Gilada Finance & Investments Ltd
Fundamental Score
Gilada Finance & Investments Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GILADAFINS across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (51.48%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 12.74 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Consistent Growth Track Record (14.37% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Balanced Promoter Holding (58.77%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
4 factors identified
Below-Average Return on Equity (9.31%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Negative Free Cash Flow (₹-5.98 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Gilada Finance & Investments Ltd
About GILADAFINS
Business Overview
Gilada Finance & Investments Limited operates as a non-banking financial company in India. It engages in the business of lending; deals in vehicle financing; and offers mortgage, and small business loans. The company was incorporated in 1994 and is based in Bengaluru, India.
Company Details
Key Leadership
Corporate Events
GILADAFINS Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Gilada Finance & Investments Ltd (GILADAFINS)?
As of 29 Jan 2026, 10:35 am IST, Gilada Finance & Investments Ltd (GILADAFINS) is currently trading at ₹12.69. The stock has a market capitalization of ₹27.52 (Cr).
Is GILADAFINS share price Overvalued or Undervalued?
GILADAFINS is currently trading at a P/E ratio of 12.74x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Gilada Finance & Investments Ltd share price?
Key factors influencing GILADAFINS's price include its quarterly earnings growth (Sales Growth: 8.12%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Gilada Finance & Investments Ltd a good stock for long-term investment?
Gilada Finance & Investments Ltd shows a 5-year Profit Growth of 12.64% and an ROE of 9.31%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.38 before investing.
How does Gilada Finance & Investments Ltd compare with its industry peers?
Gilada Finance & Investments Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GILADAFINS's P/E of 12.74x and ROE of 9.31% against the industry averages to determine its competitive standing.
What is the P/E ratio of GILADAFINS and what does it mean?
GILADAFINS has a P/E ratio of 12.74x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹13 for every ₹1 of annual earnings.
How is GILADAFINS performing according to Bull Run's analysis?
GILADAFINS has a Bull Run fundamental score of 46/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GILADAFINS belong to?
GILADAFINS operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gilada Finance & Investments Ltd.
What is Return on Equity (ROE) and why is it important for GILADAFINS?
GILADAFINS has an ROE of 9.31%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Gilada Finance & Investments Ltd generates profits from shareholders' equity.
How is GILADAFINS's debt-to-equity ratio and what does it indicate?
GILADAFINS has a debt-to-equity ratio of 0.38, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is GILADAFINS's dividend yield and is it a good dividend stock?
GILADAFINS offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GILADAFINS grown over the past 5 years?
GILADAFINS has achieved 5-year growth rates of: Sales Growth 14.37%, Profit Growth 12.64%, and EPS Growth 12.56%.
What is the promoter holding in GILADAFINS and why does it matter?
Promoters hold 58.77% of GILADAFINS shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GILADAFINS's market capitalization category?
GILADAFINS has a market capitalization of ₹28 crores, placing it in the Small-cap category.
How volatile is GILADAFINS stock?
GILADAFINS has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GILADAFINS?
GILADAFINS has a 52-week high of ₹N/A and low of ₹N/A.
What is GILADAFINS's operating profit margin trend?
GILADAFINS has a 5-year average Operating Profit Margin (OPM) of 51.48%, indicating the company's operational efficiency.
How is GILADAFINS's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 8.12% and YoY Profit Growth of 3.64%.
What is the institutional holding pattern in GILADAFINS?
GILADAFINS has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.