HARYANA FINANCIAL CORPORATION Stock Price Today (NSE: HARAFIN)
Fundamental Score
HARYANA FINANCIAL CORPORATION Share Price — Live NSE/BSE Price, Fundamentals & Analysis
HARYANA FINANCIAL CORPORATION share price today is ₹63.00, up +0.00% on NSE/BSE as of 19 June 2026. HARYANA FINANCIAL CORPORATION (HARAFIN) is a Small-cap company in the Finance sector with a market capitalisation of ₹1.68K (Cr). The 52-week high for HARAFIN share price is ₹93.97 and the 52-week low is ₹52.12. 0
HARYANA FINANCIAL CORPORATION Share Price Chart — NSE/BSE Historical Performance
HARYANA FINANCIAL CORPORATION share price chart: -0.76% return over the past month. 52-week high ₹93.97, 52-week low ₹52.12.
HARYANA FINANCIAL CORPORATION — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) | |
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | 0.00 (Cr) |
HARYANA FINANCIAL CORPORATION — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹63.00 | ₹63.00 | ₹63.00 | ₹63.00 | +0.00% | |
| ₹63.48 | ₹63.48 | ₹63.00 | ₹63.00 | -0.76% | |
| ₹74.01 | ₹75.00 | ₹63.48 | ₹63.48 | -14.23% | |
| ₹80.00 | ₹85.00 | ₹74.01 | ₹74.01 | -7.49% | |
| ₹80.00 | ₹80.00 | ₹80.00 | ₹80.00 | +0.00% | |
| ₹89.28 | ₹93.74 | ₹80.00 | ₹80.00 | -10.39% | |
| ₹88.97 | ₹93.97 | ₹85.03 | ₹89.28 | +0.35% | |
| ₹88.97 | ₹88.97 | ₹88.97 | ₹88.97 | +0.00% | |
| ₹84.74 | ₹88.97 | ₹84.74 | ₹88.97 | +4.99% | |
| ₹66.50 | ₹84.74 | ₹66.50 | ₹84.74 | +27.43% | |
| ₹62.16 | ₹66.57 | ₹62.16 | ₹66.50 | +6.98% | |
| ₹57.45 | ₹62.16 | ₹57.45 | ₹62.16 | +8.20% |
AI Research Briefing
Powered by Gemini · 2026-04-17
Haryana Financial Corporation is a zombie company trading on bailout hopes, not fundamentals.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Haryana Financial Corporation appointed Shri Sushil Sarwan as Managing Director, replacing Dr. Aditya Dahiya. The 58th Annual General Meeting was held on March 25, 2026. The corporation is still in the process of winding up and has stopped sanctioning loans since 2010.
CORE STORY (THE REAL GAME)
A zombie SME lender. Not a going concern. A restructuring play dependent on Haryana state government actions. Market is likely pricing hope of asset monetization or bailout.
- Change in management
- Annual General Meeting
- Winding up process
- Government announces a restructuring plan
- Asset sale is announced
- Surprise earnings beat
- Illiquidity risk
- Negative free cash flow of ₹-24.65 Cr
- Winding up process
Promoter holding stable at 99.36%. No FII/DII interest.
NBFC sector is growing, but HARAFIN is not participating.
No. Free cash flow 5Y: ₹-24.65 Cr.
Likely continued stagnation or value erosion unless the Haryana government intervenes. Limited catalysts for growth.
Primary Thesis Risk
Reliance on a government bailout that may never materialize.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
HARYANA FINANCIAL CORPORATION Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
HARYANA FINANCIAL CORPORATION Fundamental Analysis & Valuation Benchmarking
Educational evaluation of HARAFIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (26.27%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (0.00%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.03%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-115.47%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-86.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-32.15% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Negative Free Cash Flow (₹-24.65 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Public Float (99.36% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 0.09%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
HARYANA FINANCIAL CORPORATION vs Financial Institution Peers
Peer Comparison - Financial Institution
Compare HARYANA FINANCIAL CORPORATION with 8 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
HARYANA FINANCIAL CORPORATIONHARYANA FINANCI...Selected✓ HARAFIN • 530927 | 13/100 | ₹63.00₹63 | ₹1676.01₹1676.01 | — — | 0.00%Poor 0.00% Poor | 0.03%Poor 0.03% Poor | 0.00Excellent 0.0 Excellent | — — | -32.15%Poor -32.15% Poor | 0.00% |
39.6/100 | ₹99.19₹99 | ₹152980.11₹152980.11 | 22.38Average 22.4 Average | 12.77%Average 12.77% Average | 5.83%Poor 5.83% Poor | 7.25Poor 7.3 Poor | 15.29%Excellent 15.29% Excellent | 15.13%Excellent 15.13% Excellent | 1.37% | |
Power Finance Corporation LtdPower Finance C... PFC • 532810 | 57.2/100 | ₹433.50₹434 | ₹118985.95₹118985.95 | 4.81Average 4.8 Average | 21.01%Excellent 21.01% Excellent | 9.73%Poor 9.73% Poor | 7.88Poor 7.9 Poor | 26.42%Excellent 26.42% Excellent | 11.49%Good 11.49% Good | 4.38% |
Rec LtdRec Ltd... RECLTD • 532955 | 55.8/100 | ₹339.70₹340 | ₹94348.22₹94348.22 | 5.46Average 5.5 Average | 21.51%Excellent 21.51% Excellent | 9.96%Poor 9.96% Poor | 6.18Poor 6.2 Poor | 26.14%Excellent 26.14% Excellent | 13.49%Good 13.49% Good | 5.03% |
42.4/100 | ₹206.24₹206 | ₹47705.45₹47705.45 | 17.02Average 17.0 Average | 15.67%Good 15.67% Good | 9.62%Poor 9.62% Poor | 7.03Poor 7.0 Poor | 9.66%Good 9.66% Good | 6.45%Good 6.45% Good | 1.74% | |
64.8/100 | ₹130.20₹130 | ₹40039.93₹40039.93 | 23.24Average 23.2 Average | 18.05%Good 18.05% Good | 9.37%Poor 9.37% Poor | 5.41Poor 5.4 Poor | 51.26%Excellent 51.26% Excellent | 23.31%Excellent 23.31% Excellent | 0.00% | |
IFCI LtdIFCI Ltd... IFCI • 500106 | 50.6/100 | ₹68.38₹68 | ₹13837.98₹13837.98 | 36.34Average 36.3 Average | 2.60%Poor 2.60% Poor | 8.08%Poor 8.08% Poor | 0.40Excellent 0.4 Excellent | 22.37%Excellent 22.37% Excellent | -8.19%Poor -8.19% Poor | 0.00% |
Tourism Finance Corporation of India LtdTourism Finance... TFCILTD • 526650 | 17.2/100 | ₹73.37₹73 | ₹3198.30₹3198.30 | 28.44Average 28.4 Average | 8.51%Poor 8.51% Poor | 10.67%Average 10.67% Average | 0.82Good 0.8 Good | 3.91%Average 3.91% Average | -1.00%Poor -1.00% Poor | 0.87% |
Gujarat State Financial CorporationGujarat State F... GUJSTATFIN • 532160 | 14.2/100 | ₹10.70₹11 | ₹101.41₹101.41 | — — | — — | — — | — — | -1.38%Poor -1.38% Poor | 3.10%Average 3.10% Average | 0.00% |
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HARYANA FINANCIAL CORPORATION Quarterly Performance
Latest quarterly metrics for HARAFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-86.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-115.47%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-32.15%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
HARYANA FINANCIAL CORPORATION Technical Indicators
SMA 50, SMA 200, RSI and volume signals for HARAFIN — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
HARYANA FINANCIAL CORPORATION Financial Statements
Annual income statement, balance sheet and cash flow for HARYANA FINANCIAL CORPORATION (HARAFIN) — sourced from NSE/BSE filings.
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About HARAFIN (HARYANA FINANCIAL CORPORATION)
HARYANA FINANCIAL CORPORATION is a pivotal financial institution deeply embedded in the economic landscape of Haryana, India. Established to catalyze industrial growth, it serves a...s a crucial artery providing financial sustenance to budding entrepreneurs and established businesses alike. Its primary focus lies in nurturing the small and medium-sized enterprise (SME) sector, recognizing its vital role in employment generation and overall economic dynamism. HARAFIN's operations are characterized by a commitment to fostering self-reliance among entrepreneurs by providing access to capital that might otherwise be unavailable through traditional banking channels. It operates under a framework of prudent financial management, ensuring the responsible deployment of resources to maximize impact and minimize risk. HARAFIN's core mandate revolves around providing a diverse suite of financial products tailored to the unique needs of industrial ventures. These offerings encompass term loans for infrastructure development, working capital to fuel daily operations, and specialized schemes designed to promote innovation and technological advancement. The corporation goes beyond merely dispensing funds, actively engaging with its clients through advisory services and guidance on project planning and financial management. This holistic approach aims to empower businesses, enhancing their capacity to navigate the complexities of the market and achieve sustainable growth. HARAFIN strives to be more than just a lender, envisioning itself as a partner in the entrepreneurial journey. Operating from its headquarters in Chandigarh, HARAFIN strategically positions itself to efficiently serve the entire state of Haryana. Its organizational structure is designed to ensure accessibility and responsiveness, with a network of branches and dedicated staff members providing localized support to entrepreneurs across the region. HARAFIN is an institution deeply intertwined with the developmental aspirations of Haryana, channeling financial resources strategically to foster industrial diversification, employment opportunities, and overall economic prosperity within the state. It functions as a catalyst for growth, contributing to the vibrancy and resilience of Haryana's industrial ecosystem.
Company Details
Key Leadership
HARAFIN Share Price: Frequently Asked Questions
What is the current share price of HARYANA FINANCIAL CORPORATION?
HARYANA FINANCIAL CORPORATION (HARAFIN) trades at ₹63.00 on NSE and BSE. Market cap ₹1.68K (Cr). Educational data only.
What is the P/E ratio of HARYANA FINANCIAL CORPORATION?
HARYANA FINANCIAL CORPORATION has a P/E of N/Ax vs industry average 24.60x.
What is the Bull Run score for HARYANA FINANCIAL CORPORATION?
HARYANA FINANCIAL CORPORATION has a Bull Run score of 13/100 based on 25+ financial parameters.
Does HARYANA FINANCIAL CORPORATION pay dividends?
HARYANA FINANCIAL CORPORATION has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of HARYANA FINANCIAL CORPORATION?
HARYANA FINANCIAL CORPORATION has ROE of 0.00%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of HARYANA FINANCIAL CORPORATION?
HARYANA FINANCIAL CORPORATION has debt-to-equity of 0.00.
Is HARYANA FINANCIAL CORPORATION a good investment?
Bull Run gives HARYANA FINANCIAL CORPORATION a score of 13/100. This is not investment advice — consult a SEBI-registered advisor.