HARYANA FINANCIAL CORPORATION
Fundamental Score
HARYANA FINANCIAL CORPORATION Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of HARAFIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (26.27%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Below-Average Return on Equity (0.00%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.03%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-115.47%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-86.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Limited Growth History (-32.15% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Negative Free Cash Flow (₹-24.65 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Public Float (99.36% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity and institutional participation.
Limited Institutional Interest (FII+DII: 0.09%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Financial Statements
Comprehensive financial data for HARYANA FINANCIAL CORPORATION
About HARAFIN
Business Overview
Haryana Financial Corporation provides financial assistance to industrial units in small scale sectors in India. The company was incorporated in 1967 and is headquartered in Chandigarh, India.
Company Details
Key Leadership
HARAFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of HARYANA FINANCIAL CORPORATION (HARAFIN)?
As of 16 Jan 2026, 10:13 am IST, HARYANA FINANCIAL CORPORATION (HARAFIN) is currently trading at ₹87.85. The stock has a market capitalization of ₹1.68K (Cr).
Is HARAFIN share price Overvalued or Undervalued?
HARAFIN is currently trading at a P/E ratio of 0.00x, compared to the industry average of 24.60x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the HARYANA FINANCIAL CORPORATION share price?
Key factors influencing HARAFIN's price include its quarterly earnings growth (Sales Growth: -86.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is HARYANA FINANCIAL CORPORATION a good stock for long-term investment?
HARYANA FINANCIAL CORPORATION shows a 5-year Profit Growth of N/A% and an ROE of 0.00%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does HARYANA FINANCIAL CORPORATION compare with its industry peers?
HARYANA FINANCIAL CORPORATION competes with major peers in the Finance. Investors should compare HARAFIN's P/E of 0.00x and ROE of 0.00% against the industry averages to determine its competitive standing.
What is the P/E ratio of HARAFIN and what does it mean?
HARAFIN has a P/E ratio of N/Ax compared to the industry average of 24.60x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is HARAFIN performing according to Bull Run's analysis?
HARAFIN has a Bull Run fundamental score of 13/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does HARAFIN belong to?
HARAFIN operates in the Finance industry. This classification helps understand the competitive landscape and sector-specific trends affecting HARYANA FINANCIAL CORPORATION.
What is Return on Equity (ROE) and why is it important for HARAFIN?
HARAFIN has an ROE of 0.00%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently HARYANA FINANCIAL CORPORATION generates profits from shareholders' equity.
How is HARAFIN's debt-to-equity ratio and what does it indicate?
HARAFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is HARAFIN's dividend yield and is it a good dividend stock?
HARAFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has HARAFIN grown over the past 5 years?
HARAFIN has achieved 5-year growth rates of: Sales Growth -32.15%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in HARAFIN and why does it matter?
Promoters hold 99.36% of HARAFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is HARAFIN's market capitalization category?
HARAFIN has a market capitalization of ₹1676 crores, placing it in the Small-cap category.
How volatile is HARAFIN stock?
HARAFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for HARAFIN?
HARAFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is HARAFIN's operating profit margin trend?
HARAFIN has a 5-year average Operating Profit Margin (OPM) of 26.27%, indicating the company's operational efficiency.
How is HARAFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -86.00% and YoY Profit Growth of -115.47%.
What is the institutional holding pattern in HARAFIN?
HARAFIN has FII holding of 0.00% and DII holding of 0.09%. Significant institutional holding often suggests professional confidence in the stock.