Home First Finance Company India Ltd Stock Price Today (NSE: HOMEFIRST)
Home First Finance Company India Ltd
Fundamental Score
Home First Finance Company India Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Home First Finance Company India Ltd share price today is ₹1180.30, up +0.00% on NSE/BSE as of 17 February 2026. Home First Finance Company India Ltd (HOMEFIRST) is a Mid-cap company in the Housing Finance Company sector with a market capitalisation of ₹11.50K (Cr). The 52-week high for HOMEFIRST share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 25.41x, HOMEFIRST is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 16.46% and a debt-to-equity ratio of 2.40.
Home First Finance Company India Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Home First Finance Company India Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Home First Finance Company Share Price: A Conservative Investor's Perspective
The Housing Finance Company (HFC) sector is currently navigating a complex landscape of rising interest rates and increased competition, making meticulous due diligence paramount. This analysis examines the Home First Finance Company share price, currently trading at ₹1174.80, through the lens of a conservative value investor prioritizing capital safety. Our assessment forms part of an 80-parameter fundamental audit, verified by Sweta Mishra, focusing on long-term sustainability and inherent value.
With a PE ratio of 25.41, Home First Finance Company India Ltd appears to be priced at a premium compared to certain peers. A crucial factor influencing this premium is the perceived quality of management. While a deep dive into management effectiveness requires more granular data, observational data suggests a potentially stronger operational execution at Home First relative to, for instance,
GIC Housing Finance Ltd. This perceived difference warrants further investigation to ascertain if it justifies the higher valuation.Return on Capital Employed (ROCE) is a critical indicator of a company’s efficiency in deploying capital. Home First Finance Company's ROCE of 11.35% is an area requiring careful scrutiny. While seemingly adequate, in a competitive environment, this level of ROCE might not be sufficient to create a significant economic moat. A higher ROCE would imply a greater ability to reinvest profits at attractive rates, further strengthening the company's competitive position and long-term viability. A lower ROCE makes it difficult to create a significant competitive advantage. Therefore, future ROCE trends will be a key determinant of Home First's ability to sustain its market position.
In conclusion, while Home First Finance Company share price reflects market optimism, a cautious approach is warranted. The relatively high PE ratio necessitates a deeper understanding of the company's competitive advantages and its ability to maintain its ROCE in the face of evolving market dynamics. Further investigation into management quality and future ROCE trends is essential for a comprehensive valuation.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Home First Finance Company India Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of HOMEFIRST across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (16.46%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (78.17%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (42.96%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (28.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (30.23% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (33.09% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (36.87% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 68.83%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 2.40)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.76x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-6637.39 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (12.39%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Home First Finance Company India Ltd Financial Statements
Comprehensive financial data for Home First Finance Company India Ltd including income statement, balance sheet and cash flow
About HOMEFIRST (Home First Finance Company India Ltd)
Home First Finance Company India Ltd (HOMEFIRST) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Housing Finance Company sector with a current market capitalisation of ₹11.50K (Cr). Home First Finance Company India Ltd has delivered a Return on Equity (ROE) of 16.46% and a ROCE of 11.35%. The debt-to-equity ratio stands at 2.40, reflecting the company's capital structure. Investors tracking HOMEFIRST share price can monitor key metrics including P/E ratio, promoter holding of 12.39%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
HOMEFIRST Share Price: Frequently Asked Questions
What is the current share price of Home First Finance Company India Ltd (HOMEFIRST)?
As of 17 Feb 2026, 10:11 am IST, Home First Finance Company India Ltd share price is ₹1180.30. The HOMEFIRST stock has a market capitalisation of ₹11.50K (Cr) on NSE/BSE.
Is HOMEFIRST share price Overvalued or Undervalued?
HOMEFIRST share price is currently trading at a P/E ratio of 25.41x, compared to the industry average of 18.03x. Based on this relative valuation, the Home First Finance Company India Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of HOMEFIRST share price?
The 52-week high of HOMEFIRST share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Home First Finance Company India Ltd share price?
Key factors influencing HOMEFIRST share price include quarterly earnings growth (Sales Growth: 28.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Home First Finance Company India Ltd a good stock for long-term investment?
Home First Finance Company India Ltd shows a 5-year Profit Growth of 36.87% and an ROE of 16.46%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.40 before investing in HOMEFIRST shares.
How does Home First Finance Company India Ltd compare with its industry peers?
Home First Finance Company India Ltd competes with major peers in the Housing Finance Company. Investors should compare HOMEFIRST share price P/E of 25.41x and ROE of 16.46% against the industry averages to determine competitive standing.
What is the P/E ratio of HOMEFIRST and what does it mean?
HOMEFIRST share price has a P/E ratio of 25.41x compared to the industry average of 18.03x. Investors pay ₹25 for every ₹1 of annual earnings.
How is HOMEFIRST performing according to Bull Run's analysis?
HOMEFIRST has a Bull Run fundamental score of 55.6/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does HOMEFIRST belong to?
HOMEFIRST operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Home First Finance Company India Ltd share price.
What is Return on Equity (ROE) and why is it important for HOMEFIRST?
HOMEFIRST has an ROE of 16.46%, which indicates excellent management efficiency. ROE measures how efficiently Home First Finance Company India Ltd generates profits from shareholders capital.
How is HOMEFIRST debt-to-equity ratio and what does it indicate?
HOMEFIRST has a debt-to-equity ratio of 2.40, which indicates high leverage that increases financial risk.
What is HOMEFIRST dividend yield and is it a good dividend stock?
HOMEFIRST offers a dividend yield of 0.33%, meaning you receive ₹0.33 annual dividend for every ₹100 invested in Home First Finance Company India Ltd shares.
How has HOMEFIRST share price grown over the past 5 years?
HOMEFIRST has achieved 5-year growth rates of: Sales Growth 30.23%, Profit Growth 36.87%, and EPS Growth 33.09%.
What is the promoter holding in HOMEFIRST and why does it matter?
Promoters hold 12.39% of HOMEFIRST shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Home First Finance Company India Ltd.
What is HOMEFIRST market capitalisation category?
HOMEFIRST has a market capitalisation of ₹11505 crores, placing it in the Mid-cap category.
How volatile is HOMEFIRST stock?
HOMEFIRST has a beta of N/A. A beta > 1 suggests the Home First Finance Company India Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is HOMEFIRST operating profit margin trend?
HOMEFIRST has a 5-year average Operating Profit Margin (OPM) of 78.17%, indicating the company's operational efficiency.
How is HOMEFIRST quarterly performance?
Recent quarterly performance shows Home First Finance Company India Ltd YoY Sales Growth of 28.00% and YoY Profit Growth of 42.96%.
What is the institutional holding pattern in HOMEFIRST?
HOMEFIRST has FII holding of 39.99% and DII holding of 28.84%. Significant institutional holding often suggests professional confidence in the Home First Finance Company India Ltd stock.