Credent Global Finance Ltd
Fundamental Score
Credent Global Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of CGFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 15.60 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (2476.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (269.51%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Conservative Debt Levels (D/E: 0.24)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (6.72x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
6 factors identified
Below-Average Return on Equity (-9.21%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-4.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Limited Institutional Interest (FII+DII: 0.29%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Credent Global Finance Ltd
About CGFL
Business Overview
Credent Global Finance Limited operates as a non-deposit accepting non-banking financial company in India. The company engages in granting loans, making investments; and providing portfolio management services and manages equity-backed real estate debt funds. It also offers investment banking services, such as financial assessment, capital market, credit realignment, private equity, and mergers and acquisitions, as well as real estate advisory services. The company was formerly known as Oracle Credit Limited and changed its name to Credent Global Finance Limited in April 2023. The company was incorporated in 1991 and is based in Mumbai, India.
Company Details
Key Leadership
Corporate Events
Latest News
CGFL Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Credent Global Finance Ltd (CGFL)?
As of 29 Jan 2026, 10:39 am IST, Credent Global Finance Ltd (CGFL) is currently trading at ₹29.36. The stock has a market capitalization of ₹165.50 (Cr).
Is CGFL share price Overvalued or Undervalued?
CGFL is currently trading at a P/E ratio of 15.60x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Credent Global Finance Ltd share price?
Key factors influencing CGFL's price include its quarterly earnings growth (Sales Growth: 269.51%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Credent Global Finance Ltd a good stock for long-term investment?
Credent Global Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -9.21%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.24 before investing.
How does Credent Global Finance Ltd compare with its industry peers?
Credent Global Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CGFL's P/E of 15.60x and ROE of -9.21% against the industry averages to determine its competitive standing.
What is the P/E ratio of CGFL and what does it mean?
CGFL has a P/E ratio of 15.60x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹16 for every ₹1 of annual earnings.
How is CGFL performing according to Bull Run's analysis?
CGFL has a Bull Run fundamental score of 25.7/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does CGFL belong to?
CGFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Credent Global Finance Ltd.
What is Return on Equity (ROE) and why is it important for CGFL?
CGFL has an ROE of -9.21%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Credent Global Finance Ltd generates profits from shareholders' equity.
How is CGFL's debt-to-equity ratio and what does it indicate?
CGFL has a debt-to-equity ratio of 0.24, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is CGFL's dividend yield and is it a good dividend stock?
CGFL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has CGFL grown over the past 5 years?
CGFL has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in CGFL and why does it matter?
Promoters hold 31.09% of CGFL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is CGFL's market capitalization category?
CGFL has a market capitalization of ₹166 crores, placing it in the Small-cap category.
How volatile is CGFL stock?
CGFL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for CGFL?
CGFL has a 52-week high of ₹N/A and low of ₹N/A.
What is CGFL's operating profit margin trend?
CGFL has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is CGFL's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 269.51% and YoY Profit Growth of 2476.67%.
What is the institutional holding pattern in CGFL?
CGFL has FII holding of 0.29% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.