Cubical Financial Services Ltd Stock Price Today (NSE: CUBIFIN)
Cubical Financial Services Ltd
Fundamental Score
Cubical Financial Services Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Cubical Financial Services Ltd share price today is ₹2.21, up +0.00% on NSE/BSE as of 17 February 2026. Cubical Financial Services Ltd (CUBIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹19.74 (Cr). The 52-week high for CUBIFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 123.41x, CUBIFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 2.55% and a debt-to-equity ratio of 0.00.
Cubical Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Cubical Financial Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Cubical Financial Services Share Price: A Financial Snapshot
One crucial aspect of the Non-Banking Financial Company (NBFC) sector that often gets overlooked is the concentration risk within loan portfolios. Many smaller NBFCs, including potentially Cubical Financial Services Ltd, are heavily reliant on specific sectors or geographies, making them vulnerable to localized economic downturns. This financial analysis examines the current state of the "Cubical Financial Services share price," which currently sits at ₹2.17, alongside key performance indicators. It is essential to contextualize this price within the company's operational efficiency and competitive landscape.
The current Price-to-Earnings (PE) ratio of 123.41 for Cubical Financial Services Ltd suggests a high valuation relative to its earnings. In comparison, assessing management quality and strategic direction between Cubical Financial Services Ltd and
Apollo Finvest could reveal insights into the sustainability of these earnings and whether the premium is justified. A deeper dive into management's track record of navigating economic cycles and managing risk is warranted.A Return on Capital Employed (ROCE) of 4.56% raises questions about the company's efficiency in utilizing capital to generate profits. This relatively low ROCE directly impacts the strength of Cubical Financial Services' economic moat. A robust moat, stemming from factors like cost advantages or brand recognition, allows a company to sustain profitability and defend its market share. The current ROCE suggests that the company may struggle to generate superior returns compared to its peers, potentially hindering its long-term competitive advantage.
This financial analysis is an observational report, part of a more comprehensive 80-parameter fundamental audit verified by Sweta Mishra. It is important to consult with a qualified financial advisor before making any investment decisions. This report does not constitute financial advice and should not be interpreted as a recommendation to buy or sell Cubical Financial Services shares.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Cubical Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CUBIFIN across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (29.45%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (17.95% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (2.55%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.56%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 123.41x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-88.46%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-70.55%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Cubical Financial Services Ltd Financial Statements
Comprehensive financial data for Cubical Financial Services Ltd including income statement, balance sheet and cash flow
About CUBIFIN (Cubical Financial Services Ltd)
Cubical Financial Services Ltd (CUBIFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹19.74 (Cr). Cubical Financial Services Ltd has delivered a Return on Equity (ROE) of 2.55% and a ROCE of 4.56%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking CUBIFIN share price can monitor key metrics including P/E ratio, promoter holding of 30.80%, and quarterly earnings growth.
Company Details
Key Leadership
CUBIFIN Share Price: Frequently Asked Questions
What is the current share price of Cubical Financial Services Ltd (CUBIFIN)?
As of 17 Feb 2026, 10:09 am IST, Cubical Financial Services Ltd share price is ₹2.21. The CUBIFIN stock has a market capitalisation of ₹19.74 (Cr) on NSE/BSE.
Is CUBIFIN share price Overvalued or Undervalued?
CUBIFIN share price is currently trading at a P/E ratio of 123.41x, compared to the industry average of 22.03x. Based on this relative valuation, the Cubical Financial Services Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of CUBIFIN share price?
The 52-week high of CUBIFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Cubical Financial Services Ltd share price?
Key factors influencing CUBIFIN share price include quarterly earnings growth (Sales Growth: -70.55%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Cubical Financial Services Ltd a good stock for long-term investment?
Cubical Financial Services Ltd shows a 5-year Profit Growth of 5.55% and an ROE of 2.55%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in CUBIFIN shares.
How does Cubical Financial Services Ltd compare with its industry peers?
Cubical Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare CUBIFIN share price P/E of 123.41x and ROE of 2.55% against the industry averages to determine competitive standing.
What is the P/E ratio of CUBIFIN and what does it mean?
CUBIFIN share price has a P/E ratio of 123.41x compared to the industry average of 22.03x. Investors pay ₹123 for every ₹1 of annual earnings.
How is CUBIFIN performing according to Bull Run's analysis?
CUBIFIN has a Bull Run fundamental score of 16.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CUBIFIN belong to?
CUBIFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Cubical Financial Services Ltd share price.
What is Return on Equity (ROE) and why is it important for CUBIFIN?
CUBIFIN has an ROE of 2.55%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Cubical Financial Services Ltd generates profits from shareholders capital.
How is CUBIFIN debt-to-equity ratio and what does it indicate?
CUBIFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is CUBIFIN dividend yield and is it a good dividend stock?
CUBIFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Cubical Financial Services Ltd shares.
How has CUBIFIN share price grown over the past 5 years?
CUBIFIN has achieved 5-year growth rates of: Sales Growth 17.95%, Profit Growth 5.55%, and EPS Growth 5.55%.
What is the promoter holding in CUBIFIN and why does it matter?
Promoters hold 30.80% of CUBIFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Cubical Financial Services Ltd.
What is CUBIFIN market capitalisation category?
CUBIFIN has a market capitalisation of ₹20 crores, placing it in the Small-cap category.
How volatile is CUBIFIN stock?
CUBIFIN has a beta of N/A. A beta > 1 suggests the Cubical Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CUBIFIN operating profit margin trend?
CUBIFIN has a 5-year average Operating Profit Margin (OPM) of 29.45%, indicating the company's operational efficiency.
How is CUBIFIN quarterly performance?
Recent quarterly performance shows Cubical Financial Services Ltd YoY Sales Growth of -70.55% and YoY Profit Growth of -88.46%.
What is the institutional holding pattern in CUBIFIN?
CUBIFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Cubical Financial Services Ltd stock.