth objectives through tailored financial arrangements. The company's strategic focus is on identifying and serving niche segments within the financial market that may be underserved by traditional banking institutions. Through its range of products and services, Comfort Fincap Ltd aims to facilitate economic growth and development by providing businesses and individuals with access to flexible financial solutions. The organization emphasizes transparency, ethical business practices, and customer-centricity in its approach. Comfort Fincap Ltd remains committed to upholding its role as a responsible NBFC contributing to the financial well-being of its clients and stakeholders within the evolving Indian economy.

Company Details

Symbol:COMFINCAP
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Ankur Anil Agrawal
Executive Chairman
Mr. Bharat Nanubhai Shiroya M.B.A.
Chief Executive Officer
Ms. Nirmala H. Kanjar
Chief Financial Officer

Corporate Events

Recent
Ex-Dividend Date

COMFINCAP Share Price: Frequently Asked Questions

What is the current share price of Comfort Fincap Ltd?

Comfort Fincap Ltd (COMFINCAP) trades at ₹7.57 on NSE and BSE. Market cap ₹66.76 (Cr). Educational data only.

What is the P/E ratio of Comfort Fincap Ltd?

Comfort Fincap Ltd has a P/E of 10.65x vs industry average 22.03x.

What is the Bull Run score for Comfort Fincap Ltd?

Comfort Fincap Ltd has a Bull Run score of 67.1/100 based on 25+ financial parameters.

Does Comfort Fincap Ltd pay dividends?

Comfort Fincap Ltd has a dividend yield of 1.31%. Past dividends don't guarantee future payments.

What is the ROE of Comfort Fincap Ltd?

Comfort Fincap Ltd has ROE of 7.20%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Comfort Fincap Ltd?

Comfort Fincap Ltd has debt-to-equity of 0.18.

Is Comfort Fincap Ltd a good investment?

Bull Run gives Comfort Fincap Ltd a score of 67.1/100. This is not investment advice — consult a SEBI-registered advisor.