GSB Finance Ltd Stock Price Today (NSE: GSBFIN)
Fundamental Score
GSB Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
GSB Finance Ltd share price today is ₹37.20, up +0.00% on NSE/BSE as of 20 February 2026. GSB Finance Ltd (GSBFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹23.04 (Cr). The 52-week high for GSBFIN share price is ₹N/A and the 52-week low is ₹N/A. The company has a Return on Equity (ROE) of 5.14% and a debt-to-equity ratio of 0.00.
GSB Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
GSB Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
GSB Finance Share Price Analysis: A ROCE Efficiency Perspective
A significant trend emerging within the Non-Banking Financial Company (NBFC) sector is the increased scrutiny on Return on Capital Employed (ROCE) as a key indicator of sustainable profitability and efficient capital allocation. This analysis examines the financial standing of GSB Finance Ltd, focusing primarily on its ROCE efficiency. Currently, the GSB Finance share price stands at ₹35.169998. The company reports a concerning "None" value for its Price-to-Earnings (PE) ratio, signaling potential issues with earnings or data reporting. However, we will focus on ROCE.
GSB Finance Ltd presents a ROCE of 6.42%. ROCE is a critical metric as it reflects how effectively the company uses its capital to generate profits. A higher ROCE generally indicates a stronger competitive advantage and efficient management. The 6.42% ROCE suggests that for every ₹100 of capital employed, GSB Finance generates ₹6.42 in earnings before interest and taxes. This figure needs to be compared against the cost of capital to determine whether GSB Finance is creating or destroying value.
How does this ROCE impact the company's moat? A weak ROCE such as this indicates it's difficult for GSB Finance Ltd to build an economic moat. Companies with stronger ROCE are better positioned to reinvest earnings, innovate, and defend their market share. GSB Finance needs to significantly improve its ROCE to establish a sustainable competitive advantage. The analysis of the management quality of Apollo Finvest relative to GSB Finance Ltd is also useful. A company like
Apollo Finvest with superior management might demonstrate a higher ROCE and better operational efficiency, resulting in greater value creation for shareholders and a stronger moat.Benchmarking against sector peers like Bengal & Assam and Fedders Holding Ltd is crucial to understand GSB Finance's relative performance. A lower ROCE compared to peers could indicate operational inefficiencies, higher costs, or less effective capital deployment. Further investigation is required to pinpoint the specific areas needing improvement. This analysis of GSB Finance share price is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, aiming to provide a data-driven perspective on the company's financial health and operational efficiency.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
GSB Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GSBFIN across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (37.98%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Excellent EPS Growth (136.51% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (136.51% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (55.25%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Risk Factors
8 factors identified
Below-Average Return on Equity (5.14%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.42%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-157.69%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-56.76%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (0.00% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Interest Coverage (-1.25x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
High Share Pledging Risk (26.28%)
Observation: Significant promoter share pledging creates potential overhang.
Analysis: High pledging levels may create selling pressure during market downturns.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
GSB Finance Ltd Financial Statements
Comprehensive financial data for GSB Finance Ltd including income statement, balance sheet and cash flow
About GSBFIN (GSB Finance Ltd)
GSB Finance Ltd (GSBFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹23.04 (Cr). GSB Finance Ltd has delivered a Return on Equity (ROE) of 5.14% and a ROCE of 6.42%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking GSBFIN share price can monitor key metrics including P/E ratio, promoter holding of 55.25%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
GSBFIN Share Price: Frequently Asked Questions
What is the current share price of GSB Finance Ltd (GSBFIN)?
As of 20 Feb 2026, 06:12 am IST, GSB Finance Ltd share price is ₹37.20. The GSBFIN stock has a market capitalisation of ₹23.04 (Cr) on NSE/BSE.
Is GSBFIN share price Overvalued or Undervalued?
GSBFIN share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the GSB Finance Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of GSBFIN share price?
The 52-week high of GSBFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the GSB Finance Ltd share price?
Key factors influencing GSBFIN share price include quarterly earnings growth (Sales Growth: -56.76%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is GSB Finance Ltd a good stock for long-term investment?
GSB Finance Ltd shows a 5-year Profit Growth of 136.51% and an ROE of 5.14%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in GSBFIN shares.
How does GSB Finance Ltd compare with its industry peers?
GSB Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare GSBFIN share price P/E of 0.00x and ROE of 5.14% against the industry averages to determine competitive standing.
What is the P/E ratio of GSBFIN and what does it mean?
GSBFIN share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is GSBFIN performing according to Bull Run's analysis?
GSBFIN has a Bull Run fundamental score of 17.2/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does GSBFIN belong to?
GSBFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting GSB Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for GSBFIN?
GSBFIN has an ROE of 5.14%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently GSB Finance Ltd generates profits from shareholders capital.
How is GSBFIN debt-to-equity ratio and what does it indicate?
GSBFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is GSBFIN dividend yield and is it a good dividend stock?
GSBFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in GSB Finance Ltd shares.
How has GSBFIN share price grown over the past 5 years?
GSBFIN has achieved 5-year growth rates of: Sales Growth 0.00%, Profit Growth 136.51%, and EPS Growth 136.51%.
What is the promoter holding in GSBFIN and why does it matter?
Promoters hold 55.25% of GSBFIN shares, with 26.28% pledged. High promoter holding often indicates strong management confidence in GSB Finance Ltd.
What is GSBFIN market capitalisation category?
GSBFIN has a market capitalisation of ₹23 crores, placing it in the Small-cap category.
How volatile is GSBFIN stock?
GSBFIN has a beta of N/A. A beta > 1 suggests the GSB Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is GSBFIN operating profit margin trend?
GSBFIN has a 5-year average Operating Profit Margin (OPM) of 37.98%, indicating the company's operational efficiency.
How is GSBFIN quarterly performance?
Recent quarterly performance shows GSB Finance Ltd YoY Sales Growth of -56.76% and YoY Profit Growth of -157.69%.
What is the institutional holding pattern in GSBFIN?
GSBFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the GSB Finance Ltd stock.