Equitas Small Finance Bank Limited Stock Price Today (NSE: EQUITASBNK)
Fundamental Score
Equitas Small Finance Bank Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Equitas Small Finance Bank Limited share price today is ₹75.22, down 1.14% on NSE/BSE as of 7 August 2026. Equitas Small Finance Bank Limited (EQUITASBNK) is a Mid-cap company in the Other Bank sector with a market capitalisation of ₹9.14K (Cr). The 52-week high for EQUITASBNK share price is ₹83.90 and the 52-week low is ₹50.00. At a P/E ratio of 88.62x, EQUITASBNK is currently trading above its industry average P/E of 18.38x. The company has a Return on Equity (ROE) of 1.69% and a debt-to-equity ratio of 8.54.
Equitas Small Finance Bank Limited Share Price Chart — NSE/BSE Historical Performance
Equitas Small Finance Bank Limited share price chart: -2.44% return over the past month. 52-week high ₹83.90, 52-week low ₹50.00.
Equitas Small Finance Bank Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹75.50 | ₹76.05 | ₹75.00 | ₹75.22 | 13.06L (Cr) | |
| ₹76.40 | ₹76.70 | ₹75.21 | ₹76.09 | 11.97L (Cr) | |
| ₹76.78 | ₹77.09 | ₹75.50 | ₹75.76 | 16.34L (Cr) | |
| ₹76.00 | ₹76.80 | ₹75.35 | ₹76.38 | 16.96L (Cr) | |
| ₹75.00 | ₹77.00 | ₹75.00 | ₹76.26 | 33.38L (Cr) | |
| ₹72.59 | ₹75.50 | ₹72.45 | ₹75.21 | 47.02L (Cr) | |
| ₹73.54 | ₹73.98 | ₹72.31 | ₹72.58 | 28.01L (Cr) | |
| ₹73.70 | ₹74.29 | ₹70.61 | ₹73.13 | 93.85L (Cr) | |
| ₹79.55 | ₹79.59 | ₹73.26 | ₹74.63 | 156.53L (Cr) | |
| ₹79.61 | ₹80.29 | ₹78.61 | ₹79.00 | 21.38L (Cr) |
Equitas Small Finance Bank Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹75.00 | ₹77.09 | ₹75.00 | ₹75.22 | +0.29% | |
| ₹76.10 | ₹83.90 | ₹70.61 | ₹75.21 | -1.17% | |
| ₹70.03 | ₹80.14 | ₹68.23 | ₹75.41 | +7.68% | |
| ₹66.85 | ₹74.60 | ₹65.75 | ₹70.21 | +5.03% | |
| ₹55.00 | ₹69.14 | ₹51.73 | ₹66.85 | +21.55% | |
| ₹58.00 | ₹64.00 | ₹51.25 | ₹51.73 | -10.81% | |
| ₹69.56 | ₹71.18 | ₹63.42 | ₹64.37 | -7.46% | |
| ₹63.30 | ₹73.40 | ₹61.51 | ₹70.11 | +10.76% | |
| ₹64.16 | ₹65.02 | ₹57.10 | ₹62.99 | -1.82% | |
| ₹57.49 | ₹66.62 | ₹57.46 | ₹64.16 | +11.60% | |
| ₹57.20 | ₹61.90 | ₹54.80 | ₹56.99 | -0.37% | |
| ₹50.45 | ₹58.63 | ₹50.00 | ₹57.18 | +13.34% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Equitas Small Finance Bank Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Equitas Small Finance Bank Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of EQUITASBNK across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (41.57%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (405.06%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (16.29% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Cash Generation (₹478.31 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 65.61%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (1.69%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.44%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 88.62x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Weak Earnings Growth (-23.16% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-23.14% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 8.54)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.04x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Equitas Small Finance Bank Limited vs Other Bank Peers
Peer Comparison - Other Bank
Compare Equitas Small Finance Bank Limited with 8 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Equitas Small Finance Bank LimitedEquitas Small F...Selected✓ EQUITASBNK • 543243 | 26.7/100 | ₹75.22₹75 | ₹9135.16₹9135.16 | 88.62Average 88.6 Average | 1.69%Poor 1.69% Poor | 6.44%Poor 6.44% Poor | 8.54Poor 8.5 Poor | -23.14%Poor -23.14% Poor | 16.29%Excellent 16.29% Excellent | 0.00% |
AU Small Finance Bank LtdAU Small Financ... AUBANK • 540611 | 50.3/100 | ₹1047.30₹1047 | ₹77953.04₹77953.04 | 29.51Average 29.5 Average | 14.32%Average 14.32% Average | 7.66%Poor 7.66% Poor | 8.44Poor 8.4 Poor | 17.66%Excellent 17.66% Excellent | 30.36%Excellent 30.36% Excellent | 0.10% |
Ujjivan Small Finance Bank LtdUjjivan Small F... UJJIVANSFB • 542904 | 55.1/100 | ₹71.75₹72 | ₹12745.17₹12745.17 | 18.38Average 18.4 Average | 10.75%Average 10.75% Average | 7.73%Poor 7.73% Poor | 7.25Poor 7.3 Poor | 193.92%Excellent 193.92% Excellent | 19.82%Excellent 19.82% Excellent | 0.00% |
Jana Small Finance Bank LtdJana Small Fina... JSFB • 544118 | 48.4/100 | ₹575.00₹575 | ₹5150.12₹5150.12 | 13.56Average 13.6 Average | 7.63%Poor 7.63% Poor | 7.45%Poor 7.45% Poor | 9.31Poor 9.3 Poor | 28.81%Excellent 28.81% Excellent | 16.47%Excellent 16.47% Excellent | 0.00% |
Utkarsh Small Finance Bank LimitedUtkarsh Small F... UTKARSHBNK • 543942 | 19/100 | ₹14.62₹15 | ₹2662.17₹2662.17 | — — | -40.03%Poor -40.03% Poor | 1.46%Poor 1.46% Poor | 8.82Poor 8.8 Poor | — — | 16.40%Excellent 16.40% Excellent | 0.00% |
Suryoday Small Finance Bank LtdSuryoday Small ... SURYODAY • 543279 | 42.4/100 | ₹161.92₹162 | ₹2013.48₹2013.48 | 13.25Average 13.3 Average | 7.59%Poor 7.59% Poor | 7.33%Poor 7.33% Poor | 8.24Poor 8.2 Poor | 66.52%Excellent 66.52% Excellent | 22.72%Excellent 22.72% Excellent | 0.79% |
Esaf Small Finance Bank LtdEsaf Small Fina... ESAFSFB • 544020 | 34.9/100 | ₹42.05₹42 | ₹1851.39₹1851.39 | — — | -8.92%Poor -8.92% Poor | 5.64%Poor 5.64% Poor | 16.07Poor 16.1 Poor | — — | 16.60%Excellent 16.60% Excellent | 0.00% |
Fino Payments Bank LtdFino Payments B... FINOPB • 543386 | 37.8/100 | ₹159.09₹159 | ₹1416.30₹1416.30 | 25.35Average 25.4 Average | 7.37%Poor 7.37% Poor | 4.53%Poor 4.53% Poor | 5.08Poor 5.1 Poor | 21.49%Excellent 21.49% Excellent | 65.07%Excellent 65.07% Excellent | 0.00% |
Capital Small Finance Bank LtdCapital Small F... CAPITALSFB • 544120 | 40.7/100 | ₹291.70₹292 | ₹1351.01₹1351.01 | 9.56Average 9.6 Average | 10.09%Average 10.09% Average | 7.07%Poor 7.07% Poor | 7.20Poor 7.2 Poor | 28.23%Excellent 28.23% Excellent | 15.44%Excellent 15.44% Excellent | 1.69% |
Top Other Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- AU Small Finance Bank Ltd share price77953.04 Cr
- Ujjivan Small Finance Bank Ltd share price12745.17 Cr
- Jana Small Finance Bank Ltd share price5150.12 Cr
- Utkarsh Small Finance Bank Limited share price2662.17 Cr
- Suryoday Small Finance Bank Ltd share price2013.48 Cr
Equitas Small Finance Bank Limited PE Ratio History
Historical price-to-earnings ratio for EQUITASBNK — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹1.29 | ₹62.99 | 48.8x |
| FY 2024 | ₹7.01 | ₹64.02 | 9.1x |
| FY 2023 | ₹4.67 | ₹105.50 | 22.6x |
| FY 2022 | ₹2.40 | ₹58.35 | 24.3x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Equitas Small Finance Bank Limited Dividend History
Annual cash dividends paid by EQUITASBNK — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹113.55 Cr |
| FY 2024 | ₹111.63 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Equitas Small Finance Bank Limited Quarterly Performance
Latest quarterly metrics for EQUITASBNK — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
11.70%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
405.06%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
16.29%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-23.14%
Compounded annual net profit growth over 5 years
Equitas Small Finance Bank Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for EQUITASBNK — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Equitas Small Finance Bank Limited Financial Statements
Annual income statement, balance sheet and cash flow for Equitas Small Finance Bank Limited (EQUITASBNK) — sourced from NSE/BSE filings.
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About EQUITASBNK (Equitas Small Finance Bank Limited)
Equitas Small Finance Bank Limited is a dynamic financial institution carving its niche in the Indian banking landscape. Beyond the traditional banking facade, Equitas operates wit...h a mission to empower underserved communities and fuel inclusive growth. It approaches its operational structure with a conscious blend of traditional banking principles and innovative, community-focused strategies. The bank's ethos extends beyond merely providing financial products; it aims to be a catalyst for socio-economic development, particularly for those at the bottom of the pyramid. Equitas distinguishes itself by fostering strong customer relationships, built on trust and understanding the unique needs of each individual and business it serves. At the heart of Equitas Small Finance Bank's operations lies a diverse range of services tailored to meet the financial requirements of a broad spectrum of customers. From thoughtfully designed savings and deposit schemes aimed at fostering financial security to customized lending solutions that support entrepreneurial aspirations, the bank strives to be a one-stop shop for financial empowerment. They specialize in reaching the micro, small, and medium enterprise sectors, providing access to credit and financial resources that are often inaccessible through conventional banking channels. The bank's holistic approach extends to creating accessible and user-friendly banking platforms, making financial services available and easy to understand for even the most financially novice customers. Furthermore, Equitas Small Finance Bank maintains a sharp focus on responsible and sustainable banking practices. They prioritize ethical lending, financial literacy initiatives, and community engagement programs. Beyond simply offering financial products, they are committed to cultivating financial well-being and empowering individuals to make informed financial decisions. By actively participating in local communities and investing in initiatives that promote economic development, Equitas demonstrates a deep commitment to making a positive impact on the lives of those it serves. They are not just a bank; they are a partner in their customers' journey towards financial stability and prosperity.
Company Details
Key Leadership
Corporate Events
EQUITASBNK Share Price: Frequently Asked Questions
What is the current share price of Equitas Small Finance Bank Limited?
Equitas Small Finance Bank Limited (EQUITASBNK) trades at ₹75.22 on NSE and BSE. Market cap ₹9.14K (Cr). Educational data only.
What is the P/E ratio of Equitas Small Finance Bank Limited?
Equitas Small Finance Bank Limited has a P/E of 88.62x vs industry average 18.38x.
What is the Bull Run score for Equitas Small Finance Bank Limited?
Equitas Small Finance Bank Limited has a Bull Run score of 26.7/100 based on 25+ financial parameters.
Does Equitas Small Finance Bank Limited pay dividends?
Equitas Small Finance Bank Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Equitas Small Finance Bank Limited?
Equitas Small Finance Bank Limited has ROE of 1.69%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Equitas Small Finance Bank Limited?
Equitas Small Finance Bank Limited has debt-to-equity of 8.54.
Is Equitas Small Finance Bank Limited a good investment?
Bull Run gives Equitas Small Finance Bank Limited a score of 26.7/100. This is not investment advice — consult a SEBI-registered advisor.