First Fintec Ltd
Fundamental Score
First Fintec Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of FIRSTFIN across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Robust Profit Growth (50.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (38.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Conservative Debt Levels (D/E: 0.02)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
9 factors identified
Below-Average Return on Equity (-0.85%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-11.57%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Premium Valuation Risk (P/E: 84.50x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for First Fintec Ltd
About FIRSTFIN
Business Overview
First Fintec Limited engages in the business of information technology (IT) and information technology enabling software development services in India. It is involved in mergers, acquisitions, fundraising transactions, and investing and managing companies, as well as special purpose acquisition company transactions. The company also provides industrial and financial research covering various sectors, businesses, and companies under the Firstcall Research brand. In addition, it offers e-learning content covering digital content solutions from nursery to class 10 and various higher education segments. First Fintec Limited was formerly known as Firstobject Technologies Limited. The company was incorporated in 2000 and is based in Mumbai, India.
Company Details
Key Leadership
Corporate Events
FIRSTFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of First Fintec Ltd (FIRSTFIN)?
As of 29 Jan 2026, 10:35 am IST, First Fintec Ltd (FIRSTFIN) is currently trading at ₹6.25. The stock has a market capitalization of ₹6.76 (Cr).
Is FIRSTFIN share price Overvalued or Undervalued?
FIRSTFIN is currently trading at a P/E ratio of 84.50x, compared to the industry average of 36.75x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the First Fintec Ltd share price?
Key factors influencing FIRSTFIN's price include its quarterly earnings growth (Sales Growth: 38.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is First Fintec Ltd a good stock for long-term investment?
First Fintec Ltd shows a 5-year Profit Growth of 14.66% and an ROE of -0.85%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.02 before investing.
How does First Fintec Ltd compare with its industry peers?
First Fintec Ltd competes with major peers in the Software Products. Investors should compare FIRSTFIN's P/E of 84.50x and ROE of -0.85% against the industry averages to determine its competitive standing.
What is the P/E ratio of FIRSTFIN and what does it mean?
FIRSTFIN has a P/E ratio of 84.50x compared to the industry average of 36.75x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹85 for every ₹1 of annual earnings.
How is FIRSTFIN performing according to Bull Run's analysis?
FIRSTFIN has a Bull Run fundamental score of 41.8/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does FIRSTFIN belong to?
FIRSTFIN operates in the Software Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting First Fintec Ltd.
What is Return on Equity (ROE) and why is it important for FIRSTFIN?
FIRSTFIN has an ROE of -0.85%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently First Fintec Ltd generates profits from shareholders' equity.
How is FIRSTFIN's debt-to-equity ratio and what does it indicate?
FIRSTFIN has a debt-to-equity ratio of 0.02, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is FIRSTFIN's dividend yield and is it a good dividend stock?
FIRSTFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has FIRSTFIN grown over the past 5 years?
FIRSTFIN has achieved 5-year growth rates of: Sales Growth 6.59%, Profit Growth 14.66%, and EPS Growth 14.66%.
What is the promoter holding in FIRSTFIN and why does it matter?
Promoters hold 47.40% of FIRSTFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is FIRSTFIN's market capitalization category?
FIRSTFIN has a market capitalization of ₹7 crores, placing it in the Small-cap category.
How volatile is FIRSTFIN stock?
FIRSTFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for FIRSTFIN?
FIRSTFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is FIRSTFIN's operating profit margin trend?
FIRSTFIN has a 5-year average Operating Profit Margin (OPM) of -11.57%, indicating the company's operational efficiency.
How is FIRSTFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 38.78% and YoY Profit Growth of 50.00%.
What is the institutional holding pattern in FIRSTFIN?
FIRSTFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.