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CSL Finance Ltd
Fundamental Score
CSL Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of CSLFINANCE across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (76.37%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 8.08 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (37.03%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (17.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (28.76% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (21.15% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (26.31% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 1.37)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (2.40x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-611.25 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 1.73%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
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Financial Statements
Comprehensive financial data for CSL Finance Ltd
About CSLFINANCE
Business Overview
CSL Finance Limited, a non-banking financial company, provides SME and wholesale loaning businesses in India. It offers structured finance for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, refinance and inventory funding, and partner with developers; corporate loans, which include construction linked disbursal plan and principal moratorium facility; and emergency credit line guarantee scheme. The company was formerly known as Consolidated Securities Limited and changed its name to CSL Finance Limited in January 2016. The company was incorporated in 1992 and is based in Noida, India.
Company Details
Key Leadership
Corporate Events
CSLFINANCE Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of CSL Finance Ltd (CSLFINANCE)?
As of 15 Jan 2026, 05:44 am IST, CSL Finance Ltd (CSLFINANCE) is currently trading at ₹292.00. The stock has a market capitalization of ₹658.44 (Cr).
Is CSLFINANCE share price Overvalued or Undervalued?
CSLFINANCE is currently trading at a P/E ratio of 8.08x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the CSL Finance Ltd share price?
Key factors influencing CSLFINANCE's price include its quarterly earnings growth (Sales Growth: 17.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is CSL Finance Ltd a good stock for long-term investment?
CSL Finance Ltd shows a 5-year Profit Growth of 26.31% and an ROE of 14.21%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.37 before investing.
How does CSL Finance Ltd compare with its industry peers?
CSL Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CSLFINANCE's P/E of 8.08x and ROE of 14.21% against the industry averages to determine its competitive standing.
What is the P/E ratio of CSLFINANCE and what does it mean?
CSLFINANCE has a P/E ratio of 8.08x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹8 for every ₹1 of annual earnings.
How is CSLFINANCE performing according to Bull Run's analysis?
CSLFINANCE has a Bull Run fundamental score of 66.8/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does CSLFINANCE belong to?
CSLFINANCE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting CSL Finance Ltd.
What is Return on Equity (ROE) and why is it important for CSLFINANCE?
CSLFINANCE has an ROE of 14.21%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently CSL Finance Ltd generates profits from shareholders' equity.
How is CSLFINANCE's debt-to-equity ratio and what does it indicate?
CSLFINANCE has a debt-to-equity ratio of 1.37, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is CSLFINANCE's dividend yield and is it a good dividend stock?
CSLFINANCE offers a dividend yield of 1.04%, which means you receive ₹1.04 annual dividend for every ₹100 invested.
How has CSLFINANCE grown over the past 5 years?
CSLFINANCE has achieved 5-year growth rates of: Sales Growth 28.76%, Profit Growth 26.31%, and EPS Growth 21.15%.
What is the promoter holding in CSLFINANCE and why does it matter?
Promoters hold 47.56% of CSLFINANCE shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is CSLFINANCE's market capitalization category?
CSLFINANCE has a market capitalization of ₹658 crores, placing it in the Small-cap category.
How volatile is CSLFINANCE stock?
CSLFINANCE has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for CSLFINANCE?
CSLFINANCE has a 52-week high of ₹N/A and low of ₹N/A.
What is CSLFINANCE's operating profit margin trend?
CSLFINANCE has a 5-year average Operating Profit Margin (OPM) of 76.37%, indicating the company's operational efficiency.
How is CSLFINANCE's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 17.78% and YoY Profit Growth of 37.03%.
What is the institutional holding pattern in CSLFINANCE?
CSLFINANCE has FII holding of 0.77% and DII holding of 0.96%. Significant institutional holding often suggests professional confidence in the stock.