HDFC Life Insurance Company Limited Stock Price Today (NSE: HDFCLIFE)
Fundamental Score
HDFC Life Insurance Company Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
HDFC Life Insurance Company Limited share price today is ₹581.80, up +1.29% on NSE/BSE as of 17 June 2026. HDFC Life Insurance Company Limited (HDFCLIFE) is a Large-cap company in the Life Insurance sector with a market capitalisation of ₹1.65L (Cr). The 52-week high for HDFCLIFE share price is ₹820.75 and the 52-week low is ₹555.10. At a P/E ratio of 87.32x, HDFCLIFE is currently trading above its industry average P/E of 83.91x. The company has a Return on Equity (ROE) of 10.80% and a debt-to-equity ratio of 0.14.
HDFC Life Insurance Company Limited Share Price Chart — NSE/BSE Historical Performance
HDFC Life Insurance Company Limited share price chart: 2.04% return over the past month. 52-week high ₹820.75, 52-week low ₹555.10.
HDFC Life Insurance Company Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹582.55 | ₹587.15 | ₹571.35 | ₹579.90 | 54.05L (Cr) | |
| ₹594.75 | ₹603.85 | ₹584.95 | ₹586.55 | 31.64L (Cr) | |
| ₹614.00 | ₹614.00 | ₹588.80 | ₹594.80 | 110.95L (Cr) | |
| ₹619.90 | ₹619.90 | ₹608.65 | ₹609.60 | 12.66L (Cr) | |
| ₹621.05 | ₹624.05 | ₹617.00 | ₹618.85 | 22.42L (Cr) | |
| ₹622.50 | ₹622.90 | ₹616.50 | ₹620.00 | 17.24L (Cr) | |
| ₹619.00 | ₹620.70 | ₹614.35 | ₹616.60 | 34.82L (Cr) | |
| ₹612.00 | ₹616.50 | ₹605.65 | ₹614.35 | 36.25L (Cr) | |
| ₹602.60 | ₹611.25 | ₹602.60 | ₹605.10 | 36.98L (Cr) | |
| ₹603.10 | ₹617.50 | ₹603.10 | ₹610.40 | 17.79L (Cr) |
HDFC Life Insurance Company Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹594.75 | ₹603.85 | ₹571.35 | ₹579.90 | -2.50% | |
| ₹586.90 | ₹629.30 | ₹583.00 | ₹594.80 | +1.35% | |
| ₹600.00 | ₹650.75 | ₹555.10 | ₹586.90 | -2.18% | |
| ₹704.60 | ₹720.00 | ₹587.85 | ₹590.60 | -16.18% | |
| ₹717.30 | ₹745.75 | ₹688.90 | ₹715.30 | -0.28% | |
| ₹750.00 | ₹779.90 | ₹708.10 | ₹731.00 | -2.53% | |
| ₹765.00 | ₹782.20 | ₹735.75 | ₹749.85 | -1.98% | |
| ₹730.00 | ₹788.50 | ₹728.45 | ₹764.30 | +4.70% | |
| ₹753.20 | ₹770.00 | ₹726.00 | ₹731.85 | -2.83% | |
| ₹772.05 | ₹803.00 | ₹748.50 | ₹756.45 | -2.02% | |
| ₹752.55 | ₹815.00 | ₹731.65 | ₹772.05 | +2.59% | |
| ₹814.30 | ₹818.90 | ₹732.85 | ₹755.50 | -7.22% |
AI Research Briefing
Powered by Gemini · 2026-04-09
HDFC Life is a long-term India life insurance play facing short-term valuation and regulatory headwinds; Q4 results are key.
WHAT'S HAPPENING NOW (last 2-4 weeks)
HDFC Life has scheduled an earnings conference call on April 16, 2026, to discuss Q4FY26 and FY26 financial performance. The board will also consider recommending a final dividend.
CORE STORY (THE REAL GAME)
Shift from high growth to sustainable value creation in the Indian life insurance sector, driven by regulatory changes and evolving consumer behavior. HDFC Life is now a play on long-term financial resilience, not just discretionary savings.
- Upcoming earnings call on April 16, 2026
- Potential dividend announcement
- Trading near 52-week low
- Strong Q4 results and positive FY27 guidance
- Favorable regulatory changes
- Increase in insurance penetration in India
- High P/E ratio
- ₹172 crore income tax order
- Negative one-year return
FII holdings increased slightly by 0.07%
India's resilient domestic economy and government support for insurance are tailwinds.
Yes - Free Cash Flow 5Y: ₹48213.75 Cr
HDFC Life's future hinges on its ability to navigate regulatory challenges and maintain growth in a competitive market. Q4 results and FY27 guidance will be critical.
Primary Thesis Risk
Valuation unsustainable if growth slows.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
HDFC Life Insurance Company Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
HDFC Life Insurance Company Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of HDFCLIFE across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Consistent Growth Track Record (25.90% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Conservative Debt Levels (D/E: 0.14)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹48213.75 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (50.25%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 39.41%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (6.58%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (0.93%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 87.32x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Revenue Contraction (-27.53%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (3.76% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
HDFC Life Insurance Company Limited vs Life Insurance Peers
Peer Comparison - Life Insurance
Compare HDFC Life Insurance Company Limited with 4 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
HDFC Life Insurance Company LimitedHDFC Life Insur...Selected✓ HDFCLIFE • 540777 | 40.7/100 | ₹581.80₹582 | ₹165332.90₹165332.90 | 87.32Average 87.3 Average | 10.80%Average 10.80% Average | 6.58%Poor 6.58% Poor | 0.14Excellent 0.1 Excellent | 5.10%Good 5.10% Good | 25.90%Excellent 25.90% Excellent | 0.27% |
64.3/100 | ₹803.50₹804 | ₹558084.03₹558084.03 | 10.92Average 10.9 Average | 45.72%Excellent 45.72% Excellent | 53.13%Excellent 53.13% Excellent | 0.00Excellent 0.0 Excellent | 77.68%Excellent 77.68% Excellent | 7.22%Good 7.22% Good | 1.36% | |
SBI Life Insurance Co LtdSBI Life Insura... SBILIFE • 540719 | 47.1/100 | ₹1881.40₹1881 | ₹197472.38₹197472.38 | 80.49Average 80.5 Average | 15.13%Good 15.13% Good | 16.88%Good 16.88% Good | 0.00Excellent 0.0 Excellent | 11.28%Good 11.28% Good | 21.69%Excellent 21.69% Excellent | 0.14% |
ICICI Prudential Life Insurance Company LimitedICICI Prudentia... ICICIPRULI • 540133 | 39.8/100 | ₹522.15₹522 | ₹90053.94₹90053.94 | 68.90Average 68.9 Average | 10.43%Average 10.43% Average | 11.94%Average 11.94% Average | 0.20Excellent 0.2 Excellent | 2.31%Average 2.31% Average | 27.48%Excellent 27.48% Excellent | 0.14% |
Max Financial Services LtdMax Financial S... MFSL • 500271 | 29.1/100 | ₹1617.90₹1618 | ₹59142.39₹59142.39 | 362.14Average 362.1 Average | 7.26%Poor 7.26% Poor | 8.13%Poor 8.13% Poor | 0.34Excellent 0.3 Excellent | 18.01%Excellent 18.01% Excellent | 20.57%Excellent 20.57% Excellent | 0.00% |
Top Life Insurance Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Life Insurance Corporation of India share price558084.03 Cr
- SBI Life Insurance Co Ltd share price197472.38 Cr
- ICICI Prudential Life Insurance Company Limited share price90053.94 Cr
- Max Financial Services Ltd share price59142.39 Cr
HDFC Life Insurance Company Limited PE Ratio History
Historical price-to-earnings ratio for HDFCLIFE — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹8.41 | ₹749.85 | 89.2x |
| FY 2024 | ₹7.31 | ₹617.05 | 84.4x |
| FY 2023 | ₹6.41 | ₹646.70 | 100.9x |
| FY 2022 | ₹6.48 | ₹566.25 | 87.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
HDFC Life Insurance Company Limited Dividend History
Annual cash dividends paid by HDFCLIFE — dividend yield 0.27%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2024 | ₹477.09 Cr |
| FY 2023 | ₹399.24 Cr |
| FY 2022 | ₹448.49 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
HDFC Life Insurance Company Limited Quarterly Performance
Latest quarterly metrics for HDFCLIFE — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-27.53%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
3.01%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
25.90%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
5.10%
Compounded annual net profit growth over 5 years
HDFC Life Insurance Company Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for HDFCLIFE — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
HDFC Life Insurance Company Limited Financial Statements
Annual income statement, balance sheet and cash flow for HDFC Life Insurance Company Limited (HDFCLIFE) — sourced from NSE/BSE filings.
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About HDFCLIFE (HDFC Life Insurance Company Limited)
HDFC Life Insurance Company Limited is a prominent player in the Indian life insurance sector, offering a broad spectrum of solutions designed to meet diverse financial needs. Its ...portfolio encompasses a range of individual and group insurance products, carefully crafted to provide financial security and long-term growth opportunities. These offerings extend beyond basic protection, incorporating avenues for wealth accumulation and retirement planning. HDFC Life aims to empower customers to navigate life's uncertainties with confidence by providing tailored insurance plans that suit varying risk appetites and financial goals. These may include options designed to provide income after retirement or provide a monetary benefit to family members should the policyholder pass away. The company distinguishes itself through its commitment to delivering comprehensive financial protection. Its suite of products includes traditional life insurance plans that offer a lump-sum payment upon maturity or death, alongside modern investment-linked insurance plans (ULIPs) that combine insurance coverage with market-linked returns. This dual approach allows policyholders to safeguard their loved ones and simultaneously pursue their financial aspirations. Additionally, HDFC Life provides specialized products such as pension plans for retirement security, health insurance for medical emergencies, and annuity plans for guaranteed income streams. Each product is engineered to meet the evolving needs of customers and secure their future. As a well-established life insurance provider, HDFC Life Insurance Company Limited operates with the goal of providing a trusted and reliable means for individuals and families to build a secure financial future. Its focus on innovation and customer-centricity ensures that it remains responsive to the ever-changing demands of the Indian insurance market. Through its extensive distribution network and digital platforms, HDFC Life strives to make insurance accessible to a wider audience, empowering individuals to make informed decisions about their financial well-being. HDFC Life offers Indians means for investment and security during life.
Company Details
Key Leadership
Corporate Events
Latest News
HDFCLIFE Share Price: Frequently Asked Questions
What is the current share price of HDFC Life Insurance Company Limited?
HDFC Life Insurance Company Limited (HDFCLIFE) trades at ₹581.80 on NSE and BSE. Market cap ₹1.65L (Cr). Educational data only.
What is the P/E ratio of HDFC Life Insurance Company Limited?
HDFC Life Insurance Company Limited has a P/E of 87.32x vs industry average 83.91x.
What is the Bull Run score for HDFC Life Insurance Company Limited?
HDFC Life Insurance Company Limited has a Bull Run score of 40.7/100 based on 25+ financial parameters.
Does HDFC Life Insurance Company Limited pay dividends?
HDFC Life Insurance Company Limited has a dividend yield of 0.27%. Past dividends don't guarantee future payments.
What is the ROE of HDFC Life Insurance Company Limited?
HDFC Life Insurance Company Limited has ROE of 10.80%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of HDFC Life Insurance Company Limited?
HDFC Life Insurance Company Limited has debt-to-equity of 0.14.
Is HDFC Life Insurance Company Limited a good investment?
Bull Run gives HDFC Life Insurance Company Limited a score of 40.7/100. This is not investment advice — consult a SEBI-registered advisor.