General Insurance Corporation of India Stock Price Today (NSE: GICRE)

General Insurance Corporation of India

359.650.05 (0.01%)
Market Closed

Fundamental Score

...

General Insurance Corporation of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis

General Insurance Corporation of India share price today is 359.65, down 0.01% on NSE/BSE as of 5 August 2026. General Insurance Corporation of India (GICRE) is a Large-cap company in the General Insurance sector with a market capitalisation of 64.38K (Cr). The 52-week high for GICRE share price is 417.95 and the 52-week low is 346.70. At a P/E ratio of 6.66x, GICRE is currently trading below its industry average P/E of 42.98x. The company has a Return on Equity (ROE) of 14.64% and a debt-to-equity ratio of 0.00.

General Insurance Corporation of India Share Price Chart — NSE/BSE Historical Performance

No data
High
370.75
Low
355.10
Volume
5.0L
Change
-0.65%

General Insurance Corporation of India share price chart: -0.65% return over the past month. 52-week high ₹417.95, 52-week low ₹346.70.

General Insurance Corporation of India — Last 10 Trading Days

DateOpenHighLowCloseVolume
360.00362.00358.50359.706.71L (Cr)
359.50363.75357.05358.056.00L (Cr)
358.05360.50355.70356.603.82L (Cr)
358.90359.10356.00356.702.22L (Cr)
359.90361.35357.05358.953.15L (Cr)
361.00361.80357.40357.704.66L (Cr)
358.30360.60357.10359.203.14L (Cr)
356.55359.90356.50357.501.88L (Cr)
360.00361.05358.15359.852.41L (Cr)
361.90362.95360.15361.751.93L (Cr)

General Insurance Corporation of India — Last 12 Months Price History

MonthOpenHighLowCloseChange
359.50363.75357.05359.70+0.06%
363.50370.75355.10356.60-1.90%
382.00394.80346.70363.50-4.84%
393.40414.00378.20381.25-3.09%
365.60417.95365.60393.40+7.60%
373.00378.00350.25362.95-2.69%
373.50400.30365.85383.05+2.56%
380.75384.20358.00378.05-0.71%
388.00394.00361.30380.80-1.86%
374.20402.00366.25387.20+3.47%
368.80392.50363.60374.20+1.46%
355.64380.00354.37368.65+3.66%

Returns & Performance

Poor

Return on Equity (ROE)

14.64%

Profit generated per ₹1 of shareholder equity

Good

Return on Capital (ROCE)

17.35%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

14.92%

Average operating profit margin over 5 years

Good

Dividend Yield

2.72%

Annual dividend as % of current share price

General Insurance Corporation of India Valuation Check

Excellent

Price to Earnings (P/E)

6.66x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

42.98x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

82.40%

% shares held by company founders/management

Poor

FII Holding

2.05%

% shares held by foreign institutional investors

Good

DII Holding

13.55%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

1.35%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-1.44%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

1.75%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

37.14%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

37.14%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

22.81K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

General Insurance Corporation of India Fundamental Analysis & Valuation Benchmarking

Educational evaluation of GICRE across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Excellent ROCE Performance (17.35%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.

Attractive Valuation (P/E: 6.66 vs Industry: 42.98)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Excellent EPS Growth (37.14% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (37.14% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹22812.66 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

2 factors identified

Limited Growth History (1.75% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Limited Public Float (82.40% Promoter Holding)

Observation: High promoter holding may restrict liquidity and price discovery.

Analysis: Very high promoter holding can limit trading liquidity.

General Insurance Corporation of India vs General Insurance Peers

Peer Comparison - General Insurance

Compare General Insurance Corporation of India with 5 other companies in the same sector

6 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
53.3/100
360
₹64377.67
6.7
Average
14.64%
Average
17.35%
Good
0.0
Excellent
37.14%
Excellent
1.75%
Average
2.72%
51.7/100
1624
₹90600.76
37.3
Average
16.58%
Good
21.88%
Excellent
0.0
Excellent
11.85%
Good
17.29%
Excellent
0.74%
61.1/100
601
₹35029.24
62.9
Average
6.70%
Poor
8.57%
Poor
0.1
Excellent
20.25%
Excellent
28.69%
Excellent
0.00%
39.4/100
174
₹29628.77
20.9
Average
4.92%
Poor
4.29%
Poor
0.0
Excellent
-2.92%
Poor
8.52%
Good
0.83%
63/100
254
₹27662.70
50.8
Average
12.13%
Average
13.06%
Average
0.1
Excellent
45.11%
Excellent
34.75%
Excellent
0.00%
58.8/100
87
₹16347.42
125.0
Average
3.82%
Poor
3.45%
Poor
0.1
Excellent
35.86%
Excellent
36.49%
Excellent
0.00%

General Insurance Corporation of India PE Ratio History

Historical price-to-earnings ratio for GICRE — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202538.20₹380.8010x
FY 202437.03₹444.2512x
FY 202339.37₹308.057.8x
FY 202213.60₹178.7513.1x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

General Insurance Corporation of India Dividend History

Annual cash dividends paid by GICRE — dividend yield 2.72%

Financial YearDividends Paid (₹ Cr)
FY 20241263.17 Cr
FY 2023394.74 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

General Insurance Corporation of India Quarterly Performance

Latest quarterly metrics for GICRE — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-1.44%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

1.35%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

1.75%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

37.14%

Compounded annual net profit growth over 5 years

General Insurance Corporation of India Technical Indicators

SMA 50, SMA 200, RSI and volume signals for GICRE — calculated from daily price history

31RSI 14
Neutral — RSI 31

Momentum is balanced — neither overbought nor oversold.

SMA 50
369
▼ Price below SMA 50 — Short-term bearish
SMA 200
378
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
888K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

General Insurance Corporation of India Financial Statements

Annual income statement, balance sheet and cash flow for General Insurance Corporation of India (GICRE) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for General Insurance Corporation of India

About GICRE (General Insurance Corporation of India)

General Insurance Corporation of India is the nation's premier reinsurance provider, a crucial stabilizing force within the Indian and global insurance landscape. Established in 19...72, GIC Re acts as an insurer to insurers, absorbing significant risks from direct insurance companies. This buffering role strengthens the financial stability of the entire industry, enabling insurers to confidently underwrite policies for individuals and businesses across diverse sectors. Headquartered in Mumbai, India, GIC Re extends its services far beyond national borders, influencing risk management practices on an international scale. The corporation's extensive expertise and substantial financial capacity positions it as a key player in mitigating large-scale losses and ensuring the continuity of economic activity in the face of unforeseen events. The bedrock of GIC Re's operations lies in its comprehensive portfolio of reinsurance solutions, designed to cater to a vast spectrum of insurance needs. From traditional property and casualty risks stemming from natural disasters and industrial accidents, to specialized coverage for energy infrastructure and marine transport, GIC Re possesses the technical capabilities and in-depth understanding required to effectively manage complex exposures. Furthermore, the corporation provides critical reinsurance support for emerging risks in areas such as agriculture, health, and liability. Through meticulous underwriting practices and a focus on long-term partnerships, GIC Re empowers insurers to expand their business horizons, confident in the knowledge that they have a reliable partner to share the burden of catastrophic losses. Beyond its core reinsurance activities, General Insurance Corporation of India plays a vital role in promoting best practices and innovation within the insurance sector. By sharing its extensive knowledge and data analytics capabilities, GIC Re contributes to a more informed and resilient insurance market. The corporation actively collaborates with insurers, industry associations, and regulatory bodies to enhance risk assessment methodologies and develop tailored reinsurance programs that meet the evolving needs of the insured population. As a leading global reinsurer, GIC Re remains committed to fostering a sustainable and secure insurance ecosystem, safeguarding businesses, protecting communities, and driving economic growth across the globe.

Company Details

Symbol:GICRE
Industry:General Insurance
Sector:General Insurance

Key Leadership

Mr. Balkrishna Variar
GM & Chief Financial Officer
Ms. Jayashri Balkrishna
Chief Risk Officer, Investor Relations Manager & Executive Director
Mr. Rajesh Khadatare
Chief Marketing Officer & Deputy GM

GICRE Share Price: Frequently Asked Questions

What is the current share price of General Insurance Corporation of India?

General Insurance Corporation of India (GICRE) trades at ₹359.65 on NSE and BSE. Market cap ₹64.38K (Cr). Educational data only.

What is the P/E ratio of General Insurance Corporation of India?

General Insurance Corporation of India has a P/E of 6.66x vs industry average 42.98x.

What is the Bull Run score for General Insurance Corporation of India?

General Insurance Corporation of India has a Bull Run score of 53.3/100 based on 25+ financial parameters.

Does General Insurance Corporation of India pay dividends?

General Insurance Corporation of India has a dividend yield of 2.72%. Past dividends don't guarantee future payments.

What is the ROE of General Insurance Corporation of India?

General Insurance Corporation of India has ROE of 14.64%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of General Insurance Corporation of India?

General Insurance Corporation of India has debt-to-equity of 0.00.

Is General Insurance Corporation of India a good investment?

Bull Run gives General Insurance Corporation of India a score of 53.3/100. This is not investment advice — consult a SEBI-registered advisor.