Home First Finance Company India Ltd Stock Price Today (NSE: HOMEFIRST)

Home First Finance Company India Ltd

1069.606.50 (0.60%)
Market Closed

Fundamental Score

...

Home First Finance Company India Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Home First Finance Company India Ltd share price today is 1069.60, down 0.60% on NSE/BSE as of 19 June 2026. Home First Finance Company India Ltd (HOMEFIRST) is a Mid-cap company in the Housing Finance Company sector with a market capitalisation of 11.50K (Cr). The 52-week high for HOMEFIRST share price is 1519.00 and the 52-week low is 893.70. At a P/E ratio of 25.41x, HOMEFIRST is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 16.46% and a debt-to-equity ratio of 2.40.

Home First Finance Company India Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
1238.90
Low
1046.10
Volume
2.1L
Change
-2.98%

Home First Finance Company India Ltd share price chart: -2.98% return over the past month. 52-week high ₹1519.00, 52-week low ₹893.70.

Home First Finance Company India Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
1062.101073.801045.201069.6083.60K (Cr)
1067.901085.001063.101076.101.79L (Cr)
1109.601134.101052.601065.206.05L (Cr)
1087.901128.601087.901117.901.80L (Cr)
1080.301095.001073.001086.904.56L (Cr)
1075.001101.801064.501080.101.76L (Cr)
1074.901076.801054.201063.4097.02K (Cr)
1087.501089.201065.201072.401.56L (Cr)
1070.001084.501062.001079.101.70L (Cr)
1066.001086.301055.201076.401.21L (Cr)

Home First Finance Company India Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
1067.901085.001045.201069.60+0.16%
1189.901238.901046.101065.20-10.48%
930.001187.00921.351161.70+24.91%
1031.001116.90893.70904.80-12.24%
1117.001260.001072.301083.10-3.03%
1105.001317.701013.001178.70+6.67%
1122.101197.901075.601102.20-1.77%
1214.001274.801085.201111.00-8.48%
1214.101278.001176.101195.10-1.56%
1218.901312.001170.001216.00-0.24%
1212.001375.001170.101218.60+0.54%
1376.001519.001202.501212.00-11.92%

Returns & Performance

Average

Return on Equity (ROE)

16.46%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

11.35%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

78.17%

Average operating profit margin over 5 years

Dividend Yield

0.33%

Annual dividend as % of current share price

Home First Finance Company India Ltd Valuation Check

Poor

Price to Earnings (P/E)

25.41x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

18.03x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Good

Promoter Holding

12.39%

% shares held by company founders/management

Excellent

FII Holding

39.99%

% shares held by foreign institutional investors

Excellent

DII Holding

28.84%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

42.96%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

28.00%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

30.23%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

33.09%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

36.87%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

2.40x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.76x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-6.64K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Home First Finance Company India Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of HOMEFIRST across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Return on Equity (16.46%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (78.17%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (42.96%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (28.00%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (30.23% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (33.09% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (36.87% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Institutional Confidence (FII+DII: 68.83%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Elevated Debt Levels (D/E: 2.40)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.76x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-6637.39 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (12.39%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Home First Finance Company India Ltd vs Housing Finance Company Peers

Peer Comparison - Housing Finance Company

Compare Home First Finance Company India Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
55.6/100
1070
₹11504.83
25.4
Average
16.46%
Good
11.35%
Average
2.4
Poor
36.87%
Excellent
30.23%
Excellent
0.33%
54.8/100
86
₹87039.71
36.9
Average
13.46%
Average
9.55%
Poor
4.4
Poor
38.71%
Excellent
29.33%
Excellent
0.00%
41.4/100
556
₹30291.98
5.5
Average
16.05%
Good
8.93%
Poor
7.1
Poor
17.76%
Excellent
7.33%
Good
1.82%
44.1/100
1078
₹23669.79
10.8
Average
12.27%
Average
9.46%
Poor
3.6
Poor
23.34%
Excellent
-2.03%
Poor
0.55%
31.1/100
478
₹21011.57
21.3
Average
16.86%
Good
11.42%
Average
2.5
Poor
36.61%
Excellent
17.50%
Excellent
0.00%
32.4/100
263
₹14148.60
16.8
Average
18.58%
Good
15.05%
Good
1.6
Average
28.91%
Excellent
28.46%
Excellent
1.59%
24.2/100
173
₹12631.74
9.9
Average
-8.66%
Poor
3.65%
Poor
2.0
Poor
-8.08%
Poor
0.00%
40.1/100
833
₹12107.71
13.1
Average
18.22%
Good
9.34%
Poor
6.6
Poor
17.91%
Excellent
13.82%
Good
1.32%
29.6/100
1369
₹11994.35
19.9
Average
14.11%
Average
10.09%
Average
3.1
Poor
18.16%
Excellent
21.15%
Excellent
0.00%
44.3/100
787
₹9428.70
21.2
Average
15.07%
Good
12.61%
Average
1.9
Average
51.70%
Excellent
38.34%
Excellent
0.58%
28.6/100
387
₹2590.06
5.7
Average
14.39%
Average
10.97%
Average
3.2
Poor
9.13%
Good
4.95%
Average
0.97%

Home First Finance Company India Ltd PE Ratio History

Historical price-to-earnings ratio for HOMEFIRST — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202542.07₹1102.2026.2x
FY 202433.67₹1055.5531.3x
FY 202325.20₹930.1036.9x
FY 202220.54₹731.6535.6x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Home First Finance Company India Ltd Dividend History

Annual cash dividends paid by HOMEFIRST — dividend yield 0.33%

Financial YearDividends Paid (₹ Cr)
FY 202530.12 Cr
FY 202422.90 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Home First Finance Company India Ltd Quarterly Performance

Latest quarterly metrics for HOMEFIRST — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

28.00%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

42.96%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

30.23%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

36.87%

Compounded annual net profit growth over 5 years

Home First Finance Company India Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for HOMEFIRST — calculated from daily price history

29RSI 14
Oversold — RSI 29

Selling pressure is heavy — potential reversal zone.

SMA 50
1071
▼ Price below SMA 50 — Short-term bearish
SMA 200
1154
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
211K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Home First Finance Company India Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Home First Finance Company India Ltd (HOMEFIRST) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Home First Finance Company India Ltd

About HOMEFIRST (Home First Finance Company India Ltd)

Home First Finance Company India Ltd is a dedicated housing finance institution deeply rooted in the Indian landscape. They strive to empower individuals and families to realize th...eir dreams of homeownership. With a commitment to providing accessible and tailored financial solutions, Home First focuses on understanding the unique needs of its diverse clientele. The company offers a comprehensive suite of loan products designed to facilitate various housing needs. These products include financing for the purchase of new homes, self-construction projects, home improvements and renovations, and even mortgages against property. Home First distinguishes itself through its customer-centric approach, aiming to simplify the often-complex process of securing a home loan. Home First Finance Company India Ltd particularly caters to segments often underserved by traditional banking institutions. They extend their services to salaried professionals, self-employed individuals, and small business owners, recognizing the entrepreneurial spirit and diverse income streams that characterize the Indian economy. By offering flexible loan terms and customized solutions, Home First enables individuals from varying socioeconomic backgrounds to access the financial resources necessary to achieve their housing aspirations. The company’s commitment extends beyond mere lending, fostering financial inclusion and contributing to the growth of communities across India. They leverage technology, including mobile applications, to streamline the loan application process and enhance customer convenience. Home First Finance Company India Ltd operates with a robust understanding of the Indian housing market and a commitment to ethical and transparent lending practices. The company’s headquarters are located in Mumbai, a major financial hub of India, reflecting its national scope and ambition. Since its establishment in 2010, Home First has steadily expanded its reach, building a reputation for reliability and customer satisfaction. Through a combination of personalized service, innovative financial products, and a deep understanding of the Indian consumer, Home First Finance Company India Ltd continues to play a significant role in shaping the future of homeownership in India.

Company Details

Symbol:HOMEFIRST
Industry:Housing Finance Company
Sector:Housing Finance Company

Key Leadership

Mr. Manoj Viswanathan
MD, CEO & Director
Mr. Jaithirth Rao
Founder
Mr. Palamadai Sundararajan Jayakumar
Founder

HOMEFIRST Share Price: Frequently Asked Questions

What is the current share price of Home First Finance Company India Ltd?

Home First Finance Company India Ltd (HOMEFIRST) trades at ₹1069.60 on NSE and BSE. Market cap ₹11.50K (Cr). Educational data only.

What is the P/E ratio of Home First Finance Company India Ltd?

Home First Finance Company India Ltd has a P/E of 25.41x vs industry average 18.03x.

What is the Bull Run score for Home First Finance Company India Ltd?

Home First Finance Company India Ltd has a Bull Run score of 55.6/100 based on 25+ financial parameters.

Does Home First Finance Company India Ltd pay dividends?

Home First Finance Company India Ltd has a dividend yield of 0.33%. Past dividends don't guarantee future payments.

What is the ROE of Home First Finance Company India Ltd?

Home First Finance Company India Ltd has ROE of 16.46%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Home First Finance Company India Ltd?

Home First Finance Company India Ltd has debt-to-equity of 2.40.

Is Home First Finance Company India Ltd a good investment?

Bull Run gives Home First Finance Company India Ltd a score of 55.6/100. This is not investment advice — consult a SEBI-registered advisor.