Gilada Finance & Investments Ltd Stock Price Today (NSE: GILADAFINS)

Gilada Finance & Investments Ltd

12.12+0.01 (+0.08%)
Market Closed

Fundamental Score

...

Gilada Finance & Investments Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Gilada Finance & Investments Ltd share price today is 12.12, up +0.08% on NSE/BSE as of 19 June 2026. Gilada Finance & Investments Ltd (GILADAFINS) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 27.52 (Cr). The 52-week high for GILADAFINS share price is 23.80 and the 52-week low is 10.70. At a P/E ratio of 12.74x, GILADAFINS is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 9.31% and a debt-to-equity ratio of 0.38.

Gilada Finance & Investments Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
13.09
Low
11.91
Volume
3.7K
Change
-4.13%

Gilada Finance & Investments Ltd share price chart: -4.13% return over the past month. 52-week high ₹23.80, 52-week low ₹10.70.

Gilada Finance & Investments Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
13.0413.0410.9112.1213.26K (Cr)
12.4912.4912.0012.113.16K (Cr)
12.3612.5012.0112.259.61K (Cr)
12.7712.7711.9112.30880.00 (Cr)
12.2912.4812.0712.105.49K (Cr)
12.8212.8212.3712.501.57K (Cr)
12.5512.6312.3412.574.92K (Cr)
12.5312.7012.3112.491.40K (Cr)
12.4112.6312.3612.53256.00 (Cr)
12.4912.7312.0112.353.11K (Cr)

Gilada Finance & Investments Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
12.4913.0410.9112.12-2.96%
12.9013.0911.9112.25-5.04%
12.0013.1311.0112.88+7.33%
12.8113.1411.0012.00-6.32%
12.7214.1411.9612.81+0.71%
12.6814.2511.8712.52-1.26%
22.0022.9812.6513.25-39.77%
13.2423.8012.1521.76+64.35%
11.8613.2011.5213.02+9.78%
11.5912.5410.7112.08+4.23%
12.6612.8010.7011.54-8.85%
11.6113.9611.5011.85+2.07%

AI Research Briefing

Powered by Gemini · 2026-04-13

Micro-cap NBFC with weak financials and high volatility; stay away.

Research Confidence
5.0/10Moderate
MICRO-CAP DARK HORSEBreakout, 1M: 50.46% | 3M: 65.04% | 6M: 53.65%Cheap, P/E 7.84x vs Industry P/E 22.03x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Gilada Finance & Investments Ltd saw a modest weekly gain of 1.34% closing at on March 27, 2026. This outperformed the Sensex, which declined by 1.46% during the same period. However, on March 23, 2026, MarketsMOJO downgraded the stock to a Strong Sell rating due to deteriorating technical indicators and stagnant financial performance, leading to a 4.36% price decline. On April 10, 2026, the share price was , up 1.74% compared to the previous closing price.

CORE STORY (THE REAL GAME)

Gilada Finance is a micro-cap NBFC operating in a crowded and highly regulated space. The market appears to be whipsawing between valuation attractiveness and concerns about fundamental weakness.

Why Now
  • Attractive valuation metrics
  • Positive price momentum
  • NBFC sector showing signs of recovery
Potential Catalysts
  • Improved quarterly results
  • Positive news flow regarding order wins or acquisitions
  • Sector-wide rally in NBFC stocks
Key Risks
  • Micro-cap with limited liquidity
  • Strong Sell rating from MarketsMojo
  • Stagnant financial performance
Institutional Activity

Promoter holding is high at 58.77%, but there has been a decrease in stake in the last 12 months. FII and DII holdings are nil.

Macro Context

RBI is maintaining low interest rates, which is generally favorable for NBFCs. However, increased regulatory scrutiny could pose challenges.

Cash Flow Quality

No, Free Cash Flow 5Y: ₹-5.98 Cr

3–6 Month Outlook

If Gilada Finance can improve its financial performance and address the technical concerns, it could see a re-rating. However, the risks are substantial, and a turnaround is far from guaranteed.

Primary Thesis Risk

Illiquidity and weak financials could lead to significant losses.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

9.31%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

12.69%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

51.48%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Gilada Finance & Investments Ltd Valuation Check

Excellent

Price to Earnings (P/E)

12.74x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

58.77%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

3.64%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

8.12%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

14.37%

Compounded annual revenue growth over 5 years

Good

EPS Growth (5-Year CAGR)

12.56%

Earnings per share growth over 5 years

Good

Net Profit Growth (5-Year CAGR)

12.64%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Good

Debt to Equity Ratio

0.38x

Total debt ÷ equity. Below 0.5 = financially healthy

Good

Interest Coverage Ratio

3.18x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-5.98 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Gilada Finance & Investments Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of GILADAFINS across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Operating Margins (51.48%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 12.74 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (14.37% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Balanced Promoter Holding (58.77%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Below-Average Return on Equity (9.31%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Negative Free Cash Flow (₹-5.98 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Gilada Finance & Investments Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Gilada Finance & Investments Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
46/100
12
₹27.52
12.7
Average
9.31%
Poor
12.69%
Average
0.4
Excellent
12.64%
Good
14.37%
Good
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Gilada Finance & Investments Ltd Quarterly Performance

Latest quarterly metrics for GILADAFINS — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

8.12%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

3.64%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

14.37%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

12.64%

Compounded annual net profit growth over 5 years

Gilada Finance & Investments Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for GILADAFINS — calculated from daily price history

40RSI 14
Neutral — RSI 40

Momentum is balanced — neither overbought nor oversold.

SMA 50
12
▼ Price below SMA 50 — Short-term bearish
SMA 200
13
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
6K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Gilada Finance & Investments Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Gilada Finance & Investments Ltd (GILADAFINS) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Gilada Finance & Investments Ltd

About GILADAFINS (Gilada Finance & Investments Ltd)

Gilada Finance & Investments Ltd is a registered Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established with a vision to empower individu...als and businesses, the company specializes in providing a spectrum of financial solutions designed to meet diverse needs. Beyond simply lending capital, Gilada Finance & Investments Ltd focuses on fostering growth and financial stability through its tailored offerings. The company prides itself on a customer-centric approach, emphasizing transparency and building long-term relationships with its clientele. With a commitment to ethical practices and prudent risk management, Gilada Finance & Investments Ltd strives to be a reliable partner in its customers' financial journeys. The core of Gilada Finance & Investments Ltd's operations revolves around the strategic deployment of capital across various sectors. Their portfolio encompasses a range of financial products, including carefully structured loans tailored for small and medium-sized enterprises (SMEs), enabling them to expand their operations and achieve their business objectives. Recognizing the importance of individual aspirations, the company also provides mortgage solutions, facilitating homeownership and property investment. Furthermore, Gilada Finance & Investments Ltd extends its services to vehicle financing, making transportation more accessible and convenient for individuals and businesses alike. This diversified approach allows the company to cater to a broad spectrum of financial requirements, contributing to overall economic growth. Headquartered in India, Gilada Finance & Investments Ltd leverages its local expertise and understanding of market dynamics to provide relevant and impactful financial services. The company's operational framework is built upon a foundation of regulatory compliance and adherence to industry best practices. This commitment to integrity ensures that customers can trust in the company's stability and reliability. With a team of experienced professionals dedicated to providing exceptional service, Gilada Finance & Investments Ltd continues to evolve and adapt to the ever-changing financial landscape, solidifying its position as a trusted NBFC committed to empowering individuals and businesses across India.

Company Details

Symbol:GILADAFINS
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Sangeeta Sampathkumar Gilada
CEO & Director
Ms. Pallavi Vaibhav Gilada
CFO & Grievance Redressal Officer
Mr. Rajgopal Shankarlal Vaibhav Gilada
MD & Executive Promoter Director

Corporate Events

Recent
Ex-Dividend Date

GILADAFINS Share Price: Frequently Asked Questions

What is the current share price of Gilada Finance & Investments Ltd?

Gilada Finance & Investments Ltd (GILADAFINS) trades at ₹12.12 on NSE and BSE. Market cap ₹27.52 (Cr). Educational data only.

What is the P/E ratio of Gilada Finance & Investments Ltd?

Gilada Finance & Investments Ltd has a P/E of 12.74x vs industry average 22.03x.

What is the Bull Run score for Gilada Finance & Investments Ltd?

Gilada Finance & Investments Ltd has a Bull Run score of 46/100 based on 25+ financial parameters.

Does Gilada Finance & Investments Ltd pay dividends?

Gilada Finance & Investments Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Gilada Finance & Investments Ltd?

Gilada Finance & Investments Ltd has ROE of 9.31%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Gilada Finance & Investments Ltd?

Gilada Finance & Investments Ltd has debt-to-equity of 0.38.

Is Gilada Finance & Investments Ltd a good investment?

Bull Run gives Gilada Finance & Investments Ltd a score of 46/100. This is not investment advice — consult a SEBI-registered advisor.