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HomeStocksNon Banking Financial Company (NBFC)Gowra Leasing & Finance Ltd

Gowra Leasing & Finance Ltd Stock Price Today (NSE: GOWRALE)

Gowra Leasing & Finance Ltd

GOWRALENon Banking Financial Company (NBFC)
₹93.49+₹0.00 (+0.00%)↑
As on 17 Feb 2026, 10:10 am ISTMarket Closed

Fundamental Score

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Gowra Leasing & Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis

Gowra Leasing & Finance Ltd share price today is ₹93.49, up +0.00% on NSE/BSE as of 17 February 2026. Gowra Leasing & Finance Ltd (GOWRALE) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹57.44 (Cr). The 52-week high for GOWRALE share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 9.89x, GOWRALE is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 16.90% and a debt-to-equity ratio of 0.74.

Gowra Leasing & Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
₹0.00
Low
₹0.00
Volume
0
Change
+0.00%

Returns & Performance

Good

ROE

16.90%
Good

ROCE

18.34%
Excellent

OPM (5Y)

69.03%

Div Yield

0.00%

Gowra Leasing & Finance Ltd Valuation Check

Excellent

P/E Ratio

9.89x
Poor

Industry P/E

22.03x
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Market Cap

57.44 (Cr)

Growth Engine

Excellent

Profit Growth (Q)

108.77%
Excellent

Sales Growth (Q)

226.14%
Excellent

Sales Growth (5Y)

44.33%
Excellent

EPS Growth (5Y)

33.81%
Excellent

Profit Growth (5Y)

50.81%

Balance Sheet Health

Poor

Debt to Equity

0.74x
Excellent

Int. Coverage

4.57x

Free Cash Flow (5Y)

-33.34 (Cr)

Shareholding

Excellent

Promoter

60.48%
Poor

FII

0.00%
Poor

DII

0.00%
Excellent

Pledged

0.00%

Institutional Deep-Dive

Bull Run Research Hub

Gowra Leasing & Finance Share Price: A Financial Stability Analysis

Non-Banking Financial Companies (NBFCs) are increasingly crucial in democratizing credit access, particularly in underserved sectors. This analysis examines the financial stability of Gowra Leasing & Finance Ltd, focusing on its current market valuation. Currently, the Gowra Leasing & Finance share price stands at ₹97.360001. This analysis forms a component of a comprehensive, 80-parameter fundamental audit verified by Sweta Mishra, aimed at evaluating the company's overall financial health and risk profile.

The price-to-earnings (PE) ratio for Gowra Leasing & Finance is 9.89. This suggests that the market is currently valuing the company at approximately 9.89 times its earnings per share. Compared to its sector peers, such as Apollo Finvest, a closer examination of factors like management quality becomes critical. While quantitative metrics provide a snapshot, the qualitative aspects, including the experience and strategic vision of the management team, can significantly impact future performance. Assessing management's ability to navigate market fluctuations and maintain asset quality is crucial.

One particularly noteworthy aspect of Gowra Leasing & Finance is its Return on Capital Employed (ROCE) of 18.34%. This indicates that for every ₹100 of capital employed, the company is generating a return of ₹18.34. A strong ROCE, like this, suggests efficient capital allocation and profitable operations. This robust ROCE contributes significantly to the company's competitive moat. Consistently high returns on capital employed can create a barrier to entry for competitors, as it becomes harder for them to match Gowra Leasing & Finance's profitability without significant investments and operational efficiencies. It suggests a potential for sustainable value creation.

This analysis provides an observational assessment of Gowra Leasing & Finance’s financial stability based on the provided data points. Further investigation, including a review of the company's balance sheet, cash flow statement, and comprehensive financial ratios, is necessary for a complete risk assessment. Observing trends in key financial metrics over time offers a deeper understanding of the company’s long-term viability. Analyzing the company's asset quality, especially in comparison to peers like Bengal & Assam and Fedders Holding Ltd, is crucial in determining its overall risk profile.

SM
Analysis by Sweta Mishra
SEBI Registered Research Analyst

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Gowra Leasing & Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of GOWRALE across key market metrics for learning purposes.

Positive Indicators

11 factors identified

Strong Return on Equity (16.90%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Excellent ROCE Performance (18.34%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.

Strong Operating Margins (69.03%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 9.89 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (108.77%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (226.14%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (44.33% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (33.81% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (50.81% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (60.48%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

2 factors identified

Negative Free Cash Flow (₹-33.34 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Gowra Leasing & Finance Ltd Financial Statements

Comprehensive financial data for Gowra Leasing & Finance Ltd including income statement, balance sheet and cash flow

About GOWRALE (Gowra Leasing & Finance Ltd)

Gowra Leasing & Finance Ltd (GOWRALE) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹57.44 (Cr). Gowra Leasing & Finance Ltd has delivered a Return on Equity (ROE) of 16.90% and a ROCE of 18.34%. The debt-to-equity ratio stands at 0.74, reflecting the company's capital structure. Investors tracking GOWRALE share price can monitor key metrics including P/E ratio, promoter holding of 60.48%, and quarterly earnings growth.

Company Details

Symbol:GOWRALE
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)
Website:https://www.gowraleasing.com

Key Leadership

Mr. Gowra Srinivas M.Sc
MD & Executive Director
Mr. Alamuru Venkata Rama Krishna Rao
Chief Financial Officer
Mr. Zafar Imam Khan
Compliance Officer & Company Secretary

Corporate Events

Recent
Ex-Dividend Date
2021-09-08

GOWRALE Share Price: Frequently Asked Questions

What is the current share price of Gowra Leasing & Finance Ltd (GOWRALE)?

As of 17 Feb 2026, 10:10 am IST, Gowra Leasing & Finance Ltd share price is ₹93.49. The GOWRALE stock has a market capitalisation of ₹57.44 (Cr) on NSE/BSE.

Is GOWRALE share price Overvalued or Undervalued?

GOWRALE share price is currently trading at a P/E ratio of 9.89x, compared to the industry average of 22.03x. Based on this relative valuation, the Gowra Leasing & Finance Ltd stock appears to be Undervalued against its sector peers.

What is the 52-week high and low of GOWRALE share price?

The 52-week high of GOWRALE share price is ₹N/A and the 52-week low is ₹N/A.

What factors affect the Gowra Leasing & Finance Ltd share price?

Key factors influencing GOWRALE share price include quarterly earnings growth (Sales Growth: 226.14%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Gowra Leasing & Finance Ltd a good stock for long-term investment?

Gowra Leasing & Finance Ltd shows a 5-year Profit Growth of 50.81% and an ROE of 16.90%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.74 before investing in GOWRALE shares.

How does Gowra Leasing & Finance Ltd compare with its industry peers?

Gowra Leasing & Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GOWRALE share price P/E of 9.89x and ROE of 16.90% against the industry averages to determine competitive standing.

What is the P/E ratio of GOWRALE and what does it mean?

GOWRALE share price has a P/E ratio of 9.89x compared to the industry average of 22.03x. Investors pay ₹10 for every ₹1 of annual earnings.

How is GOWRALE performing according to Bull Run's analysis?

GOWRALE has a Bull Run fundamental score of 65.3/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.

What sector and industry does GOWRALE belong to?

GOWRALE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gowra Leasing & Finance Ltd share price.

What is Return on Equity (ROE) and why is it important for GOWRALE?

GOWRALE has an ROE of 16.90%, which indicates excellent management efficiency. ROE measures how efficiently Gowra Leasing & Finance Ltd generates profits from shareholders capital.

How is GOWRALE debt-to-equity ratio and what does it indicate?

GOWRALE has a debt-to-equity ratio of 0.74, which indicates moderate leverage that should be monitored.

What is GOWRALE dividend yield and is it a good dividend stock?

GOWRALE offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Gowra Leasing & Finance Ltd shares.

How has GOWRALE share price grown over the past 5 years?

GOWRALE has achieved 5-year growth rates of: Sales Growth 44.33%, Profit Growth 50.81%, and EPS Growth 33.81%.

What is the promoter holding in GOWRALE and why does it matter?

Promoters hold 60.48% of GOWRALE shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Gowra Leasing & Finance Ltd.

What is GOWRALE market capitalisation category?

GOWRALE has a market capitalisation of ₹57 crores, placing it in the Small-cap category.

How volatile is GOWRALE stock?

GOWRALE has a beta of N/A. A beta > 1 suggests the Gowra Leasing & Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is GOWRALE operating profit margin trend?

GOWRALE has a 5-year average Operating Profit Margin (OPM) of 69.03%, indicating the company's operational efficiency.

How is GOWRALE quarterly performance?

Recent quarterly performance shows Gowra Leasing & Finance Ltd YoY Sales Growth of 226.14% and YoY Profit Growth of 108.77%.

What is the institutional holding pattern in GOWRALE?

GOWRALE has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Gowra Leasing & Finance Ltd stock.

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