First Fintec Ltd Stock Price Today (NSE: FIRSTFIN)
Fundamental Score
First Fintec Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
First Fintec Ltd share price today is ₹7.05, up +1.15% on NSE/BSE as of 19 June 2026. First Fintec Ltd (FIRSTFIN) is a Small-cap company in the Software Products sector with a market capitalisation of ₹6.76 (Cr). The 52-week high for FIRSTFIN share price is ₹9.31 and the 52-week low is ₹5.25. At a P/E ratio of 84.50x, FIRSTFIN is currently trading above its industry average P/E of 36.75x. The company has a Return on Equity (ROE) of -0.85% and a debt-to-equity ratio of 0.02.
First Fintec Ltd Share Price Chart — NSE/BSE Historical Performance
First Fintec Ltd share price chart: -4.60% return over the past month. 52-week high ₹9.31, 52-week low ₹5.25.
First Fintec Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹7.07 | ₹7.07 | ₹6.63 | ₹7.05 | 2.30K (Cr) | |
| ₹6.51 | ₹7.07 | ₹6.51 | ₹6.97 | 1.05K (Cr) | |
| ₹6.44 | ₹6.75 | ₹6.44 | ₹6.75 | 4.61K (Cr) | |
| ₹6.64 | ₹6.97 | ₹6.40 | ₹6.43 | 10.16K (Cr) | |
| ₹6.65 | ₹6.98 | ₹6.32 | ₹6.64 | 2.89K (Cr) | |
| ₹6.65 | ₹6.97 | ₹6.65 | ₹6.65 | 5.71K (Cr) | |
| ₹6.61 | ₹6.90 | ₹6.61 | ₹6.65 | 3.46K (Cr) | |
| ₹6.73 | ₹7.04 | ₹6.46 | ₹6.61 | 523.00 (Cr) | |
| ₹7.25 | ₹7.25 | ₹6.65 | ₹6.73 | 501.00 (Cr) | |
| ₹6.90 | ₹6.95 | ₹6.64 | ₹6.95 | 3.11K (Cr) |
First Fintec Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹6.51 | ₹7.07 | ₹6.51 | ₹7.05 | +8.29% | |
| ₹7.20 | ₹7.75 | ₹6.32 | ₹6.75 | -6.25% | |
| ₹6.50 | ₹8.15 | ₹6.40 | ₹7.25 | +11.54% | |
| ₹6.94 | ₹7.35 | ₹6.13 | ₹6.50 | -6.34% | |
| ₹6.55 | ₹8.79 | ₹5.96 | ₹6.97 | +6.41% | |
| ₹6.94 | ₹8.36 | ₹5.65 | ₹6.45 | -7.06% | |
| ₹6.50 | ₹7.75 | ₹5.86 | ₹6.94 | +6.77% | |
| ₹6.95 | ₹7.46 | ₹6.25 | ₹6.50 | -6.47% | |
| ₹6.70 | ₹7.64 | ₹6.21 | ₹6.92 | +3.28% | |
| ₹7.85 | ₹9.06 | ₹6.68 | ₹6.70 | -14.65% | |
| ₹5.55 | ₹9.31 | ₹5.25 | ₹7.50 | +35.14% | |
| ₹6.91 | ₹6.91 | ₹5.57 | ₹5.80 | -16.06% |
AI Research Briefing
Powered by Gemini · 2026-04-10
This micro-cap is a value trap trading on hope, not reality.
WHAT'S HAPPENING NOW
No major catalysts found after live search. The stock is its 52-week low. Markets Mojo downgraded the stock to a Strong Sell, but later upgraded it to Sell based on technical improvements, despite flat financials.
CORE STORY
First Fintec is not a software powerhouse; it's a micro-cap attempting to play in the Fintec, Edtec, and research space. The market is likely pricing in hope of a turnaround, not current earnings.
- Low free float can cause price swings
- Potential for a large contract win
- Overall positive sentiment for software sector in India
- Successful SPAC deal
- Major e-learning contract
- Positive Q4 results
- Micro/SME cap - liquidity risk
- Negative ROE of -0.85%
- P/E of 84.5x vs industry P/E of 36.75x
No significant FII/DII activity. Promoter holding steady at 47.4%.
Indian software market is growing, but highly competitive.
Poor. Free Cash Flow 5Y: ₹0.45 Cr
Hoping for a turnaround in a highly competitive market. Unlikely in the next 3-6 months.
Primary Thesis Risk
Illiquidity and stretched valuation make this a high-risk bet with limited upside.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
First Fintec Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
First Fintec Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of FIRSTFIN across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Robust Profit Growth (50.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (38.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Conservative Debt Levels (D/E: 0.02)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (-0.85%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-11.57%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 84.50x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
First Fintec Ltd vs Software Products Peers
Peer Comparison - Software Products
Compare First Fintec Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
First Fintec LtdFirst Fintec Lt...Selected✓ FIRSTFIN • 532379 | 41.8/100 | ₹7.05₹7 | ₹6.76₹6.76 | 84.50Average 84.5 Average | -0.85%Poor -0.85% Poor | 0.28%Poor 0.28% Poor | 0.02Excellent 0.0 Excellent | 14.66%Good 14.66% Good | 6.59%Good 6.59% Good | 0.00% |
55.8/100 | ₹10012.00₹10012 | ₹70893.63₹70893.63 | 29.87Average 29.9 Average | 29.34%Excellent 29.34% Excellent | 40.60%Excellent 40.60% Excellent | 0.00Excellent 0.0 Excellent | 10.23%Good 10.23% Good | 7.09%Good 7.09% Good | 3.25% | |
Ce Info Systems LtdCe Info Systems... MAPMYINDIA • 543425 | 61.7/100 | ₹818.40₹818 | ₹9148.67₹9148.67 | 62.82Average 62.8 Average | 17.62%Good 17.62% Good | 24.13%Excellent 24.13% Excellent | 0.01Excellent 0.0 Excellent | 44.27%Excellent 44.27% Excellent | 25.53%Excellent 25.53% Excellent | 0.21% |
Tanla Platforms LtdTanla Platforms... TANLA • 532790 | 69.1/100 | ₹528.20₹528 | ₹7392.75₹7392.75 | 15.42Average 15.4 Average | 24.10%Excellent 24.10% Excellent | 29.19%Excellent 29.19% Excellent | 0.03Excellent 0.0 Excellent | 38.24%Excellent 38.24% Excellent | 15.70%Excellent 15.70% Excellent | 2.15% |
Nucleus Software Exports LtdNucleus Softwar... NUCLEUS • 531209 | 56.5/100 | ₹727.05₹727 | ₹2429.96₹2429.96 | 15.07Average 15.1 Average | 16.82%Good 16.82% Good | 22.60%Excellent 22.60% Excellent | 0.01Excellent 0.0 Excellent | 9.56%Good 9.56% Good | 9.83%Good 9.83% Good | 1.35% |
Ramco Systems LtdRamco Systems L... RAMCOSYS • 532370 | 34/100 | ₹447.40₹447 | ₹2096.06₹2096.06 | 241.76Average 241.8 Average | -10.87%Poor -10.87% Poor | -5.40%Poor -5.40% Poor | 0.15Excellent 0.1 Excellent | — — | 0.78%Average 0.78% Average | 0.00% |
Lucent Industries LtdLucent Industri... LUCENT • 539682 | 29.6/100 | ₹1180.55₹1181 | ₹1731.07₹1731.07 | 232.05Average 232.1 Average | — — | — — | 0.65Good 0.7 Good | — — | — — | 0.04% |
Quick Heal Technologies LtdQuick Heal Tech... QUICKHEAL • 539678 | 32/100 | ₹181.66₹182 | ₹1668.27₹1668.27 | — — | 0.63%Poor 0.63% Poor | -0.24%Poor -0.24% Poor | 0.00Excellent 0.0 Excellent | -47.96%Poor -47.96% Poor | -0.47%Poor -0.47% Poor | 0.00% |
Unicommerce eSolutions LtdUnicommerce eSo... UNIECOM • 544227 | 35.1/100 | ₹87.13₹87 | ₹1431.00₹1431.00 | 73.92Average 73.9 Average | 24.78%Excellent 24.78% Excellent | 31.37%Excellent 31.37% Excellent | 0.06Excellent 0.1 Excellent | — — | — — | 0.00% |
Blue Cloud Softech Solutions LtdBlue Cloud Soft... BLUECLOUDS • 539607 | 32.4/100 | ₹18.34₹18 | ₹886.96₹886.96 | 16.98Average 17.0 Average | 44.47%Excellent 44.47% Excellent | 37.07%Excellent 37.07% Excellent | 0.55Good 0.6 Good | — — | — — | 0.00% |
Subex LtdSubex Ltd... SUBEXLTD • 532348 | 14.2/100 | ₹10.72₹11 | ₹674.17₹674.17 | — — | -11.26%Poor -11.26% Poor | -6.44%Poor -6.44% Poor | 0.09Excellent 0.1 Excellent | — — | -4.79%Poor -4.79% Poor | 0.00% |
Top Software Products Stocks
View all →By Bull Run Score
By Return on Equity
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- Oracle Financial Services Software Limited share price70893.63 Cr
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First Fintec Ltd Quarterly Performance
Latest quarterly metrics for FIRSTFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
38.78%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
50.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
6.59%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
14.66%
Compounded annual net profit growth over 5 years
First Fintec Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for FIRSTFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
First Fintec Ltd Financial Statements
Annual income statement, balance sheet and cash flow for First Fintec Ltd (FIRSTFIN) — sourced from NSE/BSE filings.
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Fetching financial data for First Fintec Ltd
About FIRSTFIN (First Fintec Ltd)
First Fintec Ltd is a dynamic force in the realm of financial software, dedicated to crafting cutting-edge solutions for a rapidly evolving global market. The company focuses on de...veloping and implementing sophisticated software platforms designed to streamline complex financial processes, enhance operational efficiency, and provide insightful data analytics. From robust trading platforms to secure payment gateways and comprehensive risk management tools, FIRSTFIN empowers its clients with the technological infrastructure necessary to thrive in today's competitive landscape. Beyond its core product offerings, FIRSTFIN continually invests in research and development, exploring innovative technologies like artificial intelligence and blockchain to anticipate future industry trends and deliver groundbreaking solutions that redefine the financial technology landscape. At the heart of FIRSTFIN's success lies its commitment to user-centric design and seamless integration. The company's software products are meticulously crafted with intuitive interfaces and flexible architectures, ensuring ease of use and adaptability across diverse business environments. This dedication extends to providing comprehensive training and ongoing support, fostering long-term partnerships with clients and enabling them to fully leverage the power of FIRSTFIN's solutions. With a focus on scalability and security, FIRSTFIN designs its products to meet the evolving demands of modern financial institutions, ensuring that its clients remain at the forefront of technological innovation and maintain a competitive edge. FIRSTFIN distinguishes itself through a holistic approach to software development, combining deep financial expertise with technological prowess. The company's team comprises seasoned professionals from both the financial and technology sectors, fostering a collaborative environment that fuels innovation and ensures the delivery of solutions that address real-world business challenges. FIRSTFIN is not simply a software provider; it's a strategic partner, working closely with clients to understand their unique needs and develop tailored solutions that drive tangible results. By prioritizing innovation, customer satisfaction, and a commitment to excellence, FIRSTFIN is poised to continue shaping the future of financial technology.
Company Details
Key Leadership
Corporate Events
FIRSTFIN Share Price: Frequently Asked Questions
What is the current share price of First Fintec Ltd?
First Fintec Ltd (FIRSTFIN) trades at ₹7.05 on NSE and BSE. Market cap ₹6.76 (Cr). Educational data only.
What is the P/E ratio of First Fintec Ltd?
First Fintec Ltd has a P/E of 84.50x vs industry average 36.75x.
What is the Bull Run score for First Fintec Ltd?
First Fintec Ltd has a Bull Run score of 41.8/100 based on 25+ financial parameters.
Does First Fintec Ltd pay dividends?
First Fintec Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of First Fintec Ltd?
First Fintec Ltd has ROE of -0.85%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of First Fintec Ltd?
First Fintec Ltd has debt-to-equity of 0.02.
Is First Fintec Ltd a good investment?
Bull Run gives First Fintec Ltd a score of 41.8/100. This is not investment advice — consult a SEBI-registered advisor.