Finkurve Financial Services Limited Stock Price Today (NSE: FINKURVE)

Finkurve Financial Services Limited

59.250.43 (0.72%)
Market Closed

Fundamental Score

...

Finkurve Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Finkurve Financial Services Limited share price today is 59.25, down 0.72% on NSE/BSE as of 7 August 2026. Finkurve Financial Services Limited (FINKURVE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 896.10 (Cr). The 52-week high for FINKURVE share price is 134.30 and the 52-week low is 49.06. At a P/E ratio of 34.43x, FINKURVE is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 9.44% and a debt-to-equity ratio of 2.46.

Finkurve Financial Services Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
82.20
Low
59.25
Volume
5.3K
Change
-7.19%

Finkurve Financial Services Limited share price chart: -7.19% return over the past month. 52-week high ₹134.30, 52-week low ₹49.06.

Finkurve Financial Services Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
60.0060.7658.5359.683.52K (Cr)
61.2161.2159.0060.001.46K (Cr)
59.9160.1959.0860.0111.17K (Cr)
61.1462.7459.3159.915.33K (Cr)
61.5063.5760.3062.3410.47K (Cr)
61.2161.5660.0060.471.54K (Cr)
62.2264.0062.1162.17626.00 (Cr)
61.0061.0061.0061.003.00 (Cr)
61.6062.0061.5061.90301.00 (Cr)
62.2362.6661.7462.0035.00 (Cr)

Finkurve Financial Services Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
61.1462.7458.5359.68-2.39%
66.5282.2060.0062.34-6.28%
62.9973.5058.6165.40+3.83%
73.8074.1656.3059.64-19.19%
55.0075.0052.5071.50+30.00%
75.1077.9049.0651.10-31.96%
83.0199.9976.3378.50-5.43%
98.56107.4576.0281.86-16.94%
106.50109.3598.5099.60-6.48%
113.50123.95101.00104.30-8.11%
103.50134.30103.50115.00+11.11%
107.40111.7598.20103.70-3.45%

Returns & Performance

Poor

Return on Equity (ROE)

9.44%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

10.19%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

39.27%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Finkurve Financial Services Limited Valuation Check

Poor

Price to Earnings (P/E)

34.43x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

56.21%

% shares held by company founders/management

Average

FII Holding

7.30%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

105.63%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

67.15%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

58.91%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

39.21%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

41.99%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

2.46x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.71x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-717.56 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Finkurve Financial Services Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of FINKURVE across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Operating Margins (39.27%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (105.63%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (67.15%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (58.91% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (39.21% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (41.99% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (56.21%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (9.44%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Elevated Debt Levels (D/E: 2.46)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.71x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-717.56 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 7.30%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Finkurve Financial Services Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Finkurve Financial Services Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
61/100
59
₹896.10
34.4
Average
9.44%
Poor
10.19%
Average
2.5
Poor
41.99%
Excellent
58.91%
Excellent
0.00%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Finkurve Financial Services Limited Quarterly Performance

Latest quarterly metrics for FINKURVE — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

67.15%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

105.63%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

58.91%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

41.99%

Compounded annual net profit growth over 5 years

Finkurve Financial Services Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for FINKURVE — calculated from daily price history

40RSI 14
Neutral — RSI 40

Momentum is balanced — neither overbought nor oversold.

SMA 50
65
▼ Price below SMA 50 — Short-term bearish
SMA 200
83
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
6K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Finkurve Financial Services Limited Financial Statements

Annual income statement, balance sheet and cash flow for Finkurve Financial Services Limited (FINKURVE) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Finkurve Financial Services Limited

About FINKURVE (Finkurve Financial Services Limited)

Finkurve Financial Services Limited is a registered Non-Banking Financial Company that operates within the Indian financial landscape. Established with a long-standing history dati...ng back to 1984, Finkurve is committed to offering diverse financial solutions tailored to meet specific customer needs. Headquartered in Mumbai, the financial hub of India, Finkurve focuses on providing both secured and unsecured loan products to individuals and businesses. With decades of experience in the financial industry, Finkurve continually adapts to the evolving market, ensuring accessibility and convenience for its wide customer base. The company offers a range of financial instruments, including bespoke loan options designed to empower customers to meet their financial goals. Finkurve provides loans against collateral, as well as unsecured lending solutions. These offerings support various financial requirements, from personal needs to business expansion. Finkurve distinguishes itself through its customer-centric approach, seeking to create long-term relationships based on trust and mutual growth. The company prides itself on transparency and adherence to regulatory standards, maintaining the highest level of integrity in all its operations. Finkurve Financial Services Limited, formerly known as Sanjay Leasing Limited, underwent a significant transformation to align with its vision for growth and expansion in the financial sector. The company's rebranding in March 2012 signified its dedication to offering innovative financial solutions while leveraging its wealth of experience. Today, Finkurve continues to strengthen its market presence by focusing on technology-driven processes, aiming to deliver seamless and efficient services. Finkurve's commitment to innovation and customer satisfaction positions it as a trusted player within India's vibrant NBFC sector.

Company Details

Symbol:FINKURVE
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Aakash Nemichand Jain
Chief Financial Officer
Mr. Priyank Rakesh Kothari
VP of Operations & Whole time Director
Mr. Naveen Kottala
Chief Executive Officer

FINKURVE Share Price: Frequently Asked Questions

What is the current share price of Finkurve Financial Services Limited?

Finkurve Financial Services Limited (FINKURVE) trades at ₹59.25 on NSE and BSE. Market cap ₹896.10 (Cr). Educational data only.

What is the P/E ratio of Finkurve Financial Services Limited?

Finkurve Financial Services Limited has a P/E of 34.43x vs industry average 22.18x.

What is the Bull Run score for Finkurve Financial Services Limited?

Finkurve Financial Services Limited has a Bull Run score of 61/100 based on 25+ financial parameters.

Does Finkurve Financial Services Limited pay dividends?

Finkurve Financial Services Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Finkurve Financial Services Limited?

Finkurve Financial Services Limited has ROE of 9.44%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Finkurve Financial Services Limited?

Finkurve Financial Services Limited has debt-to-equity of 2.46.

Is Finkurve Financial Services Limited a good investment?

Bull Run gives Finkurve Financial Services Limited a score of 61/100. This is not investment advice — consult a SEBI-registered advisor.