CSL Finance Ltd Stock Price Today (NSE: CSLFINANCE)
Fundamental Score
CSL Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
CSL Finance Ltd share price today is ₹227.74, down 0.57% on NSE/BSE as of 22 June 2026. CSL Finance Ltd (CSLFINANCE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹658.44 (Cr). The 52-week high for CSLFINANCE share price is ₹N/A and the 52-week low is ₹214.15. At a P/E ratio of 8.08x, CSLFINANCE is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 14.21% and a debt-to-equity ratio of 1.37.
CSL Finance Ltd Share Price Chart — NSE/BSE Historical Performance
CSL Finance Ltd share price chart: 4.77% return over the past month. 52-week high ₹N/A, 52-week low ₹214.15.
CSL Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹225.60 | ₹232.37 | ₹222.81 | ₹227.74 | 12.12K (Cr) | |
| ₹240.00 | ₹240.00 | ₹226.99 | ₹229.04 | 17.66K (Cr) | |
| ₹243.72 | ₹244.90 | ₹233.50 | ₹235.91 | 58.78K (Cr) | |
| ₹248.00 | ₹253.76 | ₹241.28 | ₹242.51 | 50.56K (Cr) | |
| ₹240.50 | ₹247.70 | ₹239.00 | ₹243.55 | 64.27K (Cr) | |
| ₹237.97 | ₹249.00 | ₹231.38 | ₹239.33 | 29.60K (Cr) | |
| ₹227.00 | ₹233.60 | ₹225.00 | ₹231.51 | 16.21K (Cr) | |
| ₹223.25 | ₹227.00 | ₹222.10 | ₹222.66 | 7.25K (Cr) | |
| ₹223.20 | ₹227.00 | ₹222.00 | ₹223.58 | 14.21K (Cr) | |
| ₹226.00 | ₹227.19 | ₹221.44 | ₹223.20 | 20.09K (Cr) |
CSL Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹240.00 | ₹240.00 | ₹222.81 | ₹227.74 | -5.11% | |
| ₹235.87 | ₹253.76 | ₹221.44 | ₹235.91 | +0.02% | |
| ₹230.00 | ₹0.00 | ₹0.00 | ₹226.72 | -1.43% | |
| ₹249.40 | ₹270.00 | ₹214.15 | ₹220.00 | -11.79% | |
| ₹262.95 | ₹279.00 | ₹240.00 | ₹263.25 | +0.11% | |
| ₹308.60 | ₹317.45 | ₹259.80 | ₹273.70 | -11.31% | |
| ₹290.00 | ₹324.70 | ₹275.15 | ₹302.10 | +4.17% | |
| ₹280.05 | ₹317.00 | ₹253.05 | ₹287.70 | +2.73% | |
| ₹290.40 | ₹296.00 | ₹264.55 | ₹276.95 | -4.63% | |
| ₹302.00 | ₹307.70 | ₹275.90 | ₹287.70 | -4.74% | |
| ₹308.95 | ₹322.80 | ₹284.05 | ₹299.35 | -3.11% | |
| ₹334.00 | ₹349.00 | ₹295.75 | ₹305.25 | -8.61% |
AI Research Briefing
Powered by Gemini · 2026-04-09
High-growth SME/Real Estate financier with significant liquidity risk; size accordingly.
WHAT'S HAPPENING NOW (last 2-4 weeks)
CSL Finance reported a 21.13% year-on-year growth in Assets Under Management (AUM), reaching by March 2026. They expanded their lender network to 35 institutions and raised in debt. CSL Finance also provided in funding to the Mahagun Group to expedite project completion. The company submitted its Q4 FY26 dematerialization certificate to stock exchanges, confirming compliance with SEBI regulations.
CORE STORY (THE REAL GAME)
CSL Finance is playing the high-growth SME/Real Estate finance game, leveraging its nimble size to serve developers and businesses underserved by larger institutions.
- AUM growth of 21.13% YoY
- ₹225 Cr funding to Mahagun Group
- P/E of 8.08x vs Industry P/E of 22.03x
- Stronger than expected quarterly earnings
- New partnerships with larger financial institutions
- Significant order wins in SME financing
- Micro/Small cap liquidity risk
- Negative Free Cash Flow of ₹-611.25 Cr
- High Debt/Equity ratio of 1.37
FII decreased holdings by 0.02%, DII increased holdings by 0.05%.
NBFCs are facing increased regulatory scrutiny, but also benefit from the growing demand for credit in underserved sectors.
Mahagun Group secures ₹225 crore from CSL Finance to speed up delivery.
No - Free Cash Flow 5Y: ₹-611.25 Cr.
CSL Finance needs to demonstrate consistent profitability and improved cash flow to justify its valuation. Watch for NPA trends and regulatory changes.
Primary Thesis Risk
Liquidity crunch and rising NPAs can wipe out equity.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
CSL Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
CSL Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CSLFINANCE across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (76.37%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.08 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (37.03%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (17.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (28.76% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (21.15% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (26.31% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 1.37)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.40x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-611.25 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 1.73%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
CSL Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare CSL Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
CSL Finance LtdCSL Finance Ltd...Selected✓ CSLFINANCE • 530067 | 66.8/100 | ₹227.74₹228 | ₹658.44₹658.44 | 8.08Average 8.1 Average | 14.21%Average 14.21% Average | 14.61%Average 14.61% Average | 1.37Average 1.4 Average | 26.31%Excellent 26.31% Excellent | 28.76%Excellent 28.76% Excellent | 1.04% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
CSL Finance Ltd PE Ratio History
Historical price-to-earnings ratio for CSLFINANCE — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹31.29 | ₹302.10 | 9.7x |
| FY 2024 | ₹28.27 | ₹315.80 | 11.2x |
| FY 2023 | ₹21.40 | ₹455.10 | 21.3x |
| FY 2022 | ₹17.72 | ₹239.05 | 13.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
CSL Finance Ltd Dividend History
Annual cash dividends paid by CSLFINANCE — dividend yield 1.04%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹5.70 Cr |
| FY 2024 | ₹5.61 Cr |
| FY 2023 | ₹5.08 Cr |
| FY 2022 | ₹1.82 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
CSL Finance Ltd Quarterly Performance
Latest quarterly metrics for CSLFINANCE — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
17.78%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
37.03%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
28.76%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
26.31%
Compounded annual net profit growth over 5 years
CSL Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CSLFINANCE — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
CSL Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for CSL Finance Ltd (CSLFINANCE) — sourced from NSE/BSE filings.
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About CSLFINANCE (CSL Finance Ltd)
CSL Finance Ltd is a dynamic Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. It focuses on providing tailored financial solutions primarily to... Small and Medium Enterprises (SMEs) and larger wholesale businesses. The company distinguishes itself by offering a comprehensive suite of lending products designed to address the diverse needs of its clientele, ranging from established corporations to burgeoning entrepreneurial ventures. CSL Finance operates with a commitment to fostering financial inclusion and economic growth by facilitating access to capital for underserved segments of the market. It strives to build long-term relationships with its borrowers, understanding their unique circumstances and offering customized financial strategies to support their business objectives. CSL Finance specializes in delivering structured finance solutions tailored for real estate developers. These encompass loans secured against property and securities, serving as vital tools for developers seeking to unlock the value of their assets. Recognizing the crucial role of small builders in the real estate ecosystem, CSL Finance extends its expertise through construction finance, refinance options, and inventory funding, partnering with these developers to facilitate their project execution and growth. In addition to real estate-focused financing, CSL Finance provides corporate loans designed with features like construction-linked disbursement plans and principal moratorium facilities, catering to the specific cash flow requirements of businesses during construction or expansion phases. Further demonstrating its commitment to supporting businesses during challenging times, CSL Finance actively participates in government-backed initiatives such as the Emergency Credit Line Guarantee Scheme (ECLGS). By leveraging such schemes, CSL Finance aims to provide crucial liquidity and financial support to businesses navigating economic uncertainties. With a strategic focus on delivering innovative and responsive financial products, coupled with a deep understanding of the Indian market dynamics, CSL Finance seeks to be a reliable partner for businesses seeking to achieve their financial goals and contribute to the overall economic development of the country.
Company Details
Key Leadership
Corporate Events
CSLFINANCE Share Price: Frequently Asked Questions
What is the current share price of CSL Finance Ltd?
CSL Finance Ltd (CSLFINANCE) trades at ₹227.74 on NSE and BSE. Market cap ₹658.44 (Cr). Educational data only.
What is the P/E ratio of CSL Finance Ltd?
CSL Finance Ltd has a P/E of 8.08x vs industry average 22.03x.
What is the Bull Run score for CSL Finance Ltd?
CSL Finance Ltd has a Bull Run score of 66.8/100 based on 25+ financial parameters.
Does CSL Finance Ltd pay dividends?
CSL Finance Ltd has a dividend yield of 1.04%. Past dividends don't guarantee future payments.
What is the ROE of CSL Finance Ltd?
CSL Finance Ltd has ROE of 14.21%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of CSL Finance Ltd?
CSL Finance Ltd has debt-to-equity of 1.37.
Is CSL Finance Ltd a good investment?
Bull Run gives CSL Finance Ltd a score of 66.8/100. This is not investment advice — consult a SEBI-registered advisor.