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GSB Finance Ltd
Fundamental Score
GSB Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GSBFIN across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (37.98%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Excellent EPS Growth (136.51% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (136.51% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Balanced Promoter Holding (55.25%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Risk Factors
9 factors identified
Below-Average Return on Equity (5.14%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.42%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-157.69%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-56.76%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Limited Growth History (0.00% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Weak Interest Coverage (-1.25x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
High Share Pledging Risk (26.28%)
Observation: Significant promoter share pledging creates potential overhang.
Analysis: High pledging levels may create selling pressure during market downturns or margin calls.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
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Financial Statements
Comprehensive financial data for GSB Finance Ltd
About GSBFIN
Business Overview
GSB Finance Limited engages in the financing and investment, and trading of shares and securities in India. The company provides equity and derivative; advisory assistance; HNI and institutional broking; and technical and fundamental research services. It also provides mutual funds; and insurance products, such as health, motor, home, personal accident, travel, and commercial insurance. The company was formerly known as Ravi Cement Ltd and changed its name to GSB Finance Limited in August 1993. GSB Finance Limited was founded in 1957 and is based in Mumbai, India.
Company Details
Key Leadership
Corporate Events
GSBFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of GSB Finance Ltd (GSBFIN)?
As of 20 Jan 2026, 10:59 am IST, GSB Finance Ltd (GSBFIN) is currently trading at ₹34.03. The stock has a market capitalization of ₹23.04 (Cr).
Is GSBFIN share price Overvalued or Undervalued?
GSBFIN is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the GSB Finance Ltd share price?
Key factors influencing GSBFIN's price include its quarterly earnings growth (Sales Growth: -56.76%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is GSB Finance Ltd a good stock for long-term investment?
GSB Finance Ltd shows a 5-year Profit Growth of 136.51% and an ROE of 5.14%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does GSB Finance Ltd compare with its industry peers?
GSB Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GSBFIN's P/E of 0.00x and ROE of 5.14% against the industry averages to determine its competitive standing.
What is the P/E ratio of GSBFIN and what does it mean?
GSBFIN has a P/E ratio of N/Ax compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is GSBFIN performing according to Bull Run's analysis?
GSBFIN has a Bull Run fundamental score of 17.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GSBFIN belong to?
GSBFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting GSB Finance Ltd.
What is Return on Equity (ROE) and why is it important for GSBFIN?
GSBFIN has an ROE of 5.14%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently GSB Finance Ltd generates profits from shareholders' equity.
How is GSBFIN's debt-to-equity ratio and what does it indicate?
GSBFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GSBFIN's dividend yield and is it a good dividend stock?
GSBFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GSBFIN grown over the past 5 years?
GSBFIN has achieved 5-year growth rates of: Sales Growth 0.00%, Profit Growth 136.51%, and EPS Growth 136.51%.
What is the promoter holding in GSBFIN and why does it matter?
Promoters hold 55.25% of GSBFIN shares, with 26.28% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GSBFIN's market capitalization category?
GSBFIN has a market capitalization of ₹23 crores, placing it in the Small-cap category.
How volatile is GSBFIN stock?
GSBFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GSBFIN?
GSBFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is GSBFIN's operating profit margin trend?
GSBFIN has a 5-year average Operating Profit Margin (OPM) of 37.98%, indicating the company's operational efficiency.
How is GSBFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -56.76% and YoY Profit Growth of -157.69%.
What is the institutional holding pattern in GSBFIN?
GSBFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.