General Insurance Corporation of India
Fundamental Score
General Insurance Corporation of India Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GICRE across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Attractive Valuation (P/E: 7.11 vs Industry: 44.24)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (54.85%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Excellent EPS Growth (105.29% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (105.29% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Cash Generation (₹35638.10 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
2 factors identified
Limited Growth History (-0.29% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Limited Public Float (82.40% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity and institutional participation.
Financial Statements
Comprehensive financial data for General Insurance Corporation of India
About GICRE
Business Overview
General Insurance Corporation of India provides reinsurance services in India and internationally. It offers property, energy, marine, engineering, liability, spares, health, agriculture/weather, motor and workmen compensation, aviation, life, marine hull, cargo and offshore energy, and miscellaneous products. The company was incorporated in 1972 and is headquartered in Mumbai, India.
Company Details
Key Leadership
Corporate Events
GICRE Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of General Insurance Corporation of India (GICRE)?
As of 29 Jan 2026, 10:33 am IST, General Insurance Corporation of India (GICRE) is currently trading at ₹373.65. The stock has a market capitalization of ₹68.11K (Cr).
Is GICRE share price Overvalued or Undervalued?
GICRE is currently trading at a P/E ratio of 7.11x, compared to the industry average of 44.24x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the General Insurance Corporation of India share price?
Key factors influencing GICRE's price include its quarterly earnings growth (Sales Growth: 3.05%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is General Insurance Corporation of India a good stock for long-term investment?
General Insurance Corporation of India shows a 5-year Profit Growth of 105.29% and an ROE of 10.99%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does General Insurance Corporation of India compare with its industry peers?
General Insurance Corporation of India competes with major peers in the General Insurance. Investors should compare GICRE's P/E of 7.11x and ROE of 10.99% against the industry averages to determine its competitive standing.
What is the P/E ratio of GICRE and what does it mean?
GICRE has a P/E ratio of 7.11x compared to the industry average of 44.24x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹7 for every ₹1 of annual earnings.
How is GICRE performing according to Bull Run's analysis?
GICRE has a Bull Run fundamental score of 60.6/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GICRE belong to?
GICRE operates in the General Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting General Insurance Corporation of India.
What is Return on Equity (ROE) and why is it important for GICRE?
GICRE has an ROE of 10.99%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently General Insurance Corporation of India generates profits from shareholders' equity.
How is GICRE's debt-to-equity ratio and what does it indicate?
GICRE has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GICRE's dividend yield and is it a good dividend stock?
GICRE offers a dividend yield of 2.58%, which means you receive ₹2.58 annual dividend for every ₹100 invested.
How has GICRE grown over the past 5 years?
GICRE has achieved 5-year growth rates of: Sales Growth -0.29%, Profit Growth 105.29%, and EPS Growth 105.29%.
What is the promoter holding in GICRE and why does it matter?
Promoters hold 82.40% of GICRE shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GICRE's market capitalization category?
GICRE has a market capitalization of ₹68106 crores, placing it in the Large-cap category.
How volatile is GICRE stock?
GICRE has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GICRE?
GICRE has a 52-week high of ₹N/A and low of ₹N/A.
What is GICRE's operating profit margin trend?
GICRE has a 5-year average Operating Profit Margin (OPM) of 12.27%, indicating the company's operational efficiency.
How is GICRE's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 3.05% and YoY Profit Growth of 54.85%.
What is the institutional holding pattern in GICRE?
GICRE has FII holding of 2.12% and DII holding of 13.10%. Significant institutional holding often suggests professional confidence in the stock.