CSL Finance Ltd Stock Price Today (NSE: CSLFINANCE)
Fundamental Score
CSL Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
CSL Finance Ltd share price today is ₹261.05, up +0.00% on NSE/BSE as of 20 February 2026. CSL Finance Ltd (CSLFINANCE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹658.44 (Cr). The 52-week high for CSLFINANCE share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 8.08x, CSLFINANCE is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 14.21% and a debt-to-equity ratio of 1.37.
CSL Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
CSL Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
CSL Finance Share Price: A Conservative Value Investor's Perspective
Non-Banking Financial Companies (NBFCs) in India operate within a highly regulated environment, where nimble adaptation to policy changes and robust risk management are paramount for survival. This analysis examines the current valuation of the CSL Finance share price, focusing on key financial metrics relevant to a conservative value investor prioritizing capital preservation. We will observe publicly available information and compare it against industry benchmarks to assess its attractiveness from a safety-first perspective.
Currently, the CSL Finance share price trades at ₹256.20. A key metric for value investors is the Price-to-Earnings (PE) ratio, which for CSL Finance is 8.08. This appears relatively low compared to the broader market, suggesting potential undervaluation. However, a low PE alone is insufficient. We must consider the sustainability of earnings and the quality of the underlying business. The Return on Capital Employed (ROCE) of 14.61% indicates the company's efficiency in generating profits from its capital. A consistent ROCE above the cost of capital is a good sign. This sustained ROCE creates a narrow but persistent moat around the company.
Examining peer companies provides crucial context. Compared to
Apollo Finvest, a qualitative assessment of management quality becomes essential. While quantitative data like PE ratios are easily accessible, assessing management integrity and competence requires deeper investigation into corporate governance practices, historical capital allocation decisions, and alignment with shareholder interests. A superior management team can navigate industry headwinds and adapt to changing market conditions more effectively, safeguarding investor capital.The low PE ratio alongside a reasonable ROCE suggests that CSL Finance may be undervalued, but further in-depth analysis is crucial. We need to assess its asset quality, debt levels, and potential regulatory risks. This analysis forms part of a broader 80-parameter fundamental audit, verified by Sweta Mishra, designed to provide a comprehensive, objective view of the company's financial health. This analysis observes publicly available information and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
CSL Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CSLFINANCE across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (76.37%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.08 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (37.03%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (17.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (28.76% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (21.15% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (26.31% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 1.37)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.40x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-611.25 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 1.73%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
CSL Finance Ltd Financial Statements
Comprehensive financial data for CSL Finance Ltd including income statement, balance sheet and cash flow
About CSLFINANCE (CSL Finance Ltd)
CSL Finance Ltd (CSLFINANCE) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹658.44 (Cr). CSL Finance Ltd has delivered a Return on Equity (ROE) of 14.21% and a ROCE of 14.61%. The debt-to-equity ratio stands at 1.37, reflecting the company's capital structure. Investors tracking CSLFINANCE share price can monitor key metrics including P/E ratio, promoter holding of 47.56%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
CSLFINANCE Share Price: Frequently Asked Questions
What is the current share price of CSL Finance Ltd (CSLFINANCE)?
As of 20 Feb 2026, 06:11 am IST, CSL Finance Ltd share price is ₹261.05. The CSLFINANCE stock has a market capitalisation of ₹658.44 (Cr) on NSE/BSE.
Is CSLFINANCE share price Overvalued or Undervalued?
CSLFINANCE share price is currently trading at a P/E ratio of 8.08x, compared to the industry average of 22.03x. Based on this relative valuation, the CSL Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of CSLFINANCE share price?
The 52-week high of CSLFINANCE share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the CSL Finance Ltd share price?
Key factors influencing CSLFINANCE share price include quarterly earnings growth (Sales Growth: 17.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is CSL Finance Ltd a good stock for long-term investment?
CSL Finance Ltd shows a 5-year Profit Growth of 26.31% and an ROE of 14.21%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.37 before investing in CSLFINANCE shares.
How does CSL Finance Ltd compare with its industry peers?
CSL Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CSLFINANCE share price P/E of 8.08x and ROE of 14.21% against the industry averages to determine competitive standing.
What is the P/E ratio of CSLFINANCE and what does it mean?
CSLFINANCE share price has a P/E ratio of 8.08x compared to the industry average of 22.03x. Investors pay ₹8 for every ₹1 of annual earnings.
How is CSLFINANCE performing according to Bull Run's analysis?
CSLFINANCE has a Bull Run fundamental score of 66.8/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CSLFINANCE belong to?
CSLFINANCE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting CSL Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for CSLFINANCE?
CSLFINANCE has an ROE of 14.21%, which shows decent profitability but room for improvement. ROE measures how efficiently CSL Finance Ltd generates profits from shareholders capital.
How is CSLFINANCE debt-to-equity ratio and what does it indicate?
CSLFINANCE has a debt-to-equity ratio of 1.37, which indicates high leverage that increases financial risk.
What is CSLFINANCE dividend yield and is it a good dividend stock?
CSLFINANCE offers a dividend yield of 1.04%, meaning you receive ₹1.04 annual dividend for every ₹100 invested in CSL Finance Ltd shares.
How has CSLFINANCE share price grown over the past 5 years?
CSLFINANCE has achieved 5-year growth rates of: Sales Growth 28.76%, Profit Growth 26.31%, and EPS Growth 21.15%.
What is the promoter holding in CSLFINANCE and why does it matter?
Promoters hold 47.56% of CSLFINANCE shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in CSL Finance Ltd.
What is CSLFINANCE market capitalisation category?
CSLFINANCE has a market capitalisation of ₹658 crores, placing it in the Small-cap category.
How volatile is CSLFINANCE stock?
CSLFINANCE has a beta of N/A. A beta > 1 suggests the CSL Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CSLFINANCE operating profit margin trend?
CSLFINANCE has a 5-year average Operating Profit Margin (OPM) of 76.37%, indicating the company's operational efficiency.
How is CSLFINANCE quarterly performance?
Recent quarterly performance shows CSL Finance Ltd YoY Sales Growth of 17.78% and YoY Profit Growth of 37.03%.
What is the institutional holding pattern in CSLFINANCE?
CSLFINANCE has FII holding of 0.77% and DII holding of 0.96%. Significant institutional holding often suggests professional confidence in the CSL Finance Ltd stock.