Credent Global Finance Ltd Stock Price Today (NSE: CGFL)
Credent Global Finance Ltd
Fundamental Score
Credent Global Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Credent Global Finance Ltd share price today is ₹28.35, up +0.00% on NSE/BSE as of 18 March 2026. Credent Global Finance Ltd (CGFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹165.50 (Cr). The 52-week high for CGFL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 15.60x, CGFL is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of -9.21% and a debt-to-equity ratio of 0.24.
Credent Global Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Credent Global Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Credent Global Finance Share Price Analysis: A ROCE-Focused Perspective
In the Non-Banking Financial Company (NBFC) sector, a critical challenge lies in efficient capital allocation, directly impacting Return on Capital Employed (ROCE). This analysis examines the Credent Global Finance share price, currently trading at ₹29.11, through the lens of ROCE efficiency. A deep dive reveals a concerning -4.04% ROCE, raising questions about the company's profitability and resource management.
The prevailing Price-to-Earnings (PE) ratio for Credent Global Finance stands at 15.6. While PE ratios offer insight into valuation, they are best interpreted alongside measures of profitability and capital efficiency. The negative ROCE suggests that Credent Global Finance is not generating sufficient returns from its invested capital. This potentially indicates challenges in lending operations, increased operational costs, or a combination of factors.
Comparing Credent Global Finance to its sector peers provides valuable context. For instance, examining
Apollo Finvest may reveal differences in management quality and strategic decision-making that contribute to varying ROCE figures. While a thorough evaluation of Apollo Finvest's leadership is needed, observing sector outperformers can highlight areas where Credent Global Finance might improve its operational effectiveness.A negative ROCE significantly erodes a company's economic moat. The inability to generate adequate returns on capital makes it difficult to reinvest in growth, attract funding, and maintain a competitive advantage within the NBFC landscape. Sustainable profitability, reflected in a positive and improving ROCE, is essential for building a durable moat. The -4.04% ROCE could weaken investor confidence and negatively impact long-term valuation.
It's important to note that this analysis of Credent Global Finance Ltd is part of a broader 80-parameter fundamental audit. The financial data and observational statements herein have been verified by Sweta Mishra. This analysis offers an observational perspective on the company's financial health and is not intended as a recommendation to buy, sell, or hold shares.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Credent Global Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CGFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 15.60 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (2476.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (269.51%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Conservative Debt Levels (D/E: 0.24)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (6.72x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (-9.21%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-4.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Limited Institutional Interest (FII+DII: 0.29%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Credent Global Finance Ltd Financial Statements
Comprehensive financial data for Credent Global Finance Ltd including income statement, balance sheet and cash flow
About CGFL (Credent Global Finance Ltd)
Credent Global Finance Ltd (CGFL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹165.50 (Cr). Credent Global Finance Ltd has delivered a Return on Equity (ROE) of -9.21% and a ROCE of -4.04%. The debt-to-equity ratio stands at 0.24, reflecting the company's capital structure. Investors tracking CGFL share price can monitor key metrics including P/E ratio, promoter holding of 31.09%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
CGFL Share Price: Frequently Asked Questions
What is the current share price of Credent Global Finance Ltd (CGFL)?
As of 18 Mar 2026, 10:13 am IST, Credent Global Finance Ltd share price is ₹28.35. The CGFL stock has a market capitalisation of ₹165.50 (Cr) on NSE/BSE.
Is CGFL share price Overvalued or Undervalued?
CGFL share price is currently trading at a P/E ratio of 15.60x, compared to the industry average of 22.03x. Based on this relative valuation, the Credent Global Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of CGFL share price?
The 52-week high of CGFL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Credent Global Finance Ltd share price?
Key factors influencing CGFL share price include quarterly earnings growth (Sales Growth: 269.51%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Credent Global Finance Ltd a good stock for long-term investment?
Credent Global Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -9.21%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.24 before investing in CGFL shares.
How does Credent Global Finance Ltd compare with its industry peers?
Credent Global Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CGFL share price P/E of 15.60x and ROE of -9.21% against the industry averages to determine competitive standing.
What is the P/E ratio of CGFL and what does it mean?
CGFL share price has a P/E ratio of 15.60x compared to the industry average of 22.03x. Investors pay ₹16 for every ₹1 of annual earnings.
How is CGFL performing according to Bull Run's analysis?
CGFL has a Bull Run fundamental score of 25.7/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CGFL belong to?
CGFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Credent Global Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for CGFL?
CGFL has an ROE of -9.21%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Credent Global Finance Ltd generates profits from shareholders capital.
How is CGFL debt-to-equity ratio and what does it indicate?
CGFL has a debt-to-equity ratio of 0.24, which indicates conservative financing with low financial risk.
What is CGFL dividend yield and is it a good dividend stock?
CGFL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Credent Global Finance Ltd shares.
How has CGFL share price grown over the past 5 years?
CGFL has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in CGFL and why does it matter?
Promoters hold 31.09% of CGFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Credent Global Finance Ltd.
What is CGFL market capitalisation category?
CGFL has a market capitalisation of ₹166 crores, placing it in the Small-cap category.
How volatile is CGFL stock?
CGFL has a beta of N/A. A beta > 1 suggests the Credent Global Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CGFL operating profit margin trend?
CGFL has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is CGFL quarterly performance?
Recent quarterly performance shows Credent Global Finance Ltd YoY Sales Growth of 269.51% and YoY Profit Growth of 2476.67%.
What is the institutional holding pattern in CGFL?
CGFL has FII holding of 0.29% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Credent Global Finance Ltd stock.