Housing & Urban Development Corporation Ltd
Fundamental Score
Housing & Urban Development Corporation Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of HUDCO across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Return on Equity (15.67%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (98.09%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 17.02 vs Industry: 22.38)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Strong Revenue Growth (27.85%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Balanced Promoter Holding (75.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
6 factors identified
Suboptimal ROCE (9.62%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Elevated Debt Levels (D/E: 7.03)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.49x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-41421.24 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for Housing & Urban Development Corporation Ltd
About HUDCO
Business Overview
Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for state government agencies and their parastatals, such as development authorities, housing boards, urban local bodies, water supply, sewerage boards, and roads and bridges development corporations, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It also provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres, etc. In addition, the company offers research and training services, such as training capacity; research facilitation; partnership and networking; and documentation, dissemination, and publication. The company was incorporated in 1970 and is headquartered in New Delhi, India.
Company Details
Key Leadership
Corporate Events
Latest News
HUDCO Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Housing & Urban Development Corporation Ltd (HUDCO)?
As of 29 Jan 2026, 10:33 am IST, Housing & Urban Development Corporation Ltd (HUDCO) is currently trading at ₹203.97. The stock has a market capitalization of ₹47.71K (Cr).
Is HUDCO share price Overvalued or Undervalued?
HUDCO is currently trading at a P/E ratio of 17.02x, compared to the industry average of 22.38x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Housing & Urban Development Corporation Ltd share price?
Key factors influencing HUDCO's price include its quarterly earnings growth (Sales Growth: 27.85%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Housing & Urban Development Corporation Ltd a good stock for long-term investment?
Housing & Urban Development Corporation Ltd shows a 5-year Profit Growth of 9.66% and an ROE of 15.67%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 7.03 before investing.
How does Housing & Urban Development Corporation Ltd compare with its industry peers?
Housing & Urban Development Corporation Ltd competes with major peers in the Financial Institution. Investors should compare HUDCO's P/E of 17.02x and ROE of 15.67% against the industry averages to determine its competitive standing.
What is the P/E ratio of HUDCO and what does it mean?
HUDCO has a P/E ratio of 17.02x compared to the industry average of 22.38x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹17 for every ₹1 of annual earnings.
How is HUDCO performing according to Bull Run's analysis?
HUDCO has a Bull Run fundamental score of 42.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does HUDCO belong to?
HUDCO operates in the Financial Institution industry. This classification helps understand the competitive landscape and sector-specific trends affecting Housing & Urban Development Corporation Ltd.
What is Return on Equity (ROE) and why is it important for HUDCO?
HUDCO has an ROE of 15.67%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Housing & Urban Development Corporation Ltd generates profits from shareholders' equity.
How is HUDCO's debt-to-equity ratio and what does it indicate?
HUDCO has a debt-to-equity ratio of 7.03, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is HUDCO's dividend yield and is it a good dividend stock?
HUDCO offers a dividend yield of 1.74%, which means you receive ₹1.74 annual dividend for every ₹100 invested.
How has HUDCO grown over the past 5 years?
HUDCO has achieved 5-year growth rates of: Sales Growth 6.45%, Profit Growth 9.66%, and EPS Growth 9.66%.
What is the promoter holding in HUDCO and why does it matter?
Promoters hold 75.00% of HUDCO shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is HUDCO's market capitalization category?
HUDCO has a market capitalization of ₹47705 crores, placing it in the Large-cap category.
How volatile is HUDCO stock?
HUDCO has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for HUDCO?
HUDCO has a 52-week high of ₹N/A and low of ₹N/A.
What is HUDCO's operating profit margin trend?
HUDCO has a 5-year average Operating Profit Margin (OPM) of 98.09%, indicating the company's operational efficiency.
How is HUDCO's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 27.85% and YoY Profit Growth of 3.08%.
What is the institutional holding pattern in HUDCO?
HUDCO has FII holding of 1.94% and DII holding of 10.92%. Significant institutional holding often suggests professional confidence in the stock.