Emerald Finance Ltd Stock Price Today (NSE: EMERALD)
Fundamental Score
Emerald Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Emerald Finance Ltd share price today is ₹63.35, up +0.00% on NSE/BSE as of 17 February 2026. Emerald Finance Ltd (EMERALD) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹275.21 (Cr). The 52-week high for EMERALD share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 23.09x, EMERALD is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 13.76% and a debt-to-equity ratio of 0.17.
Emerald Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Emerald Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Emerald Finance Share Price: A Financial Stability Analysis
The Non-Banking Financial Company (NBFC) sector is currently navigating a landscape of increased regulatory scrutiny and evolving lending practices, making financial stability a paramount concern for investors. This analysis examines the financial health of Emerald Finance Ltd, focusing on key metrics and peer comparisons. Currently, the Emerald Finance share price sits at ₹65.410004. This analysis is part of a broader, 80-parameter fundamental audit verified by Sweta Mishra.
A crucial indicator of Emerald Finance's performance is its Price-to-Earnings (PE) ratio, which stands at 23.09. While the PE ratio provides a snapshot of investor sentiment, Return on Capital Employed (ROCE) offers insight into the efficiency with which the company utilizes its capital. Emerald Finance boasts an ROCE of 18.45%. A strong ROCE like this suggests the company is generating substantial profits from its investments, potentially creating a stronger competitive moat. This moat could provide a buffer against industry headwinds and competition.
When compared to its sector peers, the picture becomes clearer. Examining
Apollo Finvest, for instance, allows us to contextualize Emerald Finance's management quality and operational efficiency. While a direct comparison of management teams is subjective, analyzing the financial outcomes, such as profitability ratios and asset quality trends over time, can provide an indication of relative managerial competence. The ability to sustain a high ROCE, like the 18.45% demonstrated by Emerald Finance, generally points towards effective capital allocation and sound risk management practices.It's important to consider ROCE's impact on the company's moat. A consistently high ROCE can enable Emerald Finance to reinvest earnings at attractive rates, further strengthening its financial position and competitive advantage. This allows for greater resilience during economic downturns and provides fuel for future growth initiatives. This analysis is purely observational and does not constitute investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Emerald Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of EMERALD across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Excellent ROCE Performance (18.45%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (56.76%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (75.61%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (38.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (22.51% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (42.54% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (47.61% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.17)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (6.82x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (59.50%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Negative Free Cash Flow (₹-44.48 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 1.74%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Emerald Finance Ltd Financial Statements
Comprehensive financial data for Emerald Finance Ltd including income statement, balance sheet and cash flow
About EMERALD (Emerald Finance Ltd)
Emerald Finance Ltd (EMERALD) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹275.21 (Cr). Emerald Finance Ltd has delivered a Return on Equity (ROE) of 13.76% and a ROCE of 18.45%. The debt-to-equity ratio stands at 0.17, reflecting the company's capital structure. Investors tracking EMERALD share price can monitor key metrics including P/E ratio, promoter holding of 59.50%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
EMERALD Share Price: Frequently Asked Questions
What is the current share price of Emerald Finance Ltd (EMERALD)?
As of 17 Feb 2026, 10:09 am IST, Emerald Finance Ltd share price is ₹63.35. The EMERALD stock has a market capitalisation of ₹275.21 (Cr) on NSE/BSE.
Is EMERALD share price Overvalued or Undervalued?
EMERALD share price is currently trading at a P/E ratio of 23.09x, compared to the industry average of 22.03x. Based on this relative valuation, the Emerald Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of EMERALD share price?
The 52-week high of EMERALD share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Emerald Finance Ltd share price?
Key factors influencing EMERALD share price include quarterly earnings growth (Sales Growth: 38.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Emerald Finance Ltd a good stock for long-term investment?
Emerald Finance Ltd shows a 5-year Profit Growth of 47.61% and an ROE of 13.76%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.17 before investing in EMERALD shares.
How does Emerald Finance Ltd compare with its industry peers?
Emerald Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare EMERALD share price P/E of 23.09x and ROE of 13.76% against the industry averages to determine competitive standing.
What is the P/E ratio of EMERALD and what does it mean?
EMERALD share price has a P/E ratio of 23.09x compared to the industry average of 22.03x. Investors pay ₹23 for every ₹1 of annual earnings.
How is EMERALD performing according to Bull Run's analysis?
EMERALD has a Bull Run fundamental score of 61.7/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does EMERALD belong to?
EMERALD operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Emerald Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for EMERALD?
EMERALD has an ROE of 13.76%, which shows decent profitability but room for improvement. ROE measures how efficiently Emerald Finance Ltd generates profits from shareholders capital.
How is EMERALD debt-to-equity ratio and what does it indicate?
EMERALD has a debt-to-equity ratio of 0.17, which indicates conservative financing with low financial risk.
What is EMERALD dividend yield and is it a good dividend stock?
EMERALD offers a dividend yield of 0.19%, meaning you receive ₹0.19 annual dividend for every ₹100 invested in Emerald Finance Ltd shares.
How has EMERALD share price grown over the past 5 years?
EMERALD has achieved 5-year growth rates of: Sales Growth 22.51%, Profit Growth 47.61%, and EPS Growth 42.54%.
What is the promoter holding in EMERALD and why does it matter?
Promoters hold 59.50% of EMERALD shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Emerald Finance Ltd.
What is EMERALD market capitalisation category?
EMERALD has a market capitalisation of ₹275 crores, placing it in the Small-cap category.
How volatile is EMERALD stock?
EMERALD has a beta of N/A. A beta > 1 suggests the Emerald Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is EMERALD operating profit margin trend?
EMERALD has a 5-year average Operating Profit Margin (OPM) of 56.76%, indicating the company's operational efficiency.
How is EMERALD quarterly performance?
Recent quarterly performance shows Emerald Finance Ltd YoY Sales Growth of 38.00% and YoY Profit Growth of 75.61%.
What is the institutional holding pattern in EMERALD?
EMERALD has FII holding of 1.74% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Emerald Finance Ltd stock.