Coral India Finance & Housing Ltd Stock Price Today (NSE: CORALFINAC)

Coral India Finance & Housing Ltd

31.800.09 (0.28%)
Market Open

Fundamental Score

...

Coral India Finance & Housing Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Coral India Finance & Housing Ltd share price today is 31.80, down 0.28% on NSE/BSE as of 22 June 2026. Coral India Finance & Housing Ltd (CORALFINAC) is a Small-cap company in the Diversified Commercial Services sector with a market capitalisation of 173.93 (Cr). The 52-week high for CORALFINAC share price is N/A and the 52-week low is 25.01. At a P/E ratio of 13.36x, CORALFINAC is currently trading below its industry average P/E of 23.64x. The company has a Return on Equity (ROE) of 8.64% and a debt-to-equity ratio of 0.00.

Coral India Finance & Housing Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
36.49
Low
31.00
Volume
12.8K
Change
-6.64%

Coral India Finance & Housing Ltd share price chart: -6.64% return over the past month. 52-week high ₹N/A, 52-week low ₹25.01.

Coral India Finance & Housing Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
32.0332.6531.5031.809.03K (Cr)
32.0532.8731.7231.896.23K (Cr)
31.6133.5031.6132.1516.27K (Cr)
32.0033.0931.0032.2124.19K (Cr)
33.5033.5032.0032.1717.49K (Cr)
31.7035.2531.2533.1134.45K (Cr)
32.1633.1931.3031.7016.05K (Cr)
33.2033.2532.1632.765.14K (Cr)
32.5433.2431.8032.7913.89K (Cr)
32.4732.8331.8732.225.48K (Cr)

Coral India Finance & Housing Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
32.0532.8731.5031.80-0.78%
34.0135.3231.0032.15-5.47%
26.070.000.0034.27+31.45%
32.8034.7825.0125.82-21.28%
35.4236.9933.4033.80-4.57%
40.7242.5034.0134.95-14.17%
39.7446.5437.3039.91+0.43%
43.7943.7937.1139.74-9.25%
43.9847.1942.1543.23-1.71%
42.1350.9040.9243.09+2.27%
45.9046.7040.3842.09-8.29%
46.2952.4943.4044.58-3.69%

AI Research Briefing

Powered by Gemini · 2026-04-15

Micro-cap real estate/finance play with suspect earnings and liquidity risk; hope for a turnaround, but likely a value trap.

Research Confidence
4.0/10Low
MICRO-CAP DARK HORSEConsolidation. 1M: 0.23%, 3M: 3.83%, 6M: -4.24%Cheap (P/E 13.36x) vs. industry (P/E 23.64x)

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. Trading window closed from April 1st, 2026, until 48 hours after the release of audited financial results.

CORE STORY (THE REAL GAME)

Coral India Finance & Housing is a micro-cap play on India's real estate and financial services sectors. The market narrative seems to be a potential value unlock given its low P/E relative to the industry, but tempered by concerns around growth and profitability.

Why Now
  • Low P/E relative to industry
  • High promoter holding
  • Debt-free company
Potential Catalysts
  • Real estate upcycle
  • Financial services growth
  • Improved earnings quality
Key Risks
  • Micro-cap liquidity risk
  • YoY profit and sales decline
  • Low ROE
  • Dependence on 'other income'
Institutional Activity

Promoter holding steady at 74.96%. FII at 0.69%, DII negligible at 0.02%. No significant change.

Macro Context

Diversified commercial services sector faces both tailwinds (GCC expansion, tech refresh) and headwinds (global volatility).

Cash Flow Quality

Profit converting to cash, Free Cash Flow 5Y: ₹52.43 Cr

3–6 Month Outlook

3-6 month thesis hinges on real estate revival and improved earnings. If Q1 2027 numbers disappoint, expect a sharp correction.

Primary Thesis Risk

Illiquidity and poor earnings quality can lead to a value trap.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

8.64%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

10.47%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

78.10%

Average operating profit margin over 5 years

Dividend Yield

0.92%

Annual dividend as % of current share price

Coral India Finance & Housing Ltd Valuation Check

Excellent

Price to Earnings (P/E)

13.36x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

23.64x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

74.96%

% shares held by company founders/management

Poor

FII Holding

0.69%

% shares held by foreign institutional investors

Poor

DII Holding

0.02%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-37.63%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-41.10%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

14.37%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

21.97%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

16.88%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

52.43 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Coral India Finance & Housing Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CORALFINAC across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Operating Margins (78.10%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 13.36 vs Industry: 23.64)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (14.37% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (21.97% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (16.88% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹52.43 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (74.96%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Below-Average Return on Equity (8.64%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Profit Decline Concern (-37.63%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-41.10%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Institutional Interest (FII+DII: 0.71%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

Coral India Finance & Housing Ltd vs Diversified Commercial Services Peers

Peer Comparison - Diversified Commercial Services

Compare Coral India Finance & Housing Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
49.2/100
32
₹173.93
13.4
Average
8.64%
Poor
10.47%
Average
0.0
Excellent
16.88%
Excellent
14.37%
Good
0.92%
47/100
370
₹14200.73
27.8
Average
54.37%
Excellent
68.01%
Excellent
0.1
Excellent
0.76%
Nesco Ltd...
NESCO505355
62.7/100
1220
₹8886.83
21.5
Average
15.82%
Good
21.12%
Excellent
0.0
Excellent
10.75%
Good
11.14%
Good
0.52%
46.3/100
309
₹5807.52
16.2
Average
17.06%
Good
23.67%
Excellent
0.1
Excellent
21.89%
Excellent
11.88%
Good
1.84%
42.5/100
450
₹5346.96
-81.99%
Poor
6.97%
Poor
8.6
Poor
40.21%
Excellent
0.00%
19.1/100
124
₹4910.55
33.9
Average
3.46%
Poor
4.74%
Poor
0.4
Excellent
1.48%
43.4/100
164
₹4541.16
-234.10%
Poor
4.76%
Poor
8.7
Poor
34.61%
Excellent
0.00%
Nirlon Ltd...
NIRLON500307
59.1/100
616
₹4469.06
14.1
Average
59.88%
Excellent
30.18%
Excellent
2.5
Poor
14.71%
Good
15.46%
Excellent
5.24%
29.5/100
16
₹4441.00
251.2
Average
0.2
Excellent
9.53%
Good
0.00%
14.7/100
143
₹3889.84
-1.99%
Poor
-0.73%
Poor
0.2
Excellent
0.00%
44/100
346
₹3781.07
73.7
Average
26.07%
Excellent
12.90%
Average
2.9
Poor
23.06%
Excellent
39.77%
Excellent
0.00%

Coral India Finance & Housing Ltd PE Ratio History

Historical price-to-earnings ratio for CORALFINAC — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20254.34₹39.919.2x
FY 20245.15₹56.9811.1x
FY 20234.55₹58.5012.9x
FY 20224.31₹33.557.8x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Coral India Finance & Housing Ltd Dividend History

Annual cash dividends paid by CORALFINAC — dividend yield 0.92%

Financial YearDividends Paid (₹ Cr)
FY 20251.61 Cr
FY 20241.21 Cr
FY 20231.21 Cr
FY 20222.02 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Coral India Finance & Housing Ltd Quarterly Performance

Latest quarterly metrics for CORALFINAC — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-41.10%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-37.63%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

14.37%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

16.88%

Compounded annual net profit growth over 5 years

Coral India Finance & Housing Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CORALFINAC — calculated from daily price history

32RSI 14
Neutral — RSI 32

Momentum is balanced — neither overbought nor oversold.

SMA 50
NaN
▼ Price below SMA 50 — Short-term bearish
SMA 200
NaN
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
14K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Coral India Finance & Housing Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Coral India Finance & Housing Ltd (CORALFINAC) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Coral India Finance & Housing Ltd

About CORALFINAC (Coral India Finance & Housing Ltd)

Coral India Finance & Housing Ltd (CORALFINAC) is a multifaceted enterprise operating within India's dynamic commercial services sector. CORALFINAC distinguishes itself through a d...ual focus: the meticulous construction and maintenance of properties coupled with strategic investment activities. The company channels its expertise into crafting both residential and commercial spaces, ensuring each project reflects quality and modern design principles. Going beyond bricks and mortar, CORALFINAC also offers property maintenance services to guarantee the longevity and appeal of its developments. The company's commitment extends beyond traditional construction, it seeks to create value for its stakeholders by providing comfortable and well-maintained spaces that meet the evolving needs of the Indian market. Further fueling its growth, CORALFINAC actively participates in investment opportunities across various financial instruments. The company strategically allocates capital to both listed and unlisted securities, carefully selecting investments that align with its long-term objectives. This investment arm also explores opportunities within mutual funds and liquid funds, aiming to maximize returns while mitigating risk. CORALFINAC’s proactive investment strategy underscores its commitment to financial stewardship and its ambition to contribute to India’s growing economy. By diversifying its portfolio, CORALFINAC fortifies its financial position and ensures its ability to adapt to the ever-changing economic landscape. Beyond property and portfolio management, CORALFINAC engages in bill discounting and lending activities, further expanding its reach within the financial ecosystem. This financial service arm provides a crucial lifeline to businesses seeking short-term capital, facilitating trade and supporting economic activity. By offering flexible and tailored solutions, CORALFINAC plays a pivotal role in enabling businesses to thrive. Through its diversified commercial services, CORALFINAC contributes significantly to India's economic advancement. The company's operations are designed to be a catalyst for growth, providing homes, investment opportunities, and financial services that benefit both individuals and businesses.

Company Details

Symbol:CORALFINAC
Industry:Diversified Commercial Services
Sector:Diversified Commercial Services

Key Leadership

Mr. Navinchandra Bachubhai Doshi
Chairman & MD
Mr. Kishor Ravindraray Mehta
CFO & Whole-time Director
Ms. Riya Ritin Shah
Company Secretary & Compliance Officer

Corporate Events

Recent
Ex-Dividend Date

CORALFINAC Share Price: Frequently Asked Questions

What is the current share price of Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd (CORALFINAC) trades at ₹31.80 on NSE and BSE. Market cap ₹173.93 (Cr). Educational data only.

What is the P/E ratio of Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd has a P/E of 13.36x vs industry average 23.64x.

What is the Bull Run score for Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd has a Bull Run score of 49.2/100 based on 25+ financial parameters.

Does Coral India Finance & Housing Ltd pay dividends?

Coral India Finance & Housing Ltd has a dividend yield of 0.92%. Past dividends don't guarantee future payments.

What is the ROE of Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd has ROE of 8.64%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Coral India Finance & Housing Ltd?

Coral India Finance & Housing Ltd has debt-to-equity of 0.00.

Is Coral India Finance & Housing Ltd a good investment?

Bull Run gives Coral India Finance & Housing Ltd a score of 49.2/100. This is not investment advice — consult a SEBI-registered advisor.