Esaar India Ltd
Fundamental Score
Esaar India Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of ESARIND across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Robust Profit Growth (1460.92%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (206.33%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
13 factors identified
Below-Average Return on Equity (-7.93%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (5.00%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-7.24%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Limited Growth History (4.31% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Elevated Debt Levels (D/E: 4.20)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (0.15x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-18.24 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (3.10%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Esaar India Ltd
About ESARIND
Business Overview
Esaar (India) Limited operates as a non-banking financial company in India. The company provides retail credit, including home, business, personal, education, vehicle, demand, project, and commercial property loans, as well as agri and rural financing, loans against securities, lease rental discounting, and loan against property. It also offers start up loans, mentorship, and seed funding. In addition, the company engages in the asset finance business; and gold loans, MSME financing, and microfinance. Esaar (India) Limited was incorporated in 1951 and is based in Mumbai, India.
Company Details
Key Leadership
ESARIND Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Esaar India Ltd (ESARIND)?
As of 21 Jan 2026, 08:48 am IST, Esaar India Ltd (ESARIND) is currently trading at ₹9.27. The stock has a market capitalization of ₹25.12 (Cr).
Is ESARIND share price Overvalued or Undervalued?
ESARIND is currently trading at a P/E ratio of 0.00x, compared to the industry average of 23.64x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Esaar India Ltd share price?
Key factors influencing ESARIND's price include its quarterly earnings growth (Sales Growth: 206.33%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Esaar India Ltd a good stock for long-term investment?
Esaar India Ltd shows a 5-year Profit Growth of N/A% and an ROE of -7.93%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.20 before investing.
How does Esaar India Ltd compare with its industry peers?
Esaar India Ltd competes with major peers in the Diversified Commercial Services. Investors should compare ESARIND's P/E of 0.00x and ROE of -7.93% against the industry averages to determine its competitive standing.
What is the P/E ratio of ESARIND and what does it mean?
ESARIND has a P/E ratio of N/Ax compared to the industry average of 23.64x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is ESARIND performing according to Bull Run's analysis?
ESARIND has a Bull Run fundamental score of 15.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does ESARIND belong to?
ESARIND operates in the Diversified Commercial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Esaar India Ltd.
What is Return on Equity (ROE) and why is it important for ESARIND?
ESARIND has an ROE of -7.93%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Esaar India Ltd generates profits from shareholders' equity.
How is ESARIND's debt-to-equity ratio and what does it indicate?
ESARIND has a debt-to-equity ratio of 4.20, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is ESARIND's dividend yield and is it a good dividend stock?
ESARIND offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has ESARIND grown over the past 5 years?
ESARIND has achieved 5-year growth rates of: Sales Growth 4.31%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in ESARIND and why does it matter?
Promoters hold 3.10% of ESARIND shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is ESARIND's market capitalization category?
ESARIND has a market capitalization of ₹25 crores, placing it in the Small-cap category.
How volatile is ESARIND stock?
ESARIND has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for ESARIND?
ESARIND has a 52-week high of ₹N/A and low of ₹N/A.
What is ESARIND's operating profit margin trend?
ESARIND has a 5-year average Operating Profit Margin (OPM) of -7.24%, indicating the company's operational efficiency.
How is ESARIND's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 206.33% and YoY Profit Growth of 1460.92%.
What is the institutional holding pattern in ESARIND?
ESARIND has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.