ICICI Lombard General Insurance Company Limited
Fundamental Score
ICICI Lombard General Insurance Company Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of ICICIGI across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (18.80%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (24.86%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Consistent Growth Track Record (15.78% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Strong Profit Growth Track Record (16.00% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Cash Generation (₹7737.54 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (51.37%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Strong Institutional Confidence (FII+DII: 41.45%)
Observation: Significant professional investor participation indicates quality recognition.
Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
1 factors identified
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Financial Statements
Comprehensive financial data for ICICI Lombard General Insurance Company Limited
About ICICIGI
Business Overview
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, secretarial, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited is a subsidiary of ICICI Bank Limited.
Company Details
Key Leadership
Corporate Events
Latest News
ICICIGI Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of ICICI Lombard General Insurance Company Limited (ICICIGI)?
As of 29 Jan 2026, 10:32 am IST, ICICI Lombard General Insurance Company Limited (ICICIGI) is currently trading at ₹1825.60. The stock has a market capitalization of ₹99.14K (Cr).
Is ICICIGI share price Overvalued or Undervalued?
ICICIGI is currently trading at a P/E ratio of 35.40x, compared to the industry average of 44.24x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the ICICI Lombard General Insurance Company Limited share price?
Key factors influencing ICICIGI's price include its quarterly earnings growth (Sales Growth: 11.75%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is ICICI Lombard General Insurance Company Limited a good stock for long-term investment?
ICICI Lombard General Insurance Company Limited shows a 5-year Profit Growth of 16.00% and an ROE of 18.80%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does ICICI Lombard General Insurance Company Limited compare with its industry peers?
ICICI Lombard General Insurance Company Limited competes with major peers in the General Insurance. Investors should compare ICICIGI's P/E of 35.40x and ROE of 18.80% against the industry averages to determine its competitive standing.
What is the P/E ratio of ICICIGI and what does it mean?
ICICIGI has a P/E ratio of 35.40x compared to the industry average of 44.24x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹35 for every ₹1 of annual earnings.
How is ICICIGI performing according to Bull Run's analysis?
ICICIGI has a Bull Run fundamental score of 61.1/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does ICICIGI belong to?
ICICIGI operates in the General Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting ICICI Lombard General Insurance Company Limited.
What is Return on Equity (ROE) and why is it important for ICICIGI?
ICICIGI has an ROE of 18.80%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently ICICI Lombard General Insurance Company Limited generates profits from shareholders' equity.
How is ICICIGI's debt-to-equity ratio and what does it indicate?
ICICIGI has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is ICICIGI's dividend yield and is it a good dividend stock?
ICICIGI offers a dividend yield of 0.63%, which means you receive ₹0.63 annual dividend for every ₹100 invested.
How has ICICIGI grown over the past 5 years?
ICICIGI has achieved 5-year growth rates of: Sales Growth 15.78%, Profit Growth 16.00%, and EPS Growth 14.01%.
What is the promoter holding in ICICIGI and why does it matter?
Promoters hold 51.37% of ICICIGI shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is ICICIGI's market capitalization category?
ICICIGI has a market capitalization of ₹99139 crores, placing it in the Large-cap category.
How volatile is ICICIGI stock?
ICICIGI has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for ICICIGI?
ICICIGI has a 52-week high of ₹N/A and low of ₹N/A.
What is ICICIGI's operating profit margin trend?
ICICIGI has a 5-year average Operating Profit Margin (OPM) of 11.49%, indicating the company's operational efficiency.
How is ICICIGI's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 11.75% and YoY Profit Growth of 18.10%.
What is the institutional holding pattern in ICICIGI?
ICICIGI has FII holding of 24.04% and DII holding of 17.41%. Significant institutional holding often suggests professional confidence in the stock.