Gowra Leasing & Finance Ltd Stock Price Today (NSE: GOWRALE)
Gowra Leasing & Finance Ltd
Fundamental Score
Gowra Leasing & Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Gowra Leasing & Finance Ltd share price today is ₹81.00, up +1.25% on NSE/BSE as of 22 June 2026. Gowra Leasing & Finance Ltd (GOWRALE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹57.44 (Cr). The 52-week high for GOWRALE share price is ₹151.79 and the 52-week low is ₹70.55. At a P/E ratio of 9.89x, GOWRALE is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 16.90% and a debt-to-equity ratio of 0.74.
Gowra Leasing & Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Gowra Leasing & Finance Ltd share price chart: -0.01% return over the past month. 52-week high ₹151.79, 52-week low ₹70.55.
Gowra Leasing & Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹83.90 | ₹83.90 | ₹81.00 | ₹81.00 | 678.00 (Cr) | |
| ₹80.00 | ₹81.00 | ₹80.00 | ₹80.00 | 2.18K (Cr) | |
| ₹81.99 | ₹83.00 | ₹80.00 | ₹80.50 | 2.06K (Cr) | |
| ₹80.00 | ₹98.17 | ₹80.00 | ₹81.99 | 4.09K (Cr) | |
| ₹80.00 | ₹82.00 | ₹80.00 | ₹81.82 | 1.36K (Cr) | |
| ₹84.85 | ₹84.85 | ₹80.00 | ₹81.48 | 756.00 (Cr) | |
| ₹80.00 | ₹82.00 | ₹80.00 | ₹80.00 | 562.00 (Cr) | |
| ₹84.00 | ₹84.00 | ₹80.00 | ₹82.99 | 78.00 (Cr) | |
| ₹81.50 | ₹82.00 | ₹80.00 | ₹82.00 | 595.00 (Cr) | |
| ₹80.00 | ₹82.00 | ₹79.00 | ₹81.50 | 6.24K (Cr) |
Gowra Leasing & Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹80.00 | ₹83.90 | ₹80.00 | ₹81.00 | +1.25% | |
| ₹80.99 | ₹98.17 | ₹76.77 | ₹80.50 | -0.61% | |
| ₹83.60 | ₹90.00 | ₹80.05 | ₹80.99 | -3.12% | |
| ₹72.50 | ₹95.00 | ₹70.55 | ₹80.99 | +11.71% | |
| ₹92.00 | ₹100.00 | ₹77.99 | ₹89.90 | -2.28% | |
| ₹103.25 | ₹113.00 | ₹83.00 | ₹90.10 | -12.74% | |
| ₹104.00 | ₹115.00 | ₹100.00 | ₹105.15 | +1.11% | |
| ₹101.50 | ₹117.00 | ₹99.49 | ₹103.47 | +1.94% | |
| ₹99.95 | ₹103.63 | ₹89.78 | ₹96.67 | -3.28% | |
| ₹100.50 | ₹106.50 | ₹90.80 | ₹99.95 | -0.55% | |
| ₹130.10 | ₹136.60 | ₹85.70 | ₹102.50 | -21.21% | |
| ₹85.90 | ₹151.79 | ₹84.00 | ₹130.12 | +51.48% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Micro-cap NBFC, GOWRALE, is a liquidity trap trading on hope, not cash.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Gowra Leasing's board previously approved unaudited financial results for the quarter and nine months ended December 31, 2025. The trading window is currently closed and will reopen 48 hours after the declaration of financial results for the year ended March 31, 2026.
CORE STORY (THE REAL GAME)
Gowra Leasing is a micro-cap NBFC riding the wave of increased demand for financing in niche sectors like pharmaceuticals and manufacturing, but faces significant liquidity risk.
- YoY profit growth of 108.77%
- Trades at a P/E of 9.89x, below the industry P/E of 22.03x
- Catering to specific sectors like pharmaceuticals and manufacturing
- Stronger than expected earnings
- Favorable regulatory changes for NBFCs
- Acquisition by a larger financial institution
- Micro/SME cap - liquidity risk
- Negative free cash flow of ₹-33.34 Cr over the last 5 years
- High competition in the NBFC sector
Promoter holding decreased by 0.39%.
RBI is simplifying NBFC classification, potentially easing compliance for smaller players, but increased scrutiny remains a threat.
No. Free Cash Flow 5Y: ₹-33.34 Cr.
If GOWRALE can improve FCF, it can be a good investment. Until then, it is a trade.
Primary Thesis Risk
Liquidity risk and negative free cash flow could lead to collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Gowra Leasing & Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Gowra Leasing & Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GOWRALE across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Strong Return on Equity (16.90%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (18.34%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (69.03%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.89 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (108.77%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (226.14%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (44.33% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (33.81% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (50.81% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (60.48%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Negative Free Cash Flow (₹-33.34 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Gowra Leasing & Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Gowra Leasing & Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Gowra Leasing & Finance LtdGowra Leasing &...Selected✓ GOWRALE • 530709 | 65.3/100 | ₹81.00₹81 | ₹57.44₹57.44 | 9.89Average 9.9 Average | 16.90%Good 16.90% Good | 18.34%Good 18.34% Good | 0.74Good 0.7 Good | 50.81%Excellent 50.81% Excellent | 44.33%Excellent 44.33% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Gowra Leasing & Finance Ltd PE Ratio History
Historical price-to-earnings ratio for GOWRALE — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹10.81 | ₹105.15 | 9.7x |
| FY 2024 | ₹7.37 | ₹58.35 | 7.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Gowra Leasing & Finance Ltd Dividend History
Annual cash dividends paid by GOWRALE — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2024 | ₹0.00 Cr |
| FY 2022 | ₹0.30 Cr |
| FY 2021 | ₹0.30 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Gowra Leasing & Finance Ltd Quarterly Performance
Latest quarterly metrics for GOWRALE — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
226.14%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
108.77%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
44.33%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
50.81%
Compounded annual net profit growth over 5 years
Gowra Leasing & Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for GOWRALE — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Gowra Leasing & Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Gowra Leasing & Finance Ltd (GOWRALE) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Gowra Leasing & Finance Ltd
About GOWRALE (Gowra Leasing & Finance Ltd)
Gowra Leasing & Finance Ltd is a Non-Banking Financial Company deeply rooted in the Indian financial landscape, facilitating growth through tailored investment and financing soluti...ons. With a commitment to fueling enterprise and individual aspirations, the company navigates the complexities of the Indian market, providing vital capital and financial services to a diverse clientele. Operating within the regulatory framework governing NBFCs, Gowra Leasing & Finance actively contributes to financial inclusion by extending credit and other financial instruments to sectors often underserved by traditional banking institutions. Their focus remains on identifying opportunities for strategic investment and deploying capital effectively to drive economic activity and create lasting value for stakeholders. The company distinguishes itself by offering a suite of financial products specifically designed to meet the evolving needs of mid-corporate and retail segments. These include secured and unsecured loan options, catering to various risk appetites and financing requirements. Recognizing the dynamic nature of specific industries, Gowra Leasing & Finance has developed expertise in sectors spanning active pharmaceutical ingredients, engineering, manufacturing, real estate, and information technology. By understanding the unique challenges and opportunities within these sectors, the company provides specialized financial solutions that support sustainable growth and innovation. They offer flexibility and financial options to business. Established with a vision to empower businesses and individuals through strategic financial partnerships, Gowra Leasing & Finance continues to build its reputation as a reliable and responsible NBFC. Grounded in sound financial principles and a customer-centric approach, the company remains focused on delivering long-term value and contributing to the overall economic prosperity of India. With a dedicated team and a commitment to ethical practices, Gowra Leasing & Finance navigates the ever-changing financial landscape, poised to capitalize on emerging opportunities and strengthen its position as a trusted provider of financial solutions.
Company Details
Key Leadership
Corporate Events
GOWRALE Share Price: Frequently Asked Questions
What is the current share price of Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd (GOWRALE) trades at ₹81.00 on NSE and BSE. Market cap ₹57.44 (Cr). Educational data only.
What is the P/E ratio of Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd has a P/E of 9.89x vs industry average 22.03x.
What is the Bull Run score for Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd has a Bull Run score of 65.3/100 based on 25+ financial parameters.
Does Gowra Leasing & Finance Ltd pay dividends?
Gowra Leasing & Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd has ROE of 16.90%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Gowra Leasing & Finance Ltd?
Gowra Leasing & Finance Ltd has debt-to-equity of 0.74.
Is Gowra Leasing & Finance Ltd a good investment?
Bull Run gives Gowra Leasing & Finance Ltd a score of 65.3/100. This is not investment advice — consult a SEBI-registered advisor.