DCB Bank Limited Stock Price Today (NSE: DCBBANK)

DCB Bank Limited

173.201.65 (0.94%)
Market Closed

Fundamental Score

...

DCB Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

DCB Bank Limited share price today is 173.20, down 0.94% on NSE/BSE as of 19 June 2026. DCB Bank Limited (DCBBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of 5.93K (Cr). The 52-week high for DCBBANK share price is 205.90 and the 52-week low is 119.51. At a P/E ratio of 8.85x, DCBBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 11.43% and a debt-to-equity ratio of 11.85.

DCB Bank Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
205.90
Low
170.80
Volume
16.6L
Change
-5.97%

DCB Bank Limited share price chart: -5.97% return over the past month. 52-week high ₹205.90, 52-week low ₹119.51.

DCB Bank Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
173.10175.23170.19173.2012.13L (Cr)
175.33177.66169.44174.8516.38L (Cr)
180.25181.89174.20175.337.98L (Cr)
181.53182.28179.00179.524.49L (Cr)
182.00184.05178.97179.927.03L (Cr)
182.85185.40181.35182.577.85L (Cr)
181.00182.10180.00181.346.05L (Cr)
181.27183.96179.05182.057.11L (Cr)
175.71182.24173.72181.2617.03L (Cr)
179.92179.92176.25177.057.59L (Cr)

DCB Bank Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
175.33177.66169.44173.20-1.21%
186.76192.25170.80175.33-6.12%
166.99205.90158.40186.76+11.84%
178.00184.79157.95158.33-11.05%
182.63202.21179.08185.56+1.60%
172.50203.70171.04199.67+15.75%
185.00190.50165.82172.10-6.97%
158.40189.15156.55183.57+15.89%
126.05164.50125.73157.95+25.31%
122.40131.28122.31126.74+3.55%
133.20137.85119.51122.37-8.13%
145.25149.89131.80134.57-7.35%

AI Research Briefing

Powered by Gemini · 2026-04-04

Undervalued mid-cap bank with consistent growth, but watch out for debt.

Research Confidence
6.0/10Moderate
VALUE PLAYBreakout based on 1M, 3M, and 6M returns.Cheap compared to industry P/E, suggesting undervaluation.

DCB Bank

Why Now
  • Undervaluation compared to industry P/E
  • Consistent sales and profit growth
  • Recent positive price momentum
Potential Catalysts
  • Improvement in asset quality
  • Cost efficiency measures
  • Positive news flow regarding expansion or partnerships
Key Risks
  • High Debt/Equity ratio
  • Negative Free Cash Flow
  • Low Interest Coverage
Institutional Activity

FIIs slightly reducing stake, DIIs increasing, Promoter holding is low.

Macro Context

Private sector banks face moderate credit growth and regulatory scrutiny.

Order Book / Expansion

No major company-specific news in the last 3 weeks

Cash Flow Quality

Poor, negative free cash flow generation.

3–6 Month Outlook

Expect continued growth driven by loan book expansion, but monitor asset quality and cost management.

Primary Thesis Risk

High debt levels and negative free cash flow pose significant risks.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

11.43%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.67%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

67.34%

Average operating profit margin over 5 years

Dividend Yield

0.73%

Annual dividend as % of current share price

DCB Bank Limited Valuation Check

Excellent

Price to Earnings (P/E)

8.85x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

15.23x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Good

Promoter Holding

14.66%

% shares held by company founders/management

Good

FII Holding

10.49%

% shares held by foreign institutional investors

Excellent

DII Holding

31.93%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Good

Profit Growth (Quarterly YoY)

18.29%

Net profit growth vs same quarter last year

Average

Revenue Growth (Quarterly YoY)

16.22%

Revenue growth vs same quarter last year

Good

Revenue Growth (5-Year CAGR)

12.84%

Compounded annual revenue growth over 5 years

Good

EPS Growth (5-Year CAGR)

12.42%

Earnings per share growth over 5 years

Good

Net Profit Growth (5-Year CAGR)

12.70%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

11.85x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.19x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-2.09K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

DCB Bank Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of DCBBANK across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (67.34%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 8.85 vs Industry: 15.23)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (16.22%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (12.84% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Strong Institutional Confidence (FII+DII: 42.42%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Suboptimal ROCE (7.67%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 11.85)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.19x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-2086.23 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (14.66%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

DCB Bank Limited vs Private Sector Bank Peers

Peer Comparison - Private Sector Bank

Compare DCB Bank Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
36.5/100
173
₹5928.24
8.8
Average
11.43%
Average
7.67%
Poor
11.8
Poor
12.70%
Good
12.84%
Good
0.73%
41.3/100
759
₹1.54M
21.3
Average
14.45%
Average
7.51%
Poor
6.3
Poor
21.01%
Excellent
22.45%
Excellent
1.10%
42.1/100
1273
₹993798.33
18.6
Average
17.89%
Good
7.87%
Poor
5.6
Poor
39.75%
Excellent
17.04%
Excellent
0.79%
34.7/100
389
₹427185.03
23.0
Average
15.37%
Good
8.17%
Poor
3.6
Poor
20.85%
Excellent
14.43%
Good
0.12%
39.7/100
1304
₹395786.98
15.2
Average
16.30%
Good
7.11%
Poor
7.3
Poor
72.17%
Excellent
14.86%
Good
0.08%
53.8/100
73
₹107749.67
11.6
Average
13.55%
Average
6.78%
Poor
4.8
Poor
21.01%
Excellent
6.76%
Good
2.10%
Yes Bank Ltd...
YESBANK532648
27.4/100
22
₹70440.12
24.8
Average
5.46%
Poor
6.36%
Poor
7.3
Poor
16.54%
Excellent
3.48%
Average
0.00%
41.9/100
71
₹69354.84
48.3
Average
4.21%
Poor
6.22%
Poor
6.8
Poor
20.32%
Excellent
17.58%
Excellent
0.31%
0/100
932
₹66018.65
4.02%
Poor
6.47%
Poor
6.7
Poor
-10.42%
Poor
11.08%
Good
0.00%
33.9/100
289
₹63130.74
16.0
Average
12.86%
Average
7.03%
Poor
8.7
Poor
21.40%
Excellent
15.64%
Excellent
0.47%
51/100
294
₹24527.27
11.7
Average
17.65%
Good
7.38%
Poor
8.8
Poor
51.50%
Excellent
10.07%
Good
0.85%

DCB Bank Limited PE Ratio History

Historical price-to-earnings ratio for DCBBANK — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202519.49₹172.108.8x
FY 202416.99₹121.037.1x
FY 202314.79₹132.859x
FY 20229.19₹126.7013.8x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

DCB Bank Limited Dividend History

Annual cash dividends paid by DCBBANK — dividend yield 0.73%

Financial YearDividends Paid (₹ Cr)
FY 202539.14 Cr
FY 202438.97 Cr
FY 202331.10 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

DCB Bank Limited Quarterly Performance

Latest quarterly metrics for DCBBANK — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

16.22%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

18.29%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

12.84%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

12.70%

Compounded annual net profit growth over 5 years

DCB Bank Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for DCBBANK — calculated from daily price history

41RSI 14
Neutral — RSI 41

Momentum is balanced — neither overbought nor oversold.

SMA 50
180
▼ Price below SMA 50 — Short-term bearish
SMA 200
165
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
1612K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

DCB Bank Limited Financial Statements

Annual income statement, balance sheet and cash flow for DCB Bank Limited (DCBBANK) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for DCB Bank Limited

About DCBBANK (DCB Bank Limited)

DCB Bank Limited is a dynamic private sector bank in India, carving its niche through a customer-centric approach and a focus on technological innovation. The bank distinguishes it...self by offering a comprehensive suite of banking solutions tailored to meet the diverse needs of individuals, small businesses, and larger enterprises. DCB Bank's commitment to financial inclusion is evident in its strategic expansion into underserved regions, coupled with the development of specialized products designed to empower local communities. Beyond traditional banking services, DCB Bank embraces digital transformation, investing in cutting-edge platforms and channels to enhance customer experience and streamline operational efficiency. This blend of traditional banking values and modern technology positions DCB Bank as a forward-thinking player in the evolving financial landscape. With operations meticulously organized across key segments including Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking, DCB Bank delivers specialized expertise within each area. The Treasury department adeptly manages the bank's financial resources, while Corporate/Wholesale Banking caters to the complex financial requirements of businesses. Retail Banking forms a cornerstone, providing personalized services to individual customers, while Other Banking operations encompass a range of supplementary functions. This segmented approach enables DCB Bank to offer focused solutions, ensuring that customers receive tailored support and expertise specific to their unique financial goals. The bank's commitment to specialization drives efficiency and contributes to its overall growth. The core of DCB Bank's customer offerings includes a comprehensive array of deposit products designed to cater to diverse savings needs. From readily accessible current and savings accounts to specialized NRI accounts, recurring deposit schemes, and secure fixed deposit options, DCB Bank provides a range of choices to suit individual financial strategies. Complementing these deposit offerings are an array of convenient payment solutions, including debit cards, travel smart cards, and credit cards, empowering customers with seamless transaction capabilities. The bank's commitment to convenient payments extends to bill/utility payment facilities, domestic and international remittances, tax payment services, and POS terminal integrations, all reinforced by robust digital platforms such as IMPS, RTGS, and NEFT.

Company Details

Symbol:DCBBANK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. Praveen Achuthan Kutty B.Com., MBA
CEO, MD & Director
Mr. Krishnan Sridhar Seshadri CAIIB, M.Com
Whole-Time Director
Mr. Ravi Kumar Vadlamani
Chief Financial Officer

DCBBANK Share Price: Frequently Asked Questions

What is the current share price of DCB Bank Limited?

DCB Bank Limited (DCBBANK) trades at ₹173.20 on NSE and BSE. Market cap ₹5.93K (Cr). Educational data only.

What is the P/E ratio of DCB Bank Limited?

DCB Bank Limited has a P/E of 8.85x vs industry average 15.23x.

What is the Bull Run score for DCB Bank Limited?

DCB Bank Limited has a Bull Run score of 36.5/100 based on 25+ financial parameters.

Does DCB Bank Limited pay dividends?

DCB Bank Limited has a dividend yield of 0.73%. Past dividends don't guarantee future payments.

What is the ROE of DCB Bank Limited?

DCB Bank Limited has ROE of 11.43%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of DCB Bank Limited?

DCB Bank Limited has debt-to-equity of 11.85.

Is DCB Bank Limited a good investment?

Bull Run gives DCB Bank Limited a score of 36.5/100. This is not investment advice — consult a SEBI-registered advisor.