First Fintec Ltd Stock Price Today (NSE: FIRSTFIN)
Fundamental Score
First Fintec Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
First Fintec Ltd share price today is ₹7.06, up +0.00% on NSE/BSE as of 18 March 2026. First Fintec Ltd (FIRSTFIN) is a Small-cap company in the Software Products sector with a market capitalisation of ₹6.76 (Cr). The 52-week high for FIRSTFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 84.50x, FIRSTFIN is currently trading above its industry average P/E of 36.75x. The company has a Return on Equity (ROE) of -0.85% and a debt-to-equity ratio of 0.02.
First Fintec Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
First Fintec Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
First Fintec Share Price: A Value Investor's Perspective
In the dynamic landscape of software products, companies are constantly battling for market share through innovation and efficiency. Understanding the underlying financial health of each player is crucial. This analysis examines the current state of First Fintec Ltd, focusing on key metrics relevant to a conservative value investor. We begin by observing that the First Fintec share price currently stands at ₹7.37.
A critical concern arises from the company's Price-to-Earnings (PE) ratio of 84.5. This suggests that investors are paying a significant premium for each rupee of earnings, implying high growth expectations. However, the Return on Capital Employed (ROCE) paints a less optimistic picture. At a mere 0.28%, First Fintec's ROCE is significantly below what a value investor would typically deem acceptable. This low ROCE raises serious questions about the company's ability to generate profits from its invested capital and whether it has any durable competitive advantages or "moat." A higher ROCE would generally indicate a stronger ability to reinvest profits and grow shareholder value. The impact of the 0.28% ROCE is that it makes it very hard for the company to reinvest earnings and sustain any advantage.
When compared to sector peers like
Aion Tech Solutions Ltd, observations reveal potential differences in management quality. While we avoid definitive judgments without a comprehensive review, factors such as capital allocation decisions and operational efficiency can significantly impact ROCE. The stark contrast in financial performance warrants a deeper investigation into the strategies and execution capabilities of First Fintec's management team versus its competitors.This analysis is part of a larger, 80-parameter fundamental audit of First Fintec Ltd, meticulously verified by Sweta Mishra. It is an observational analysis based on publicly available data and does not constitute investment advice. The information presented is for informational purposes only and should not be considered a recommendation to buy or sell any securities.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
First Fintec Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of FIRSTFIN across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Robust Profit Growth (50.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (38.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Conservative Debt Levels (D/E: 0.02)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (-0.85%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-11.57%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 84.50x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
First Fintec Ltd Financial Statements
Comprehensive financial data for First Fintec Ltd including income statement, balance sheet and cash flow
About FIRSTFIN (First Fintec Ltd)
First Fintec Ltd (FIRSTFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Software Products sector with a current market capitalisation of ₹6.76 (Cr). First Fintec Ltd has delivered a Return on Equity (ROE) of -0.85% and a ROCE of 0.28%. The debt-to-equity ratio stands at 0.02, reflecting the company's capital structure. Investors tracking FIRSTFIN share price can monitor key metrics including P/E ratio, promoter holding of 47.40%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
FIRSTFIN Share Price: Frequently Asked Questions
What is the current share price of First Fintec Ltd (FIRSTFIN)?
As of 18 Mar 2026, 10:14 am IST, First Fintec Ltd share price is ₹7.06. The FIRSTFIN stock has a market capitalisation of ₹6.76 (Cr) on NSE/BSE.
Is FIRSTFIN share price Overvalued or Undervalued?
FIRSTFIN share price is currently trading at a P/E ratio of 84.50x, compared to the industry average of 36.75x. Based on this relative valuation, the First Fintec Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of FIRSTFIN share price?
The 52-week high of FIRSTFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the First Fintec Ltd share price?
Key factors influencing FIRSTFIN share price include quarterly earnings growth (Sales Growth: 38.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is First Fintec Ltd a good stock for long-term investment?
First Fintec Ltd shows a 5-year Profit Growth of 14.66% and an ROE of -0.85%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.02 before investing in FIRSTFIN shares.
How does First Fintec Ltd compare with its industry peers?
First Fintec Ltd competes with major peers in the Software Products. Investors should compare FIRSTFIN share price P/E of 84.50x and ROE of -0.85% against the industry averages to determine competitive standing.
What is the P/E ratio of FIRSTFIN and what does it mean?
FIRSTFIN share price has a P/E ratio of 84.50x compared to the industry average of 36.75x. Investors pay ₹85 for every ₹1 of annual earnings.
How is FIRSTFIN performing according to Bull Run's analysis?
FIRSTFIN has a Bull Run fundamental score of 41.8/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does FIRSTFIN belong to?
FIRSTFIN operates in the Software Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting First Fintec Ltd share price.
What is Return on Equity (ROE) and why is it important for FIRSTFIN?
FIRSTFIN has an ROE of -0.85%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently First Fintec Ltd generates profits from shareholders capital.
How is FIRSTFIN debt-to-equity ratio and what does it indicate?
FIRSTFIN has a debt-to-equity ratio of 0.02, which indicates conservative financing with low financial risk.
What is FIRSTFIN dividend yield and is it a good dividend stock?
FIRSTFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in First Fintec Ltd shares.
How has FIRSTFIN share price grown over the past 5 years?
FIRSTFIN has achieved 5-year growth rates of: Sales Growth 6.59%, Profit Growth 14.66%, and EPS Growth 14.66%.
What is the promoter holding in FIRSTFIN and why does it matter?
Promoters hold 47.40% of FIRSTFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in First Fintec Ltd.
What is FIRSTFIN market capitalisation category?
FIRSTFIN has a market capitalisation of ₹7 crores, placing it in the Small-cap category.
How volatile is FIRSTFIN stock?
FIRSTFIN has a beta of N/A. A beta > 1 suggests the First Fintec Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is FIRSTFIN operating profit margin trend?
FIRSTFIN has a 5-year average Operating Profit Margin (OPM) of -11.57%, indicating the company's operational efficiency.
How is FIRSTFIN quarterly performance?
Recent quarterly performance shows First Fintec Ltd YoY Sales Growth of 38.78% and YoY Profit Growth of 50.00%.
What is the institutional holding pattern in FIRSTFIN?
FIRSTFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the First Fintec Ltd stock.