Fedbank Financial Services Limited Stock Price Today (NSE: FEDFINA)

Fedbank Financial Services Limited

148.991.38 (0.92%)
Market Closed

Fundamental Score

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Fedbank Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Fedbank Financial Services Limited share price today is 148.99, down 0.92% on NSE/BSE as of 4 August 2026. Fedbank Financial Services Limited (FEDFINA) is a Mid-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 6.14K (Cr). The 52-week high for FEDFINA share price is 178.48 and the 52-week low is 119.07. At a P/E ratio of 16.03x, FEDFINA is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 12.56% and a debt-to-equity ratio of 4.67.

Fedbank Financial Services Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
174.40
Low
147.20
Volume
21.4L
Change
+2.82%

Fedbank Financial Services Limited share price chart: 2.82% return over the past month. 52-week high ₹178.48, 52-week low ₹119.07.

Fedbank Financial Services Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
156.80156.80149.80150.3718.57L (Cr)
154.50155.00153.05153.835.48L (Cr)
155.06155.12152.12152.855.98L (Cr)
152.00156.50150.50155.069.00L (Cr)
151.00151.89148.70151.109.50L (Cr)
150.00153.25149.70150.276.83L (Cr)
149.82151.37147.40150.537.98L (Cr)
155.20156.00149.30150.2611.49L (Cr)
158.16159.20154.51157.9013.31L (Cr)
157.48159.79154.97157.7610.07L (Cr)

Fedbank Financial Services Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
156.80156.80149.80150.37-4.10%
148.50174.40147.20153.83+3.59%
163.78165.25144.33148.71-9.20%
146.35166.44143.50161.69+10.48%
130.90161.09125.85146.23+11.71%
128.70138.82119.07124.04-3.62%
140.00150.85127.61130.87-6.52%
151.90178.48141.35152.52+0.41%
147.99153.00138.00150.89+1.96%
144.50152.00132.60146.76+1.56%
155.20166.80139.21141.67-8.72%
136.99157.80130.77154.42+12.72%

AI Research Briefing

Powered by Gemini · 2026-04-08

Thinly capitalized NBFC facing macro headwinds and sector competition.

Research Confidence
6.0/10Moderate
RATE PLAYConsolidation - 1M: 6.74%, 3M: 11.3%, 6M: 47.65%Fair - P/E of 23.04x vs Industry P/E of 22.03x

WHAT'S HAPPENING NOW

Fedbank Financial Services allotted 21,000 equity shares under ESOP on April 1, 2026. Crisil Ratings affirmed its AA+ rating on the company's non-convertible debentures and A1+ rating on its commercial paper with a stable outlook. The company also completed the allotment of s through private placement of NCDs on March 24, 2026.

CORE STORY

Fedbank is a mid-sized NBFC navigating a complex macro environment. The core narrative is about balancing growth in AUM with asset quality concerns and maintaining adequate capital amidst rising competition and regulatory scrutiny.

Why Now
  • Strong AUM growth
  • Credit rating affirmation
  • Successful NCD issuance
Potential Catalysts
  • RBI rate cuts
  • Significant improvement in asset quality
  • Faster than expected AUM growth
Key Risks
  • High Debt/Equity ratio of 3.83
  • Negative Free Cash Flow
  • Thin Interest Coverage of 1.38x
Institutional Activity

FII increased stake by 0.4%, DII decreased stake by 0.75%

Macro Context

Rising oil prices and a hawkish Fed create headwinds for emerging markets.

Order Book / Expansion

₹450 crores raised through NCDs on March 24, 2026

Cash Flow Quality

No - Free Cash Flow 5Y: ₹-4261.64 Cr

3–6 Month Outlook

In the next 3-6 months, Fedbank's performance will depend on its ability to maintain AUM growth while managing asset quality. Regulatory changes and macro conditions will play a crucial role.

Primary Thesis Risk

Sharp rise in NPAs could trigger a liquidity crisis.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

12.56%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

9.06%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

60.89%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Fedbank Financial Services Limited Valuation Check

Good

Price to Earnings (P/E)

16.03x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter Holding

60.79%

% shares held by company founders/management

Poor

FII Holding

0.66%

% shares held by foreign institutional investors

Good

DII Holding

18.82%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

52.49%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

29.68%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

26.30%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

33.94%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

40.95%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

4.67x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.55x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-5.57K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Fedbank Financial Services Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of FEDFINA across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Operating Margins (60.89%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 16.03 vs Industry: 22.18)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (52.49%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (29.68%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (26.30% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (33.94% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (40.95% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (60.79%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Suboptimal ROCE (9.06%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 4.67)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.55x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-5573.47 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Fedbank Financial Services Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Fedbank Financial Services Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
65.2/100
149
₹6137.53
16.0
Average
12.56%
Average
9.06%
Poor
4.7
Poor
40.95%
Excellent
26.30%
Excellent
0.00%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Fedbank Financial Services Limited PE Ratio History

Historical price-to-earnings ratio for FEDFINA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20256.04₹150.8925x
FY 20247.12₹102.5914.4x
FY 20235.58₹136.1524.4x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Fedbank Financial Services Limited Quarterly Performance

Latest quarterly metrics for FEDFINA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

29.68%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

52.49%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

26.30%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

40.95%

Compounded annual net profit growth over 5 years

Fedbank Financial Services Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for FEDFINA — calculated from daily price history

42RSI 14
Neutral — RSI 42

Momentum is balanced — neither overbought nor oversold.

SMA 50
155
▼ Price below SMA 50 — Short-term bearish
SMA 200
147
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
2214K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Fedbank Financial Services Limited Financial Statements

Annual income statement, balance sheet and cash flow for Fedbank Financial Services Limited (FEDFINA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Fedbank Financial Services Limited

About FEDFINA (Fedbank Financial Services Limited)

Fedbank Financial Services Limited is a dynamic Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Emerging as a prominent player, FEDFINA is com...mitted to providing comprehensive financial solutions tailored to the diverse needs of its clientele. The company operates with a customer-centric philosophy, aiming to empower individuals and businesses alike through accessible and flexible financing options. FEDFINA leverages its robust infrastructure and industry expertise to deliver innovative products and services, contributing to the economic growth and prosperity of the communities it serves. Its dedication to ethical practices and transparent operations ensures trust and long-term relationships with its customers and stakeholders. FEDFINA's strength lies in its diversified portfolio, encompassing a wide array of financial products designed to cater to various segments of the market. The company offers customized loan solutions, including mortgage loans, gold loans, and small business loans, enabling individuals to fulfill their aspirations of homeownership, entrepreneurship, and personal advancement. Furthermore, FEDFINA supports the growth of small and medium-sized enterprises (SMEs) by providing them with the necessary financial resources to expand their operations, invest in new technologies, and create employment opportunities. By fostering financial inclusion and supporting local businesses, FEDFINA plays a vital role in driving economic development at the grassroots level. FEDFINA distinguishes itself through its commitment to innovation and technology. The company continuously invests in advanced digital platforms to enhance customer experience and streamline its operations. By leveraging technology, FEDFINA aims to provide seamless access to financial services, improve efficiency, and reduce turnaround times. The company's focus on digital transformation enables it to reach a wider audience, particularly in underserved areas, and promote financial literacy through online resources and educational programs. With its unwavering commitment to customer satisfaction, ethical conduct, and technological advancement, FEDFINA is well-positioned to continue its growth trajectory and contribute to the financial well-being of the nation.

Company Details

Symbol:FEDFINA
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Parvez Kasim Mulla
CEO, MD & Director
Mr. Chattapuram Venkatraman Ganesh B.Com., C.A., CWA
Chief Financial Officer
Mr. Parthasarathy Rajagopal Iyengar
Company Secretary & Compliance Officer

FEDFINA Share Price: Frequently Asked Questions

What is the current share price of Fedbank Financial Services Limited?

Fedbank Financial Services Limited (FEDFINA) trades at ₹148.99 on NSE and BSE. Market cap ₹6.14K (Cr). Educational data only.

What is the P/E ratio of Fedbank Financial Services Limited?

Fedbank Financial Services Limited has a P/E of 16.03x vs industry average 22.18x.

What is the Bull Run score for Fedbank Financial Services Limited?

Fedbank Financial Services Limited has a Bull Run score of 65.2/100 based on 25+ financial parameters.

Does Fedbank Financial Services Limited pay dividends?

Fedbank Financial Services Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Fedbank Financial Services Limited?

Fedbank Financial Services Limited has ROE of 12.56%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Fedbank Financial Services Limited?

Fedbank Financial Services Limited has debt-to-equity of 4.67.

Is Fedbank Financial Services Limited a good investment?

Bull Run gives Fedbank Financial Services Limited a score of 65.2/100. This is not investment advice — consult a SEBI-registered advisor.