Gujarat State Financial Corporation
Fundamental Score
Gujarat State Financial Corporation Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GUJSTATFIN across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (69.36%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Revenue Contraction (-85.29%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Limited Growth History (3.10% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Weak Earnings Growth (-1.38% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (-1.38% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Weak Interest Coverage (0.09x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-48.50 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Public Float (83.95% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity and institutional participation.
Limited Institutional Interest (FII+DII: 1.38%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Gujarat State Financial Corporation
About GUJSTATFIN
Business Overview
Gujarat State Financial Corporation operates as a development financial institution in India. It provides medium- and long-term credit to small and medium scale industries. The company was founded in 1960 and is headquartered in Gandhinagar, India.
Company Details
Key Leadership
GUJSTATFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Gujarat State Financial Corporation (GUJSTATFIN)?
As of 30 Jan 2026, 01:41 pm IST, Gujarat State Financial Corporation (GUJSTATFIN) is currently trading at ₹11.26. The stock has a market capitalization of ₹101.41 (Cr).
Is GUJSTATFIN share price Overvalued or Undervalued?
GUJSTATFIN is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.38x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Gujarat State Financial Corporation share price?
Key factors influencing GUJSTATFIN's price include its quarterly earnings growth (Sales Growth: -85.29%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Gujarat State Financial Corporation a good stock for long-term investment?
Gujarat State Financial Corporation shows a 5-year Profit Growth of -1.38% and an ROE of N/A%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of N/A before investing.
How does Gujarat State Financial Corporation compare with its industry peers?
Gujarat State Financial Corporation competes with major peers in the Financial Institution. Investors should compare GUJSTATFIN's P/E of 0.00x and ROE of N/A% against the industry averages to determine its competitive standing.
What is the P/E ratio of GUJSTATFIN and what does it mean?
GUJSTATFIN has a P/E ratio of N/Ax compared to the industry average of 22.38x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is GUJSTATFIN performing according to Bull Run's analysis?
GUJSTATFIN has a Bull Run fundamental score of 14.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GUJSTATFIN belong to?
GUJSTATFIN operates in the Financial Institution industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gujarat State Financial Corporation.
What is Return on Equity (ROE) and why is it important for GUJSTATFIN?
GUJSTATFIN has an ROE of N/A%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Gujarat State Financial Corporation generates profits from shareholders' equity.
How is GUJSTATFIN's debt-to-equity ratio and what does it indicate?
GUJSTATFIN has a debt-to-equity ratio of N/A, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GUJSTATFIN's dividend yield and is it a good dividend stock?
GUJSTATFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GUJSTATFIN grown over the past 5 years?
GUJSTATFIN has achieved 5-year growth rates of: Sales Growth 3.10%, Profit Growth -1.38%, and EPS Growth -1.38%.
What is the promoter holding in GUJSTATFIN and why does it matter?
Promoters hold 83.95% of GUJSTATFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GUJSTATFIN's market capitalization category?
GUJSTATFIN has a market capitalization of ₹101 crores, placing it in the Small-cap category.
How volatile is GUJSTATFIN stock?
GUJSTATFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GUJSTATFIN?
GUJSTATFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is GUJSTATFIN's operating profit margin trend?
GUJSTATFIN has a 5-year average Operating Profit Margin (OPM) of 69.36%, indicating the company's operational efficiency.
How is GUJSTATFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -85.29% and YoY Profit Growth of -1.04%.
What is the institutional holding pattern in GUJSTATFIN?
GUJSTATFIN has FII holding of 0.00% and DII holding of 1.38%. Significant institutional holding often suggests professional confidence in the stock.