Gilada Finance & Investments Ltd Stock Price Today (NSE: GILADAFINS)
Gilada Finance & Investments Ltd
Fundamental Score
Gilada Finance & Investments Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Gilada Finance & Investments Ltd share price today is ₹12.12, up +0.08% on NSE/BSE as of 22 June 2026. Gilada Finance & Investments Ltd (GILADAFINS) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹27.52 (Cr). The 52-week high for GILADAFINS share price is ₹23.80 and the 52-week low is ₹10.70. At a P/E ratio of 12.74x, GILADAFINS is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 9.31% and a debt-to-equity ratio of 0.38.
Gilada Finance & Investments Ltd Share Price Chart — NSE/BSE Historical Performance
Gilada Finance & Investments Ltd share price chart: -4.13% return over the past month. 52-week high ₹23.80, 52-week low ₹10.70.
Gilada Finance & Investments Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹13.04 | ₹13.04 | ₹10.91 | ₹12.12 | 13.26K (Cr) | |
| ₹12.49 | ₹12.49 | ₹12.00 | ₹12.11 | 3.16K (Cr) | |
| ₹12.36 | ₹12.50 | ₹12.01 | ₹12.25 | 9.61K (Cr) | |
| ₹12.77 | ₹12.77 | ₹11.91 | ₹12.30 | 880.00 (Cr) | |
| ₹12.29 | ₹12.48 | ₹12.07 | ₹12.10 | 5.49K (Cr) | |
| ₹12.82 | ₹12.82 | ₹12.37 | ₹12.50 | 1.57K (Cr) | |
| ₹12.55 | ₹12.63 | ₹12.34 | ₹12.57 | 4.92K (Cr) | |
| ₹12.53 | ₹12.70 | ₹12.31 | ₹12.49 | 1.40K (Cr) | |
| ₹12.41 | ₹12.63 | ₹12.36 | ₹12.53 | 256.00 (Cr) | |
| ₹12.49 | ₹12.73 | ₹12.01 | ₹12.35 | 3.11K (Cr) |
Gilada Finance & Investments Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹12.49 | ₹13.04 | ₹10.91 | ₹12.12 | -2.96% | |
| ₹12.90 | ₹13.09 | ₹11.91 | ₹12.25 | -5.04% | |
| ₹12.00 | ₹13.13 | ₹11.01 | ₹12.88 | +7.33% | |
| ₹12.81 | ₹13.14 | ₹11.00 | ₹12.00 | -6.32% | |
| ₹12.72 | ₹14.14 | ₹11.96 | ₹12.81 | +0.71% | |
| ₹12.68 | ₹14.25 | ₹11.87 | ₹12.52 | -1.26% | |
| ₹22.00 | ₹22.98 | ₹12.65 | ₹13.25 | -39.77% | |
| ₹13.24 | ₹23.80 | ₹12.15 | ₹21.76 | +64.35% | |
| ₹11.86 | ₹13.20 | ₹11.52 | ₹13.02 | +9.78% | |
| ₹11.59 | ₹12.54 | ₹10.71 | ₹12.08 | +4.23% | |
| ₹12.66 | ₹12.80 | ₹10.70 | ₹11.54 | -8.85% | |
| ₹11.61 | ₹13.96 | ₹11.50 | ₹11.85 | +2.07% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Micro-cap NBFC with weak financials and high volatility; stay away.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Gilada Finance & Investments Ltd saw a modest weekly gain of 1.34% closing at on March 27, 2026. This outperformed the Sensex, which declined by 1.46% during the same period. However, on March 23, 2026, MarketsMOJO downgraded the stock to a Strong Sell rating due to deteriorating technical indicators and stagnant financial performance, leading to a 4.36% price decline. On April 10, 2026, the share price was , up 1.74% compared to the previous closing price.
CORE STORY (THE REAL GAME)
Gilada Finance is a micro-cap NBFC operating in a crowded and highly regulated space. The market appears to be whipsawing between valuation attractiveness and concerns about fundamental weakness.
- Attractive valuation metrics
- Positive price momentum
- NBFC sector showing signs of recovery
- Improved quarterly results
- Positive news flow regarding order wins or acquisitions
- Sector-wide rally in NBFC stocks
- Micro-cap with limited liquidity
- Strong Sell rating from MarketsMojo
- Stagnant financial performance
Promoter holding is high at 58.77%, but there has been a decrease in stake in the last 12 months. FII and DII holdings are nil.
RBI is maintaining low interest rates, which is generally favorable for NBFCs. However, increased regulatory scrutiny could pose challenges.
No, Free Cash Flow 5Y: ₹-5.98 Cr
If Gilada Finance can improve its financial performance and address the technical concerns, it could see a re-rating. However, the risks are substantial, and a turnaround is far from guaranteed.
Primary Thesis Risk
Illiquidity and weak financials could lead to significant losses.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Gilada Finance & Investments Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Gilada Finance & Investments Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GILADAFINS across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (51.48%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 12.74 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (14.37% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (58.77%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Below-Average Return on Equity (9.31%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Negative Free Cash Flow (₹-5.98 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Gilada Finance & Investments Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Gilada Finance & Investments Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Gilada Finance & Investments LtdGilada Finance ...Selected✓ GILADAFINS • 538788 | 46/100 | ₹12.12₹12 | ₹27.52₹27.52 | 12.74Average 12.7 Average | 9.31%Poor 9.31% Poor | 12.69%Average 12.69% Average | 0.38Excellent 0.4 Excellent | 12.64%Good 12.64% Good | 14.37%Good 14.37% Good | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Gilada Finance & Investments Ltd Quarterly Performance
Latest quarterly metrics for GILADAFINS — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
8.12%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
3.64%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
14.37%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
12.64%
Compounded annual net profit growth over 5 years
Gilada Finance & Investments Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for GILADAFINS — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Gilada Finance & Investments Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Gilada Finance & Investments Ltd (GILADAFINS) — sourced from NSE/BSE filings.
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About GILADAFINS (Gilada Finance & Investments Ltd)
Gilada Finance & Investments Ltd is a registered Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established with a vision to empower individu...als and businesses, the company specializes in providing a spectrum of financial solutions designed to meet diverse needs. Beyond simply lending capital, Gilada Finance & Investments Ltd focuses on fostering growth and financial stability through its tailored offerings. The company prides itself on a customer-centric approach, emphasizing transparency and building long-term relationships with its clientele. With a commitment to ethical practices and prudent risk management, Gilada Finance & Investments Ltd strives to be a reliable partner in its customers' financial journeys. The core of Gilada Finance & Investments Ltd's operations revolves around the strategic deployment of capital across various sectors. Their portfolio encompasses a range of financial products, including carefully structured loans tailored for small and medium-sized enterprises (SMEs), enabling them to expand their operations and achieve their business objectives. Recognizing the importance of individual aspirations, the company also provides mortgage solutions, facilitating homeownership and property investment. Furthermore, Gilada Finance & Investments Ltd extends its services to vehicle financing, making transportation more accessible and convenient for individuals and businesses alike. This diversified approach allows the company to cater to a broad spectrum of financial requirements, contributing to overall economic growth. Headquartered in India, Gilada Finance & Investments Ltd leverages its local expertise and understanding of market dynamics to provide relevant and impactful financial services. The company's operational framework is built upon a foundation of regulatory compliance and adherence to industry best practices. This commitment to integrity ensures that customers can trust in the company's stability and reliability. With a team of experienced professionals dedicated to providing exceptional service, Gilada Finance & Investments Ltd continues to evolve and adapt to the ever-changing financial landscape, solidifying its position as a trusted NBFC committed to empowering individuals and businesses across India.
Company Details
Key Leadership
Corporate Events
GILADAFINS Share Price: Frequently Asked Questions
What is the current share price of Gilada Finance & Investments Ltd?
Gilada Finance & Investments Ltd (GILADAFINS) trades at ₹12.12 on NSE and BSE. Market cap ₹27.52 (Cr). Educational data only.
What is the P/E ratio of Gilada Finance & Investments Ltd?
Gilada Finance & Investments Ltd has a P/E of 12.74x vs industry average 22.03x.
What is the Bull Run score for Gilada Finance & Investments Ltd?
Gilada Finance & Investments Ltd has a Bull Run score of 46/100 based on 25+ financial parameters.
Does Gilada Finance & Investments Ltd pay dividends?
Gilada Finance & Investments Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Gilada Finance & Investments Ltd?
Gilada Finance & Investments Ltd has ROE of 9.31%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Gilada Finance & Investments Ltd?
Gilada Finance & Investments Ltd has debt-to-equity of 0.38.
Is Gilada Finance & Investments Ltd a good investment?
Bull Run gives Gilada Finance & Investments Ltd a score of 46/100. This is not investment advice — consult a SEBI-registered advisor.