Golden Legend Leasing & Finance Ltd
Fundamental Score
Golden Legend Leasing & Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GOLDLEG across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 2.07 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (1802.27%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (2210.24%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (39.00% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Conservative Debt Levels (D/E: 0.02)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
8 factors identified
Below-Average Return on Equity (-17.55%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-11.71%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-2.38%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Negative Free Cash Flow (₹-4.49 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Golden Legend Leasing & Finance Ltd
About GOLDLEG
Business Overview
Golden Legand Leasing and Finance Limited engages in the business of payment gateway services in India. The company specializes in digital lending and FinTech software development. It operates platforms under the India Online Pay, Ashapurti Loans, and Bade Bhaisab brand name. The company was incorporated in 1984 and is based in Mumbai, India.
Company Details
Key Leadership
Corporate Events
GOLDLEG Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Golden Legend Leasing & Finance Ltd (GOLDLEG)?
As of 30 Jan 2026, 01:36 pm IST, Golden Legend Leasing & Finance Ltd (GOLDLEG) is currently trading at ₹11.04. The stock has a market capitalization of ₹20.86 (Cr).
Is GOLDLEG share price Overvalued or Undervalued?
GOLDLEG is currently trading at a P/E ratio of 2.07x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Golden Legend Leasing & Finance Ltd share price?
Key factors influencing GOLDLEG's price include its quarterly earnings growth (Sales Growth: 2210.24%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Golden Legend Leasing & Finance Ltd a good stock for long-term investment?
Golden Legend Leasing & Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -17.55%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.02 before investing.
How does Golden Legend Leasing & Finance Ltd compare with its industry peers?
Golden Legend Leasing & Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GOLDLEG's P/E of 2.07x and ROE of -17.55% against the industry averages to determine its competitive standing.
What is the P/E ratio of GOLDLEG and what does it mean?
GOLDLEG has a P/E ratio of 2.07x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹2 for every ₹1 of annual earnings.
How is GOLDLEG performing according to Bull Run's analysis?
GOLDLEG has a Bull Run fundamental score of 38.3/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GOLDLEG belong to?
GOLDLEG operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Golden Legend Leasing & Finance Ltd.
What is Return on Equity (ROE) and why is it important for GOLDLEG?
GOLDLEG has an ROE of -17.55%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Golden Legend Leasing & Finance Ltd generates profits from shareholders' equity.
How is GOLDLEG's debt-to-equity ratio and what does it indicate?
GOLDLEG has a debt-to-equity ratio of 0.02, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GOLDLEG's dividend yield and is it a good dividend stock?
GOLDLEG offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GOLDLEG grown over the past 5 years?
GOLDLEG has achieved 5-year growth rates of: Sales Growth 39.00%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in GOLDLEG and why does it matter?
Promoters hold 0.00% of GOLDLEG shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GOLDLEG's market capitalization category?
GOLDLEG has a market capitalization of ₹21 crores, placing it in the Small-cap category.
How volatile is GOLDLEG stock?
GOLDLEG has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GOLDLEG?
GOLDLEG has a 52-week high of ₹N/A and low of ₹N/A.
What is GOLDLEG's operating profit margin trend?
GOLDLEG has a 5-year average Operating Profit Margin (OPM) of -2.38%, indicating the company's operational efficiency.
How is GOLDLEG's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 2210.24% and YoY Profit Growth of 1802.27%.
What is the institutional holding pattern in GOLDLEG?
GOLDLEG has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.