Gowra Leasing & Finance Ltd
Fundamental Score
Gowra Leasing & Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GOWRALE across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Strong Return on Equity (16.90%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (18.34%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Strong Operating Margins (69.03%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 9.89 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (108.77%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (226.14%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (44.33% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (33.81% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (50.81% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Balanced Promoter Holding (60.48%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
3 factors identified
Negative Free Cash Flow (₹-33.34 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Gowra Leasing & Finance Ltd
About GOWRALE
Business Overview
Gowra Leasing & Finance Limited, a non-banking financial company, engages in investment and financing activities in India. It offers inter-corporate deposits, mortgage loans, bill discounting services, and loans against shares to mid-corporate and retail customers. It serves active pharmaceutical ingredients; engineering works; manufacturing units; trading units; realty; construction; IT / software; infrastructure; and medical and health sectors. The company was incorporated in 1993 and is based in Secunderabad, India.
Company Details
Key Leadership
Corporate Events
GOWRALE Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Gowra Leasing & Finance Ltd (GOWRALE)?
As of 29 Jan 2026, 10:37 am IST, Gowra Leasing & Finance Ltd (GOWRALE) is currently trading at ₹99.60. The stock has a market capitalization of ₹57.44 (Cr).
Is GOWRALE share price Overvalued or Undervalued?
GOWRALE is currently trading at a P/E ratio of 9.89x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Gowra Leasing & Finance Ltd share price?
Key factors influencing GOWRALE's price include its quarterly earnings growth (Sales Growth: 226.14%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Gowra Leasing & Finance Ltd a good stock for long-term investment?
Gowra Leasing & Finance Ltd shows a 5-year Profit Growth of 50.81% and an ROE of 16.90%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.74 before investing.
How does Gowra Leasing & Finance Ltd compare with its industry peers?
Gowra Leasing & Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GOWRALE's P/E of 9.89x and ROE of 16.90% against the industry averages to determine its competitive standing.
What is the P/E ratio of GOWRALE and what does it mean?
GOWRALE has a P/E ratio of 9.89x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹10 for every ₹1 of annual earnings.
How is GOWRALE performing according to Bull Run's analysis?
GOWRALE has a Bull Run fundamental score of 65.3/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GOWRALE belong to?
GOWRALE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gowra Leasing & Finance Ltd.
What is Return on Equity (ROE) and why is it important for GOWRALE?
GOWRALE has an ROE of 16.90%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Gowra Leasing & Finance Ltd generates profits from shareholders' equity.
How is GOWRALE's debt-to-equity ratio and what does it indicate?
GOWRALE has a debt-to-equity ratio of 0.74, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is GOWRALE's dividend yield and is it a good dividend stock?
GOWRALE offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GOWRALE grown over the past 5 years?
GOWRALE has achieved 5-year growth rates of: Sales Growth 44.33%, Profit Growth 50.81%, and EPS Growth 33.81%.
What is the promoter holding in GOWRALE and why does it matter?
Promoters hold 60.48% of GOWRALE shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GOWRALE's market capitalization category?
GOWRALE has a market capitalization of ₹57 crores, placing it in the Small-cap category.
How volatile is GOWRALE stock?
GOWRALE has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GOWRALE?
GOWRALE has a 52-week high of ₹N/A and low of ₹N/A.
What is GOWRALE's operating profit margin trend?
GOWRALE has a 5-year average Operating Profit Margin (OPM) of 69.03%, indicating the company's operational efficiency.
How is GOWRALE's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 226.14% and YoY Profit Growth of 108.77%.
What is the institutional holding pattern in GOWRALE?
GOWRALE has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.