DHANSAFAL FINSERVE LIMITED Stock Price Today (NSE: DHANSAFAL)
DHANSAFAL FINSERVE LIMITED
Fundamental Score
DHANSAFAL FINSERVE LIMITED Share Price — Live NSE/BSE Price, Fundamentals & Analysis
DHANSAFAL FINSERVE LIMITED share price today is ₹2.43, down 3.57% on NSE/BSE as of 23 June 2026. DHANSAFAL FINSERVE LIMITED (DHANSAFAL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹80.92 (Cr). The 52-week high for DHANSAFAL share price is ₹4.99 and the 52-week low is ₹1.91. At a P/E ratio of 735.63x, DHANSAFAL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 1.07% and a debt-to-equity ratio of 0.43.
DHANSAFAL FINSERVE LIMITED Share Price Chart — NSE/BSE Historical Performance
DHANSAFAL FINSERVE LIMITED share price chart: -10.92% return over the past month. 52-week high ₹4.99, 52-week low ₹1.91.
DHANSAFAL FINSERVE LIMITED — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹2.46 | ₹2.54 | ₹2.40 | ₹2.43 | 1.44L (Cr) | |
| ₹2.45 | ₹2.59 | ₹2.45 | ₹2.52 | 45.13K (Cr) | |
| ₹2.50 | ₹2.62 | ₹2.48 | ₹2.51 | 1.58L (Cr) | |
| ₹2.76 | ₹2.83 | ₹2.46 | ₹2.53 | 3.45L (Cr) | |
| ₹2.93 | ₹3.10 | ₹2.65 | ₹2.76 | 6.21L (Cr) | |
| ₹2.31 | ₹2.85 | ₹2.31 | ₹2.85 | 7.48L (Cr) | |
| ₹2.57 | ₹2.67 | ₹2.15 | ₹2.38 | 6.10L (Cr) | |
| ₹2.65 | ₹2.70 | ₹2.56 | ₹2.58 | 44.21K (Cr) | |
| ₹2.68 | ₹2.68 | ₹2.53 | ₹2.57 | 44.68K (Cr) | |
| ₹2.58 | ₹2.69 | ₹2.57 | ₹2.61 | 1.04L (Cr) |
DHANSAFAL FINSERVE LIMITED — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹2.45 | ₹2.59 | ₹2.40 | ₹2.43 | -0.82% | |
| ₹2.87 | ₹3.10 | ₹2.15 | ₹2.51 | -12.54% | |
| ₹2.84 | ₹3.00 | ₹2.45 | ₹2.83 | -0.35% | |
| ₹2.42 | ₹3.18 | ₹2.42 | ₹2.58 | +6.61% | |
| ₹2.39 | ₹2.96 | ₹1.91 | ₹2.81 | +17.57% | |
| ₹3.45 | ₹3.48 | ₹2.10 | ₹2.31 | -33.04% | |
| ₹3.70 | ₹3.88 | ₹3.21 | ₹3.40 | -8.11% | |
| ₹4.42 | ₹4.65 | ₹3.33 | ₹3.75 | -15.16% | |
| ₹3.75 | ₹4.54 | ₹3.25 | ₹4.11 | +9.60% | |
| ₹4.04 | ₹4.07 | ₹3.31 | ₹3.75 | -7.18% | |
| ₹4.12 | ₹4.55 | ₹3.57 | ₹4.00 | -2.91% | |
| ₹4.87 | ₹4.88 | ₹3.85 | ₹4.12 | -15.40% |
AI Research Briefing
Powered by Gemini · 2026-04-08
Micro-cap NBFC with unsustainable valuation and shaky financials; stay away.
WHAT'S HAPPENING NOW (last 2-4 weeks)
DhanSafal Finserve raised Cr on March 30, 2026, by converting 1.25 crore share warrants into equity shares at per warrant. This increased the company's paid-up equity capital to Cr. Luharuka Exports Private Limited was the sole participant, increasing its shareholding to 20.13%.
CORE STORY (THE REAL GAME)
Micro-cap NBFC trying to scale secured MSME lending, but faces intense competition and funding constraints.
- Capital infusion of ₹4.04 Cr
- AUM growth of 141% YoY in Q3 FY26
- Revenue growth of 185% YoY in Q3 FY26
- Significant MSME loan order wins
- Further equity dilution
- Improvement in free cash flow
- Micro/SME cap = liquidity risk
- P/E of 735.63x = extreme overvaluation
- Negative free cash flow of ₹42.81 Cr over 5 years
Promoter holding steady at 50.87%. No FII or DII activity.
NBFC sector projected to grow at 15-17% in FY26, but increased regulatory scrutiny on unsecured lending.
No. Free Cash Flow 5Y: ₹-42.81 Cr.
Company aims to expand MSME lending. Execution risk high given competition and funding constraints.
Primary Thesis Risk
Inability to generate positive free cash flow will lead to collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
DHANSAFAL FINSERVE LIMITED Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
DHANSAFAL FINSERVE LIMITED Fundamental Analysis & Valuation Benchmarking
Educational evaluation of DHANSAFAL across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (37.74%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (66.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (452.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (46.18% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (56.53% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (56.54% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (50.87%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (1.07%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.96%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 735.63x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Weak Interest Coverage (1.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-42.81 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
DHANSAFAL FINSERVE LIMITED vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare DHANSAFAL FINSERVE LIMITED with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
DHANSAFAL FINSERVE LIMITEDDHANSAFAL FINSE...Selected✓ DHANSAFAL • 512048 | 59.2/100 | ₹2.43₹2 | ₹80.92₹80.92 | 735.63Average 735.6 Average | 1.07%Poor 1.07% Poor | 1.96%Poor 1.96% Poor | 0.43Excellent 0.4 Excellent | 56.54%Excellent 56.54% Excellent | 46.18%Excellent 46.18% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
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DHANSAFAL FINSERVE LIMITED Quarterly Performance
Latest quarterly metrics for DHANSAFAL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
452.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
66.67%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
46.18%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
56.54%
Compounded annual net profit growth over 5 years
DHANSAFAL FINSERVE LIMITED Technical Indicators
SMA 50, SMA 200, RSI and volume signals for DHANSAFAL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
DHANSAFAL FINSERVE LIMITED Financial Statements
Annual income statement, balance sheet and cash flow for DHANSAFAL FINSERVE LIMITED (DHANSAFAL) — sourced from NSE/BSE filings.
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About DHANSAFAL (DHANSAFAL FINSERVE LIMITED)
DHANSAFAL FINSERVE LIMITED is a Non-Banking Financial Company committed to providing tailored financial solutions. Grounded in a deep understanding of the diverse financial landsca...pe, DHANSAFAL offers a spectrum of services designed to empower individuals and businesses alike. With a focus on accessibility and efficiency, they strive to be a trusted partner in their clients' financial journeys. The company operates with a customer-centric approach, prioritizing transparency and ethical practices in all their dealings. DHANSAFAL is dedicated to fostering economic growth and prosperity within the communities it serves through responsible and innovative financial products. DHANSAFAL specializes in meeting the unique financial requirements of micro, small, and medium enterprises (MSMEs), along with individual clients. Their suite of financial products includes customized loans designed to address short-term capital needs, supporting business expansion, investment opportunities, and debt restructuring. These offerings are carefully structured to provide flexible and convenient access to funds, enabling businesses to thrive and individuals to achieve their financial aspirations. By understanding the intricacies of their clients' circumstances, DHANSAFAL delivers solutions that are both effective and aligned with their specific goals. Formerly known as Luharuka Media & Infra Limited, DHANSAFAL FINSERVE LIMITED underwent a transformation, reflecting a strategic shift towards becoming a leading financial services provider. This transition underscored their commitment to meeting the evolving needs of the market and solidifying their position as a reliable and responsive NBFC. The company's experienced team leverages their expertise to navigate the complexities of the financial industry, ensuring that clients receive sound guidance and support. DHANSAFAL continues to build upon its foundation of integrity and innovation, striving to be a catalyst for financial success for its clients.
Company Details
Key Leadership
Corporate Events
Latest News
DHANSAFAL Share Price: Frequently Asked Questions
What is the current share price of DHANSAFAL FINSERVE LIMITED?
DHANSAFAL FINSERVE LIMITED (DHANSAFAL) trades at ₹2.43 on NSE and BSE. Market cap ₹80.92 (Cr). Educational data only.
What is the P/E ratio of DHANSAFAL FINSERVE LIMITED?
DHANSAFAL FINSERVE LIMITED has a P/E of 735.63x vs industry average 22.03x.
What is the Bull Run score for DHANSAFAL FINSERVE LIMITED?
DHANSAFAL FINSERVE LIMITED has a Bull Run score of 59.2/100 based on 25+ financial parameters.
Does DHANSAFAL FINSERVE LIMITED pay dividends?
DHANSAFAL FINSERVE LIMITED has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of DHANSAFAL FINSERVE LIMITED?
DHANSAFAL FINSERVE LIMITED has ROE of 1.07%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of DHANSAFAL FINSERVE LIMITED?
DHANSAFAL FINSERVE LIMITED has debt-to-equity of 0.43.
Is DHANSAFAL FINSERVE LIMITED a good investment?
Bull Run gives DHANSAFAL FINSERVE LIMITED a score of 59.2/100. This is not investment advice — consult a SEBI-registered advisor.