DHANSAFAL FINSERVE LIMITED
Fundamental Score
DHANSAFAL FINSERVE LIMITED Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of DHANSAFAL across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (37.74%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (66.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (452.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (46.18% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (56.53% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (56.54% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Balanced Promoter Holding (50.87%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Below-Average Return on Equity (1.07%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.96%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Premium Valuation Risk (P/E: 735.63x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Weak Interest Coverage (1.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-42.81 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for DHANSAFAL FINSERVE LIMITED
About DHANSAFAL
Business Overview
DhanSafal Finserve Limited, a non-banking finance company, provides retail financial services in India. The company offers financing solutions to meet business short-term capital needs; micro, small, and medium enterprises (MSMEs) loans; and loan against property solutions for business expansion, investment, or debt consolidation. It serves individuals, small businesses, and MSMEs. The company was formerly known as Luharuka Media & Infra Limited and changed its name to DhanSafal Finserve Limited in May 2025. DhanSafal Finserve Limited was incorporated in 1981 and is based in Mumbai, India.
Company Details
Key Leadership
Corporate Events
Latest News
DHANSAFAL Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of DHANSAFAL FINSERVE LIMITED (DHANSAFAL)?
As of 29 Jan 2026, 10:37 am IST, DHANSAFAL FINSERVE LIMITED (DHANSAFAL) is currently trading at ₹2.41. The stock has a market capitalization of ₹80.92 (Cr).
Is DHANSAFAL share price Overvalued or Undervalued?
DHANSAFAL is currently trading at a P/E ratio of 735.63x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the DHANSAFAL FINSERVE LIMITED share price?
Key factors influencing DHANSAFAL's price include its quarterly earnings growth (Sales Growth: 452.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is DHANSAFAL FINSERVE LIMITED a good stock for long-term investment?
DHANSAFAL FINSERVE LIMITED shows a 5-year Profit Growth of 56.54% and an ROE of 1.07%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.43 before investing.
How does DHANSAFAL FINSERVE LIMITED compare with its industry peers?
DHANSAFAL FINSERVE LIMITED competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare DHANSAFAL's P/E of 735.63x and ROE of 1.07% against the industry averages to determine its competitive standing.
What is the P/E ratio of DHANSAFAL and what does it mean?
DHANSAFAL has a P/E ratio of 735.63x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹736 for every ₹1 of annual earnings.
How is DHANSAFAL performing according to Bull Run's analysis?
DHANSAFAL has a Bull Run fundamental score of 59.2/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does DHANSAFAL belong to?
DHANSAFAL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting DHANSAFAL FINSERVE LIMITED.
What is Return on Equity (ROE) and why is it important for DHANSAFAL?
DHANSAFAL has an ROE of 1.07%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently DHANSAFAL FINSERVE LIMITED generates profits from shareholders' equity.
How is DHANSAFAL's debt-to-equity ratio and what does it indicate?
DHANSAFAL has a debt-to-equity ratio of 0.43, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is DHANSAFAL's dividend yield and is it a good dividend stock?
DHANSAFAL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has DHANSAFAL grown over the past 5 years?
DHANSAFAL has achieved 5-year growth rates of: Sales Growth 46.18%, Profit Growth 56.54%, and EPS Growth 56.53%.
What is the promoter holding in DHANSAFAL and why does it matter?
Promoters hold 50.87% of DHANSAFAL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is DHANSAFAL's market capitalization category?
DHANSAFAL has a market capitalization of ₹81 crores, placing it in the Small-cap category.
How volatile is DHANSAFAL stock?
DHANSAFAL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for DHANSAFAL?
DHANSAFAL has a 52-week high of ₹N/A and low of ₹N/A.
What is DHANSAFAL's operating profit margin trend?
DHANSAFAL has a 5-year average Operating Profit Margin (OPM) of 37.74%, indicating the company's operational efficiency.
How is DHANSAFAL's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 452.00% and YoY Profit Growth of 66.67%.
What is the institutional holding pattern in DHANSAFAL?
DHANSAFAL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.