Gujarat State Financial Corporation Stock Price Today (NSE: GUJSTATFIN)
Fundamental Score
Gujarat State Financial Corporation Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Gujarat State Financial Corporation share price today is ₹10.50, down 0.19% on NSE/BSE as of 19 June 2026. Gujarat State Financial Corporation (GUJSTATFIN) is a Small-cap company in the Financial Institution sector with a market capitalisation of ₹101.41 (Cr). The 52-week high for GUJSTATFIN share price is ₹17.30 and the 52-week low is ₹8.40.
Gujarat State Financial Corporation Share Price Chart — NSE/BSE Historical Performance
Gujarat State Financial Corporation share price chart: -2.73% return over the past month. 52-week high ₹17.30, 52-week low ₹8.40.
Gujarat State Financial Corporation — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹10.19 | ₹10.80 | ₹10.19 | ₹10.50 | 9.02K (Cr) | |
| ₹10.21 | ₹11.00 | ₹10.21 | ₹10.52 | 11.24K (Cr) | |
| ₹11.29 | ₹11.29 | ₹10.63 | ₹10.69 | 10.94K (Cr) | |
| ₹10.65 | ₹11.10 | ₹10.55 | ₹10.70 | 4.38K (Cr) | |
| ₹11.40 | ₹11.40 | ₹10.31 | ₹10.67 | 6.27K (Cr) | |
| ₹10.64 | ₹10.98 | ₹10.15 | ₹10.66 | 5.08K (Cr) | |
| ₹10.06 | ₹10.85 | ₹10.06 | ₹10.43 | 4.79K (Cr) | |
| ₹10.20 | ₹11.89 | ₹10.20 | ₹10.41 | 20.02K (Cr) | |
| ₹10.36 | ₹10.60 | ₹10.31 | ₹10.47 | 3.12K (Cr) | |
| ₹10.35 | ₹10.79 | ₹10.35 | ₹10.47 | 4.63K (Cr) |
Gujarat State Financial Corporation — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹10.21 | ₹11.00 | ₹10.19 | ₹10.50 | +2.84% | |
| ₹10.60 | ₹11.94 | ₹10.06 | ₹10.69 | +0.85% | |
| ₹8.40 | ₹12.49 | ₹8.40 | ₹10.78 | +28.33% | |
| ₹10.91 | ₹11.57 | ₹9.00 | ₹9.30 | -14.76% | |
| ₹11.57 | ₹12.75 | ₹10.73 | ₹11.16 | -3.54% | |
| ₹11.23 | ₹12.98 | ₹11.03 | ₹11.26 | +0.27% | |
| ₹12.03 | ₹13.00 | ₹11.00 | ₹11.75 | -2.33% | |
| ₹13.49 | ₹13.86 | ₹11.00 | ₹12.03 | -10.82% | |
| ₹13.70 | ₹15.00 | ₹12.41 | ₹13.01 | -5.04% | |
| ₹15.54 | ₹16.31 | ₹13.45 | ₹13.67 | -12.03% | |
| ₹14.49 | ₹16.93 | ₹13.00 | ₹15.31 | +5.66% | |
| ₹16.50 | ₹16.95 | ₹14.00 | ₹14.22 | -13.82% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Gujarat State Financial Corporation is a value trap kept afloat by the state government, with no fundamental basis for investment.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. Recent news indicates a fine of akhs was imposed by BSE for non-compliance with corporate governance regulations. The company's losses increased by 5% in the year 2024-25, with staff strength reducing from 16 to 12.
CORE STORY (THE REAL GAME)
A zombie SME lender, kept alive by the Gujarat state government, primarily focused on recovering dues rather than originating new loans. This is a restructuring play, not a growth story.
- Hopes of government bailout or restructuring
- Low liquidity can cause sharp spikes
- Government announces a concrete restructuring plan
- Significant reduction in losses
- Improved asset quality
- Micro/SME cap = liquidity risk
- Negative book value
- High promoter holding limits float
- Poor financials
DII reduced their stake by 0.06% [cite: brief].
Indian banks are entering 2026 in a strong position, but GSFC is unlikely to benefit.
No. Free Cash Flow 5Y: ₹-48.5 Cr [cite: brief].
GSFC's future hinges on government intervention. Without it, continued losses and erosion of net worth are expected.
Primary Thesis Risk
Reliance on government bailout is the single biggest thesis killer.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Gujarat State Financial Corporation Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Gujarat State Financial Corporation Fundamental Analysis & Valuation Benchmarking
Educational evaluation of GUJSTATFIN across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (69.36%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Revenue Contraction (-85.29%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (3.10% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-1.38% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-1.38% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Weak Interest Coverage (0.09x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-48.50 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Public Float (83.95% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 1.38%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Gujarat State Financial Corporation vs Financial Institution Peers
Peer Comparison - Financial Institution
Compare Gujarat State Financial Corporation with 8 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Gujarat State Financial CorporationGujarat State F...Selected✓ GUJSTATFIN • 532160 | 14.2/100 | ₹10.50₹11 | ₹101.41₹101.41 | — — | — — | — — | — — | -1.38%Poor -1.38% Poor | 3.10%Average 3.10% Average | 0.00% |
39.6/100 | ₹99.19₹99 | ₹152980.11₹152980.11 | 22.38Average 22.4 Average | 12.77%Average 12.77% Average | 5.83%Poor 5.83% Poor | 7.25Poor 7.3 Poor | 15.29%Excellent 15.29% Excellent | 15.13%Excellent 15.13% Excellent | 1.37% | |
Power Finance Corporation LtdPower Finance C... PFC • 532810 | 57.2/100 | ₹433.50₹434 | ₹118985.95₹118985.95 | 4.81Average 4.8 Average | 21.01%Excellent 21.01% Excellent | 9.73%Poor 9.73% Poor | 7.88Poor 7.9 Poor | 26.42%Excellent 26.42% Excellent | 11.49%Good 11.49% Good | 4.38% |
Rec LtdRec Ltd... RECLTD • 532955 | 55.8/100 | ₹339.70₹340 | ₹94348.22₹94348.22 | 5.46Average 5.5 Average | 21.51%Excellent 21.51% Excellent | 9.96%Poor 9.96% Poor | 6.18Poor 6.2 Poor | 26.14%Excellent 26.14% Excellent | 13.49%Good 13.49% Good | 5.03% |
42.4/100 | ₹206.24₹206 | ₹47705.45₹47705.45 | 17.02Average 17.0 Average | 15.67%Good 15.67% Good | 9.62%Poor 9.62% Poor | 7.03Poor 7.0 Poor | 9.66%Good 9.66% Good | 6.45%Good 6.45% Good | 1.74% | |
64.8/100 | ₹130.20₹130 | ₹40039.93₹40039.93 | 23.24Average 23.2 Average | 18.05%Good 18.05% Good | 9.37%Poor 9.37% Poor | 5.41Poor 5.4 Poor | 51.26%Excellent 51.26% Excellent | 23.31%Excellent 23.31% Excellent | 0.00% | |
IFCI LtdIFCI Ltd... IFCI • 500106 | 50.6/100 | ₹68.38₹68 | ₹13837.98₹13837.98 | 36.34Average 36.3 Average | 2.60%Poor 2.60% Poor | 8.08%Poor 8.08% Poor | 0.40Excellent 0.4 Excellent | 22.37%Excellent 22.37% Excellent | -8.19%Poor -8.19% Poor | 0.00% |
Tourism Finance Corporation of India LtdTourism Finance... TFCILTD • 526650 | 17.2/100 | ₹73.37₹73 | ₹3198.30₹3198.30 | 28.44Average 28.4 Average | 8.51%Poor 8.51% Poor | 10.67%Average 10.67% Average | 0.82Good 0.8 Good | 3.91%Average 3.91% Average | -1.00%Poor -1.00% Poor | 0.87% |
HARYANA FINANCIAL CORPORATIONHARYANA FINANCI... HARAFIN • 530927 | 13/100 | ₹63.00₹63 | ₹1676.01₹1676.01 | — — | 0.00%Poor 0.00% Poor | 0.03%Poor 0.03% Poor | 0.00Excellent 0.0 Excellent | — — | -32.15%Poor -32.15% Poor | 0.00% |
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Gujarat State Financial Corporation Quarterly Performance
Latest quarterly metrics for GUJSTATFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-85.29%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-1.04%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
3.10%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-1.38%
Compounded annual net profit growth over 5 years
Gujarat State Financial Corporation Technical Indicators
SMA 50, SMA 200, RSI and volume signals for GUJSTATFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Gujarat State Financial Corporation Financial Statements
Annual income statement, balance sheet and cash flow for Gujarat State Financial Corporation (GUJSTATFIN) — sourced from NSE/BSE filings.
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About GUJSTATFIN (Gujarat State Financial Corporation)
Gujarat State Financial Corporation is a cornerstone of industrial growth and entrepreneurship within the vibrant state of Gujarat. Established with a vision to fuel economic progr...ess, GUJSTATFIN acts as a catalyst, providing crucial financial assistance to budding entrepreneurs and established businesses alike. Its mission extends beyond simply disbursing loans; it’s about nurturing innovation, fostering self-reliance, and building a robust industrial ecosystem across the state. GUJSTATFIN is committed to empowering the dreams of countless individuals and contributing to the overall prosperity of Gujarat. Through its strategically designed financial products and services, the corporation plays a pivotal role in driving industrial expansion, generating employment opportunities, and ensuring sustainable economic development in the region. GUJSTATFIN specializes in providing tailored financial solutions to small and medium enterprises (SMEs), recognizing their vital contribution to the state's economy. These offerings include term loans, working capital loans, and other specialized credit facilities meticulously crafted to meet the diverse needs of businesses across various sectors. Beyond merely lending, GUJSTATFIN also provides support through guidance and mentorship, helping entrepreneurs navigate the complexities of the business world and make informed decisions. The corporation prides itself on its deep understanding of the local market and its ability to identify and nurture promising ventures, thereby contributing to the diversification and resilience of the state's industrial landscape. Headquartered in the capital city of Gandhinagar, GUJSTATFIN has built a strong and reliable presence throughout Gujarat, reaching even the most remote corners of the state. With a network of strategically located branches and a dedicated team of professionals, the corporation ensures accessibility and responsiveness to the needs of its clientele. GUJSTATFIN embraces a forward-thinking approach, constantly adapting to the evolving economic environment and leveraging innovative technologies to enhance its services. By fostering strong relationships with its stakeholders and maintaining the highest standards of integrity and transparency, GUJSTATFIN has earned a reputation as a trusted partner in Gujarat's journey towards industrial excellence.
Company Details
Key Leadership
GUJSTATFIN Share Price: Frequently Asked Questions
What is the current share price of Gujarat State Financial Corporation?
Gujarat State Financial Corporation (GUJSTATFIN) trades at ₹10.50 on NSE and BSE. Market cap ₹101.41 (Cr). Educational data only.
What is the P/E ratio of Gujarat State Financial Corporation?
Gujarat State Financial Corporation has a P/E of N/Ax vs industry average 22.38x.
What is the Bull Run score for Gujarat State Financial Corporation?
Gujarat State Financial Corporation has a Bull Run score of 14.2/100 based on 25+ financial parameters.
Does Gujarat State Financial Corporation pay dividends?
Gujarat State Financial Corporation has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Gujarat State Financial Corporation?
Gujarat State Financial Corporation has ROE of N/A. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Gujarat State Financial Corporation?
Gujarat State Financial Corporation has debt-to-equity of N/A.
Is Gujarat State Financial Corporation a good investment?
Bull Run gives Gujarat State Financial Corporation a score of 14.2/100. This is not investment advice — consult a SEBI-registered advisor.