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Cubical Financial Services Ltd

CUBIFINNon Banking Financial Company (NBFC)
2.32+0.00 (+0.00%)
As on 16 Jan 2026, 10:13 amMarket Closed

Fundamental Score

...

Cubical Financial Services Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

2.55%
Poor

Return on Capital Employed

4.56%
Excellent

Operating Profit Margin (5Y)

29.45%
Poor

Dividend Yield

0.00%

Valuation Metrics

Poor

Price to Earnings

123.41x

Market Capitalization

19.74 (Cr)

Industry P/E

22.03x

Growth Metrics

Poor

YoY Quarterly Profit Growth

-88.46%
Poor

YoY Quarterly Sales Growth

-70.55%
Excellent

Sales Growth (5Y)

17.95%
Poor

EPS Growth (5Y)

5.55%
Poor

Profit Growth (5Y)

5.55%

Financial Health

Excellent

Debt to Equity

0.00x

Interest Coverage

N/A
Average

Free Cash Flow (5Y)

0.15 (Cr)

Ownership Structure

Average

Promoter Holding

30.80%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
30.80%
Promoter Holding
19.74 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of CUBIFIN across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Strong Operating Margins (29.45%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Consistent Growth Track Record (17.95% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

10 factors identified

Below-Average Return on Equity (2.55%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (4.56%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Premium Valuation Risk (P/E: 123.41x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.

Profit Decline Concern (-88.46%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.

Revenue Contraction (-70.55%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

Very Low ROE

Observation: Poor capital utilization and shareholder returns.

Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.

High P/E Ratio

Observation: Stock may be overvalued relative to earnings.

Analysis: P/E above 30 requires strong growth execution to justify current valuations.

Very High P/E Ratio

Observation: Significant overvaluation risk present.

Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

Loading Peer Comparison

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Financial Statements

Comprehensive financial data for Cubical Financial Services Ltd

About CUBIFIN

Business Overview

Cubical Financial Services Limited operates as an investment company. It engages in investment activities as per the company's in-house analysis in financial markets, stocks, properties, etc. The company was formerly known as Cubical Financial Services Pvt. Ltd. Cubical Financial Services Limited was incorporated in 1990 and is based in New Delhi, India.

Company Details

Symbol:CUBIFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Ashwani Kumar Gupta
Executive Chairman, CEO & MD
Mr. Prakash Chand Sharma
Chief Financial Officer
Ms. Ruchi Singh
Company Secretary & Compliance Officer

CUBIFIN Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)2.55%
Return on Capital Employed4.56%
Operating Profit Margin (5Y)29.45%
Debt to Equity Ratio0.00
Interest Coverage RatioN/A

Growth & Valuation

Sales Growth (5Y)17.95%
Profit Growth (5Y)5.55%
EPS Growth (5Y)5.55%
YoY Quarterly Profit Growth-88.46%
YoY Quarterly Sales Growth-70.55%

Frequently Asked Questions

What is the current price of Cubical Financial Services Ltd (CUBIFIN)?

As of 16 Jan 2026, 10:13 am IST, Cubical Financial Services Ltd (CUBIFIN) is currently trading at ₹2.32. The stock has a market capitalization of ₹19.74 (Cr).

Is CUBIFIN share price Overvalued or Undervalued?

CUBIFIN is currently trading at a P/E ratio of 123.41x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the Cubical Financial Services Ltd share price?

Key factors influencing CUBIFIN's price include its quarterly earnings growth (Sales Growth: -70.55%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Cubical Financial Services Ltd a good stock for long-term investment?

Cubical Financial Services Ltd shows a 5-year Profit Growth of 5.55% and an ROE of 2.55%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.

How does Cubical Financial Services Ltd compare with its industry peers?

Cubical Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CUBIFIN's P/E of 123.41x and ROE of 2.55% against the industry averages to determine its competitive standing.

What is the P/E ratio of CUBIFIN and what does it mean?

CUBIFIN has a P/E ratio of 123.41x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹123 for every ₹1 of annual earnings.

How is CUBIFIN performing according to Bull Run's analysis?

CUBIFIN has a Bull Run fundamental score of 16.5/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does CUBIFIN belong to?

CUBIFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Cubical Financial Services Ltd.

What is Return on Equity (ROE) and why is it important for CUBIFIN?

CUBIFIN has an ROE of 2.55%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Cubical Financial Services Ltd generates profits from shareholders' equity.

How is CUBIFIN's debt-to-equity ratio and what does it indicate?

CUBIFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.

What is CUBIFIN's dividend yield and is it a good dividend stock?

CUBIFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has CUBIFIN grown over the past 5 years?

CUBIFIN has achieved 5-year growth rates of: Sales Growth 17.95%, Profit Growth 5.55%, and EPS Growth 5.55%.

What is the promoter holding in CUBIFIN and why does it matter?

Promoters hold 30.80% of CUBIFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is CUBIFIN's market capitalization category?

CUBIFIN has a market capitalization of ₹20 crores, placing it in the Small-cap category.

How volatile is CUBIFIN stock?

CUBIFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for CUBIFIN?

CUBIFIN has a 52-week high of ₹N/A and low of ₹N/A.

What is CUBIFIN's operating profit margin trend?

CUBIFIN has a 5-year average Operating Profit Margin (OPM) of 29.45%, indicating the company's operational efficiency.

How is CUBIFIN's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of -70.55% and YoY Profit Growth of -88.46%.

What is the institutional holding pattern in CUBIFIN?

CUBIFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.