HDB Financial Services Limited Stock Price Today (NSE: HDBFS)
HDB Financial Services Limited
Fundamental Score
HDB Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
HDB Financial Services Limited share price today is ₹648.70, down 1.72% on NSE/BSE as of 18 June 2026. HDB Financial Services Limited (HDBFS) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹63.09K (Cr). The 52-week high for HDBFS share price is ₹891.90 and the 52-week low is ₹555.30. At a P/E ratio of 29.31x, HDBFS is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 14.72% and a debt-to-equity ratio of 4.68.
HDB Financial Services Limited Share Price Chart — NSE/BSE Historical Performance
HDB Financial Services Limited share price chart: 0.08% return over the past month. 52-week high ₹891.90, 52-week low ₹555.30.
HDB Financial Services Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹660.05 | ₹660.50 | ₹645.25 | ₹648.70 | 3.16L (Cr) | |
| ₹665.85 | ₹670.00 | ₹658.50 | ₹660.05 | 1.45L (Cr) | |
| ₹674.00 | ₹675.00 | ₹659.55 | ₹665.85 | 2.77L (Cr) | |
| ₹674.20 | ₹674.20 | ₹674.20 | ₹674.20 | 0.00 (Cr) | |
| ₹677.65 | ₹684.40 | ₹672.00 | ₹674.20 | 1.13L (Cr) | |
| ₹669.60 | ₹694.10 | ₹666.30 | ₹679.70 | 4.32L (Cr) | |
| ₹657.95 | ₹671.80 | ₹657.95 | ₹669.60 | 3.65L (Cr) | |
| ₹662.80 | ₹666.35 | ₹654.05 | ₹654.30 | 1.91L (Cr) | |
| ₹673.50 | ₹676.80 | ₹662.50 | ₹664.40 | 1.42L (Cr) | |
| ₹675.20 | ₹677.50 | ₹668.50 | ₹673.40 | 2.66L (Cr) |
HDB Financial Services Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹665.85 | ₹670.00 | ₹645.25 | ₹648.70 | -2.58% | |
| ₹657.95 | ₹705.00 | ₹654.05 | ₹665.85 | +1.20% | |
| ₹574.00 | ₹723.95 | ₹560.05 | ₹656.60 | +14.39% | |
| ₹685.05 | ₹703.40 | ₹555.30 | ₹559.95 | -18.26% | |
| ₹704.00 | ₹731.40 | ₹698.10 | ₹705.25 | +0.18% | |
| ₹766.00 | ₹788.95 | ₹687.30 | ₹707.40 | -7.65% | |
| ₹769.90 | ₹796.70 | ₹725.65 | ₹765.55 | -0.57% | |
| ₹730.95 | ₹778.50 | ₹705.05 | ₹767.20 | +4.96% | |
| ₹752.00 | ₹779.90 | ₹725.34 | ₹731.30 | -2.75% | |
| ₹778.20 | ₹801.10 | ₹739.10 | ₹750.30 | -3.59% | |
| ₹758.55 | ₹811.80 | ₹732.70 | ₹778.20 | +2.59% | |
| ₹835.00 | ₹891.90 | ₹741.10 | ₹758.55 | -9.16% |
AI Research Briefing
Powered by Gemini · 2026-04-15
Richly valued NBFC needs stellar Q4 and dividend to justify premium; otherwise, correction looms.
WHAT'S HAPPENING NOW (last 2-4 weeks)
HDB Financial Services (HDBFS) is set to announce its Q4 FY26 results today, April 15, 2026, with the board also considering a final dividend and potential fund raising through non-convertible securities. The stock was trading 3.19% higher at on the NSE in anticipation of the results.
CORE STORY (THE REAL GAME)
HDBFS is a play on the Indian consumption story, specifically retail lending growth, riding on the increasing credit demand in urban and semi-urban markets. It's about HDFC Bank leveraging its subsidiary for higher-yielding retail assets.
- Q4 results and dividend announcement today
- Shares trading higher in anticipation of positive news
- Potential fund raising to fuel future growth
- Strong Q4 earnings beat
- Generous dividend announcement
- Successful fund raising at favorable terms
- High valuation compared to industry peers
- Rising gross NPAs
- High Debt/Equity ratio and low Interest Coverage
DIIs increased stake significantly (Δ 5.77%) while FIIs decreased (Δ -0.94%), suggesting mixed institutional sentiment.
RBI maintaining repo rate is a tailwind, but tighter oversight of NBFCs presents a potential headwind.
No - Negative Free Cash Flow of ₹-36071.68 Cr over the last 5 years
Next 3-6 months hinge on maintaining asset quality and NIMs while growing the loan book. Regulatory changes are a key risk.
Primary Thesis Risk
Sharp rise in NPAs could trigger a valuation derating.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
HDB Financial Services Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
HDB Financial Services Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of HDBFS across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (51.32%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Balanced Promoter Holding (74.19%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (9.79%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 4.68)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.42x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-36071.68 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
HDB Financial Services Limited vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare HDB Financial Services Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
25.3/100 | ₹648.70₹649 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% | |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹927.35₹927 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3303.60₹3304 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹623.80₹624 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹278.75₹279 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4558.60₹4559 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹404.50₹405 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Piramal Enterprises LtdPiramal Enterpr... PEL • 500302 | 54.1/100 | ₹1124.20₹1124 | ₹25483.11₹25483.11 | 48.99Average 49.0 Average | 1.63%Poor 1.63% Poor | 6.78%Poor 6.78% Poor | 2.42Poor 2.4 Poor | 102.01%Excellent 102.01% Excellent | -4.51%Poor -4.51% Poor | 0.98% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
HDB Financial Services Limited Dividend History
Annual cash dividends paid by HDBFS — dividend yield 0.26%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹238.10 Cr |
| FY 2024 | ₹245.38 Cr |
| FY 2023 | ₹150.25 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
HDB Financial Services Limited Quarterly Performance
Latest quarterly metrics for HDBFS — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
13.44%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-1.62%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
N/A
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
HDB Financial Services Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for HDBFS — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
HDB Financial Services Limited Financial Statements
Annual income statement, balance sheet and cash flow for HDB Financial Services Limited (HDBFS) — sourced from NSE/BSE filings.
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Fetching financial data for HDB Financial Services Limited
About HDBFS (HDB Financial Services Limited)
HDB Financial Services Limited is a prominent Non-Banking Financial Company (NBFC) deeply ingrained in the Indian financial landscape. It functions as a crucial bridge connecting i...ndividuals and businesses with the financial resources they need to thrive. The company's core business revolves around providing a wide spectrum of lending solutions tailored to diverse needs. From assisting individuals in realizing their aspirations through personal loans to empowering small businesses with crucial capital injections, HDBFS plays a significant role in enabling economic growth. Beyond lending, the company extends its services into business process outsourcing, contributing to operational efficiency for its clients and solidifying its position as a multifaceted financial institution. The breadth of HDBFS's product portfolio is a testament to its commitment to serving a wide range of customers. Recognizing that financial needs vary significantly, the company offers a suite of tailored loan products. These include provisions for vehicle ownership, from two-wheelers to commercial vehicles, equipping individuals and businesses with essential transportation tools. For those seeking asset-backed financing, options like gold loans and loans against property offer pathways to unlock the value of existing assets. The company even caters to specialized sectors like agriculture through tractor loans, demonstrating its reach across the Indian economy. Supplementing this is the availability of insurance products, reflecting the organization's drive for inclusive financial solutions. HDBFS strategically positions itself as a partner in progress for both individuals and businesses. Its presence spans across various segments, catering to both urban and rural populations. The company's impact is particularly noteworthy in empowering micro-entrepreneurs and small business owners, providing them with the financial fuel needed to expand their operations and contribute to local economies. By offering accessible and customized financial solutions, HDBFS actively promotes financial inclusion and enables economic empowerment across the country. Its commitment to innovation and customer-centricity ensures it remains relevant in the dynamic landscape of the Indian financial sector.
Company Details
Key Leadership
Corporate Events
Latest News
HDBFS Share Price: Frequently Asked Questions
What is the current share price of HDB Financial Services Limited?
HDB Financial Services Limited (HDBFS) trades at ₹648.70 on NSE and BSE. Market cap ₹63.09K (Cr). Educational data only.
What is the P/E ratio of HDB Financial Services Limited?
HDB Financial Services Limited has a P/E of 29.31x vs industry average 22.03x.
What is the Bull Run score for HDB Financial Services Limited?
HDB Financial Services Limited has a Bull Run score of 25.3/100 based on 25+ financial parameters.
Does HDB Financial Services Limited pay dividends?
HDB Financial Services Limited has a dividend yield of 0.26%. Past dividends don't guarantee future payments.
What is the ROE of HDB Financial Services Limited?
HDB Financial Services Limited has ROE of 14.72%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of HDB Financial Services Limited?
HDB Financial Services Limited has debt-to-equity of 4.68.
Is HDB Financial Services Limited a good investment?
Bull Run gives HDB Financial Services Limited a score of 25.3/100. This is not investment advice — consult a SEBI-registered advisor.