DAR CREDIT & CAPITAL LTD Stock Price Today (NSE: DCCL)
Fundamental Score
DAR CREDIT & CAPITAL LTD Share Price Live NSE/BSE & Institutional Fundamental Analysis
DAR CREDIT & CAPITAL LTD share price today is ₹36.00, up +0.00% on NSE/BSE as of 18 March 2026. DAR CREDIT & CAPITAL LTD (DCCL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹70.02 (Cr). The 52-week high for DCCL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 8.49x, DCCL is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 9.67% and a debt-to-equity ratio of 1.54.
DAR CREDIT & CAPITAL LTD Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
DAR CREDIT & CAPITAL LTD Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Financial Analysis of DAR CREDIT & CAPITAL Share Price
The Non-Banking Financial Company (NBFC) sector is currently witnessing a flight to quality, where investors are increasingly discerning between well-managed institutions and those with weaker fundamentals. This environment makes a thorough financial analysis crucial. This report examines the financial stability of DAR CREDIT & CAPITAL LTD, focusing on its current performance relative to its peers. As of today, the DAR CREDIT & CAPITAL share price stands at ₹43.0, with a Price-to-Earnings (PE) ratio of 8.49 and a Return on Capital Employed (ROCE) of 12.51%.
A PE ratio of 8.49 suggests that DAR CREDIT & CAPITAL LTD is valued lower than its earnings power. However, this must be contextualized against sector trends and individual company performance. Comparing DAR CREDIT & CAPITAL LTD with its peers, such as
Apollo Finvest, reveals potential differences in management quality impacting valuation. While objective comparisons are impossible with limited data, the market might perceive a difference in risk profiles, future growth potential, or operational efficiency between DAR CREDIT & CAPITAL LTD and companies like Apollo Finvest. Deeper investigation into the management's strategic decisions and execution capabilities would shed more light on this discrepancy.The ROCE of 12.51% indicates the efficiency with which DAR CREDIT & CAPITAL LTD is utilizing its capital to generate profits. A consistent ROCE above the cost of capital can be interpreted as building a competitive moat. A higher ROCE typically means the company has a superior ability to reinvest earnings at attractive rates, fueling further growth and creating a more sustainable business model. However, maintaining or improving this ROCE will be crucial for sustaining its competitive advantage in the long run. Further analysis is needed to determine the stability of its revenue streams and control of its costs in order to determine if the company is able to sustain its current return on capital.
It's important to remember that this analysis is observational and focuses on publicly available data. No investment recommendations are made. This analysis forms part of a more comprehensive 80-parameter fundamental audit of DAR CREDIT & CAPITAL LTD, verified by Sweta Mishra, designed to assess the financial health and stability of the company using available information.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
DAR CREDIT & CAPITAL LTD Fundamental Analysis & Valuation Benchmarking
Educational evaluation of DCCL across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (67.89%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.49 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (47.93%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (15.31%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Strong Cash Generation (₹116.88 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (69.14%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (9.67%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Elevated Debt Levels (D/E: 1.54)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.52x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Limited Institutional Interest (FII+DII: 7.73%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
DAR CREDIT & CAPITAL LTD Financial Statements
Comprehensive financial data for DAR CREDIT & CAPITAL LTD including income statement, balance sheet and cash flow
About DCCL (DAR CREDIT & CAPITAL LTD)
DAR CREDIT & CAPITAL LTD (DCCL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹70.02 (Cr). DAR CREDIT & CAPITAL LTD has delivered a Return on Equity (ROE) of 9.67% and a ROCE of 12.51%. The debt-to-equity ratio stands at 1.54, reflecting the company's capital structure. Investors tracking DCCL share price can monitor key metrics including P/E ratio, promoter holding of 69.14%, and quarterly earnings growth.
Company Details
DCCL Share Price: Frequently Asked Questions
What is the current share price of DAR CREDIT & CAPITAL LTD (DCCL)?
As of 18 Mar 2026, 10:13 am IST, DAR CREDIT & CAPITAL LTD share price is ₹36.00. The DCCL stock has a market capitalisation of ₹70.02 (Cr) on NSE/BSE.
Is DCCL share price Overvalued or Undervalued?
DCCL share price is currently trading at a P/E ratio of 8.49x, compared to the industry average of 22.03x. Based on this relative valuation, the DAR CREDIT & CAPITAL LTD stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of DCCL share price?
The 52-week high of DCCL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the DAR CREDIT & CAPITAL LTD share price?
Key factors influencing DCCL share price include quarterly earnings growth (Sales Growth: 15.31%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is DAR CREDIT & CAPITAL LTD a good stock for long-term investment?
DAR CREDIT & CAPITAL LTD shows a 5-year Profit Growth of N/A% and an ROE of 9.67%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.54 before investing in DCCL shares.
How does DAR CREDIT & CAPITAL LTD compare with its industry peers?
DAR CREDIT & CAPITAL LTD competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare DCCL share price P/E of 8.49x and ROE of 9.67% against the industry averages to determine competitive standing.
What is the P/E ratio of DCCL and what does it mean?
DCCL share price has a P/E ratio of 8.49x compared to the industry average of 22.03x. Investors pay ₹8 for every ₹1 of annual earnings.
How is DCCL performing according to Bull Run's analysis?
DCCL has a Bull Run fundamental score of 44.6/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does DCCL belong to?
DCCL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting DAR CREDIT & CAPITAL LTD share price.
What is Return on Equity (ROE) and why is it important for DCCL?
DCCL has an ROE of 9.67%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently DAR CREDIT & CAPITAL LTD generates profits from shareholders capital.
How is DCCL debt-to-equity ratio and what does it indicate?
DCCL has a debt-to-equity ratio of 1.54, which indicates high leverage that increases financial risk.
What is DCCL dividend yield and is it a good dividend stock?
DCCL offers a dividend yield of 1.02%, meaning you receive ₹1.02 annual dividend for every ₹100 invested in DAR CREDIT & CAPITAL LTD shares.
How has DCCL share price grown over the past 5 years?
DCCL has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in DCCL and why does it matter?
Promoters hold 69.14% of DCCL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in DAR CREDIT & CAPITAL LTD.
What is DCCL market capitalisation category?
DCCL has a market capitalisation of ₹70 crores, placing it in the Small-cap category.
How volatile is DCCL stock?
DCCL has a beta of N/A. A beta > 1 suggests the DAR CREDIT & CAPITAL LTD stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is DCCL operating profit margin trend?
DCCL has a 5-year average Operating Profit Margin (OPM) of 67.89%, indicating the company's operational efficiency.
How is DCCL quarterly performance?
Recent quarterly performance shows DAR CREDIT & CAPITAL LTD YoY Sales Growth of 15.31% and YoY Profit Growth of 47.93%.
What is the institutional holding pattern in DCCL?
DCCL has FII holding of 0.00% and DII holding of 7.73%. Significant institutional holding often suggests professional confidence in the DAR CREDIT & CAPITAL LTD stock.