Coral India Finance & Housing Ltd
Fundamental Score
Coral India Finance & Housing Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of CORALFINAC across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (78.10%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 13.36 vs Industry: 23.64)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Consistent Growth Track Record (14.37% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (21.97% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (16.88% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Cash Generation (₹52.43 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (74.96%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
5 factors identified
Below-Average Return on Equity (8.64%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Profit Decline Concern (-37.63%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-41.10%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Limited Institutional Interest (FII+DII: 0.71%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Coral India Finance & Housing Ltd
About CORALFINAC
Business Overview
Coral India Finance and Housing Limited provides investment services in India. The company operates in two segments: Construction, development and maintenance of properties and related services and Investment. The company constructs, develops, and maintains commercial and residential projects. The company is also involved in investment in listed and unlisted securities of other companies and mutual fund/liquid funds; and engages in bill discounting and lending activities. Coral India Finance and Housing Limited was incorporated in 1995 and is based in Mumbai, India.
Company Details
Key Leadership
Corporate Events
CORALFINAC Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Coral India Finance & Housing Ltd (CORALFINAC)?
As of 03 Feb 2026, 07:13 am IST, Coral India Finance & Housing Ltd (CORALFINAC) is currently trading at ₹34.93. The stock has a market capitalization of ₹173.93 (Cr).
Is CORALFINAC share price Overvalued or Undervalued?
CORALFINAC is currently trading at a P/E ratio of 13.36x, compared to the industry average of 23.64x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Coral India Finance & Housing Ltd share price?
Key factors influencing CORALFINAC's price include its quarterly earnings growth (Sales Growth: -41.10%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Coral India Finance & Housing Ltd a good stock for long-term investment?
Coral India Finance & Housing Ltd shows a 5-year Profit Growth of 16.88% and an ROE of 8.64%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Coral India Finance & Housing Ltd compare with its industry peers?
Coral India Finance & Housing Ltd competes with major peers in the Diversified Commercial Services. Investors should compare CORALFINAC's P/E of 13.36x and ROE of 8.64% against the industry averages to determine its competitive standing.
What is the P/E ratio of CORALFINAC and what does it mean?
CORALFINAC has a P/E ratio of 13.36x compared to the industry average of 23.64x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹13 for every ₹1 of annual earnings.
How is CORALFINAC performing according to Bull Run's analysis?
CORALFINAC has a Bull Run fundamental score of 49.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does CORALFINAC belong to?
CORALFINAC operates in the Diversified Commercial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Coral India Finance & Housing Ltd.
What is Return on Equity (ROE) and why is it important for CORALFINAC?
CORALFINAC has an ROE of 8.64%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Coral India Finance & Housing Ltd generates profits from shareholders' equity.
How is CORALFINAC's debt-to-equity ratio and what does it indicate?
CORALFINAC has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is CORALFINAC's dividend yield and is it a good dividend stock?
CORALFINAC offers a dividend yield of 0.92%, which means you receive ₹0.92 annual dividend for every ₹100 invested.
How has CORALFINAC grown over the past 5 years?
CORALFINAC has achieved 5-year growth rates of: Sales Growth 14.37%, Profit Growth 16.88%, and EPS Growth 21.97%.
What is the promoter holding in CORALFINAC and why does it matter?
Promoters hold 74.96% of CORALFINAC shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is CORALFINAC's market capitalization category?
CORALFINAC has a market capitalization of ₹174 crores, placing it in the Small-cap category.
How volatile is CORALFINAC stock?
CORALFINAC has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for CORALFINAC?
CORALFINAC has a 52-week high of ₹N/A and low of ₹N/A.
What is CORALFINAC's operating profit margin trend?
CORALFINAC has a 5-year average Operating Profit Margin (OPM) of 78.10%, indicating the company's operational efficiency.
How is CORALFINAC's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -41.10% and YoY Profit Growth of -37.63%.
What is the institutional holding pattern in CORALFINAC?
CORALFINAC has FII holding of 0.69% and DII holding of 0.02%. Significant institutional holding often suggests professional confidence in the stock.