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Digispice Technologies Ltd

DIGISPICEIT Enabled Services
22.37+0.00 (+0.00%)
As on 14 Jan 2026, 11:00 amMarket Closed

Fundamental Score

...

Digispice Technologies Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

2.71%
Poor

Return on Capital Employed

5.47%
Poor

Operating Profit Margin (5Y)

1.32%
Poor

Dividend Yield

0.00%

Valuation Metrics

Poor

Price to Earnings

42.77x

Market Capitalization

611.94 (Cr)

Industry P/E

33.81x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

337.04%
Poor

YoY Quarterly Sales Growth

14.44%
Poor

Sales Growth (5Y)

1.95%
Excellent

EPS Growth (5Y)

20.04%
Excellent

Profit Growth (5Y)

20.16%

Financial Health

Excellent

Debt to Equity

0.06x
Excellent

Interest Coverage

11.56x
Excellent

Free Cash Flow (5Y)

280.87 (Cr)

Ownership Structure

Good

Promoter Holding

72.76%
Poor

FII Holding

0.06%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
72.76%
Promoter Holding
611.94 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of DIGISPICE across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Robust Profit Growth (337.04%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Excellent EPS Growth (20.04% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (20.16% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Conservative Debt Levels (D/E: 0.06)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Strong Interest Coverage (11.56x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.

Strong Cash Generation (₹280.87 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (72.76%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

9 factors identified

Below-Average Return on Equity (2.71%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (5.47%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Margin Pressure Concerns (1.32%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.

Premium Valuation Risk (P/E: 42.77x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.

Limited Growth History (1.95% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.

Limited Institutional Interest (FII+DII: 0.06%)

Observation: Low institutional participation may affect liquidity and visibility.

Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

Very Low ROE

Observation: Poor capital utilization and shareholder returns.

Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.

High P/E Ratio

Observation: Stock may be overvalued relative to earnings.

Analysis: P/E above 30 requires strong growth execution to justify current valuations.

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Financial Statements

Comprehensive financial data for Digispice Technologies Ltd

About DIGISPICE

Business Overview

DiGiSPICE Technologies Limited engages in the provision of tech-enabled local payments network services in India and internationally. Its platform, Spice Money, which offers cash-in/cash-out, mini-ATM transactions, and e-KYC-based account openings to money transfers, credit and loan services, insurance, and bill payments, as well as collection services, and current and savings accounts. The company also provides AePS, CMS, DMT, M-ATM, BBPS, recharges, PAN, and travel services through Adhikaris; and Spice Pay, a PPI wallet. In addition, it offers secured and unsecured lending products in rural and semi-urban markets; and bookings for trains, flights, buses, and hotels through the Travel Union platform. The company was formerly known as Spice Mobility Limited and changed its name to DiGiSPICE Technologies Limited in August 2019. The company was incorporated in 1986 and is based in Noida, India. DiGiSPICE Technologies Limited is a subsidiary of Spice Connect Private Limited.

Company Details

Symbol:DIGISPICE
Industry:IT Enabled Services
Sector:IT Enabled Services

Key Leadership

Ms. Ruchi Mehta
VP of Legal & Corporate Affairs, Company Secretary and Compliance Officer
Mr. Binu Varghese
Vice President of Legal
Mr. Rohit Ahuja
Executive Director

Corporate Events

Recent
Ex-Dividend Date
2019-09-19

DIGISPICE Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)2.71%
Return on Capital Employed5.47%
Operating Profit Margin (5Y)1.32%
Debt to Equity Ratio0.06
Interest Coverage Ratio11.56

Growth & Valuation

Sales Growth (5Y)1.95%
Profit Growth (5Y)20.16%
EPS Growth (5Y)20.04%
YoY Quarterly Profit Growth337.04%
YoY Quarterly Sales Growth14.44%

Frequently Asked Questions

What is the current price of Digispice Technologies Ltd (DIGISPICE)?

As of 14 Jan 2026, 11:00 am IST, Digispice Technologies Ltd (DIGISPICE) is currently trading at ₹22.37. The stock has a market capitalization of ₹611.94 (Cr).

Is DIGISPICE share price Overvalued or Undervalued?

DIGISPICE is currently trading at a P/E ratio of 42.77x, compared to the industry average of 33.81x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the Digispice Technologies Ltd share price?

Key factors influencing DIGISPICE's price include its quarterly earnings growth (Sales Growth: 14.44%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Digispice Technologies Ltd a good stock for long-term investment?

Digispice Technologies Ltd shows a 5-year Profit Growth of 20.16% and an ROE of 2.71%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.06 before investing.

How does Digispice Technologies Ltd compare with its industry peers?

Digispice Technologies Ltd competes with major peers in the IT Enabled Services. Investors should compare DIGISPICE's P/E of 42.77x and ROE of 2.71% against the industry averages to determine its competitive standing.

What is the P/E ratio of DIGISPICE and what does it mean?

DIGISPICE has a P/E ratio of 42.77x compared to the industry average of 33.81x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹43 for every ₹1 of annual earnings.

How is DIGISPICE performing according to Bull Run's analysis?

DIGISPICE has a Bull Run fundamental score of 49.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does DIGISPICE belong to?

DIGISPICE operates in the IT Enabled Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Digispice Technologies Ltd.

What is Return on Equity (ROE) and why is it important for DIGISPICE?

DIGISPICE has an ROE of 2.71%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Digispice Technologies Ltd generates profits from shareholders' equity.

How is DIGISPICE's debt-to-equity ratio and what does it indicate?

DIGISPICE has a debt-to-equity ratio of 0.06, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.

What is DIGISPICE's dividend yield and is it a good dividend stock?

DIGISPICE offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has DIGISPICE grown over the past 5 years?

DIGISPICE has achieved 5-year growth rates of: Sales Growth 1.95%, Profit Growth 20.16%, and EPS Growth 20.04%.

What is the promoter holding in DIGISPICE and why does it matter?

Promoters hold 72.76% of DIGISPICE shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is DIGISPICE's market capitalization category?

DIGISPICE has a market capitalization of ₹612 crores, placing it in the Small-cap category.

How volatile is DIGISPICE stock?

DIGISPICE has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for DIGISPICE?

DIGISPICE has a 52-week high of ₹N/A and low of ₹N/A.

What is DIGISPICE's operating profit margin trend?

DIGISPICE has a 5-year average Operating Profit Margin (OPM) of 1.32%, indicating the company's operational efficiency.

How is DIGISPICE's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 14.44% and YoY Profit Growth of 337.04%.

What is the institutional holding pattern in DIGISPICE?

DIGISPICE has FII holding of 0.06% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.