Credent Global Finance Ltd Stock Price Today (NSE: CGFL)
Credent Global Finance Ltd
Fundamental Score
Credent Global Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Credent Global Finance Ltd share price today is ₹31.67, up +1.21% on NSE/BSE as of 7 August 2026. Credent Global Finance Ltd (CGFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹206.14 (Cr). The 52-week high for CGFL share price is ₹39.40 and the 52-week low is ₹21.90. At a P/E ratio of 8.24x, CGFL is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 23.60% and a debt-to-equity ratio of 0.76.
Credent Global Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Credent Global Finance Ltd share price chart: -5.77% return over the past month. 52-week high ₹39.40, 52-week low ₹21.90.
Credent Global Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹31.71 | ₹32.00 | ₹30.00 | ₹31.67 | 30.48K (Cr) | |
| ₹24.36 | ₹31.50 | ₹24.36 | ₹31.29 | 5.37L (Cr) | |
| ₹30.60 | ₹31.40 | ₹27.21 | ₹30.44 | 52.52K (Cr) | |
| ₹30.67 | ₹32.00 | ₹30.22 | ₹30.35 | 20.98K (Cr) | |
| ₹31.95 | ₹31.95 | ₹30.37 | ₹30.65 | 33.12K (Cr) | |
| ₹32.15 | ₹33.20 | ₹30.55 | ₹30.86 | 32.12K (Cr) | |
| ₹32.01 | ₹32.90 | ₹31.61 | ₹32.31 | 30.05K (Cr) | |
| ₹31.85 | ₹33.16 | ₹31.10 | ₹32.08 | 21.65K (Cr) | |
| ₹32.80 | ₹32.80 | ₹30.46 | ₹32.25 | 1.11L (Cr) | |
| ₹31.52 | ₹32.79 | ₹31.35 | ₹31.81 | 10.06K (Cr) |
Credent Global Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹30.67 | ₹32.00 | ₹24.36 | ₹31.67 | +3.26% | |
| ₹33.50 | ₹39.40 | ₹30.37 | ₹30.65 | -8.51% | |
| ₹30.90 | ₹35.50 | ₹25.50 | ₹32.75 | +5.99% | |
| ₹30.20 | ₹32.81 | ₹26.80 | ₹29.93 | -0.89% | |
| ₹26.65 | ₹31.00 | ₹26.65 | ₹29.36 | +10.17% | |
| ₹29.66 | ₹32.85 | ₹25.50 | ₹27.92 | -5.87% | |
| ₹28.50 | ₹32.80 | ₹27.00 | ₹30.27 | +6.21% | |
| ₹30.56 | ₹32.99 | ₹28.51 | ₹29.03 | -5.01% | |
| ₹32.60 | ₹34.92 | ₹29.05 | ₹30.24 | -7.24% | |
| ₹28.00 | ₹35.06 | ₹26.37 | ₹32.55 | +16.25% | |
| ₹28.30 | ₹30.90 | ₹26.00 | ₹28.25 | -0.18% | |
| ₹26.49 | ₹31.03 | ₹26.01 | ₹28.21 | +6.49% |
AI Research Briefing
Powered by Gemini · 2026-08-01
Toxic ₹-88.24 Cr 5-year FCF and 99.7% profit crash make this FII-churn micro-cap a dangerous liquidity trap.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search in the last 2-4 weeks. BSE sought price movement clarification from Credent Global Finance in July 2026. Prior operational updates show Q4 FY26 consolidated net profit collapsed 99.70% YoY to ₹0.01 Cr (down from ₹3.31 Cr in Q4 FY25), despite sales holding at ₹2.64 Cr. Earlier in February 2026, the company completed a ₹30 Cr Qualified Institutional Placement (QIP) to fund its contrarian credit strategy and microfinance (MFI) exposure in Eastern India.
CORE STORY (THE REAL GAME)
Micro-cap NBFC attempting a turnaround by pivoting from traditional real estate debt advisory into opportunistic wholesale credit and microfinance exposure. The market is playing an institutional entry narrative driven by aggressive capital raising rather than underlying operational profitability.
- Q4 net profit collapsed 99.70% YoY to just ₹0.01 Cr.
- Exchange sought price movement clarification on July 6, 2026.
- Promoter holding slashed by 5.06% down to 26.03% while FIIs built 15.86% stake.
- Sustained quarterly profit recovery above ₹3 Cr run-rate.
- BSE regulatory scrutiny or trading restrictions on price spikes.
- Further promoter stake dilution or offloading in open market.
- Micro/SME cap with severe illiquidity risk and thin order depth.
- 5-year Free Cash Flow standing at ₹-88.24 Cr.
- Promoters cutting stake by 5.06% down to a low 26.03%.
FII stake surged +15.57% to 15.86% via QIP, while Promoters aggressively exited -5.06% down to 26.03%. DII holding remains zero.
NBFC credit growth remains robust at 15-17% nationally, but micro-caps without cheap bank line access face margin compression.
Raised ₹30 Cr via QIP in February 2026 for wholesale credit and Eastern India microfinance expansion.
No, 5-year cumulative FCF is deeply negative at ₹-88.24 Cr.
High risk of valuation multiple derating if wholesale credit book fails to deliver real net interest income. Promoter exit is a major red flag.
Primary Thesis Risk
Complete operational breakdown with zero cash conversion and ongoing promoter exit.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Credent Global Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Credent Global Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CGFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Return on Equity (23.60%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (21.64%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (49.24%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.24 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Strong Interest Coverage (11.56x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Profit Decline Concern (-99.70%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Negative Free Cash Flow (₹-88.24 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (26.03%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Credent Global Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Credent Global Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
21/100 | ₹31.67₹32 | ₹206.14₹206.14 | 8.24Average 8.2 Average | 23.60%Excellent 23.60% Excellent | 21.64%Excellent 21.64% Excellent | 0.76Good 0.8 Good | — — | — — | 0.00% | |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Credent Global Finance Ltd PE Ratio History
Historical price-to-earnings ratio for CGFL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.30 | ₹37.73 | 125.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Credent Global Finance Ltd Dividend History
Annual cash dividends paid by CGFL — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2023 | ₹0.19 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Credent Global Finance Ltd Quarterly Performance
Latest quarterly metrics for CGFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
0.99%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-99.70%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
N/A
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Credent Global Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CGFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Credent Global Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Credent Global Finance Ltd (CGFL) — sourced from NSE/BSE filings.
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About CGFL (Credent Global Finance Ltd)
Credent Global Finance Ltd is a dynamic Non-Banking Financial Company (NBFC) deeply embedded in the Indian financial landscape. The organization focuses on providing a diverse rang...e of financial solutions, acting as a crucial intermediary between investors and businesses seeking capital. Core to CGFL's operations is the strategic allocation of funds through various lending programs and investment vehicles. Their activities span across different sectors of the economy, contributing to growth by empowering companies and fostering financial inclusion. Credent Global Finance Ltd navigates the complexities of the market with agility, continually refining its offerings to address the evolving needs of its clientele and maintaining a strong presence in the NBFC sector. CGFL distinguishes itself through its comprehensive suite of financial services, extending beyond traditional lending. A significant aspect of their portfolio involves strategic investments and the management of equity-backed real estate debt funds. This positions them as a key player in facilitating real estate development and infrastructure projects. Furthermore, Credent Global Finance Ltd offers specialized investment banking services, assisting businesses with crucial financial decisions. These services encompass financial assessments, capital market access, credit restructuring, and guidance on private equity investments, mergers, and acquisitions. This multifaceted approach solidifies their role as a holistic financial partner for businesses seeking to navigate the intricacies of growth and expansion. By combining strategic lending with robust investment management and comprehensive financial advisory services, Credent Global Finance Ltd aims to empower its clients and contribute to a more vibrant and resilient Indian economy. The company's focus is on nurturing businesses and fostering financial stability by providing them with the necessary tools and resources for success. Credent Global Finance Ltd has established itself as a trusted and versatile player within the NBFC ecosystem, dedicated to fostering long-term partnerships and supporting the financial aspirations of its diverse clientele.
Company Details
Key Leadership
Corporate Events
Latest News
CGFL Share Price: Frequently Asked Questions
What is the current share price of Credent Global Finance Ltd?
Credent Global Finance Ltd (CGFL) trades at ₹31.67 on NSE and BSE. Market cap ₹206.14 (Cr). Educational data only.
What is the P/E ratio of Credent Global Finance Ltd?
Credent Global Finance Ltd has a P/E of 8.24x vs industry average 22.18x.
What is the Bull Run score for Credent Global Finance Ltd?
Credent Global Finance Ltd has a Bull Run score of 21/100 based on 25+ financial parameters.
Does Credent Global Finance Ltd pay dividends?
Credent Global Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Credent Global Finance Ltd?
Credent Global Finance Ltd has ROE of 23.60%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Credent Global Finance Ltd?
Credent Global Finance Ltd has debt-to-equity of 0.76.
Is Credent Global Finance Ltd a good investment?
Bull Run gives Credent Global Finance Ltd a score of 21/100. This is not investment advice — consult a SEBI-registered advisor.